Other Solution Oriented - Retirement Fund Very High Risk
The investment objective of the scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -0.83% | -1.08% | -3.3% | -0.77% | -0.31% | 6.18% | 11.99% | 10.91% | 8.19% | 0% | 8.97% |
| Category returns | -0.88% | 0.23% | -3.61% | -0.87% | -0.81% | 4.87% | 12.76% | 12.78% | 11.24% | 11.98% | N/A |
| Absolute returns | 1.13% | 2.03% | -2.52% | -1.16% | 0.22% | 9.49% | 40.38% | 55.22% | 47.73% | 0% | 87.29% |
| Rank within category | 6 | 10 | 8 | 9 | 8 | 7 | 8 | 10 | 11 | 7 | N/A |
| Total Schemes in Category | 18 | 18 | 18 | 18 | 18 | 18 | 15 | 14 | 14 | 6 | N/A |
| Solution Oriented - Retirement Fund | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 14.5% | 10.76% | 0.15% | 18.98% | 17.54% | 4.38% | -2.4% |
| Q1 returns | N/A | -16.79% | 3.27% | -2.39% | -4.21% | 1.81% | -3.91% | -8.9% |
| Q2 returns | -1.2% | 14.56% | 2.67% | -7.03% | 9.61% | 9.35% | 7.61% | 7.13% |
| Q3 Returns | -1.2% | 5.6% | 5.67% | 7.6% | 5.54% | 7.45% | -2.03% | N/A |
| Q4 Returns | 4.31% | 13.76% | -1.14% | 2.57% | 7.38% | -1.74% | 3.04% | N/A |
Expense ratio: N/A
Inclusive of GST
Exit load
Nil
| Alpha | 0.0902221 |
| Beta | 1.1109 |
| Sharpe Ratio | 0.17256 |
| Sortino Ratio | 0.330151 |
| R-Squared | 0.8886 |
| Tracking Error | 1.032 |
| Downside Risk | 14.4103 |
| Std. Deviation (Annualised) | 10.4135 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan - Growth | -2.06% | 2.02% | -0.09% | 4.71% | 6.79% | 22.16% | 20.77% | 0% | 18.24% | 1,868.90 | 1.77 | 0.33 | Very High |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Growth | 0.26% | 2.45% | 0.82% | 4.86% | 7.9% | 19.5% | 15.45% | 0% | 14.74% | 1,156.55 | 1.87 | 0.32 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - Growth | 1.68% | 7.21% | 3.33% | 7.01% | 8.58% | 16.44% | 10.9% | 0% | 10.99% | 433.33 | 2.10 | 0.22 | Very High |
| Union Retirement Fund - Regular Plan - Growth | -1.07% | -0.38% | -2.05% | 1.22% | 2.61% | 14.55% | 0% | 0% | 13.01% | 195.84 | 2.10 | 0.22 | Very High |
| Tata Retirement Savings Fund Progressive Plan - Growth | 0.6% | 6.6% | 0.24% | 1.4% | -0.45% | 13.81% | 10.84% | 12.93% | 13.76% | 2,086.41 | 1.75 | 0.19 | Very High |
| Nippon India Retirement Fund - Wealth Creation Scheme - Growth | -2.03% | -1.58% | -4.88% | -3.39% | -2.58% | 13.55% | 12.28% | 10.74% | 9.38% | 3,055.82 | 3.12 | 0.19 | Very High |
| Tata Retirement Savings Fund Moderate Plan - Growth | 0.37% | 5.34% | -0.08% | 1.34% | 0.31% | 12.67% | 10.46% | 11.97% | 13.67% | 2,113.71 | 1.75 | 0.18 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan - Growth Current | -0.83% | -1.08% | -3.3% | -0.77% | -0.31% | 11.99% | 8.19% | 0% | 8.97% | 112.93 | 2.09 | 0.18 | Very High |
| Axis Retirement Fund - Dynamic Plan - Regular Plan - Growth | -1.11% | -1.68% | -6.17% | -3.71% | -4.89% | 11.11% | 8.18% | 0% | 10.16% | 283.00 | 2.58 | 0.14 | Very High |
| HDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth | -2.45% | -5.05% | -9.66% | -6.33% | -6.62% | 11.04% | 13.07% | 14.7% | 16.21% | 6,733.06 | 1.78 | 0.16 | Very High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 8.99% |
| Government Securities | 12.17% | |
| Domestic Equities | 77.93% | |
| Corporate Debt | 0.91% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 22.07% | |
| Banks | 19.32% | |
| IT - Software | 5.26% | |
| Petroleum Products | 3.10% | |
| Cement & Cement Products | 2.91% | |
