Bank Of Baroda

₹255.7 -7 | 2.7%

WEBSITE BSE:532134 NSE : BANKBARODA 10 May, 16:01

Market Cap ₹132206 Cr.

Stock P/E 9.7

P/B 1.1

Current Price ₹255.7

Book Value ₹ 229.2

Face Value 2

52W High ₹285.5

Dividend Yield 2.97%

52W Low ₹ 177.4

Edit Ratio

Bank Of Baroda Research see more...

Overview Inc. Year: 1911Industry: Bank - Public

Bank of Baroda is engaged in banking and financial services in India. Its segments encompass Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Operations. Its geographical section consists of Domestic Operations and Foreign Operations. It offers personal banking services, which include current accounts, savings account and term deposits. It offers various virtual products, which includes instant banking, such as Internet banking, cellular banking, cards, WhatsApp banking, digital signage structures (DSS), self-service passbook printers, and automatic teller machines (ATMs). It gives various loans, consisting of personal loan, home loan, vehicle loan, fintech, education loan, and gold loan. It offers service provider payment solutions, Baroda DigiNext Cash Management Services, BarodaINSTA SmartTrade, Bharat Bill Pay, Bhim Adhaar Baroda Pay and Internet Payment Gateway. It has 8,185 branches and 11,535 ATMs and cash recyclers supported by using self-carrier channels..

Bank Of Baroda Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

Show Value Show %

Peer Comparison

Bank Of Baroda Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Interest Earned	18722	19097	20048	22424	24834	27196	28003	29263	30042	31072
Other Income	3351	3373	1528	3896	5519	5332	5316	6503	5042	6538
Total Income	22073	22470	21577	26320	30353	32528	33318	35766	35084	37611
Interest Expense	9800	9956	10496	11495	13161	14790	16060	17528	18002	18309
Operating Expenditure	6292	6190	6798	7891	7472	8483	7762	8430	8653	9491
Provisions and contingencies	2688	4315	1411	2517	3540	2158	3278	3785	1903	2777
Operating Profit	3292	2010	2871	4418	6179	7096	6217	6023	6526	7033
Profit Before Tax	3292	2010	2871	4418	6179	7096	6217	6023	6526	7033
Provision for Tax	844	122	732	1146	2013	1986	1915	1680	1778	2017
Profit After Tax	2448	1888	2139	3272	4166	5110	4302	4343	4748	5016
Adjustments	16	143	-195	128	140	145	150	51	40	116
Profit After Adjustments	2464	2032	1944	3400	4306	5255	4452	4394	4789	5132
Adjusted Earnings Per Share	4.8	3.9	3.8	6.6	8.3	0	8.6	8.5	9.2	0

Bank Of Baroda Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Interest Earned	36442	40463	44915	45799	44473	46056	52906	78895	74314	73385	94139	118380
Other Income	4511	5555	5449	5992	7937	7992	7887	12191	15254	14395	16639	23399
Total Income	40953	46018	50364	51791	52410	54049	60793	91086	89568	87780	110778	141779
Interest Expense	24486	27604	30547	32107	29596	29160	32506	50040	43201	38815	49942	69899
Operating Expenditure	6306	7592	8604	9962	10350	11327	12769	21371	23117	24839	30644	34336
Provisions and contingencies	4965	4825	5230	15954	9440	15667	13994	20909	16876	14118	9627	11743
Operating Profit	5195	5996	5983	-6233	3024	-2106	1525	-1234	6373	10008	20565	25799
Profit Before Tax	5195	5996	5983	-6233	3024	-2106	1525	-1234	6373	10008	20565	25799
Provision for Tax	444	1065	2151	-1180	1247	-194	438	-2176	4919	2308	5877	7390
Profit After Tax	4750	4931	3833	-5053	1777	-1912	1087	942	1454	7700	14688	18409
Adjustments	54	69	79	-15	38	25	13	-14	94	149	217	357
Profit After Adjustments	4804	5001	3912	-5068	1815	-1887	1100	928	1548	7850	14905	18767
Adjusted Earnings Per Share	22.8	23.3	17.7	-22	7.9	-7.1	4.2	2	3	15.2	28.8	26.3

