NJ Balanced Advantage Fund - Regular Plan - Growth - NAV, Mutual Fund Performance & Portfolio

NJ Balanced Advantage Fund - Regular Plan - Growth

Hybrid Balanced Advantage Very High Risk Fund Managers: Viral Shah, Dhaval Patel, Jaimin Ilavia

📓 Notes

-3.85%

1Y Return

-0.67% 1D

Overview Returns Historical Holdings Peer Comparison Fund Managers AMC FAQ

Latest NAV

₹13.25

Fund Size

₹3,242 Cr

Turnover Ratio

3.93

Lock-in Period

Nil

Inception Date

29 Oct 2021

Return Since Inception

5.82%

Fund Type

Open ended scheme

Min. Lumpsum / SIP

₹500 / ₹500

The investment objective of the Scheme is to generate capital appreciation by dynamically allocatingits assets between equity and specified debt securities. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

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NAV Performance

Historical Net Asset Value

-3.85% 1Y Return

≤ 1 year — Absolute; > 1 year — CAGR

Return Calculator

Estimation based on past performance

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Returns and Rankings

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index

Balanced Advantage	1M	3M	6M	9M	1Y	2Y	3Y	4Y	5Y	10Y	ALL
Fund returns	-1.71%	-2.72%	-0.08%	-2.57%	-3.85%	-2.57%	5.85%	8.13%	N/A	N/A	5.82%
Category returns	-2.49%	-3.14%	-1.26%	-2.03%	-2.18%	0.76%	7.95%	8.97%	7.52%	9.13%	N/A
Absolute returns	-1.71%	-2.72%	-0.08%	-2.57%	-3.85%	-5.09%	18.62%	36.74%	N/A	N/A	32.5%
Rank within category	3/21	7/21	6/21	14/20	17/20	20/20	18/18	13/17	N/A	N/A	N/A

≤ 1 year — Absolute; > 1 year — CAGR

Historical Data

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index

Balanced Advantage	2021	2022	2023	2024	2025	2026
Yearly returns	N/A	-0.2%	23.02%	10.05%	1.48%	-3.07%
Q1 returns	N/A	-2.01%	-1.21%	4.66%	-4.68%	-7.97%
Q2 returns	N/A	-6.45%	7.12%	5.54%	6.54%	6.68%
Q3 returns	N/A	6.46%	5.32%	6.8%	-0.88%	-0.82%
Q4 returns	N/A	2.26%	10.37%	-6.72%	0.81%	-0.45%

Expense Ratio, Exit Load & Tax

Expense Ratio: 2.42% (Inclusive of GST)

Exit Load

Nil upto 5% of units and 1% for remaining units on or before 30D, Nil after 30D

Advanced Ratios

Alpha	0.0186915
Beta	0.6338
Sharpe Ratio	0.0247427
Sortino Ratio	0.0478185

Risk Metrics

R-Squared	0.7457
Tracking Error	1.8679
Downside Risk	13.5756
Std. Deviation (Annualised)	9.1333

