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Key Financials Snapshot

TTM · Consolidated · ₹ in Cr
Market Cap
₹44275 Cr.
Stock P/E
43.6
P/B
4.5
Current Price
₹1089.2
Book Value
₹ 242
Face Value
1
52W High
₹1273
52W Low
₹ 906.2
Dividend Yield
1.1%

360 One Wam Overview

Business

360 One Wam Ltd. (formerly known as IIFL Wealth Management Ltd.) is a prominent wealth and asset management company based in India. Its core business involves providing comprehensive financial services, primarily to high-net-worth individuals (HNWIs), ultra-high-net-worth individuals (UHNWIs), and affluent families. The company offers a wide range of services including wealth advisory, investment management (through Portfolio Management Services - PMS, and Alternative Investment Funds - AIFs), estate planning, family office services, and broking services. It makes money primarily through asset-based fees (management fees on Assets Under Management - AUM), performance fees from its investment products, transaction commissions, and advisory fees.

Revenue Mix

While specific revenue contribution data is not provided, 360 One Wam Ltd.'s operations generally encompass:

Wealth Management & Advisory: Providing personalized financial planning and investment advice to HNWIs and UHNWIs. This segment generates recurring fees based on AUM and advisory charges.

Asset Management: Managing various investment products such as Portfolio Management Services (PMS), Alternative Investment Funds (AIFs), and mutual funds for clients. This segment earns management and performance fees.

Broking Services: Facilitating equity, derivatives, and other financial instrument transactions for its clientele, generating commissions.

Given the company's name and focus, wealth and asset management components are likely the primary drivers of revenue and profitability.

Industry

The Indian finance sector, particularly wealth and asset management, is a rapidly growing and highly competitive industry. It includes a mix of large private and public sector banks with wealth management arms, global wealth management firms, and other independent financial advisors. 360 One Wam Ltd. positions itself as a leading independent wealth and asset manager in India, catering specifically to the affluent and HNI segments. Its independence from large banking institutions can be a differentiator, allowing for potentially more objective advice and a broader range of product offerings. The industry is characterized by increasing financialization of savings and a growing population of HNWIs.

MOAT

360 One Wam Ltd. likely benefits from several competitive advantages:

Client Relationships & Trust: Long-standing, deep relationships with a loyal base of affluent clients, built on trust and personalized service.

Brand Reputation: An established and recognized brand in the Indian wealth management space, signifying expertise and reliability.

Scale of AUM: A significant amount of Assets Under Management (AUM) provides economies of scale, attracts top talent, and enhances credibility.

Specialized Expertise: A team of experienced relationship managers and investment professionals with specialized knowledge in complex wealth management strategies and products for the HNI segment.

Switching Costs: For HNWIs, moving their entire wealth management relationship can involve high financial, psychological, and logistical switching costs, fostering client stickiness.

Growth Drivers

Financialization of Savings: India's ongoing shift from physical assets (gold, real estate) to financial assets, increasing the pool of investable wealth.

Rising HNI/UHNWI Population: Rapid growth in the number of affluent individuals and families due to economic expansion and entrepreneurship.

Increasing Wealth & Disposable Income: Overall growth in India's economy leading to higher household wealth and demand for professional wealth management.

Untapped Market Potential: Significant scope for penetration in tier 2/3 cities and among emerging wealth creators.

Digital Adoption: Leveraging technology to enhance client experience, expand reach, and improve operational efficiency.

Risks

Market Volatility: The company's performance and AUM are highly susceptible to downturns in equity, debt, and alternative investment markets, directly impacting fees.

Regulatory Changes: Potential tightening of regulations on advisory fees, product distribution, or investment norms could impact profitability and business models.

Intense Competition: Competition from large banks, global wealth managers, and emerging fintech wealth platforms vying for the same client base.

Talent Retention: High reliance on key relationship managers and investment professionals makes talent attraction and retention a critical operational risk.

Reputational Risk: Any service failures, compliance issues, or adverse market events could severely damage client trust and brand image.

Economic Slowdown: A significant deceleration in India's economic growth could reduce wealth creation and client appetite for investments.

Management & Ownership

360 One Wam Ltd. is primarily a promoter-led company, with its founders holding a significant ownership stake. The company is managed by a professional team with extensive experience in the financial services sector, particularly in wealth and asset management. The quality and vision of the management team are crucial for client acquisition, retention, product innovation, and navigating the dynamic regulatory and market landscape. Promoters often play a key role in setting the strategic direction and maintaining the company's culture and client-centric approach.

