Other Solution Oriented - Retirement Fund Very High Risk Fund Managers: Pranay Sinha, Ritesh Rathod, Kinjal Desai, Amber Singhania
Other Solution Oriented - Retirement Fund Very High Risk
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -7.81% | -11.34% | -9.34% | -10.22% | -2.12% | 1.24% | 14.66% | 10.22% | 12.14% | 10.61% | 8.95% |
| Category returns | -6.95% | -10.71% | -7.66% | -9.36% | -0.3% | 2.77% | 13.16% | 9.43% | 10.9% | 11.91% | N/A |
| Absolute returns | -7.81% | -11.34% | -9.34% | -10.22% | -2.12% | 2.49% | 50.93% | 47.68% | 77.45% | 174.12% | 159.83% |
| Rank within category | 15 | 13 | 14 | 11 | 10 | 15 | 4 | 4 | 4 | 5 | N/A |
| Total Schemes in Category | 18 | 18 | 18 | 18 | 18 | 16 | 15 | 14 | 14 | 6 | N/A |
| Solution Oriented - Retirement Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | -1.52% | 37.81% | -7.93% | 5.08% | 0.6% | 32.13% | 1.62% | 31.07% | 20.48% | 1.05% | -10.23% |
| Q1 returns | -7.42% | 12.82% | -6.03% | 6.05% | -35.87% | 7.24% | -2.39% | -5.1% | 5.34% | -6.85% | -12.11% |
| Q2 returns | 6.54% | 6.49% | 1.02% | 0.53% | 19.64% | 8.72% | -10.32% | 13.96% | 12.64% | 8.85% | 2.14% |
| Q3 Returns | 5.49% | 5.39% | -2.18% | -6.21% | 7.56% | 13.08% | 11.78% | 8.72% | 7.45% | -1.87% | N/A |
| Q4 Returns | -5.36% | 8.84% | -0.84% | 5.09% | 21.9% | 0.22% | 3.85% | 11.47% | -5.5% | 1.56% | N/A |
Expense ratio: 1.94%
Inclusive of GST
Exit load
Nil
| Alpha | 0.165063 |
| Beta | 1.017 |
| Sharpe Ratio | 0.207924 |
| Sortino Ratio | 0.378437 |
| R-Squared | 0.943 |
| Tracking Error | 0.9285 |
| Downside Risk | 19.6191 |
| Std. Deviation (Annualised) | 13.7504 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan - Growth | -6.28% | -9.36% | -4.06% | -6.31% | 9.29% | 23% | 19.67% | 0% | 17.37% | 1,729.48 | 2.03 | 0.35 | Very High |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Growth | -6.02% | -8.78% | -3.79% | -4.7% | 8.37% | 19.81% | 14.54% | 0% | 13.86% | 1,131.03 | 2.13 | 0.33 | Very High |
| Union Retirement Fund - Regular Plan - Growth | -7.94% | -10.37% | -6.29% | -7.36% | 2.53% | 15.06% | 0% | 0% | 11.34% | 195.69 | 2.40 | 0.23 | Very High |
| Nippon India Retirement Fund - Wealth Creation Scheme - Growth Current | -7.81% | -11.34% | -9.34% | -10.22% | -2.12% | 14.66% | 12.14% | 10.61% | 8.95% | 3,133.09 | 1.94 | 0.21 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - Growth | -6.5% | -10.8% | -6.24% | -6.67% | 5.03% | 13.86% | 8.65% | 0% | 9.26% | 422.27 | 2.41 | 0.19 | Very High |
| HDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth | -8.5% | -12.7% | -9.56% | -11.22% | -3.02% | 13.22% | 14.92% | 15.27% | 16.18% | 6,987.38 | 1.76 | 0.21 | Very High |
| Tata Retirement Savings Fund Progressive Plan - Growth | -6.33% | -11.42% | -9.16% | -13.7% | -2.88% | 12.61% | 9.29% | 12.31% | 12.97% | 2,013.58 | 2.03 | 0.17 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan - Growth | -6.58% | -8.92% | -5.86% | -6.76% | 0.64% | 11.92% | 7.58% | 0% | 8.39% | 114.77 | 2.39 | 0.20 | Very High |
| Tata Retirement Savings Fund Moderate Plan - Growth | -5.76% | -10.21% | -7.99% | -11.28% | -1.8% | 11.85% | 9.18% | 11.42% | 13.01% | 2,068.92 | 2.04 | 0.17 | Very High |
| Axis Retirement Fund - Dynamic Plan - Regular Plan - Growth | -7.69% | -12.24% | -9.45% | -11.18% | -4.13% | 11.75% | 7.77% | 0% | 9.45% | 292.99 | 2.43 | 0.17 | Very High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Domestic Equities | 99.37% |
| Cash & Cash Equivalents and Net Assets | 0.62% | |
| Preference Shares | 0.01% | |
| Corporate Debt | 0.00% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Banks | 21.87% | |
| Petroleum Products | 5.79% | |
| Construction | 4.36% | |
| Power | 7.14% | |
| Finance | 6.92% | |
| IT - Software | 5.04% | |
