WEBSITE BSE:540719 NSE: SBILIFE Inc. Year: 2000 Industry: Insurance
Last updated: 15:58
SBI Life Insurance Company Ltd is an primarily India-based organization, which gives life coverage. The Company gives a range of offerings, consisting of premium calculator, retirement planner, child education planner and tax calculator. Its character plans consist of unit related plans, child plans, retirement plans, safety plans and financial savings plans. Its organization plans includes Corporate Solutions, Group Loan Protection Products and Group Micro Insurance Plans. Its company solutions include retirement solutions, consisting of SBI L...Read More
SBI Life Insurance Company Ltd is an primarily India-based organization, which gives life coverage. The Company gives a range of offerings, consisting of premium calculator, retirement planner, child education planner and tax calculator. Its character plans consist of unit related plans, child plans, retirement plans, safety plans and financial savings plans. Its organization plans includes Corporate Solutions, Group Loan Protection Products and Group Micro Insurance Plans. Its company solutions include retirement solutions, consisting of SBI Life-Kalyan ULIP Plus, SBI lifestyles-CapAssure Gold and SBI life-Swarna Jeevan, and group safety plans. Its Group Loan Protection Product includes SBI Life-RiNn Raksha. Its Group Micro Insurance Plans consist SBI Life-Grameen Shakti and SBI Life-Grameen Super Suraksha. Its Online Plans includes SBI Life-eIncome Shield, SBI Life-eShield and SBI Life-Annuity Plus. ...Read Less
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Market Cap ₹204040 Cr.
Stock P/E 84.5
P/B 11.2
Current Price ₹2034.9
Book Value ₹ 182.5
Face Value 10
52W High ₹2085
Dividend Yield 0.13%
52W Low ₹ 1373.2
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 13104 | 20050 | 22316 | 25116 | 15105 | 20266 | 24828 | 23861 | 17179 | 24848 |
| Other Income | 14800 | 8767 | 16734 | 12778 | 19551 | 20032 | -5968 | 560 | 21810 | -1717 |
| Total Income | 27904 | 28816 | 39051 | 37895 | 34657 | 40298 | 18859 | 24421 | 38989 | 23132 |
| Total Expenditure | 27471 | 28392 | 38681 | 37043 | 34060 | 39696 | 18266 | 23520 | 38333 | 22600 |
| Operating Profit | 433 | 424 | 370 | 851 | 597 | 601 | 594 | 901 | 656 | 532 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Exceptional Income / Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 433 | 424 | 370 | 851 | 597 | 601 | 594 | 901 | 656 | 532 |
| Provision for Tax | 52 | 44 | 48 | 40 | 77 | 72 | 43 | 87 | 62 | 37 |
| Profit After Tax | 381 | 380 | 322 | 811 | 520 | 529 | 551 | 814 | 594 | 495 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit After Adjustments | 381 | 380 | 322 | 811 | 520 | 529 | 551 | 814 | 594 | 495 |
| Adjusted Earnings Per Share | 3.8 | 3.8 | 3.2 | 8.1 | 5.2 | 5.3 | 5.5 | 8.1 | 5.9 | 4.9 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 12780 | 15665 | 20852 | 25160 | 32890 | 40324 | 49768 | 58432 | 66581 | 80587 | 84060 | 90716 |
| Other Income | 10410 | 3454 | 9424 | 8600 | 11371 | 3519 | 32317 | 24595 | 15017 | 52044 | 33059 | 14685 |
| Total Income | 23190 | 19119 | 30276 | 33761 | 44261 | 43843 | 82085 | 83027 | 81598 | 132631 | 117119 | 105401 |