Outlook

360 One Wam Ltd. is well-positioned to capitalize on the robust growth trajectory of India's wealth management industry, driven by the country's economic expansion and the increasing financialization of savings among its affluent population. Its established brand, specialized focus on HNI clients, and comprehensive product offerings provide a strong foundation for continued AUM growth and market share expansion. However, the company operates in a highly cyclical and competitive environment. It faces inherent risks from market volatility, intense competition from both traditional and new-age financial players, and the constant need to adapt to evolving regulatory landscapes and technological advancements. Its ability to maintain client trust, retain key talent, innovate its product suite, and efficiently manage costs will be crucial for sustained long-term success amidst these dynamic challenges.

360 One Wam Share Price

Live · BSE / NSE · Inception: 2008
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Volume
Price

Key Financials — Profit & Loss

₹ in Cr · Consolidated · annual

360 One Wam Quarterly Results

#(Fig in Cr.) Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Operating Revenue 630 791 849 865 780 876 911 1115 1181 1115
Other Income 41 260 86 28 154 46 69 -7 39 54
Total Income 671 1051 936 893 934 922 980 1108 1220 1170
Total Expenditure 255 505 272 324 336 360 346 401 456 452
Operating Profit 416 546 663 569 598 562 634 706 764 717
Interest Expense 167 207 214 232 222 218 229 254 296 312
Depreciation 14 17 16 17 17 20 32 39 41 43
Profit Before Tax 235 323 345 319 359 324 374 413 427 363
Provision for Tax 43 80 101 74 82 75 89 98 100 74
Profit After Tax 192 243 244 245 276 250 285 315 327 289
Adjustments 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 192 243 244 245 276 250 285 315 327 289
Adjusted Earnings Per Share 5.4 6.8 6.7 6.7 7.1 6.3 7 7.8 8.1 7.1

360 One Wam Profit & Loss

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Operating Revenue 452 566 1049 1659 1551 1470 1612 1851 1903 2506 3295 4322
Other Income 6 51 46 96 44 31 47 243 259 418 520 155
Total Income 457 617 1095 1754 1595 1501 1659 2094 2162 2925 3815 4478
Total Expenditure 282 367 474 692 605 672 718 931 866 1216 1423 1655
Operating Profit 175 251 621 1062 991 829 941 1163 1296 1709 2392 2821
Interest Expense 10 21 249 559 431 502 414 370 399 643 887 1091
Depreciation 1 3 9 14 22 41 43 42 46 57 71 155
Profit Before Tax 164 226 363 490 538 286 485 751 850 1009 1347 1577
Provision for Tax 53 57 113 110 163 85 116 174 192 204 332 361
Profit After Tax 112 169 250 380 375 201 369 578 658 804 1015 1216
Adjustments 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 112 169 250 380 375 201 369 578 658 804 1015 1216
Adjusted Earnings Per Share 4.8 5.7 8 11.9 11.1 5.8 10.5 16.3 18.5 22.4 25.8 30

360 One Wam Balance Sheet

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 192 1229 1524 1863 2910 2992 2828 3024 3122 3450 7065
Minority's Interest 0 0 0 0 0 0 0 0 4 0 0
Borrowings 52 52 1983 2419 4537 5952 4541 3992 4196 4144 3084
Current Liability 261 184 4207 5142 2023 3713 1239 3600 3747 7322 9263
Other Liabilities & Provisions -5 130 105 125 292 365 131 118 121 199 356
Total Liabilities 500 1596 7819 9550 9763 13021 8739 10734 11191 15114 19768
Loans 0 0 1264 7056 4966 3632 3671 3917 4910 6369 8397
Investments 23 40 172 0 1212 1096 1021 620 779 2159 751
Fixed Assets 41 47 53 31 337 608 837 816 880 940 1281
Other Loans 11 138 114 53 57 461 181 286 406 217 274
Other Non Current Assets 2 2 10 38 204 78 138 66 142 129 435
Current Assets 423 1369 6207 2371 2987 7146 2890 5029 4074 5302 8630
Total Assets 500 1596 7819 9550 9763 13021 8739 10734 11191 15114 19768