Peer Comparison

Balanced Advantage	1M	3M	6M	9M	1Y	3Y	5Y	10Y	ALL	Fund Size (Cr)	Exp. Ratio	Sharpe	Risk
Aditya Birla Sun Life Balanced Advantage Fund - Growth	-1.94%	-1.79%	0.87%	1.42%	2.08%	9.97%	8.17%	9.4%	9.49%	9,836.35	1.95	0.15	Very High
Baroda BNP Paribas Balanced Advantage Fund - Regular Plan - Growth	-3.21%	-3.85%	-0.7%	-0.62%	-0.38%	9.78%	8.22%	N/A	12.1%	5,162.17	2.05	0.11	Very High
ICICI Prudential Balanced Advantage Fund - Growth	-2.14%	-2.27%	-0.99%	-1.17%	-0.08%	9.63%	9.06%	10.11%	10.8%	71,913.50	1.57	0.14	High
Axis Balanced Advantage Fund - Regular Plan - Growth	-1.51%	-3.06%	-1.51%	-2.52%	-2.11%	9.52%	7.42%	N/A	8.32%	3,651.14	2.15	0.12	Very High
HDFC Balanced Advantage Fund - Growth	-2.21%	-3.99%	-2.89%	-4.61%	-4.43%	9.37%	11.84%	12.84%	16.19%	102,534.00	1.31	0.11	Very High
WhiteOak Capital Balanced Advantage Fund - Regular Plan - Growth	-2.15%	-2.25%	0.8%	-0.87%	-1.58%	9.32%	N/A	N/A	10.39%	2,256.34	2.25	0.12	High
Nippon India Balanced Advantage Fund - Growth	-2.5%	-3.34%	-1.06%	-0.98%	-1.76%	8.59%	7.46%	9.23%	14.02%	9,532.23	1.99	0.10	Very High
Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth	-2.94%	-3.14%	-0.01%	-1.56%	-1.51%	8.5%	N/A	N/A	7.87%	878.76	2.43	0.08	Very High
SBI Balanced Advantage Fund - Regular Plan - Growth	-1.88%	-3.87%	-2.91%	-3.54%	-1.71%	8.17%	8.35%	N/A	8.7%	40,544.60	1.67	0.09	Very High
NJ Balanced Advantage Fund - Regular Plan - Growth Current	-1.71%	-2.72%	-0.08%	-2.57%	-3.85%	5.85%	N/A	N/A	5.82%	3,241.74	2.42	0.02	Very High

Holdings (143)

Instrument Type

Domestic Equities

90.35%

Cash & Cash Equivalents and Net Assets

5.13%

Treasury Bills

4.37%

Government Securities

0.15%

Sector

Banks

15.90%

Petroleum Products

5.28%

Others

9.65%

Pharmaceuticals & Biotechnology

15.21%

Auto Components

4.40%

Healthcare Services

3.19%

Agricultural Food & other Products

3.17%

Automobiles

6.15%

Food Products

4.32%

Diversified FMCG

2.45%

Oil

1.92%

Chemicals & Petrochemicals

1.80%

Textiles & Apparels

1.55%

Finance

4.40%

Capital Markets

2.94%

Personal Products

1.81%

Transport Services

0.92%

Telecom - Services

1.42%

Consumer Durables

3.75%

IT - Software

3.56%

Retailing

0.76%

Aerospace & Defense

0.75%

IT - Services

0.65%

Electrical Equipment

0.55%

Non - Ferrous Metals

0.37%

Cement & Cement Products

0.55%

Transport Infrastructure

0.35%

Power

0.87%

Insurance

0.37%

Metals & Minerals Trading

0.20%

Ferrous Metals

0.27%

Consumable Fuels

0.15%

Construction

0.12%

Realty

0.11%

Fertilizers & Agrochemicals

0.07%

Beverages

0.03%

Diversified Metals

0.02%

Financial Technology (Fintech)

