Other Solution Oriented - Retirement Fund Moderate Risk Fund Managers: Rohit Shimpi, Ardhendu Bhattacharya
Other Solution Oriented - Retirement Fund Moderate Risk
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 4.92% | 6.86% | 7.16% | 6.83% | 0% | 6.98% |
| Category returns | 2.62% | -0.75% | -1% | -0.06% | 1.65% | 4.96% | 7.73% | 7.1% | 6.7% | 7.77% | N/A |
| Absolute returns | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 10.07% | 22.1% | 31.89% | 39.17% | 0% | 42.23% |
| Rank within category | 4 | 5 | 6 | 7 | 9 | 6 | 9 | 5 | 5 | 6 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 5 | N/A |
| Solution Oriented - Retirement Fund | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Yearly returns | N/A | 4.91% | 11.29% | 9.03% | 5.11% | -1.4% |
| Q1 returns | N/A | 0.8% | 1.17% | 2.54% | 1.15% | -4.32% |
| Q2 returns | 2.84% | -1.88% | 4.64% | 3.73% | 3.57% | 3.06% |
| Q3 Returns | 2.99% | 4.54% | 2.07% | 3.4% | -0.99% | N/A |
| Q4 Returns | 0.85% | 1.47% | 3% | -0.86% | 1.34% | N/A |
Expense ratio: 1.38%
Inclusive of GST
Exit load
Nil
| Alpha | -0.0971601 |
| Beta | 1.2311 |
| Sharpe Ratio | 0.061968 |
| Sortino Ratio | 0.122524 |
| R-Squared | 0.9344 |
| Tracking Error | 0.3443 |
| Downside Risk | 5.4514 |
| Std. Deviation (Annualised) | 3.848 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 10.65% | 8.02% | 0% | 8.41% | 88.92 | 2.12 | 0.33 | Moderately High |
| UTI Retirement Fund | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 10.33% | 10.22% | 9.25% | 10.1% | 4,475.57 | 1.70 | 0.22 | High |
| Franklin India Retirement Fund - Growth | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.99% | 7.42% | 7.8% | 11.12% | 484.75 | 2.28 | 0.15 | High |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth | 2.64% | -2.33% | -2.68% | -1.34% | -1.27% | 8.41% | 6.31% | 0% | 7.33% | 46.69 | 2.15 | 0.12 | High |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth | 4.75% | -0.57% | -2.03% | -1.06% | 1.1% | 8.06% | 8.48% | 0% | 8.61% | 248.15 | 1.65 | 0.11 | High |
| Tata Retirement Savings Fund Conservative Plan - Growth | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 7.82% | 6.25% | 7.6% | 8.33% | 157.87 | 2.19 | 0.09 | Moderately High |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 7.79% | 5.55% | 0% | 5.64% | 25.64 | 1.93 | 0.12 | Moderately High |
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth | 2.02% | -1.35% | -1.53% | -0.71% | 1% | 7.01% | 6.78% | 7.55% | 7.81% | 153.89 | 2.16 | 0.08 | Moderately High |
| SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth Current | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 6.86% | 6.83% | 0% | 6.98% | 146.27 | 1.38 | 0.06 | Moderate |
| Nippon India Retirement Fund - Income Generation Scheme - Growth | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 6.36% | 5.69% | 6.65% | 6.27% | 138.28 | 2.08 | 0.04 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 37.79% |
| Cash & Cash Equivalents and Net Assets | 11.24% | |
| Corporate Debt | 31.80% | |
| Domestic Equities | 19.17% | |
| Preference Shares | 0.01% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 80.83% | |
| Banks | 4.44% | |
| Petroleum Products | 1.22% | |
| Construction | 0.78% | |
| Automobiles | 1.09% | |
| IT - Software | 0.91% | |
| Cement & Cement Products | 0.64% | |
| Retailing | 0.79% | |
| Industrial Products | 1.02% | |
| Non - Ferrous Metals | 0.42% | |
| Finance | 0.88% | |
| Auto Components | 1.18% | |
| Consumer Durables | 1.03% | |
| IT - Services | 0.29% | |
| Power | 0.28% | |
| Pharmaceuticals & Biotechnology | 0.51% | |
| Agricultural Food & other Products | 0.27% | |
| Electrical Equipment | 0.50% | |
| Chemicals & Petrochemicals | 0.52% | |
| Leisure Services | 0.66% | |
| Industrial Manufacturing | 0.35% | |
| Realty | 0.60% | |
| Insurance | 0.21% | |
| Healthcare Services | 0.20% | |
| Textiles & Apparels | 0.20% | |
| Transport Services | 0.19% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 6.90% CGL 2065 | Government Securities | 18.26% | |
| TREPS | Cash & Cash Equivalents and Net Assets | 9.28% | |
| 7.18% CGL 2037 | Government Securities | 6.82% | |
| Bharat Sanchar Nigam Ltd. | Corporate Debt | 6.82% | |
| 7.43% CGL 2076 | Government Securities | 6.49% | |
| 7.09% CGL 2074 | Government Securities | 6.21% | |
| Summit Digitel Infrastructure Pvt. Ltd. | Corporate Debt | 5.08% | |
| Torrent Power Ltd. | Corporate Debt | 3.52% | |
| Sundaram Finance Ltd. | Corporate Debt | 3.46% | |
| REC Ltd. | Corporate Debt | 3.43% | |
| Godrej Properties Ltd. | Corporate Debt | 3.42% | |
| Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) | Corporate Debt | 3.33% | |