| Total Expenditure | 22382 | 18301 | 29442 | 32500 | 42906 | 41571 | 80180 | 81017 | 78595 | 129704 | 113926 | 102719 |
| Operating Profit | 808 | 818 | 834 | 1261 | 1355 | 2271 | 1905 | 2010 | 3004 | 2927 | 3192 | 2683 |
| Interest | 4 | 5 | 5 | 6 | 8 | 8 | 8 | 10 | 10 | 9 | 11 | 0 |
| Depreciation | 38 | 14 | 47 | 59 | 91 | 89 | 99 | 75 | 68 | 76 | 84 | 0 |
| Exceptional Income / Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 834 | 874 | 975 | 1184 | 1373 | 1414 | 1542 | 1561 | 1758 | 1942 | 2495 | 2683 |
| Provision for Tax | 14 | 13 | 20 | 34 | 46 | -9 | 87 | 55 | 38 | 48 | 81 | 229 |
| Profit After Tax | 820 | 861 | 955 | 1150 | 1327 | 1422 | 1456 | 1506 | 1721 | 1894 | 2413 | 2454 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit After Adjustments | 820 | 861 | 955 | 1150 | 1327 | 1422 | 1456 | 1506 | 1721 | 1894 | 2413 | 2454 |
| Adjusted Earnings Per Share | 8.2 | 8.6 | 9.5 | 11.5 | 13.3 | 14.2 | 14.6 | 15.1 | 17.2 | 18.9 | 24.1 | 24.4 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 4% | 13% | 16% | 21% |
| Operating Profit CAGR | 9% | 17% | 7% | 15% |
| PAT CAGR | 27% | 17% | 11% | 11% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 43% | 17% | 19% | NA% |
| ROE Average | 15% | 14% | 15% | 17% |
| ROCE Average | 16% | 15% | 15% | 18% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 3974 | 4691 | 5465 | 6374 | 7460 | 8884 | 10093 | 11418 | 12925 | 14592 | 16793 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 68795 | 76768 | 94742 | 113074 | 137155 | 155483 | 214731 | 259154 | 299053 | 380769 | 437013 |
| Total Current Liabilities | 1676 | 2503 | 2764 | 3216 | 3377 | 2784 | 3805 | 4559 | 4644 | 5195 | 5791 |
| Total Liabilities | 74445 | 83961 | 102971 | 122665 | 147992 | 167150 | 228629 | 275131 | 316622 | 400556 | 459597 |
| Fixed Assets | 265 | 301 | 507 | 511 | 563 | 568 | 564 | 524 | 520 | 551 | 580 |
| Other Non-Current Assets | 69393 | 78112 | 96040 | 114677 | 139529 | 159191 | 219116 | 265197 | 304724 | 385985 | 447959 |
| Total Current Assets | 4787 | 5548 | 6424 | 7476 | 7900 | 7391 | 8949 | 9410 | 11377 | 14020 | 11058 |
| Total Assets | 74445 | 83961 | 102971 | 122665 | 147992 | 167150 | 228629 | 275131 | 316622 | 400556 | 459597 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 2962 | 5378 | 3808 | 3141 | 4405 | 4084 | 6198 | 10875 | 10885 | 8923 | 6596 |
| Cash Flow from Operating Activities | 2715 | 5778 | 8525 | 10395 | 13473 | 19299 | 23878 | 21852 | 28656 | 29122 | 25547 |
| Cash Flow from Investing Activities | -182 | -7204 | -9031 | -8910 | -13553 | -16987 | -19203 | -21611 | -30203 | -31221 | -21789 |
| Cash Flow from Financing Activities | -117 | -144 | -144 | -221 | -241 | -198 | 3 | -231 | -415 | -227 | -215 |
| Net Cash Inflow / Outflow | 2416 | -1570 | -651 | 1264 | -321 | 2113 | 4678 | 10 | -1962 | -2327 | 3543 |
| Closing Cash & Cash Equivalent | 5378 | 3808 | 3157 | 4405 | 4084 | 6198 | 10875 | 10885 | 8923 | 6596 | 10139 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 8.2 | 8.61 | 9.55 | 11.5 | 13.27 | 14.22 | 14.56 | 15.05 | 17.19 | 18.91 | 24.08 |
| CEPS(Rs) | 8.2 | 8.61 | 9.55 | 11.5 | 13.27 | 14.22 | 14.56 | 15.05 | 17.19 | 18.91 | 24.08 |
