JIO Financial Serv.

₹345.4 -9.9 | 2.8%

WEBSITE BSE:543940 NSE : JIOFIN 09 May, 15:59

Market Cap ₹219442 Cr.

Stock P/E 3.0

P/B 1.6

Current Price ₹345.4

Book Value ₹ 219

Face Value 10

52W High ₹394.7

Dividend Yield 1273.89%

52W Low ₹ 204.7

Edit Ratio

JIO Financial Serv. Research see more...

How Jio Financial Services will Empower India's Financial Future?

Overview Inc. Year: 1999Industry: Finance - NBFC

JIO Financial Services Ltd is a dynamic and innovative financial institution that has rapidly emerged as a prominent player in the financial services industry. Founded on the principles of technological prowess and customer-centricity, JIO Financial Services offers a wide range of financial products and solutions tailored to meet the diverse needs of its clientele. With a commitment to leveraging cutting-edge technology, JIO Financial Services provides seamless digital banking experiences, including online account management, lending services, and investment opportunities. The company's mission is to empower individuals and businesses alike by simplifying financial transactions, enhancing financial literacy, and fostering economic growth. JIO Financial Services distinguishes itself through its dedication to customer satisfaction, transparent practices, and a forward-thinking approach to financial services. As a trusted partner for financial well-being, JIO Financial Services Ltd is poised to continue its impressive growth and make a lasting impact in the world of finance.

JIO Financial Serv. Share Price

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Peer Comparison

JIO Financial Serv. Quarterly Results

#(Fig in Cr.)	Sep 2023	Dec 2023	Mar 2024
Operating Revenue	608	414	418
Other Income	0	1	0
Total Income	608	414	418
Total Expenditure	66	94	98
Operating Profit	542	321	320
Interest Expense	0	0	0
Depreciation	5	5	5
Profit Before Tax	537	315	315
Provision for Tax	86	88	82
Profit After Tax	450	228	233
Adjustments	218	66	78
Profit After Adjustments	668	294	311
Adjusted Earnings Per Share	1.1	0.5	0.5

JIO Financial Serv. Profit & Loss

#(Fig in Cr.)	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2023	TTM
Operating Revenue	125	166	137	82	42	1440
Other Income	179	27	1	0	13	1
Total Income	304	193	139	82	55	1440
Total Expenditure	184	81	19	37	6	258
Operating Profit	120	112	120	45	49	1183
Interest Expense	11	74	90	36	0	0
Depreciation	0	0	0	0	0	15
Profit Before Tax	109	38	30	9	49	1167
Provision for Tax	23	8	6	3	18	256
Profit After Tax	86	30	24	7	31	911
Adjustments	0	0	0	0	0	362
Profit After Adjustments	86	30	24	7	31	1273
Adjusted Earnings Per Share	425.9	148.3	120.1	33.9	154.6	2.1

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-49%	-37%	0%	0%
Operating Profit CAGR	9%	-24%	0%	0%
PAT CAGR	343%	1%	0%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	NA%	NA%	NA%	NA%
ROE Average	0%	0%	0%	0%
ROCE Average	0%	1%	1%	1%

JIO Financial Serv. Balance Sheet

#(Fig in Cr.)	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2023
Shareholder's Funds	9901	9931	9955	1361	114120
Minority's Interest	10	10	9	0	0
Borrowings	589	18	29	0	0
Current Liability	41	81	26	530	803
Other Liabilities & Provisions	0	0	0	0	7
Total Liabilities	10542	10041	10019	1892	114930
Loans	0	0	0	0	0
Investments	8304	7589	7823	816	108141
Fixed Assets	0	0	0	0	158
Other Loans	2	201	200	232	84
Other Non Current Assets	0	0	0	0	38
Current Assets	2236	2250	1997	844	6509
Total Assets	10542	10041	10019	1892	114930

JIO Financial Serv. Cash Flow

#(Fig in Cr.)	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2023
Opening Cash & Cash Equivalents	0	455	452	206	1
Cash Flow from Operating Activities	30	-49	-128	-414	2055
Cash Flow from Investing Activities	430	659	-19	-100	-1166
Cash Flow from Financing Activities	-5	-613	-100	462	-889
Net Cash Inflow / Outflow	454	-3	-246	-52	-0
Closing Cash & Cash Equivalent	455	452	206	154	63

JIO Financial Serv. Ratios

#	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2023
Earnings Per Share (Rs)	425.94	148.32	120.15	33.86	154.55
CEPS(Rs)	427.03	149.26	120.69	33.86	154.7
DPS(Rs)	0	0	0	0	4400
Book NAV/Share(Rs)	49014.16	49163.22	49282.57	6737.08	533498.71
Net Profit Margin	68.77	18.07	17.66	8.38	75.07
Operating Margin	95.58	67.26	87.15	55.12	118.52
PBT Margin	86.84	22.89	21.99	11.45	118.52
ROA(%)	0.82	0.29	0.24	0.11	0.05
ROE(%)	0.87	0.3	0.24	0.12	0.06
ROCE(%)	1.14	1.09	1.2	0.76	0.08
Price/Earnings(x)	0	0	0	0	0
Price/Book(x)	0	0	0	0	0
Dividend Yield(%)	0	0	0	0	0
EV/Net Sales(x)	1.09	-2.61	-1.27	3.91	-127.28
EV/Core EBITDA(x)	1.14	-3.87	-1.46	7.1	-107.39
Interest Earned Growth(%)	0	32.48	-17.07	-40.64	-48.98
Net Profit Growth	0	-65.18	-18.99	-71.82	356.87
EPS Growth(%)	0	-65.18	-18.99	-71.82	356.43
Interest Coverage(x) %	10.94	1.52	1.34	1.26	0

JIO Financial Serv. Shareholding Pattern

#	Sep 2023	Dec 2023	Mar 2024
Promoter	46.77	47.12	47.12
FII	21.48	19.81	19.42
DII	13.88	13.14	12.67
Public	17.87	19.92	20.78
Others	0	0	0
Total	100	100	100

#	Sep 2023	Dec 2023	Mar 2024
Promoter	297.12	299.39	299.39
FII	136.47	125.89	123.41
DII	88.2	83.48	80.52
Public	113.53	126.57	132.01
Others	0	0	0
Total	635.33	635.33	635.33

Pros

Stock is providing a good dividend yield of 1273.89 %.
Company is almost debt free.

Cons

Promoter holding is low: 47.12%.
Company has a low return on equity of 0% over the last 3 years.
Earnings include an other income of Rs. 13 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.