Hybrid Balanced Advantage Very High Risk Fund Managers: Viral Shah, Dhaval Patel
Hybrid Balanced Advantage Very High Risk
The investment objective of the Scheme is to generate capital appreciation by dynamically allocating
its assets between equity and specified debt securities. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Balanced Advantage | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -4.42% | -7.21% | -6.11% | -6.46% | -0.55% | -0.58% | 9.03% | 6.71% | 0% | 0% | 5.64% |
| Category returns | -5.13% | -7.79% | -4.39% | -5.35% | 0.91% | 3.3% | 10.38% | 8.25% | 9.1% | 10.12% | N/A |
| Absolute returns | -4.42% | -7.21% | -6.11% | -6.46% | -0.55% | -1.16% | 29.71% | 29.71% | 0% | 0% | 27.5% |
| Rank within category | 6 | 7 | 18 | 15 | 18 | 19 | 15 | 13 | 14 | 8 | N/A |
| Total Schemes in Category | 21 | 20 | 20 | 20 | 20 | 19 | 18 | 17 | 13 | 7 | N/A |
| Balanced Advantage | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Yearly returns | N/A | -0.2% | 23.02% | 10.05% | 1.48% | -6.73% |
| Q1 returns | N/A | -2.01% | -1.21% | 4.66% | -4.68% | -7.97% |
| Q2 returns | N/A | -6.45% | 7.12% | 5.54% | 6.54% | 1.35% |
| Q3 Returns | N/A | 6.46% | 5.32% | 6.8% | -0.88% | N/A |
| Q4 Returns | N/A | 2.26% | 10.37% | -6.72% | 0.81% | N/A |
Expense ratio: 1.9%
Inclusive of GST
Exit load
Nil upto 5% of units and 1% for remaining units on or before 30D, Nil after 30D
| Alpha | -0.00860704 |
| Beta | 0.6246 |
| Sharpe Ratio | 0.122784 |
| Sortino Ratio | 0.234673 |
| R-Squared | 0.7188 |
| Tracking Error | 1.8655 |
| Downside Risk | 12.6267 |
| Std. Deviation (Annualised) | 8.7979 |
| Balanced Advantage | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund - Growth | -6.37% | -9.24% | -5.59% | -6.53% | -0.18% | 14.76% | 15.39% | 14.79% | 16.43% | 107,590.00 | 1.35 | 0.29 | Very High |
| Axis Balanced Advantage Fund - Regular Plan - Growth | -4.85% | -7.34% | -3.21% | -4.22% | 0.7% | 12.64% | 9.56% | 0% | 8.44% | 3,799.23 | 1.91 | 0.26 | Very High |
| SBI Balanced Advantage Fund - Regular Plan - Growth | -5.19% | -6.81% | -1.61% | -3.06% | 3.02% | 11.74% | 0% | 0% | 9.42% | 40,952.50 | 1.54 | 0.27 | High |
| Baroda BNP Paribas Balanced Advantage Fund - Regular Plan - Growth | -6.77% | -9.08% | -4.27% | -6.22% | 2.63% | 11.68% | 9.85% | 0% | 12.05% | 4,766.56 | 1.88 | 0.20 | Very High |
| ICICI Prudential Balanced Advantage Fund - Growth | -4.74% | -6.98% | -3.05% | -1.89% | 4.75% | 11.44% | 10.35% | 11.1% | 10.85% | 71,150.80 | 1.43 | 0.26 | High |
| Aditya Birla Sun Life Balanced Advantage Fund - Growth | -4.25% | -6.59% | -2.61% | -3.73% | 3.38% | 11.39% | 9.39% | 10.75% | 9.42% | 9,103.69 | 1.77 | 0.23 | Very High |
| WhiteOak Capital Balanced Advantage Fund - Regular Plan - Growth | -5.28% | -8.65% | -5.65% | -6.41% | 0.6% | 10.96% | 0% | 0% | 9.98% | 2,158.29 | 2.02 | 0.20 | High |
| Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth | -6.27% | -8.71% | -5.55% | -7.45% | -0.09% | 10.73% | 0% | 0% | 7.39% | 912.31 | 2.22 | 0.18 | Very High |
| Nippon India Balanced Advantage Fund - Growth | -4.73% | -6.94% | -4.27% | -3.97% | 1.3% | 10.71% | 9.14% | 10.82% | 14.16% | 9,687.94 | 1.74 | 0.20 | Very High |
| NJ Balanced Advantage Fund - Regular Plan - Growth Current | -4.42% | -7.21% | -6.11% | -6.46% | -0.55% | 9.03% | 0% | 0% | 5.64% | 3,567.21 | 1.90 | 0.12 | Very High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Domestic Equities | 88.95% |
