Other Solution Oriented - Retirement Fund Moderately High Risk Fund Managers: Pranay Sinha, Ritesh Rathod, Kinjal Desai, Amber Singhania
Other Solution Oriented - Retirement Fund Moderately High Risk
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 3.97% | 6.36% | 6.42% | 5.69% | 6.65% | 6.27% |
| Category returns | 2.62% | -0.75% | -1% | -0.06% | 1.65% | 4.96% | 7.73% | 7.1% | 6.7% | 7.77% | N/A |
| Absolute returns | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 8.1% | 20.37% | 28.3% | 31.88% | 90.37% | 97.88% |
| Rank within category | 8 | 9 | 10 | 12 | 12 | 11 | 10 | 9 | 9 | 5 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 5 | N/A |
| Solution Oriented - Retirement Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 10.34% | 6.24% | 4.23% | 7.96% | 10.51% | 4.69% | 1.93% | 10.23% | 11.19% | 3.28% | -2.36% |
| Q1 returns | 0.12% | 1.2% | -0.07% | 1.31% | -1.67% | -0.25% | -0.36% | 0.21% | 4.14% | 0.84% | -4.52% |
| Q2 returns | 3.26% | 4.95% | -1.58% | 5.17% | 4.91% | 1.18% | -4.78% | 4.96% | 3.65% | 2.47% | 2.26% |
| Q3 Returns | 7.09% | 0.93% | -0.72% | -0.95% | 0.57% | 4.28% | 4.48% | 1.67% | 3.94% | -0.9% | N/A |
| Q4 Returns | -0.34% | -0.9% | 6.75% | 2.3% | 6.52% | -0.54% | 2.83% | 3.07% | -0.9% | 0.86% | N/A |
Expense ratio: 2.08%
Inclusive of GST
Exit load
NIL
| Alpha | -0.142145 |
| Beta | 1.4881 |
| Sharpe Ratio | 0.0449349 |
| Sortino Ratio | 0.0962351 |
| R-Squared | 0.9232 |
| Tracking Error | 0.5636 |
| Downside Risk | 6.471 |
| Std. Deviation (Annualised) | 4.6822 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 10.65% | 8.02% | 0% | 8.41% | 88.92 | 2.12 | 0.33 | Moderately High |
| UTI Retirement Fund | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 10.33% | 10.22% | 9.25% | 10.1% | 4,475.57 | 1.70 | 0.22 | High |
| Franklin India Retirement Fund - Growth | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.99% | 7.42% | 7.8% | 11.12% | 484.75 | 2.28 | 0.15 | High |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth | 2.64% | -2.33% | -2.68% | -1.34% | -1.27% | 8.41% | 6.31% | 0% | 7.33% | 46.69 | 2.15 | 0.12 | High |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth | 4.75% | -0.57% | -2.03% | -1.06% | 1.1% | 8.06% | 8.48% | 0% | 8.61% | 248.15 | 1.65 | 0.11 | High |
| Tata Retirement Savings Fund Conservative Plan - Growth | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 7.82% | 6.25% | 7.6% | 8.33% | 157.87 | 2.19 | 0.09 | Moderately High |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 7.79% | 5.55% | 0% | 5.64% | 25.64 | 1.93 | 0.12 | Moderately High |
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth | 2.02% | -1.35% | -1.53% | -0.71% | 1% | 7.01% | 6.78% | 7.55% | 7.81% | 153.89 | 2.16 | 0.08 | Moderately High |
| SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 6.86% | 6.83% | 0% | 6.98% | 146.27 | 1.38 | 0.06 | Moderate |
| Nippon India Retirement Fund - Income Generation Scheme - Growth Current | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 6.36% | 5.69% | 6.65% | 6.27% | 138.28 | 2.08 | 0.04 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 71.37% |
| Cash & Cash Equivalents and Net Assets | 10.21% | |
| Domestic Equities | 18.42% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 81.58% | |
| Banks | 7.42% | |
| Petroleum Products | 1.75% | |
| Power | 1.27% | |
| Construction | 1.20% | |
| Automobiles | 0.85% | |
| IT - Software | 1.34% | |
| Auto Components | 0.95% | |
| Retailing | 0.71% | |
| Industrial Products | 0.65% | |
| Consumer Durables | 0.85% | |
| Insurance | 0.45% | |
| Industrial Manufacturing | 0.28% | |
| Aerospace & Defense | 0.27% | |
| Pharmaceuticals & Biotechnology | 0.25% | |
| Healthcare Services | 0.16% | |
| Food Products | 0.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.06% Government of India | Government Securities | 30.90% | |
| 6.68% Government of India | Government Securities | 16.88% | |
| 8.13% Government of India | Government Securities | 16.10% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 8.20% | |
| 8.17% Government of India | Government Securities | 5.01% | |
| ICICI Bank Ltd. | Banks | Domestic Equities | 2.62% |
| State Bank Of India | Banks | Domestic Equities | 2.12% |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | 1.92% | |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 1.75% |
| 8.3% Government of India | Government Securities | 1.66% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 1.59% |
| NTPC Ltd. | Power | Domestic Equities | 1.27% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 1.20% |
| Axis Bank Ltd. | Banks | Domestic Equities | 1.09% |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 0.85% |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.83% |
| 8.83% Government of India | Government Securities | 0.82% | |
| Samvardhana Motherson International Ltd. | Auto Components | Domestic Equities | 0.73% |
| Eternal Ltd. | Retailing | Domestic Equities | 0.71% |
| Cummins India Ltd. | Industrial Products | Domestic Equities | 0.65% |
| Dixon Technologies (India) Ltd. | Consumer Durables | Domestic Equities | 0.52% |
| Tata Consultancy Services Ltd. | IT - Software | Domestic Equities | 0.51% |
| SBI Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.45% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Domestic Equities | 0.32% |
| Kaynes Technology India Ltd. | Industrial Manufacturing | Domestic Equities | 0.28% |
| Mishra Dhatu Nigam Ltd. | Aerospace & Defense | Domestic Equities | 0.27% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.25% |
| Tube Investments of India Ltd. | Auto Components | Domestic Equities | 0.22% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.16% |
| Cash Margin - CCIL | Cash & Cash Equivalents and Net Assets | 0.09% | |
| Kwality Wall's (India) Ltd. | Food Products | Domestic Equities | 0.00% |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The scheme benchmark is the CRISIL Hybrid 85+15 - Conservative Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: -2.14%
3-year: 6.37%
5-year: 5.69%
Top holdings include names such as:
The NAV is around ₹19.79 (approx.) for the Nippon India Retirement Fund - Income Generation Scheme - Growth.
The fund’s AUM is approximately ₹138 Cr.
The expense ratio for the Regular Plan is 2.08.
NIL.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Pranay Sinha, Ritesh Rathod, Kinjal Desai, Amber Singhania
This fund is suitable for investors with a Moderately High risk tolerance.
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