The investment objective of the Scheme is to generate long term capital gains by investing in a mix of
securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors.
Expert-managed portfolios tailored to your financial goals and risk appetite.
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -4.22% | -5.21% | -1.69% | -1.14% | -2.19% | -0.19% | 10.01% | 12.2% | N/A | N/A | 11.63% |
| Category returns | -3.55% | -4.38% | -1.23% | -2.11% | -3.78% | -0.86% | 9.13% | 10.87% | 7.97% | 10.68% | N/A |
| Absolute returns | -4.22% | -5.21% | -1.69% | -1.14% | -2.19% | -0.38% | 33.16% | 58.5% | N/A | N/A | 56.6% |
| Rank within category | 13/18 | 16/18 | 10/18 | 6/18 | 7/18 | 7/18 | 4/16 | 4/15 | N/A | N/A | N/A |
| Solution Oriented - Retirement Fund | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Yearly returns | N/A | 30.05% | 17.39% | 6.06% | -2.79% |
| Q1 returns | N/A | -3.72% | 4.64% | -5.73% | -10.49% |
| Q2 returns | N/A | 13.67% | 11.15% | 10.75% | 13.38% |
| Q3 returns | N/A | 7.53% | 6.84% | -2.71% | -2.94% |
| Q4 returns | 2.37% | 10.5% | -5.53% | 4.41% | -1.32% |
Nil
| Alpha | 0.209844 |
| Beta | 0.9445 |
| Sharpe Ratio | 0.115809 |
| Sortino Ratio | 0.207014 |
| R-Squared | 0.9547 |
| Tracking Error | 0.822 |
| Downside Risk | 19.8052 |
| Std. Deviation (Annualised) | 13.2729 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Exp. Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan - Growth | -4.53% | -5.4% | -2.91% | -0.72% | -0.89% | 16.5% | 15.53% | N/A | 17.04% | 2,105.95 | 2.15 | 0.23 | Very High |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Growth | -4.88% | -5.15% | -2.32% | -2.03% | -1.04% | 14.3% | 11.81% | N/A | 13.61% | 1,267.94 | 2.50 | 0.21 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - Growth | -3.41% | -3.08% | 5.07% | 6.83% | 6.85% | 13.67% | 9.65% | N/A | 10.76% | 465.36 | 2.64 | 0.17 | Very High |
| Union Retirement Fund - Regular Plan - Growth Current | -4.22% | -5.21% | -1.69% | -1.14% | -2.19% | 10.01% | N/A | N/A | 11.63% | 206.52 | 2.69 | 0.12 | Very High |
| Tata Retirement Savings Fund Progressive Plan - Growth | -4.48% | -4.9% | 1.25% | 1.32% | -1.67% | 9.64% | 7.15% | 11.41% | 13.32% | 2,104.38 | 2.21 | 0.10 | Very High |
| Tata Retirement Savings Fund Moderate Plan - Growth | -3.94% | -4.18% | 1.29% | 1.33% | -1.22% | 9.29% | 7.31% | 10.66% | 13.27% | 2,115.04 | 2.18 | 0.10 | Very High |
| Axis Retirement Fund - Dynamic Plan - Regular Plan - Growth | -2.99% | -3.93% | -0.95% | -3.14% | -5.91% | 9.29% | 5.28% | N/A | 9.67% | 268.84 | 2.57 | 0.09 | Very High |
| Axis Retirement Fund - Aggressive Plan - Regular Plan - Growth | -2.37% | -4.02% | -1.61% | -3.81% | -5.86% | 8.6% | 4.39% | N/A | 8.69% | 665.98 | 2.50 | 0.08 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan - Growth | -3.3% | -3.65% | -2.16% | -2.86% | -4.44% | 8.38% | 6.63% | N/A | 8.41% | 109.90 | 2.42 | 0.08 | Very High |
| Nippon India Retirement Fund - Wealth Creation Scheme - Growth | -3.86% | -6.42% | -4.93% | -5.2% | -7.67% | 8.26% | 7.74% | 9.56% | 8.9% | 2,938.85 | 2.23 | 0.07 | Very High |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| ICICI Bank Ltd. | Banks | Domestic Equities | 5.76% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 4.29% |
| Multi Commodity Exchange Of India Ltd. | Capital Markets | Domestic Equities | 2.72% |
| Solar Industries India Ltd. | Chemicals & Petrochemicals | Domestic Equities | 2.53% |