| DPS(Rs) | 1.2 | 1.5 | 1.5 | 2 | 2 | 0 | 2.5 | 2 | 2.5 | 2.7 | 2.7 |
| Book NAV/Share(Rs) | 39.74 | 46.91 | 54.65 | 63.74 | 74.6 | 88.84 | 100.92 | 114.13 | 129.11 | 145.68 | 167.53 |
| Core EBITDA Margin(%) | -75.13 | -16.83 | -41.19 | -29.17 | -30.45 | -3.09 | -61.11 | -38.65 | -18.04 | -60.95 | -35.53 |
| EBIT Margin(%) | 6.53 | 5.58 | 4.67 | 4.71 | 4.17 | 3.51 | 3.1 | 2.67 | 2.64 | 2.41 | 2.97 |
| Pre Tax Margin(%) | 6.53 | 5.58 | 4.67 | 4.71 | 4.17 | 3.51 | 3.1 | 2.67 | 2.64 | 2.41 | 2.97 |
| PAT Margin (%) | 6.42 | 5.5 | 4.58 | 4.57 | 4.03 | 3.53 | 2.93 | 2.58 | 2.58 | 2.35 | 2.87 |
| Cash Profit Margin (%) | 6.42 | 5.5 | 4.58 | 4.57 | 4.03 | 3.53 | 2.93 | 2.58 | 2.58 | 2.35 | 2.87 |
| ROA(%) | 1.25 | 1.13 | 1.06 | 1.06 | 1.02 | 0.93 | 0.76 | 0.61 | 0.6 | 0.54 | 0.57 |
| ROE(%) | 22.53 | 19.87 | 18.8 | 19.43 | 19.18 | 17.4 | 15.34 | 14 | 14.14 | 13.77 | 15.38 |
| ROCE(%) | 22.92 | 20.17 | 19.19 | 20.01 | 19.85 | 17.3 | 16.26 | 14.51 | 14.45 | 14.12 | 15.9 |
| Receivable days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PER(x) | 0 | 0 | 0 | 58.54 | 43.68 | 45.07 | 60.48 | 74.41 | 63.97 | 79.21 | 64.28 |
| Price/Book(x) | 0 | 0 | 0 | 10.56 | 7.77 | 7.22 | 8.73 | 9.82 | 8.52 | 10.28 | 9.24 |
| Dividend Yield(%) | 0 | 0 | 0 | 0.3 | 0.35 | 0 | 0.28 | 0.18 | 0.23 | 0.18 | 0.17 |
| EV/Net Sales(x) | -0.12 | -0.1 | -0.07 | 2.57 | 1.69 | 1.55 | 1.71 | 1.86 | 1.59 | 1.8 | 1.82 |
| EV/Core EBITDA(x) | -1.89 | -1.98 | -1.71 | 51.31 | 40.97 | 27.59 | 44.8 | 54.16 | 35.26 | 49.63 | 48.02 |
| Net Sales Growth(%) | 19.92 | 22.58 | 33.11 | 20.66 | 30.72 | 22.6 | 23.42 | 17.41 | 13.95 | 21.04 | 4.31 |
| EBIT Growth(%) | 12.75 | 4.71 | 11.53 | 21.54 | 15.91 | 2.96 | 9.12 | 1.19 | 12.67 | 10.44 | 28.45 |
| PAT Growth(%) | 10.8 | 5 | 10.87 | 20.5 | 15.33 | 7.19 | 2.37 | 3.44 | 14.25 | 10.07 | 27.43 |
| EPS Growth(%) | 10.8 | 5 | 10.87 | 20.5 | 15.33 | 7.19 | 2.36 | 3.41 | 14.19 | 10 | 27.35 |
| Debt/Equity(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio(x) | 2.14 | 1.71 | 1.72 | 1.66 | 1.58 | 1.61 | 1.48 | 1.36 | 1.62 | 1.8 | 1.27 |
| Quick Ratio(x) | 2.14 | 1.71 | 1.72 | 1.66 | 1.58 | 1.61 | 1.48 | 1.36 | 1.62 | 1.8 | 1.27 |
| Interest Cover(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| # | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 55.45 | 55.44 | 55.43 | 55.42 | 55.41 | 55.39 | 55.38 | 55.38 | 55.37 | 55.36 |
| FII | 26.22 | 26.18 | 25.92 | 25.16 | 24.71 | 25.19 | 22.48 | 21.88 | 22.34 | 21.85 |
| DII | 14.15 | 14.28 | 14.63 | 15.41 | 15.89 | 15.32 | 17.92 | 18.68 | 18.24 | 18.7 |
| Public | 4.18 | 4.1 | 4.02 | 4.01 | 3.99 | 4.1 | 4.22 | 4.06 | 4.05 | 4.1 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 55.5 | 55.5 | 55.5 | 55.5 | 55.5 | 55.5 | 55.5 | 55.5 | 55.5 | 55.5 |
| FII | 26.25 | 26.2 | 25.96 | 25.19 | 24.75 | 25.24 | 22.53 | 21.93 | 22.39 | 21.9 |
| DII | 14.17 | 14.3 | 14.65 | 15.43 | 15.91 | 15.35 | 17.96 | 18.71 | 18.28 | 18.74 |
| Public | 4.18 | 4.11 | 4.02 | 4.02 | 4 | 4.11 | 4.23 | 4.07 | 4.06 | 4.11 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100.1 | 100.11 | 100.12 | 100.15 | 100.16 | 100.19 | 100.21 | 100.21 | 100.24 | 100.26 |
* The pros and cons are machine generated.
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