0.01%

Leisure Services

0.01%

Agricultural, Commercial & Construction Vehicles

0.00%

Name	Sector	Instrument	Assets %
HDFC Bank Ltd.	Banks	Domestic Equities	5.60%
Reliance Industries Ltd.	Petroleum Products	Domestic Equities	4.63%
Clearing Corporation of India Ltd		Cash & Cash Equivalents and Net Assets	4.57%
ICICI Bank Ltd.	Banks	Domestic Equities	4.14%
Torrent Pharmaceuticals Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	3.61%
Bosch Ltd.	Auto Components	Domestic Equities	3.55%
Dr. Lal Pathlabs Ltd.	Healthcare Services	Domestic Equities	3.18%
Marico Ltd.	Agricultural Food & other Products	Domestic Equities	3.17%
Eicher Motors Ltd.	Automobiles	Domestic Equities	2.74%
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	2.64%
Britannia Industries Ltd.	Food Products	Domestic Equities	2.47%
Cipla Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	2.45%
ITC Ltd.	Diversified FMCG	Domestic Equities	2.36%
Alkem Laboratories Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	2.22%
Dr. Reddy's Laboratories Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	2.17%
Oil & Natural Gas Corporation Ltd.	Oil	Domestic Equities	1.92%
Nestle India Ltd.	Food Products	Domestic Equities	1.84%
Kotak Mahindra Bank Ltd.	Banks	Domestic Equities	1.84%
Pidilite Industries Ltd.	Chemicals & Petrochemicals	Domestic Equities	1.76%
Hero MotoCorp Ltd.	Automobiles	Domestic Equities	1.61%
Ajanta Pharma Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	1.58%
Axis Bank Ltd.	Banks	Domestic Equities	1.58%
Page Industries Ltd.	Textiles & Apparels	Domestic Equities	1.55%
Bajaj Finance Ltd.	Finance	Domestic Equities	1.52%
HDFC Asset Management Company Ltd.	Capital Markets	Domestic Equities	1.44%
State Bank Of India	Banks	Domestic Equities	0.97%
Colgate-Palmolive (India) Ltd.	Personal Products	Domestic Equities	0.91%
The Great Eastern Shipping Company Ltd.	Transport Services	Domestic Equities	0.90%
Emami Ltd.	Personal Products	Domestic Equities	0.90%
Bharti Airtel Ltd.	Telecom - Services	Domestic Equities	0.89%
Endurance Technologies Ltd.	Auto Components	Domestic Equities	0.85%
Havells India Ltd.	Consumer Durables	Domestic Equities	0.81%
Tech Mahindra Ltd.	IT - Software	Domestic Equities	0.80%
National Stock Exchange Of India Ltd.	Capital Markets	Domestic Equities	0.78%
Bajaj Auto Ltd.	Automobiles	Domestic Equities	0.78%
Indiamart Intermesh Ltd.	Retailing	Domestic Equities	0.76%
Hindustan Aeronautics Ltd.	Aerospace & Defense	Domestic Equities	0.75%
Aptus Value Housing Finance India Ltd.	Finance	Domestic Equities	0.75%
Muthoot Finance Ltd.	Finance	Domestic Equities	0.72%
Mahindra & Mahindra Ltd.	Automobiles	Domestic Equities	0.70%
Mphasis Ltd.	IT - Software	Domestic Equities	0.70%
Infosys Ltd.	IT - Software	Domestic Equities	0.70%
Kajaria Ceramics Ltd.	Consumer Durables	Domestic Equities	0.68%
Tata Technologies Ltd.	IT - Services	Domestic Equities	0.65%
Castrol India Ltd.	Petroleum Products	Domestic Equities	0.64%
UTI Asset Management Company Ltd.	Capital Markets	Domestic Equities	0.62%
364 Days Tbill (MD 29/10/2026)		Treasury Bills	0.58%
Berger Paints India Ltd.	Consumer Durables	Domestic Equities	0.57%