| Telecom - Services | 2.69% | |
| Automobiles | 3.40% | |
| Insurance | 2.15% | |
| Auto Components | 2.34% | |
| Aerospace & Defense | 2.73% | |
| Cement & Cement Products | 1.62% | |
| Diversified Metals | 1.57% | |
| Industrial Products | 1.56% | |
| Capital Markets | 1.55% | |
| Transport Services | 2.34% | |
| Consumer Durables | 4.75% | |
| Retailing | 2.36% | |
| Pharmaceuticals & Biotechnology | 5.21% | |
| Beverages | 3.01% | |
| Food Products | 1.89% | |
| Healthcare Services | 1.35% | |
| Textiles & Apparels | 0.82% | |
| Ferrous Metals | 0.81% | |
| Financial Technology (Fintech) | 0.76% | |
| Others | 0.63% | |
| Industrial Manufacturing | 0.65% | |
| Chemicals & Petrochemicals | 0.92% | |
| Leisure Services | 0.82% | |
| Personal Products | 0.52% | |
| Agricultural, Commercial & Construction Vehicles | 0.50% | |
| Non - Ferrous Metals | 0.44% | |
| Electrical Equipment | 0.99% | |
| Entertainment | 0.33% | |
| Other Utilities | 0.12% | |
| IT - Services | 0.05% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| ICICI Bank Ltd. | Banks | Domestic Equities | 7.59% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 7.08% |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 4.56% |
| State Bank Of India | Banks | Domestic Equities | 3.99% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 3.62% |
| Axis Bank Ltd. | Banks | Domestic Equities | 3.20% |
| NTPC Ltd. | Power | Domestic Equities | 2.93% |
| Bajaj Finance Ltd. | Finance | Domestic Equities | 2.86% |
| Infosys Ltd. | IT - Software | Domestic Equities | 2.86% |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 2.69% |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 2.54% |
| SBI Life Insurance Company Ltd. | Insurance | Domestic Equities | 1.95% |
| Samvardhana Motherson International Ltd. | Auto Components | Domestic Equities | 1.89% |
| Tech Mahindra Ltd. | IT - Software | Domestic Equities | 1.84% |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Domestic Equities | 1.69% |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 1.62% |
| Vedanta Ltd. | Diversified Metals | Domestic Equities | 1.57% |
| Cummins India Ltd. | Industrial Products | Domestic Equities | 1.56% |
| HDFC Asset Management Company Ltd. | Capital Markets | Domestic Equities | 1.55% |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 1.54% |
| NLC India Ltd. | Power | Domestic Equities | 1.41% |
| JSW Energy Ltd. | Power | Domestic Equities | 1.40% |
| Titan Company Ltd. | Consumer Durables | Domestic Equities | 1.38% |
| Eternal Ltd. | Retailing | Domestic Equities | 1.34% |
| Lupin Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.32% |
| Power Finance Corporation Ltd. | Finance | Domestic Equities | 1.32% |
| Blue Star Ltd. | Consumer Durables | Domestic Equities | 1.24% |
| Bharat Petroleum Corporation Ltd. | Petroleum Products | Domestic Equities | 1.23% |
| United Spirits Ltd. | Beverages | Domestic Equities | 1.21% |
| Varun Beverages Ltd. | Beverages | Domestic Equities | 1.15% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Domestic Equities | 1.15% |
| Nestle India Ltd. | Food Products | Domestic Equities | 1.11% |
| L&T Finance Ltd. | Finance | Domestic Equities | 1.00% |
| Dixon Technologies (India) Ltd. | Consumer Durables | Domestic Equities | 0.97% |
| Cholamandalam Investment and Finance Company Ltd. | Finance | Domestic Equities | 0.96% |
| Alkem Laboratories Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.90% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.87% |
| TVS Motor Company Ltd. | Automobiles | Domestic Equities | 0.86% |
| Page Industries Ltd. | Textiles & Apparels | Domestic Equities | 0.82% |
| JSW Steel Ltd. | Ferrous Metals | Domestic Equities | 0.81% |
