Other Solution Oriented - Retirement Fund Very High Risk Fund Managers: Srinivasan Ramamurthy, Anupam Joshi, Nandita Menezes, Arun Agarwal
Other Solution Oriented - Retirement Fund Very High Risk
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -5.5% | -11.3% | -9.11% | -10.02% | 5.08% | 1.63% | 13.28% | 12.08% | 15.33% | 15.95% | 16.32% |
| Category returns | -2.94% | -7.5% | -5.75% | -6.64% | 8.1% | 3.96% | 13.92% | 9.98% | 11.54% | 12.55% | N/A |
| Absolute returns | -2.24% | -7.27% | -5.65% | -7.15% | 5.08% | 6.42% | 50.46% | 61.63% | 109.97% | 339.25% | 377.86% |
| Rank within category | 18 | 18 | 17 | 15 | 13 | 15 | 6 | 3 | 3 | 1 | N/A |
| Total Schemes in Category | 18 | 18 | 18 | 18 | 18 | 16 | 15 | 14 | 14 | 6 | N/A |
| Solution Oriented - Retirement Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 37.7% | -6.03% | 5.24% | 18.26% | 42.52% | 8.57% | 32.62% | 18% | 5.18% | -7.79% |
| Q1 returns | N/A | 12.97% | -5.08% | 5.77% | -26.55% | 10.03% | -1.97% | -0.5% | 5.19% | -4.4% | -13.71% |
| Q2 returns | 9.35% | 4.71% | -1.47% | -0.75% | 20.84% | 16.44% | -5.19% | 13.45% | 10.68% | 9.14% | 6.86% |
| Q3 Returns | 9.3% | 4.9% | -1.25% | -2.19% | 10.94% | 10.26% | 10.79% | 6.07% | 7.53% | -2.73% | N/A |
| Q4 Returns | -3.7% | 10.97% | 1.74% | 2.5% | 20.11% | 0.89% | 5.43% | 10.76% | -5.75% | 3.64% | N/A |
Expense ratio: 1.76%
Inclusive of GST
Exit load
NIL - Upon completion of Lock-in Period
| Alpha | 0.0174008 |
| Beta | 0.9019 |
| Sharpe Ratio | 0.201039 |
| Sortino Ratio | 0.355422 |
| R-Squared | 0.9691 |
| Tracking Error | 0.701 |
| Downside Risk | 17.6921 |
| Std. Deviation (Annualised) | 12.181 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan - Growth | -0.48% | -3.52% | 0.31% | -0.57% | 20.9% | 24.79% | 20.91% | 0% | 18.2% | 1,729.48 | 2.03 | 0.35 | Very High |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Growth | -0.49% | -3.63% | -0.11% | 0.23% | 17.96% | 21.21% | 15.46% | 0% | 14.54% | 1,131.03 | 2.13 | 0.32 | Very High |
| Union Retirement Fund - Regular Plan - Growth | -1.66% | -4.29% | -2.04% | -2.53% | 12.16% | 16.65% | 0% | 0% | 12.95% | 177.42 | 2.40 | 0.23 | Very High |
| Nippon India Retirement Fund - Wealth Creation Scheme - Growth | -4.96% | -9.61% | -8.77% | -9.08% | 7.37% | 14.79% | 12.56% | 11.48% | 9.09% | 3,133.09 | 1.94 | 0.21 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - Growth | -3.34% | -9.2% | -5.45% | -5.49% | 15.64% | 14.18% | 9.28% | 0% | 9.51% | 422.27 | 2.41 | 0.19 | Very High |
| HDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth Current | -5.5% | -11.3% | -9.11% | -10.02% | 5.08% | 13.28% | 15.33% | 15.95% | 16.32% | 6,987.38 | 1.76 | 0.20 | Very High |
| Axis Retirement Fund - Dynamic Plan - Regular Plan - Growth | -1.59% | -6.46% | -5.7% | -6.84% | 3.06% | 13.14% | 8.77% | 0% | 10.28% | 262.22 | 2.43 | 0.16 | Very High |
| Tata Retirement Savings Fund Progressive Plan - Growth | -3.6% | -10.08% | -8.99% | -12.17% | 6.46% | 12.98% | 9.77% | 13% | 13.09% | 1,824.25 | 2.03 | 0.16 | Very High |
| Axis Retirement Fund - Aggressive Plan - Regular Plan - Growth | -1.68% | -5.78% | -4.66% | -6.29% | 3.35% | 12.81% | 7.54% | 0% | 9.37% | 658.35 | 2.32 | 0.17 | Very High |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan - Regular Plan - Growth | -4.1% | -7.84% | -5.48% | -5.61% | 8.38% | 12.15% | 8.07% | 0% | 8.59% | 114.77 | 2.39 | 0.19 | Very High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Domestic Equities | 94.35% |
| Cash & Cash Equivalents and Net Assets | 4.12% | |
| Domestic Mutual Funds Units | 0.98% | |
| REITs & InvITs | 0.56% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Banks | 25.89% | |