| Pharmaceuticals & Biotechnology | 5.81% | |
| Non - Ferrous Metals | 3.50% | |
| Construction | 2.58% | |
| Automobiles | 1.80% | |
| Power | 1.86% | |
| Insurance | 4.09% | |
| Healthcare Services | 2.85% | |
| Auto Components | 3.13% | |
| Retailing | 3.31% | |
| Telecom - Services | 1.34% | |
| Oil | 1.49% | |
| Consumer Durables | 4.86% | |
| Realty | 1.28% | |
| Electrical Equipment | 2.39% | |
| Finance | 2.17% | |
| Diversified Metals | 0.94% | |
| Transport Infrastructure | 0.81% | |
| Industrial Products | 0.71% | |
| Leisure Services | 0.64% | |
| Food Products | 0.60% | |
| Personal Products | 0.60% | |
| Chemicals & Petrochemicals | 0.53% | |
| Ferrous Metals | 0.05% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Clearing Corporation of India Limited | Cash & Cash Equivalents and Net Assets | 8.27% | |
| Government of India (06/10/2035) | Government Securities | 6.46% | |
| ICICI Bank Ltd. | Banks | Domestic Equities | 5.95% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 4.20% |
| Infosys Ltd. | IT - Software | Domestic Equities | 3.37% |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 3.10% |
| Government of India (22/04/2064) | Government Securities | 2.99% | |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 2.91% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 2.68% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Domestic Equities | 2.52% |
| State Bank Of India | Banks | Domestic Equities | 2.47% |
| Axis Bank Ltd. | Banks | Domestic Equities | 2.30% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 2.18% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 2.09% |
| Government of India (17/04/2030) | Government Securities | 1.81% | |
| Bajaj Auto Ltd. | Automobiles | Domestic Equities | 1.80% |
| NTPC Ltd. | Power | Domestic Equities | 1.76% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Domestic Equities | 1.76% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 1.61% |
| Bank Of Maharashtra | Banks | Domestic Equities | 1.60% |
| Coforge Ltd. | IT - Software | Domestic Equities | 1.58% |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.58% |
| Sai Life Sciences Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.55% |
| SJS Enterprises Ltd. | Auto Components | Domestic Equities | 1.50% |
| Avenue Supermarts Ltd. | Retailing | Domestic Equities | 1.45% |
| Max Financial Services Ltd. | Insurance | Domestic Equities | 1.35% |
| Bharti Hexacom Ltd. | Telecom - Services | Domestic Equities | 1.34% |
| Oil & Natural Gas Corporation Ltd. | Oil | Domestic Equities | 1.33% |
| Bluestone Jewellery And Lifestyle Ltd. | Consumer Durables | Domestic Equities | 1.28% |
| Brigade Enterprises Ltd. | Realty | Domestic Equities | 1.28% |
| Fortis Healthcare Ltd. | Healthcare Services | Domestic Equities | 1.24% |
| Thermax Ltd. | Electrical Equipment | Domestic Equities | 1.22% |
| TD Power Systems Ltd. | Electrical Equipment | Domestic Equities | 1.18% |
| Dixon Technologies (India) Ltd. | Consumer Durables | Domestic Equities | 1.15% |
| Eternal Ltd. | Retailing | Domestic Equities | 1.12% |
| SBFC Finance Ltd. | Finance | Domestic Equities | 1.06% |
| Titan Company Ltd. | Consumer Durables | Domestic Equities | 1.06% |
| Vedanta Aluminium Metal Ltd. | Non - Ferrous Metals | Domestic Equities | 0.99% |
| Vedanta Ltd. | Diversified Metals | Domestic Equities | 0.94% |
