WEBSITE BSE:543940 NSE: JIOFIN Inc. Year: 1999 Industry: Finance - NBFC
Last updated: 11:19
JIO Financial Services Ltd is a dynamic and innovative financial institution that has rapidly emerged as a prominent player in the financial services industry. Founded on the principles of technological prowess and customer-centricity, JIO Financial Services offers a wide range of financial products and solutions tailored to meet the diverse needs of its clientele. With a commitment to leveraging cutting-edge technology, JIO Financial Services provides seamless digital banking experiences, including online account management, lending services,...Read More
JIO Financial Services Ltd is a dynamic and innovative financial institution that has rapidly emerged as a prominent player in the financial services industry. Founded on the principles of technological prowess and customer-centricity, JIO Financial Services offers a wide range of financial products and solutions tailored to meet the diverse needs of its clientele. With a commitment to leveraging cutting-edge technology, JIO Financial Services provides seamless digital banking experiences, including online account management, lending services, and investment opportunities. The company's mission is to empower individuals and businesses alike by simplifying financial transactions, enhancing financial literacy, and fostering economic growth. JIO Financial Services distinguishes itself through its dedication to customer satisfaction, transparent practices, and a forward-thinking approach to financial services. As a trusted partner for financial well-being, JIO Financial Services Ltd is poised to continue its impressive growth and make a lasting impact in the world of finance. ...Read Less
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Market Cap ₹171884 Cr.
Stock P/E 106.6
P/B 1.3
Current Price ₹270.6
Book Value ₹ 212.4
Face Value 10
52W High ₹338.5
Dividend Yield 0.18%
52W Low ₹ 198.6
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 608 | 414 | 418 | 418 | 694 | 438 | 493 | 612 | 981 | 901 |
| Other Income | 0 | 1 | 0 | 0 | 0 | 11 | 25 | 7 | 21 | 0 |
| Total Income | 608 | 414 | 418 | 418 | 694 | 449 | 518 | 619 | 1002 | 901 |
| Total Expenditure | 66 | 94 | 98 | 74 | 140 | 125 | 155 | 156 | 293 | 346 |
| Operating Profit | 542 | 321 | 320 | 344 | 553 | 324 | 363 | 464 | 709 | 555 |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 99 | 136 | 212 |
| Depreciation | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 8 | 8 |
| Profit Before Tax | 537 | 315 | 315 | 338 | 548 | 318 | 350 | 388 | 566 | 335 |
| Provision for Tax | 86 | 88 | 82 | 88 | 84 | 82 | 80 | 94 | 88 | 102 |
| Profit After Tax | 450 | 228 | 233 | 251 | 463 | 236 | 270 | 293 | 478 | 233 |
| Adjustments | 218 | 66 | 78 | 62 | 226 | 59 | 46 | 31 | 217 | 36 |
| Profit After Adjustments | 668 | 294 | 311 | 313 | 689 | 295 | 316 | 325 | 695 | 269 |
| Adjusted Earnings Per Share | 1.1 | 0.5 | 0.5 | 0.5 | 1.1 | 0.5 | 0.5 | 0.5 | 1.1 | 0.4 |
| #(Fig in Cr.) | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 378 | 394 | 2387 | 3331 | 57 | 1854 | 2043 | 2987 |
| Other Income | 179 | 27 | 1 | 0 | 13 | 1 | 36 | 53 |
| Total Income | 557 | 422 | 2389 | 3331 | 70 | 1855 | 2079 | 3040 |
| Total Expenditure | 437 | 310 | 2269 | 3287 | 21 | 246 | 450 | 950 |
| Operating Profit | 120 | 112 | 120 | 45 | 49 | 1609 | 1629 | 2091 |
| Interest Expense | 11 | 74 | 90 | 35 | 0 | 60 | 52 | 455 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 22 | 23 | 28 |
| Profit Before Tax | 109 | 38 | 30 | 9 | 49 | 1956 | 1947 | 1639 |
| Provision for Tax | 23 | 8 | 6 | 3 | 18 | 351 | 334 | 364 |
| Profit After Tax | 86 | 30 | 24 | 7 | 31 | 1605 | 1613 | 1274 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 330 |
| Profit After Adjustments | 86 | 30 | 24 | 7 | 31 | 1605 | 1613 | 1605 |
| Adjusted Earnings Per Share | 425.9 | 148.3 | 117.3 | 33.9 | 154.6 | 2.5 | 2.5 | 2.5 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 10% | -15% | 39% | 0% |