| Cash & Cash Equivalents and Net Assets | 6.56% | |
| Treasury Bills | 3.08% | |
| Government Securities | 1.41% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Petroleum Products | 9.11% | |
| Banks | 12.04% | |
| Others | 11.05% | |
| Finance | 13.92% | |
| Automobiles | 6.52% | |
| Agricultural Food & other Products | 3.23% | |
| Food Products | 4.90% | |
| Auto Components | 4.70% | |
| Capital Markets | 3.20% | |
| Transport Services | 2.25% | |
| Pharmaceuticals & Biotechnology | 4.63% | |
| Chemicals & Petrochemicals | 1.75% | |
| Diversified FMCG | 2.12% | |
| IT - Software | 6.71% | |
| Healthcare Services | 1.49% | |
| Textiles & Apparels | 1.32% | |
| Telecom - Services | 1.33% | |
| Oil | 0.67% | |
| Personal Products | 1.10% | |
| Consumer Durables | 2.52% | |
| Power | 0.64% | |
| Gas | 0.70% | |
| Fertilizers & Agrochemicals | 0.63% | |
| IT - Services | 0.99% | |
| Retailing | 0.85% | |
| Realty | 0.51% | |
| Ferrous Metals | 0.38% | |
| Cement & Cement Products | 0.25% | |
| Insurance | 0.16% | |
| Beverages | 0.12% | |
| Industrial Products | 0.08% | |
| Transport Infrastructure | 0.07% | |
| Aerospace & Defense | 0.04% | |
| Construction | 0.01% | |
| Leisure Services | 0.01% | |
| Electrical Equipment | 0.01% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 8.57% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 6.01% |
| Clearing Corporation of India Ltd | Cash & Cash Equivalents and Net Assets | 5.48% | |
| Bajaj Finance Ltd. | Finance | Domestic Equities | 5.46% |
| Eicher Motors Ltd. | Automobiles | Domestic Equities | 3.77% |
| Marico Ltd. | Agricultural Food & other Products | Domestic Equities | 3.23% |
| Britannia Industries Ltd. | Food Products | Domestic Equities | 3.03% |
| Bosch Ltd. | Auto Components | Domestic Equities | 2.97% |
| Muthoot Finance Ltd. | Finance | Domestic Equities | 2.70% |
| HDFC Asset Management Company Ltd. | Capital Markets | Domestic Equities | 2.29% |
| The Great Eastern Shipping Company Ltd. | Transport Services | Domestic Equities | 2.25% |
| ICICI Bank Ltd. | Banks | Domestic Equities | 2.10% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 2.09% |
| Nestle India Ltd. | Food Products | Domestic Equities | 1.87% |
| Dr. Reddy's Laboratories Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.75% |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Domestic Equities | 1.74% |
| Hero MotoCorp Ltd. | Automobiles | Domestic Equities | 1.74% |
| Hindustan Unilever Ltd. | Diversified FMCG | Domestic Equities | 1.66% |
| SBI Cards And Payment Services Ltd. | Finance | Domestic Equities | 1.66% |
| Tech Mahindra Ltd. | IT - Software | Domestic Equities | 1.62% |
| Endurance Technologies Ltd. | Auto Components | Domestic Equities | 1.62% |
| Dr. Lal Pathlabs Ltd. | Healthcare Services | Domestic Equities | 1.49% |
| Mphasis Ltd. | IT - Software | Domestic Equities | 1.49% |
| Ajanta Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.45% |
| Wipro Ltd. | IT - Software | Domestic Equities | 1.40% |
| Page Industries Ltd. | Textiles & Apparels | Domestic Equities | 1.32% |
| Sammaan Capital Ltd. | Finance | Domestic Equities | 1.23% |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 1.08% | |
| Axis Bank Ltd. | Banks | Domestic Equities | 1.08% |
| 364 Days Tbill (MD 02/07/2026) | Treasury Bills | 0.96% | |
| UTI Asset Management Company Ltd. | Capital Markets | Domestic Equities | 0.88% |