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	28%	6%	15%	10%
Operating Profit CAGR	105%	0%	0%	15%
PAT CAGR	91%	150%	0%	12%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	43%	52%	18%	4%
ROE Average	15%	9%	6%	5%
ROCE Average	13%	9%	7%	6%

Bank Of Baroda Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	33282	37847	42018	42503	43068	46566	54996	76104	82390	91868	105055
Minority's Interest	110	158	187	194	233	273	341	386	436	758	995
Deposits	482639	579997	629981	586690	617257	607451	665589	973228	995910	1075804	1234682
Borrowings	26553	36976	35502	33845	31242	64860	68868	95753	71263	109526	107910
Other Liabilities & Provisions	16805	21136	26290	27947	27422	28655	29878	54471	52677	62181	77238
Total Liabilities	559388	676114	733977	691179	719221	747805	819672	1199942	1202676	1340137	1525879
Cash and balance with RBI	14151	19445	23557	22811	23915	24035	28225	34245	40154	72775	56696
Bank Balance	73551	114911	128074	114188	130200	73388	69659	96760	88507	57454	45677
Investments	125617	122113	124739	128894	140716	175137	195716	289727	281859	347587	397487
Advances	333625	403715	435415	391486	392262	437941	484215	706540	723242	797281	963652
Fixed Assets	2550	2849	2978	6359	5930	5532	7144	9044	8082	10057	8876
Other Assets	9894	13081	19213	27441	26197	31771	34712	63627	60696	54852	53410
Total Assets	559388	676114	733977	691179	719221	747805	819672	1199942	1202676	1340137	1525879

Bank Of Baroda Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	65810	87702	134356	151631	136999	154115	97423	97885	131005	128661	130229
Cash Flow from Operating Activities	23196	42233	17838	-10011	17865	-59692	-1449	1519	-887	6210	-21271
Cash Flow from Investing Activities	-514	-730	-556	-4005	-551	-414	-2537	-139	-471	-3645	-1096
Cash Flow from Financing Activities	-790	5151	-6	-616	-198	3413	4449	14729	-986	-998	-5488
Net Cash Inflow / Outflow	21892	46654	17276	-14632	17116	-56692	462	16109	-2344	1567	-27855
Closing Cash & Cash Equivalent	87702	134356	151631	136999	154115	97423	97885	131005	128661	130229	102373