| TREPS | Cash & Cash Equivalents and Net Assets | 2.35% | |
| Eternal Ltd. | Retailing | Domestic Equities | 2.17% |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 2.10% |
| Axis Bank Ltd. | Banks | Domestic Equities | 2.08% |
| Navin Fluorine International Ltd. | Chemicals & Petrochemicals | Domestic Equities | 2.00% |
| SJS Enterprises Ltd. | Auto Components | Domestic Equities | 1.97% |
| Azad Engineering Ltd. | Electrical Equipment | Domestic Equities | 1.87% |
| Tata Consumer Products Ltd. | Agricultural Food & other Products | Domestic Equities | 1.84% |
| GE Vernova T&D India Ltd. | Electrical Equipment | Domestic Equities | 1.83% |
| NTPC Ltd. | Power | Domestic Equities | 1.80% |
| State Bank Of India | Banks | Domestic Equities | 1.77% |
| Karur Vysya Bank Ltd. | Banks | Domestic Equities | 1.72% |
| CarTrade Tech Ltd. | Retailing | Domestic Equities | 1.61% |
| Dixon Technologies (India) Ltd. | Consumer Durables | Domestic Equities | 1.59% |
| Titan Company Ltd. | Consumer Durables | Domestic Equities | 1.55% |
| Kirloskar Oil Engines Ltd. | Industrial Products | Domestic Equities | 1.53% |
| Infosys Ltd. | IT - Software | Domestic Equities | 1.52% |
| Acutaas Chemicals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.51% |
| The Phoenix Mills Ltd. | Realty | Domestic Equities | 1.50% |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 1.45% |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.44% |
| Ujjivan Small Finance Bank Ltd. | Banks | Domestic Equities | 1.41% |
| Gabriel India Ltd. | Auto Components | Domestic Equities | 1.40% |
| ZF Commercial Vehicle Control Systems India Ltd. | Auto Components | Domestic Equities | 1.36% |
| Mphasis Ltd. | IT - Software | Domestic Equities | 1.34% |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Domestic Equities | 1.31% |
| Nippon Life India Asset Management Ltd. | Capital Markets | Domestic Equities | 1.30% |
| Hyundai Motor India Ltd. | Automobiles | Domestic Equities | 1.28% |
| Shriram Finance Ltd. | Finance | Domestic Equities | 1.24% |
| Max Financial Services Ltd. | Insurance | Domestic Equities | 1.16% |
| Ajanta Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.16% |
| KSB Ltd. | Industrial Products | Domestic Equities | 1.12% |
| KFin Technologies Ltd. | Capital Markets | Domestic Equities | 1.10% |
| Hindustan Copper Ltd. | Non - Ferrous Metals | Domestic Equities | 1.08% |
| Max Healthcare Institute Ltd. | Healthcare Services | Domestic Equities | 1.07% |
| Angel One Ltd. | Capital Markets | Domestic Equities | 1.06% |
| Cholamandalam Investment and Finance Company Ltd. | Finance | Domestic Equities | 1.06% |
| Varun Beverages Ltd. | Beverages | Domestic Equities | 1.05% |
| Sona BLW Precision Forgings Ltd. | Auto Components | Domestic Equities | 1.00% |
| JSW Steel Ltd. | Ferrous Metals | Domestic Equities | 1.00% |
| Cemindia Projects Ltd. | Construction | Domestic Equities | 0.98% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.96% |
| Bharat Heavy Electricals Ltd. | Electrical Equipment | Domestic Equities | 0.96% |
| Tata Motors Ltd. | Agricultural, Commercial & Construction Vehicles | Domestic Equities | 0.92% |
| LG Electronics India Ltd. | Consumer Durables | Domestic Equities | 0.92% |
| JK Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.91% |