Net Receivables / (Payables)		Cash & Cash Equivalents and Net Assets	0.56%
HCL Technologies Ltd.	IT - Software	Domestic Equities	0.54%
ABB India Ltd.	Electrical Equipment	Domestic Equities	0.52%
Crompton Greaves Consumer Electricals Ltd.	Consumer Durables	Domestic Equities	0.52%
Aditya Birla Capital Ltd.	Finance	Domestic Equities	0.51%
Vodafone Idea Ltd.	Telecom - Services	Domestic Equities	0.50%
Yes Bank Ltd.	Banks	Domestic Equities	0.49%
Canara Bank	Banks	Domestic Equities	0.48%
Tata Consultancy Services Ltd.	IT - Software	Domestic Equities	0.44%
CRISIL Ltd.	Finance	Domestic Equities	0.42%
91 Days Tbill (MD 15/10/2026)		Treasury Bills	0.40%
Kalyan Jewellers India Ltd.	Consumer Durables	Domestic Equities	0.40%
Hindalco Industries Ltd.	Non - Ferrous Metals	Domestic Equities	0.37%
91 Days Tbill (MD 01/10/2026)		Treasury Bills	0.37%
364 Days Tbill (MD 23/10/2026)		Treasury Bills	0.37%
182 Days Tbill (MD 31/12/2026)		Treasury Bills	0.37%
Asian Paints Ltd.	Consumer Durables	Domestic Equities	0.37%
Tata Elxsi Ltd.	IT - Software	Domestic Equities	0.36%
Titan Company Ltd.	Consumer Durables	Domestic Equities	0.36%
Ambuja Cements Ltd.	Cement & Cement Products	Domestic Equities	0.35%
IDFC First Bank Ltd.	Banks	Domestic Equities	0.35%
JIO Financial Services Ltd.	Finance	Domestic Equities	0.34%
Adani Ports and Special Economic Zone Ltd.	Transport Infrastructure	Domestic Equities	0.34%
182 Days Tbill (MD 08/10/2026)		Treasury Bills	0.31%
364 Days Tbill (MD 10/12/2026)		Treasury Bills	0.31%
182 Days Tbill (MD 17/12/2026)		Treasury Bills	0.30%
Tata Power Company Ltd.	Power	Domestic Equities	0.29%
Maruti Suzuki India Ltd.	Automobiles	Domestic Equities	0.25%
Abbott India Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	0.25%
364 Days Tbill (MD 07/01/2027)		Treasury Bills	0.24%
NTPC Ltd.	Power	Domestic Equities	0.24%
Punjab National Bank	Banks	Domestic Equities	0.21%
Divi's Laboratories Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	0.20%
HDFC Life Insurance Company Ltd.	Insurance	Domestic Equities	0.20%
Ultratech Cement Ltd.	Cement & Cement Products	Domestic Equities	0.20%
Adani Enterprises Ltd.	Metals & Minerals Trading	Domestic Equities	0.20%
Adani Power Ltd.	Power	Domestic Equities	0.18%
Tata Steel Ltd.	Ferrous Metals	Domestic Equities	0.18%
5.74% Government of India (15/11/2026)		Government Securities	0.15%
Coal India Ltd.	Consumable Fuels	Domestic Equities	0.15%
182 Days Tbill (MD 29/10/2026)		Treasury Bills	0.15%
364 Days Tbill (MD 12/11/2026)		Treasury Bills	0.15%
364 Days Tbill (MD 26/11/2026)		Treasury Bills	0.15%
182 Days Tbill (MD 14/01/2027)		Treasury Bills	0.15%
SBI Life Insurance Company Ltd.	Insurance	Domestic Equities	0.13%
Larsen & Toubro Ltd.	Construction	Domestic Equities	0.12%
The Phoenix Mills Ltd.	Realty	Domestic Equities	0.11%
Adani Energy Solutions Ltd.	Power	Domestic Equities	0.11%
Indian Energy Exchange Ltd.	Capital Markets	Domestic Equities	0.10%
91 Days Tbill (MD 22/10/2026)		Treasury Bills	0.09%
Steel Authority Of India Ltd.	Ferrous Metals	Domestic Equities	0.09%
182 Days Tbill (MD 19/11/2026)		Treasury Bills	0.09%
Glenmark Pharmaceuticals Ltd.	Pharmaceuticals & Biotechnology	Domestic Equities	0.09%