| 8.55% HDFC Bank Limited (27/03/2029) ** | Corporate Debt | 0.91% | |
| Government of India (06/02/2033) | Government Securities | 0.90% | |
| Bajaj Finance Ltd. | Finance | Domestic Equities | 0.88% |
| Ceat Ltd. | Auto Components | Domestic Equities | 0.87% |
| SBI Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.82% |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Domestic Equities | 0.81% |
| Voltas Ltd. | Consumer Durables | Domestic Equities | 0.78% |
| Sona BLW Precision Forgings Ltd. | Auto Components | Domestic Equities | 0.76% |
| Meesho Ltd. | Retailing | Domestic Equities | 0.74% |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 0.72% | |
| Bank Of Baroda | Banks | Domestic Equities | 0.72% |
| Timken India Ltd. | Industrial Products | Domestic Equities | 0.71% |
| Devyani International Ltd. | Leisure Services | Domestic Equities | 0.64% |
| Mrs. Bectors Food Specialities Ltd. | Food Products | Domestic Equities | 0.60% |
| Godrej Consumer Products Ltd. | Personal Products | Domestic Equities | 0.60% |
| Whirlpool Of India Ltd. | Consumer Durables | Domestic Equities | 0.59% |
| Vinati Organics Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.53% |
| H.G. Infra Engineering Ltd. | Construction | Domestic Equities | 0.40% |
| Birlasoft Ltd. | IT - Software | Domestic Equities | 0.31% |
| Cholamandalam Investment and Finance Company Ltd. | Finance | Domestic Equities | 0.23% |
| Vedanta Oil and Gas Ltd. | Oil | Domestic Equities | 0.16% |
| Medi Assist Healthcare Services Ltd. | Insurance | Domestic Equities | 0.16% |
| Vedanta Power Ltd. | Power | Domestic Equities | 0.10% |
| Vedanta Iron And Steel Ltd. | Ferrous Metals | Domestic Equities | 0.05% |
| Total | 100.00% |
He has an overall experience of around 21 years in financial markets of which 11 years is with ABSLAMC. Prior tojoining ABSLAMC, he has worked with Aditya Birla Retail Limited. (February 2007 - May 2008) and Aditya Birla Management Corporation Ltd. (December 2005 - February 2007) in the areas of Strategy and Corporate Finance.
Prior to joining ABSLAMC he was associated with Indiabulls Housing Finance Ltd for 10 years as Head - Markets,Treasury heading treasury investments, Asset Liability Management (ALM) and capital market borrowings. He has a Master’s degree in Management Studies from Jamnalal Bajaj Institute of Management Studies (JBIMS), University of Mumbai and Post-Graduate Diploma in Securities Law from Government Law College. He has also completed a programme on Investment Decisions and Behavioral Finance from Indian Institute of Management, Ahmedabad.
AMC
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The investment objective of the scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.
The scheme benchmark is the CRISIL Hybrid 35+65 - Aggressive Index
It is classified as Very High Risk, suitable for investors with a Very High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 0.22%
3-year: 11.96%
5-year: 8.11%
Top holdings include names such as:
The NAV is around ₹18.73 (approx.) for the Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan - Growth.
The fund’s AUM is approximately ₹112 Cr.
The expense ratio for the Regular Plan is 0.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Harshil Suvarnkar, Mohit Sharma
This fund is suitable for investors with a Very High risk tolerance.
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