| Others | 5.09% | |
| Petroleum Products | 5.06% | |
| Automobiles | 7.61% | |
| IT - Software | 8.25% | |
| Telecom - Services | 2.69% | |
| Construction | 3.69% | |
| Power | 3.50% | |
| Pharmaceuticals & Biotechnology | 4.57% | |
| Diversified FMCG | 1.48% | |
| Healthcare Services | 2.24% | |
| Consumer Durables | 3.29% | |
| Insurance | 4.28% | |
| Ferrous Metals | 2.31% | |
| Finance | 1.81% | |
| Transport Services | 5.22% | |
| Beverages | 0.99% | |
| Cement & Cement Products | 0.89% | |
| Auto Components | 1.87% | |
| Electrical Equipment | 0.85% | |
| Commercial Services & Supplies | 0.72% | |
| Leisure Services | 0.82% | |
| Entertainment | 0.66% | |
| Gas | 0.65% | |
| Personal Products | 0.64% | |
| Industrial Products | 2.04% | |
| Fertilizers & Agrochemicals | 0.56% | |
| Realty | 0.85% | |
| Non - Ferrous Metals | 0.51% | |
| Industrial Manufacturing | 0.45% | |
| Paper, Forest & Jute Products | 0.31% | |
| IT - Services | 0.18% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| HDFC Bank Ltd. | Banks | Domestic Equities | 7.62% |
| ICICI Bank Ltd. | Banks | Domestic Equities | 6.31% |
| Axis Bank Ltd. | Banks | Domestic Equities | 4.75% |
| TREPS - Tri-party Repo | Cash & Cash Equivalents and Net Assets | 4.48% | |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 3.99% |
| State Bank Of India | Banks | Domestic Equities | 3.44% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 3.39% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 3.19% |
| Infosys Ltd. | IT - Software | Domestic Equities | 2.98% |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 2.69% |
| Tata Consultancy Services Ltd. | IT - Software | Domestic Equities | 2.64% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 2.45% |
| Power Grid Corporation Of India Ltd. | Power | Domestic Equities | 2.14% |
| HCL Technologies Ltd. | IT - Software | Domestic Equities | 1.99% |
| Bajaj Auto Ltd. | Automobiles | Domestic Equities | 1.93% |
| Eicher Motors Ltd. | Automobiles | Domestic Equities | 1.72% |
| Lupin Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.48% |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 1.48% |
| Dr. Lal Pathlabs Ltd. | Healthcare Services | Domestic Equities | 1.40% |
| Havells India Ltd. | Consumer Durables | Domestic Equities | 1.40% |
| NTPC Ltd. | Power | Domestic Equities | 1.37% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Domestic Equities | 1.36% |
| Max Financial Services Ltd. | Insurance | Domestic Equities | 1.30% |
| Jindal Steel Ltd. | Ferrous Metals | Domestic Equities | 1.25% |
| Alkem Laboratories Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.21% |
| HDFC Life Insurance Company Ltd. | Insurance | Domestic Equities | 1.13% |
| Hindustan Petroleum Corporation Ltd. | Petroleum Products | Domestic Equities | 1.07% |
| Tata Steel Ltd. | Ferrous Metals | Domestic Equities | 1.06% |
| CreditAccess Grameen Ltd. | Finance | Domestic Equities | 1.00% |
| Delhivery Ltd. | Transport Services | Domestic Equities | 0.99% |
| United Spirits Ltd. | Beverages | Domestic Equities | 0.99% |
| HDFC NIFTY 50 ETF | Domestic Mutual Funds Units | 0.98% | |
| Transport Corporation Of India Ltd. | Transport Services | Domestic Equities | 0.98% |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.96% |
| Gland Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.91% |
| The Ramco Cements Ltd. | Cement & Cement Products | Domestic Equities | 0.89% |
| Balkrishna Industries Ltd. | Auto Components | Domestic Equities | 0.85% |
| Voltamp Transformers Ltd. | Electrical Equipment | Domestic Equities | 0.85% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.84% |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 0.83% |