| Vodafone Idea Ltd. | Telecom - Services | Domestic Equities | 0.86% |
| JIO Financial Services Ltd. | Finance | Domestic Equities | 0.84% |
| Aptus Value Housing Finance India Ltd. | Finance | Domestic Equities | 0.84% |
| 8.33% Government of India (09/07/2026) | Government Securities | 0.71% | |
| 7.27% Government of India (08/04/2026) | Government Securities | 0.70% | |
| Oil & Natural Gas Corporation Ltd. | Oil | Domestic Equities | 0.67% |
| Bajaj Auto Ltd. | Automobiles | Domestic Equities | 0.66% |
| Aditya Birla Capital Ltd. | Finance | Domestic Equities | 0.65% |
| Dabur India Ltd. | Personal Products | Domestic Equities | 0.64% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.62% |
| Asian Paints Ltd. | Consumer Durables | Domestic Equities | 0.61% |
| Tata Consultancy Services Ltd. | IT - Software | Domestic Equities | 0.61% |
| Power Grid Corporation Of India Ltd. | Power | Domestic Equities | 0.61% |
| HCL Technologies Ltd. | IT - Software | Domestic Equities | 0.57% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Domestic Equities | 0.57% |
| Gujarat State Petronet Ltd. | Gas | Domestic Equities | 0.56% |
| Bayer CropScience Ltd. | Fertilizers & Agrochemicals | Domestic Equities | 0.56% |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.54% |
| Castrol India Ltd. | Petroleum Products | Domestic Equities | 0.54% |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.52% |
| Berger Paints India Ltd. | Consumer Durables | Domestic Equities | 0.51% |
| Tata Technologies Ltd. | IT - Services | Domestic Equities | 0.50% |
| Tata Elxsi Ltd. | IT - Software | Domestic Equities | 0.49% |
| L&T Technology Services Ltd. | IT - Services | Domestic Equities | 0.49% |
| 182 Days Tbill (MD 16/04/2026) | Treasury Bills | 0.49% | |
| Kajaria Ceramics Ltd. | Consumer Durables | Domestic Equities | 0.47% |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 0.46% |
| Trent Ltd. | Retailing | Domestic Equities | 0.46% |
| Procter & Gamble Hygiene and Health Care Ltd. | Personal Products | Domestic Equities | 0.46% |
| DLF Ltd. | Realty | Domestic Equities | 0.44% |
| Eternal Ltd. | Retailing | Domestic Equities | 0.39% |
| 182 Days Tbill (MD 24/04/2026) | Treasury Bills | 0.39% | |
| Tata Steel Ltd. | Ferrous Metals | Domestic Equities | 0.38% |
| CRISIL Ltd. | Finance | Domestic Equities | 0.37% |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 0.36% |
| Titan Company Ltd. | Consumer Durables | Domestic Equities | 0.36% |
| 91 Days Tbill (MD 12/03/2026) | Treasury Bills | 0.35% | |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 0.34% |
| 182 Days Tbill (MD 08/05/2026) | Treasury Bills | 0.28% | |
| Abbott India Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.25% |
| Ambuja Cements Ltd. | Cement & Cement Products | Domestic Equities | 0.25% |
| 364 Days Tbill (MD 02/04/2026) | Treasury Bills | 0.21% | |
| 364 Days Tbill (MD 23/04/2026) | Treasury Bills | 0.21% | |
| Bank Of Baroda | Banks | Domestic Equities | 0.19% |
| Yes Bank Ltd. | Banks | Domestic Equities | 0.18% |
| SBI Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.16% |
| Bajaj Finserv Ltd. | Finance | Domestic Equities | 0.13% |
| Petronet LNG Ltd. | Gas | Domestic Equities | 0.12% |
| State Bank Of India | Banks | Domestic Equities | 0.12% |
| Bandhan Bank Ltd. | Banks | Domestic Equities | 0.11% |
| Indus Towers Ltd. | Telecom - Services | Domestic Equities | 0.11% |