| Delhivery Ltd. | Transport Services | Domestic Equities | 0.80% |
| Shriram Finance Ltd. | Finance | Domestic Equities | 0.78% |
| Britannia Industries Ltd. | Food Products | Domestic Equities | 0.77% |
| PB Fintech Ltd. | Financial Technology (Fintech) | Domestic Equities | 0.76% |
| Tata Power Company Ltd. | Power | Domestic Equities | 0.72% |
| Mishra Dhatu Nigam Ltd. | Aerospace & Defense | Domestic Equities | 0.71% |
| NTPC Green Energy Ltd. | Power | Domestic Equities | 0.68% |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 0.68% | |
| Abbott India Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.68% |
| Kaynes Technology India Ltd. | Industrial Manufacturing | Domestic Equities | 0.65% |
| United Breweries Ltd. | Beverages | Domestic Equities | 0.65% |
| Gland Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.64% |
| SRF Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.61% |
| Emcure Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.60% |
| The Indian Hotels Company Ltd. | Leisure Services | Domestic Equities | 0.57% |
| Ipca Laboratories Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.55% |
| ISGEC Heavy Engineering Ltd. | Construction | Domestic Equities | 0.53% |
| Mankind Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.53% |
| Info Edge (India) Ltd. | Retailing | Domestic Equities | 0.52% |
| Gillette India Ltd. | Personal Products | Domestic Equities | 0.52% |
| Swiggy Ltd. | Retailing | Domestic Equities | 0.50% |
| Escorts Kubota Ltd. | Agricultural, Commercial & Construction Vehicles | Domestic Equities | 0.50% |
| Syngene International Ltd. | Healthcare Services | Domestic Equities | 0.47% |
| Sharda Motor Industries Ltd. | Auto Components | Domestic Equities | 0.45% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Domestic Equities | 0.44% |
| Bajel Projects Ltd. | Electrical Equipment | Domestic Equities | 0.37% |
| Coforge Ltd. | IT - Software | Domestic Equities | 0.34% |
| Vikram Solar Ltd. | Electrical Equipment | Domestic Equities | 0.33% |
| Cyient DLM Ltd. | Aerospace & Defense | Domestic Equities | 0.33% |
| PVR Inox Ltd. | Entertainment | Domestic Equities | 0.33% |
| Ellenbarrie Industrial Gases Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.31% |
| Schneider Electric Infrastructure Ltd. | Electrical Equipment | Domestic Equities | 0.29% |
| EIH Ltd. | Leisure Services | Domestic Equities | 0.24% |
| Afcons Infrastructure Ltd. | Construction | Domestic Equities | 0.21% |
| Max Financial Services Ltd. | Insurance | Domestic Equities | 0.20% |
| Ion Exchange (India) Ltd. | Other Utilities | Domestic Equities | 0.12% |
| Cyient Ltd. | IT - Services | Domestic Equities | 0.05% |
| Kwality Wall's (India) Ltd. | Food Products | Domestic Equities | 0.02% |
| TVS Motor Company Limited Preference Shares** | Preference Shares | 0.01% | |
| Cash Margin - CCIL | Cash & Cash Equivalents and Net Assets | 0.00% | |
| 9% Yes Bank Limited**# | Corporate Debt | 0.00% | |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | -0.06% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The scheme benchmark is the BSE 500 - TRI
It is classified as Very High Risk, suitable for investors with a Very High risk appetite.
Returns Delivered by the funds are as follows:
1-year: -2.12%
3-year: 14.69%
5-year: 12.15%
Top holdings include names such as:
The NAV is around ₹25.98 (approx.) for the Nippon India Retirement Fund - Wealth Creation Scheme - Growth.
The fund’s AUM is approximately ₹3,133 Cr.
The expense ratio for the Regular Plan is 1.94.
Nil.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Pranay Sinha, Ritesh Rathod, Kinjal Desai, Amber Singhania
This fund is suitable for investors with a Very High risk tolerance.
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