Hindustan Unilever Ltd.	Diversified FMCG	Domestic Equities	0.09%
Bandhan Bank Ltd.	Banks	Domestic Equities	0.08%
364 Days Tbill (MD 03/12/2026)		Treasury Bills	0.08%
UPL Ltd.	Fertilizers & Agrochemicals	Domestic Equities	0.07%
LIC Housing Finance Ltd.	Finance	Domestic Equities	0.07%
Bank Of Baroda	Banks	Domestic Equities	0.07%
364 Days Tbill (MD 02/10/2026)		Treasury Bills	0.06%
364 Days Tbill (MD 25/02/2027)		Treasury Bills	0.06%
364 Days Tbill (MD 19/03/2027)		Treasury Bills	0.06%
Adani Green Energy Ltd.	Power	Domestic Equities	0.06%
Amber Enterprises India Ltd.	Consumer Durables	Domestic Equities	0.06%
TVS Motor Company Ltd.	Automobiles	Domestic Equities	0.05%
IndusInd Bank Ltd.	Banks	Domestic Equities	0.05%
Shriram Finance Ltd.	Finance	Domestic Equities	0.05%
Solar Industries India Ltd.	Chemicals & Petrochemicals	Domestic Equities	0.04%
Life Insurance Corporation of India	Insurance	Domestic Equities	0.04%
Bank Of India	Banks	Domestic Equities	0.03%
91 Days Tbill (MD 29/10/2026)		Treasury Bills	0.03%
182 Days Tbill (MD 05/11/2026)		Treasury Bills	0.03%
Varun Beverages Ltd.	Beverages	Domestic Equities	0.03%
Indus Towers Ltd.	Telecom - Services	Domestic Equities	0.03%
Wipro Ltd.	IT - Software	Domestic Equities	0.02%
PNB Housing Finance Ltd.	Finance	Domestic Equities	0.02%
Vedanta Ltd.	Diversified Metals	Domestic Equities	0.02%
GE Vernova T&D India Ltd.	Electrical Equipment	Domestic Equities	0.02%
Indian Oil Corporation Ltd.	Petroleum Products	Domestic Equities	0.01%
Container Corporation Of India Ltd.	Transport Services	Domestic Equities	0.01%
One97 Communications Ltd.	Financial Technology (Fintech)	Domestic Equities	0.01%
Tata Motors Passenger Vehicles Ltd.	Automobiles	Domestic Equities	0.01%
Bharat Heavy Electricals Ltd.	Electrical Equipment	Domestic Equities	0.01%
Apollo Hospitals Enterprise Ltd.	Healthcare Services	Domestic Equities	0.01%
GMR Airports Ltd.	Transport Infrastructure	Domestic Equities	0.01%
The Indian Hotels Company Ltd.	Leisure Services	Domestic Equities	0.01%
Ashok Leyland Ltd.	Agricultural, Commercial & Construction Vehicles	Domestic Equities	0.00%
Interglobe Aviation Ltd.	Transport Services	Domestic Equities	0.00%
Inox Wind Ltd.	Electrical Equipment	Domestic Equities	0.00%
Godrej Properties Ltd.	Realty	Domestic Equities	0.00%
SBI Cards And Payment Services Ltd.	Finance	Domestic Equities	0.00%
Hitachi Energy India Ltd.	Electrical Equipment	Domestic Equities	0.00%
Hindustan Petroleum Corporation Ltd.	Petroleum Products	Domestic Equities	0.00%
Power Grid Corporation Of India Ltd.	Power	Domestic Equities	0.00%
Dabur India Ltd.	Personal Products	Domestic Equities	0.00%
Total			100.00%

FUND MANAGERS

Managed By Experts

Mr. Dhaval Patel

Age

38 Yrs

Experience

10 Years

Reported

01 Jun 2018

MCA

Mr. Viral Shah

Mr. Shah has 20 plus years of experience in Rule- Based funds management with his analytical bent of mind, he has been the architect of various Rule-Based investment approaches like the MARS and PMS strategies at the NJ Group.

Age

47 Yrs

Experience

23 Years

Reported

01 Jun 2026

B.E., MBA (Finance)

AMC

Asset Management Companies