| Varun Beverages Ltd. | Beverages | Domestic Equities | 0.10% |
| Punjab National Bank | Banks | Domestic Equities | 0.09% |
| SKF India (Industrial) Ltd. | Industrial Products | Domestic Equities | 0.08% |
| UPL Ltd. | Fertilizers & Agrochemicals | Domestic Equities | 0.07% |
| 91 Days Tbill (MD 07/05/2026) | Treasury Bills | 0.07% | |
| 364 Days Tbill (MD 09/07/2026) | Treasury Bills | 0.07% | |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Domestic Equities | 0.06% |
| Godrej Properties Ltd. | Realty | Domestic Equities | 0.06% |
| 182 Days Tbill (MD 27/08/2026) | Treasury Bills | 0.05% | |
| SKF India Ltd. | Auto Components | Domestic Equities | 0.05% |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Domestic Equities | 0.04% |
| Bank Of India | Banks | Domestic Equities | 0.04% |
| Shriram Finance Ltd. | Finance | Domestic Equities | 0.04% |
| Samvardhana Motherson International Ltd. | Auto Components | Domestic Equities | 0.03% |
| RBL Bank Ltd. | Banks | Domestic Equities | 0.03% |
| Tata Power Company Ltd. | Power | Domestic Equities | 0.02% |
| Exide Industries Ltd. | Auto Components | Domestic Equities | 0.02% |
| Multi Commodity Exchange Of India Ltd. | Capital Markets | Domestic Equities | 0.02% |
| United Spirits Ltd. | Beverages | Domestic Equities | 0.02% |
| GAIL (India) Ltd. | Gas | Domestic Equities | 0.02% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 0.01% |
| The Indian Hotels Company Ltd. | Leisure Services | Domestic Equities | 0.01% |
| Solar Industries India Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.01% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.01% |
| BSE Ltd. | Capital Markets | Domestic Equities | 0.01% |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.01% |
| Laurus Labs Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.01% |
| Bharat Heavy Electricals Ltd. | Electrical Equipment | Domestic Equities | 0.00% |
| Adani Energy Solutions Ltd. | Power | Domestic Equities | 0.00% |
| NTPC Ltd. | Power | Domestic Equities | 0.00% |
| LIC Housing Finance Ltd. | Finance | Domestic Equities | 0.00% |
| Inox Wind Ltd. | Electrical Equipment | Domestic Equities | 0.00% |
| HDFC Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.00% |
| GMR Airports Ltd. | Transport Infrastructure | Domestic Equities | 0.00% |
| Adani Green Energy Ltd. | Power | Domestic Equities | 0.00% |
| Coforge Ltd. | IT - Software | Domestic Equities | 0.00% |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Balanced Advantage.
The investment objective of the Scheme is to generate capital appreciation by dynamically allocating
its assets between equity and specified debt securities. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
The scheme benchmark is the NIFTY 50 Hybrid Composite Debt 50:50 Index
It is classified as Very High Risk, suitable for investors with a Very High risk appetite.
Returns Delivered by the funds are as follows:
1-year: -0.55%
3-year: 9.05%
5-year: 0%
Top holdings include names such as:
The NAV is around ₹12.75 (approx.) for the NJ Balanced Advantage Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹3,567 Cr.
The expense ratio for the Regular Plan is 1.9.
Nil upto 5% of units and 1% for remaining units on or before 30D, Nil after 30D.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Viral Shah, Dhaval Patel
This fund is suitable for investors with a Very High risk tolerance.
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