| CRISIL Ltd. | Finance | Domestic Equities | 0.81% |
| Blue Dart Express Ltd. | Transport Services | Domestic Equities | 0.81% |
| Kalpataru Projects International Ltd. | Construction | Domestic Equities | 0.78% |
| Hyundai Motor India Ltd. | Automobiles | Domestic Equities | 0.77% |
| Redington Ltd. | Commercial Services & Supplies | Domestic Equities | 0.72% |
| Chalet Hotels Ltd. | Leisure Services | Domestic Equities | 0.69% |
| PVR Inox Ltd. | Entertainment | Domestic Equities | 0.66% |
| Gujarat State Petronet Ltd. | Gas | Domestic Equities | 0.65% |
| Zensar Technologies Ltd. | IT - Software | Domestic Equities | 0.65% |
| Godrej Consumer Products Ltd. | Personal Products | Domestic Equities | 0.64% |
| JSW Dulux Ltd. | Consumer Durables | Domestic Equities | 0.63% |
| Ceat Ltd. | Auto Components | Domestic Equities | 0.62% |
| Timken India Ltd. | Industrial Products | Domestic Equities | 0.60% |
| Finolex Cables Ltd. | Industrial Products | Domestic Equities | 0.59% |
| Gateway Distriparks Ltd. | Transport Services | Domestic Equities | 0.59% |
| The Great Eastern Shipping Company Ltd. | Transport Services | Domestic Equities | 0.57% |
| Chambal Fertilisers and Chemicals Ltd. | Fertilizers & Agrochemicals | Domestic Equities | 0.56% |
| Embassy Office Parks REIT | Realty | REITs & InvITs | 0.56% |
| National Aluminium Company Ltd. | Non - Ferrous Metals | Domestic Equities | 0.51% |
| Star Health and Allied Insurance Company Ltd. | Insurance | Domestic Equities | 0.50% |
| The Anup Engineering Ltd. | Industrial Manufacturing | Domestic Equities | 0.45% |
| VRL Logistics Ltd. | Transport Services | Domestic Equities | 0.44% |
| Finolex Industries Ltd. | Industrial Products | Domestic Equities | 0.44% |
| SKF India (Industrial) Ltd. | Industrial Products | Domestic Equities | 0.41% |
| GNA Axles Ltd. | Auto Components | Domestic Equities | 0.40% |
| Greenply Industries Ltd. | Consumer Durables | Domestic Equities | 0.39% |
| Equitas Small Finance Bank Ltd. | Banks | Domestic Equities | 0.37% |
| Bajaj Electricals Ltd. | Consumer Durables | Domestic Equities | 0.37% |
| Symphony Ltd. | Consumer Durables | Domestic Equities | 0.36% |
| Tamil Nadu Newsprint & Papers Ltd. | Paper, Forest & Jute Products | Domestic Equities | 0.31% |
| Prestige Estates Projects Ltd. | Realty | Domestic Equities | 0.30% |
| PNC Infratech Ltd. | Construction | Domestic Equities | 0.30% |
| Cyient Ltd. | IT - Services | Domestic Equities | 0.18% |
| KEC International Ltd. | Construction | Domestic Equities | 0.17% |
| Nilkamal Ltd. | Consumer Durables | Domestic Equities | 0.14% |
| Mahindra Holidays & Resorts India Ltd. | Leisure Services | Domestic Equities | 0.12% |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | -0.36% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
The scheme benchmark is the NIFTY 500 - TRI
It is classified as Very High Risk, suitable for investors with a Very High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.08%
3-year: 14.58%
5-year: 15.98%
Top holdings include names such as:
The NAV is around ₹47.79 (approx.) for the HDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth.
The fund’s AUM is approximately ₹6,987 Cr.
The expense ratio for the Regular Plan is 1.76.
NIL - Upon completion of Lock-in Period.
Minimum SIP starts at ₹100.
The minimum lump sum investment is ₹100. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Srinivasan Ramamurthy, Anupam Joshi, Nandita Menezes, Arun Agarwal
This fund is suitable for investors with a Very High risk tolerance.
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