Bank Of Baroda Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	22.81	23.29	17.69	-21.99	7.88	-7.13	4.16	2.01	2.99	15.18	28.82
CEPS(Rs)	24.08	24.68	19	-19.65	10.06	-3.82	7.69	5.71	5.37	17.6	32.23
DPS(Rs)	4.3	4.3	3.2	0	1.2	0	0	0	0	2.85	5.5
Book NAV/Share(Rs)	157.45	171.3	185.43	166.5	171.25	163.97	171.64	151.46	159.32	177.65	203.14
Yield on Advances	10.92	10.02	10.32	11.7	11.34	10.52	10.93	11.17	10.28	9.2	9.77
Yield on Investments	6.78	8.23	9.11	9.72	10.2	7.69	7.75	7.6	8.05	6.5	6.63
Cost of Liabilities	4.81	4.47	4.59	5.17	4.56	4.34	4.43	4.68	4.05	3.27	3.72
NIM (Net Interest Margin)	2.19	1.95	2.02	2.08	2.17	2.38	2.62	2.56	2.74	2.71	3.02
Interest Spread	6.11	5.55	5.73	6.52	6.77	6.18	6.5	6.49	6.23	5.93	6.05
ROA(%)	0.93	0.8	0.54	-0.71	0.25	-0.26	0.14	0.09	0.12	0.61	1.02
ROE(%)	15.4	14.1	9.85	-12.73	4.57	-4.62	2.45	1.63	1.91	8.84	14.92
ROCE(%)	11.82	11.49	10.69	-5.34	6.62	0.2	4.64	2.67	6.68	8.12	13.33
PER(x)	5.94	6.19	9.23	0	21.96	0	30.97	26.67	24.78	7.35	5.86
Price/Book(x)	0.86	0.84	0.88	0.88	1.01	0.87	0.75	0.35	0.47	0.63	0.83
Dividend Yield(%)	3.17	2.98	1.96	0	0.69	0	0	0	0	2.55	3.26
EV/Net Sales(x)	1.51	1.68	1.59	1.48	1.6	2.23	1.95	1.53	1.47	2.28	2.07
EV/Core EBITDA(x)	5.42	6.28	6.39	6.97	5.7	7.56	6.63	6.12	4.71	6.93	6.47
Interest Earned Growth(%)	19.53	11.03	11	1.97	-2.89	3.56	14.87	49.12	-5.81	-1.25	28.28
Net Profit Growth	-8.93	3.81	-22.28	-231.84	135.17	-207.58	156.85	-13.33	54.31	429.63	90.75
Advances Growth	14.23	21.01	7.85	-10.09	0.2	11.65	10.57	45.91	2.36	10.24	20.87
EPS Growth(%)	-10.67	2.11	-24.06	-224.34	135.81	-190.56	158.3	-51.71	49.05	407.19	89.88
Loans/Deposits(x)	5.5	6.38	5.64	5.77	5.06	10.68	10.35	9.84	7.16	10.18	8.74
Cash/Deposits(x)	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.07	0.05
Current Ratio(x)	0.26	0.21	0.2	0.22	0.23	0.29	0.29	0.3	0.28	0.32	0.32
Quick Ratio(x)	5.5	6.38	5.64	5.77	5.06	10.68	10.35	9.84	7.16	10.18	8.74
CASA %	25.46	25.83	26.43	26.42	32.09	35.63	34.61	35.03	39.8	41.14	39.24

Bank Of Baroda Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	63.97	63.97	63.97	63.97	63.97	63.97	63.97	63.97	63.97	63.97
FII	7.37	9.14	8.23	8.93	9.97	10.92	12.29	12.39	12.27	12.4
DII	14.65	15.08	16.85	18.91	17.95	17	16.03	16	16	16.3
Public	14	11.81	10.95	8.19	8.11	8.11	7.7	7.64	7.75	7.33
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	330.82	330.82	330.82	330.82	330.82	330.82	330.82	330.82	330.82	330.82
FII	38.12	47.28	42.56	46.17	51.55	56.49	63.57	64.09	63.47	64.14
DII	75.77	77.98	87.13	97.77	92.83	87.9	82.92	82.74	82.74	84.3
Public	72.42	61.06	56.62	42.38	41.95	41.93	39.83	39.49	40.1	37.88
Others	0	0	0	0	0	0	0	0	0	0
Total	517.14	517.14	517.14	517.14	517.14	517.14	517.14	517.14	517.14	517.14

Pros

Company has reduced debt.

Cons

Company has a low return on equity of 9% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Bank Of Baroda News

Top Unlisted Companies & InstaBuy Companies

Sell or Purchase Share (Tentative Price)

Current Price: 260/-

Fincare Small Finance Bank

IPO

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Bank Of Baroda

Add Watchlist

Bank Of Baroda Research see more...

Overview Inc. Year: 1911Industry: Bank - Public

Bank Of Baroda Share Price

Alert Data

Quarterly Price

Peer Comparison

Bank Of Baroda Quarterly Results

Bank Of Baroda Profit & Loss

Growth Rates

Bank Of Baroda Balance Sheet

Bank Of Baroda Cash Flow

Bank Of Baroda Ratios

Bank Of Baroda Shareholding Pattern

Bank Of Baroda News

Top Unlisted Companies & InstaBuy Companies

Fincare Small Finance Bank

IPO

Stocx: India's #1 Marketplace to Find Your Winning Stock

Please Login!

Error!