360 One Wam Cash Flow

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 5 112 218 963 526 124 681 437 489 509 443
Cash Flow from Operating Activities 115 216 -3450 -2772 1852 1628 463 929 -1323 -470 -2411
Cash Flow from Investing Activities -27 -899 -1157 1073 -2133 -3361 4128 -1128 777 -1575 -1068
Cash Flow from Financing Activities 21 790 5350 1263 -80 2290 -4836 251 556 1978 3773
Net Cash Inflow / Outflow 109 106 743 -437 -362 557 -245 52 10 -67 295
Closing Cash & Cash Equivalent 113 218 961 526 165 681 437 489 509 443 740

360 One Wam Ratios

# Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 4.76 5.73 8.03 11.92 11.08 5.77 10.5 16.28 18.48 22.41 25.83
CEPS(Rs) 4.82 5.84 8.32 12.34 11.72 6.95 11.72 17.46 19.78 23.99 27.62
DPS(Rs) 1.1 1.19 1.43 2.25 2.5 5 17.5 13.75 34.5 16.5 6
Book NAV/Share(Rs) 8.19 41.55 48.87 58.16 85.84 85.09 78.62 83.09 85.1 92.68 175.22
Net Profit Margin 24.69 29.93 23.87 22.92 24.15 13.68 22.91 31.22 34.58 32.09 30.81
Operating Margin 38.52 43.72 58.36 63.24 62.47 53.61 55.75 60.58 65.67 65.91 67.79
PBT Margin 36.34 40 34.6 29.55 34.68 19.48 30.09 40.6 44.69 40.24 40.87
ROA(%) 31.31 16.16 5.32 4.38 3.88 1.77 3.39 5.93 6 6.11 5.82
ROE(%) 74.12 23.83 18.19 22.5 15.75 6.86 12.89 20.23 22.01 25.3 19.88
ROCE(%) 69.21 28.02 14.34 13.11 10.86 7.56 9.11 13.4 13.36 14.54 14.4
Price/Earnings(x) 0 0 0 0 0 42.76 29.52 25.66 23.32 30.12 36.51
Price/Book(x) 0 0 0 0 0 2.9 3.94 5.03 5.06 7.28 5.38
Dividend Yield(%) 0 0 0 0 0 2.03 5.65 3.29 8.01 2.44 0.64
EV/Net Sales(x) 0.22 -0.11 4.18 3.76 3.77 11.06 9.39 10.6 11.23 13.16 14.28
EV/Core EBITDA(x) 0.57 -0.25 7.06 5.87 5.9 19.62 16.08 16.86 16.49 19.31 19.68
Interest Earned Growth(%) 88.41 25.26 85.37 58.09 -6.48 -5.23 9.64 14.83 2.81 31.74 31.46
Net Profit Growth 117.79 51.86 47.87 51.78 -1.48 -46.29 83.53 56.49 13.87 22.24 26.25
EPS Growth(%) 113.35 20.36 40.27 48.38 -7 -47.93 81.98 55.05 13.46 21.28 15.26
Interest Coverage(x) % 17.66 11.73 2.46 1.88 2.25 1.57 2.17 3.03 3.13 2.57 2.52

Growth Rates

Compounded annual
# 1 Year 3 Year 5 Year 10 Year
Sales CAGR +31% +21% +18% +22%
Operating Profit CAGR +40% +27% +24% +30%
PAT CAGR +26% +21% +38% +25%
Share Price CAGR +7% +37% +30%
ROE Average +20% +22% +20% +24%
ROCE Average +14% +14% +13% +19%

360 One Wam Shareholding Pattern

Latest · Mar 2026
100% held
Promoters 6.24 %
FII 63.33 %
DII (MF + Insurance) 12.86 %
Public (retail) 93.76 %
# Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Promoter 17.7717.7515.7915.7114.7614.26.276.266.256.24
FII 62.4863.2264.5665.5866.1567.2268.5465.8765.5263.33
DII 8.878.348.728.469.728.57.8710.6810.8112.86
Public 82.2382.2584.2184.2985.2485.893.7393.7493.7593.76
Others 0000000000
Total 100100100100100100100100100100

360 One Wam Peer Comparison

Finance - Stock Broking Edit Columns

360 One Wam Quarterly Price

10-year quarterly close · BSE
Show Value Show %

News & Updates

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360 One Wam Pros & Cons

Pros

  • Company has delivered good profit growth of 38% CAGR over last 5 years
  • Company has a good return on equity (ROE) track record: 3 Years ROE 22%
  • Debtor days have improved from 360.28 to 0days.
  • Company has reduced debt.

Cons

  • Promoter holding is low: 6.24%.
  • Stock is trading at 4.5 times its book value.
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