| Union Bank of India( AT1 Bond under Basel III ) | Corporate Debt | 2.74% | |
| Net Receivable / Payable | Cash & Cash Equivalents and Net Assets | 1.96% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 1.40% |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 1.22% |
| ICICI Bank Ltd. | Banks | Domestic Equities | 1.14% |
| State Bank Of India | Banks | Domestic Equities | 0.85% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 0.78% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.70% |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.69% |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.62% |
| Urban Company Ltd. | Retailing | Domestic Equities | 0.56% |
| Axis Bank Ltd. | Banks | Domestic Equities | 0.55% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 0.50% |
| Timken India Ltd. | Industrial Products | Domestic Equities | 0.45% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Domestic Equities | 0.42% |
| TVS Motor Company Ltd. | Automobiles | Domestic Equities | 0.39% |
| Bajaj Finance Ltd. | Finance | Domestic Equities | 0.39% |
| ZF Commercial Vehicle Control Systems India Ltd. | Auto Components | Domestic Equities | 0.39% |
| Schaeffler India Ltd. | Auto Components | Domestic Equities | 0.34% |
| Bajaj Finserv Ltd. | Finance | Domestic Equities | 0.31% |
| Asian Paints Ltd. | Consumer Durables | Domestic Equities | 0.29% |
| L&T Technology Services Ltd. | IT - Services | Domestic Equities | 0.29% |
| Torrent Power Ltd. | Power | Domestic Equities | 0.28% |
| Abbott India Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.28% |
| Balrampur Chini Mills Ltd. | Agricultural Food & other Products | Domestic Equities | 0.27% |
| Voltas Ltd. | Consumer Durables | Domestic Equities | 0.27% |
| Thermax Ltd. | Electrical Equipment | Domestic Equities | 0.27% |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.26% |
| The Indian Hotels Company Ltd. | Leisure Services | Domestic Equities | 0.26% |
| Navin Fluorine International Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.25% |
| Kajaria Ceramics Ltd. | Consumer Durables | Domestic Equities | 0.24% |
| Jubilant FoodWorks Ltd. | Leisure Services | Domestic Equities | 0.24% |
| Divi's Laboratories Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.24% |
| FSN E-Commerce Ventures Ltd. | Retailing | Domestic Equities | 0.23% |
| ABB India Ltd. | Electrical Equipment | Domestic Equities | 0.23% |
| Berger Paints India Ltd. | Consumer Durables | Domestic Equities | 0.23% |
| Endurance Technologies Ltd. | Auto Components | Domestic Equities | 0.23% |
| Honeywell Automation India Ltd. | Industrial Manufacturing | Domestic Equities | 0.22% |
| Sona BLW Precision Forgings Ltd. | Auto Components | Domestic Equities | 0.22% |
| Oberoi Realty Ltd. | Realty | Domestic Equities | 0.22% |
| LTM Ltd. | IT - Software | Domestic Equities | 0.22% |
| Grindwell Norton Ltd. | Industrial Products | Domestic Equities | 0.22% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.21% |
| Dr. Lal Pathlabs Ltd. | Healthcare Services | Domestic Equities | 0.20% |
| DLF Ltd. | Realty | Domestic Equities | 0.20% |
| Page Industries Ltd. | Textiles & Apparels | Domestic Equities | 0.20% |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 0.19% |
| Godrej Properties Ltd. | Realty | Domestic Equities | 0.18% |
| HDB Financial Services Ltd. | Finance | Domestic Equities | 0.18% |
| Esab India Ltd. | Industrial Products | Domestic Equities | 0.17% |
| Brigade Hotel Ventures Ltd. | Leisure Services | Domestic Equities | 0.16% |
| Pitti Engineering Ltd. | Industrial Manufacturing | Domestic Equities | 0.13% |
| Carborundum Universal Ltd. | Industrial Products | Domestic Equities | 0.11% |
| AIA Engineering Ltd. | Industrial Products | Domestic Equities | 0.08% |
| Nuvoco Vistas Corporation Ltd. | Cement & Cement Products | Domestic Equities | 0.02% |
| TVS Motor Company Ltd. | Preference Shares | 0.01% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
The scheme benchmark is the CRISIL Hybrid 85+15 - Conservative Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 0.67%
3-year: 6.88%
5-year: 6.83%
Top holdings include names such as:
The NAV is around ₹14.22 (approx.) for the SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth.
The fund’s AUM is approximately ₹146 Cr.
The expense ratio for the Regular Plan is 1.38.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Rohit Shimpi, Ardhendu Bhattacharya
This fund is suitable for investors with a Moderate risk tolerance.
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