| Persistent Systems Ltd. | IT - Software | Domestic Equities | 0.89% |
| Trent Ltd. | Retailing | Domestic Equities | 0.89% |
| Amber Enterprises India Ltd. | Consumer Durables | Domestic Equities | 0.84% |
| Arvind Ltd. | Textiles & Apparels | Domestic Equities | 0.84% |
| CG Power and Industrial Solutions Ltd. | Electrical Equipment | Domestic Equities | 0.83% |
| Shadowfax Technologies Ltd. | Transport Services | Domestic Equities | 0.81% |
| Aarti Industries Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.81% |
| TVS Motor Company Ltd. | Automobiles | Domestic Equities | 0.80% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.79% |
| Adani Enterprises Ltd. | Metals & Minerals Trading | Domestic Equities | 0.77% |
| MTAR Technologies Ltd. | Electrical Equipment | Domestic Equities | 0.76% |
| Grasim Industries Ltd. | Cement & Cement Products | Domestic Equities | 0.74% |
| DOMS Industries Ltd. | Household Products | Domestic Equities | 0.73% |
| Data Patterns (India) Ltd. | Aerospace & Defense | Domestic Equities | 0.73% |
| HCL Technologies Ltd. | IT - Software | Domestic Equities | 0.71% |
| Jubilant FoodWorks Ltd. | Leisure Services | Domestic Equities | 0.71% |
| Blue Star Ltd. | Consumer Durables | Domestic Equities | 0.71% |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 0.66% |
| Godrej Properties Ltd. | Realty | Domestic Equities | 0.63% |
| Central Depository Services (India) Ltd. | Capital Markets | Domestic Equities | 0.61% |
| Home First Finance Company India Ltd. | Finance | Domestic Equities | 0.59% |
| Garden Reach Shipbuilders & Engineers Ltd. | Aerospace & Defense | Domestic Equities | 0.58% |
| Ather Energy Ltd. | Automobiles | Domestic Equities | 0.55% |
| KEI Industries Ltd. | Industrial Products | Domestic Equities | 0.54% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Domestic Equities | 0.52% |
| Vijaya Diagnostic Centre Ltd. | Healthcare Services | Domestic Equities | 0.52% |
| Engineers India Ltd. | Construction | Domestic Equities | 0.43% |
| Atul Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.43% |
| PB Fintech Ltd. | Financial Technology (Fintech) | Domestic Equities | 0.13% |
| 91 Day Treasury Bills | Treasury Bills | 0.04% | |
| 91 Day Treasury Bills | Treasury Bills | 0.03% | |
| Net Receivable / Payable | Cash & Cash Equivalents and Net Assets | -0.19% | |
| Total | 100.00% | ||
Mr. Pratik Dharmshi is a Fund Manager - Equity at Union Asset Management Company Private Limited. He has completed CA from the Institute of Chartered Accountants of India, with an overall experience of over 9 years in the field of Equity Research and Fund Management. Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss Asset Management Company Limited, JP Morgan Private Limited, Crisil Limited and Morgan Stanley Advantage Private Limited in various capacities.
Mr. Pratit Vajani has around 6 years of experience in financial markets complemented by over 10 years of diverse professional experience. Appointed as Associate Fund Manager with Union Asset Management Company Pvt. Ltd with effect from July 1, 2025. January 02, 2023 to June 30, 2025 with Union Asset Management Company Pvt. Ltd as Research Analyst - Equity. Prior to joining Union AMC, Mr. Vajani was associated with ICICI Securities Ltd as Research Analyst and PricewaterhouseCoopers Pvt. Ltd. as a Management Consultant.
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