| Operating Profit CAGR | 1% | 231% | 71% | 0% |
| PAT CAGR | 0% | 513% | 122% | 0% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 11% | NA% | NA% | NA% |
| ROE Average | 1% | 1% | 1% | 1% |
| ROCE Average | 2% | 1% | 1% | 1% |
| #(Fig in Cr.) | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 9901 | 9931 | 9955 | 1361 | 114120 | 139148 | 123497 |
| Minority's Interest | 10 | 10 | 9 | 0 | 0 | 0 | 0 |
| Borrowings | 589 | 18 | 29 | 0 | 0 | 0 | 0 |
| Current Liability | 41 | 81 | 26 | 530 | 803 | 152 | 4445 |
| Other Liabilities & Provisions | 0 | 0 | 0 | 0 | 7 | 5563 | 5559 |
| Total Liabilities | 10542 | 10041 | 10019 | 1892 | 114930 | 144863 | 133500 |
| Loans | 2 | 201 | 199 | 231 | 41 | 173 | 10053 |
| Investments | 8304 | 7589 | 7823 | 816 | 97951 | 127490 | 111095 |
| Fixed Assets | 0 | 0 | 0 | 0 | 158 | 172 | 180 |
| Other Loans | 0 | 0 | 0 | 0 | 0 | 85 | 95 |
| Other Non Current Assets | 0 | 0 | 0 | 0 | 38 | 14 | 51 |
| Current Assets | 2236 | 2250 | 1997 | 844 | 16741 | 16929 | 12026 |
| Total Assets | 10542 | 10041 | 10019 | 1892 | 114930 | 144863 | 133500 |
| #(Fig in Cr.) | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 0 | 455 | 452 | 206 | 1 | 57 | 67 |
| Cash Flow from Operating Activities | 30 | -49 | -128 | -414 | 2055 | -678 | -10083 |
| Cash Flow from Investing Activities | 430 | 659 | -19 | -100 | -1166 | 1441 | 6406 |
| Cash Flow from Financing Activities | -5 | -613 | -100 | 462 | -889 | -753 | 3962 |
| Net Cash Inflow / Outflow | 454 | -3 | -246 | -52 | -0 | 11 | 285 |
| Closing Cash & Cash Equivalent | 455 | 452 | 206 | 154 | 57 | 67 | 352 |
| # | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 425.94 | 148.32 | 117.33 | 33.86 | 154.55 | 2.53 | 2.54 |
| CEPS(Rs) | 427.03 | 149.26 | 117.87 | 33.86 | 154.7 | 2.56 | 2.57 |
| DPS(Rs) | 0 | 0 | 0 | 0 | 4400 | 0 | 0.5 |
| Book NAV/Share(Rs) | 49014.16 | 49163.22 | 49282.57 | 6737.08 | 533498.76 | 219.02 | 194.39 |
| Net Profit Margin | 22.75 | 7.59 | 0.99 | 0.21 | 55.06 | 86.55 | 78.94 |
| Operating Margin | 31.74 | 28.39 | 5.01 | 1.34 | 86.93 | 108.74 | 97.84 |
| PBT Margin | 28.73 | 9.62 | 1.24 | 0.28 | 86.93 | 105.5 | 95.3 |
| ROA(%) | 0.82 | 0.29 | 0.24 | 0.11 | 0.05 | 1.24 | 1.16 |
| ROE(%) | 0.87 | 0.3 | 0.24 | 0.12 | 0.06 | 1.3 | 1.23 |
| ROCE(%) | 1.14 | 1.1 | 1.2 | 0.76 | 0.08 | 1.59 | 1.5 |
| Price/Earnings(x) | 0 | 0 | 0 | 0 | 0 | 140.09 | 89.59 |
| Price/Book(x) | 0 | 0 | 0 | 0 | 0 | 1.62 | 1.17 |
| Dividend Yield(%) | 0 | 0 | 0 | 0 | 0 | 0 | 0.22 |
| EV/Net Sales(x) | 0.36 | -1.09 | -0.07 | 0.1 | -97.81 | 115.34 | 70.67 |
| EV/Core EBITDA(x) | 1.13 | -3.85 | -1.46 | 7.14 | -112.52 | 132.9 | 88.65 |
| Interest Earned Growth(%) | 0 | 4.31 | 505.14 | 39.56 | -98.3 | 3166.17 | 10.2 |
| Net Profit Growth | 0 | -65.18 | -20.89 | -71.14 | 356.87 | 5034.56 | 0.5 |
| EPS Growth(%) | 0 | -65.18 | -20.89 | -71.14 | 356.43 | -98.37 | 0.51 |
| Interest Coverage(x) % | 10.56 | 1.51 | 1.33 | 1.26 | 0 | 33.6 | 38.49 |
| # | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 46.77 | 47.12 | 47.12 | 47.12 | 47.12 | 47.12 | 47.12 | 47.12 | 47.12 | 47.12 |
| FII | 21.48 | 19.81 | 19.42 | 17.53 | 16.86 | 15.6 | 11.66 | 12.3 | 11.84 | 11.55 |
| DII | 13.88 | 13.14 | 12.67 | 11.96 | 11.57 | 12.63 | 14.38 | 14.87 | 14.97 | 15.54 |
| Public | 17.87 | 19.92 | 20.78 | 23.38 | 24.45 | 24.64 | 26.84 | 25.71 | 26.07 | 25.78 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 297.12 | 299.39 | 299.39 | 299.39 | 299.39 | 299.39 | 299.39 | 299.39 | 299.39 | 299.39 |
| FII | 136.47 | 125.89 | 123.41 | 111.4 | 107.14 | 99.1 | 74.06 | 78.13 | 75.23 | 73.4 |
| DII | 88.2 | 83.48 | 80.52 | 75.97 | 73.48 | 80.26 | 91.35 | 94.45 | 95.1 | 98.73 |
| Public | 113.53 | 126.57 | 132.01 | 148.57 | 155.33 | 156.57 | 170.51 | 163.35 | 165.6 | 163.8 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 635.33 | 635.33 | 635.33 | 635.33 | 635.33 | 635.31 | 635.31 | 635.31 | 635.31 | 635.31 |
* The pros and cons are machine generated.
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