Other Solution Oriented - Retirement Fund Moderately High Risk Fund Managers: Manasvi Shah, Darshil Dedhia, Rohit Lakhotia
Other Solution Oriented - Retirement Fund Moderately High Risk
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 6.71% | 10.65% | 8.89% | 8.02% | 0% | 8.41% |
| Category returns | 2.62% | -0.75% | -1% | -0.06% | 1.65% | 4.96% | 7.73% | 7.1% | 6.7% | 7.77% | N/A |
| Absolute returns | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 13.86% | 35.59% | 40.65% | 47.07% | 0% | 78.5% |
| Rank within category | 9 | 7 | 2 | 1 | 1 | 1 | 1 | 2 | 3 | 6 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 5 | N/A |
| Solution Oriented - Retirement Fund | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 11.74% | 7.15% | 1.79% | 14.98% | 9.86% | 8.89% | -0.56% |
| Q1 returns | N/A | -5.18% | 0.77% | -0.2% | -1.13% | 3.05% | 0.03% | -2.67% |
| Q2 returns | 1.62% | 7.01% | 2.23% | -3.27% | 5.99% | 3.97% | 5.38% | 2.17% |
| Q3 Returns | 0.79% | 3.33% | 3.06% | 3.85% | 4.16% | 3.32% | 0.37% | N/A |
| Q4 Returns | 2.55% | 6.57% | 0.92% | 1.53% | 5.34% | -0.76% | 2.92% | N/A |
Expense ratio: 2.12%
Inclusive of GST
Exit load
Nil
| Alpha | 0.226283 |
| Beta | 0.3089 |
| Sharpe Ratio | 0.326353 |
| Sortino Ratio | 0.650736 |
| R-Squared | 0.805 |
| Tracking Error | 2.446 |
| Downside Risk | 5.0216 |
| Std. Deviation (Annualised) | 4.1189 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth Current | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 10.65% | 8.02% | 0% | 8.41% | 88.92 | 2.12 | 0.33 | Moderately High |
| UTI Retirement Fund | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 10.33% | 10.22% | 9.25% | 10.1% | 4,475.57 | 1.70 | 0.22 | High |
| Franklin India Retirement Fund - Growth | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.99% | 7.42% | 7.8% | 11.12% | 484.75 | 2.28 | 0.15 | High |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth | 2.64% | -2.33% | -2.68% | -1.34% | -1.27% | 8.41% | 6.31% | 0% | 7.33% | 46.69 | 2.15 | 0.12 | High |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth | 4.75% | -0.57% | -2.03% | -1.06% | 1.1% | 8.06% | 8.48% | 0% | 8.61% | 248.15 | 1.65 | 0.11 | High |
| Tata Retirement Savings Fund Conservative Plan - Growth | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 7.82% | 6.25% | 7.6% | 8.33% | 157.87 | 2.19 | 0.09 | Moderately High |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 7.79% | 5.55% | 0% | 5.64% | 25.64 | 1.93 | 0.12 | Moderately High |
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth | 2.02% | -1.35% | -1.53% | -0.71% | 1% | 7.01% | 6.78% | 7.55% | 7.81% | 153.89 | 2.16 | 0.08 | Moderately High |
| SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 6.86% | 6.83% | 0% | 6.98% | 146.27 | 1.38 | 0.06 | Moderate |
| Nippon India Retirement Fund - Income Generation Scheme - Growth | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 6.36% | 5.69% | 6.65% | 6.27% | 138.28 | 2.08 | 0.04 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 23.18% |
| Government Securities | 19.34% | |
| Corporate Debt | 34.57% | |
| PTC & Securitized Debt | 3.14% | |
| Domestic Equities | 19.77% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 80.23% | |
| Cement & Cement Products | 1.87% | |
| Telecom - Services | 1.70% | |
| Ferrous Metals | 3.10% | |
| Construction | 1.38% | |
| Automobiles | 2.59% | |
| Diversified Metals | 1.22% | |
| It - Software | 1.26% | |
| Banks | 0.97% | |
| Pharmaceuticals & Biotechnology | 0.93% | |
| Finance | 0.86% | |
| Transport Services | 0.85% | |
| Auto Components | 0.81% | |
| Consumer Durables | 0.68% | |
| Agricultural, Commercial & Construction Vehicles | 0.58% | |
| Beverages | 0.51% | |
| Food Products | 0.47% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| TREPS | Cash & Cash Equivalents and Net Assets | 21.59% | |
| 7.34% Government Securities | Government Securities | 6.40% | |
| 6.48% Government Securities | Government Securities | 5.81% | |
| 7.62% NABARD | Corporate Debt | 5.63% | |
| 6.59% Summit Digitel Infrastructure Ltd ** | Corporate Debt | 5.61% | |
| 7.2% Power Finance Corporation Ltd. ** | Corporate Debt | 5.45% | |
| 6.68% Government Securities | Government Securities | 5.25% | |
| 8.3% Rural Electrification Corporation Ltd. ** | Corporate Debt | 4.61% | |
| 8.5% Nirma Ltd. ** | Corporate Debt | 3.94% | |
| 9.31% Vedanta Ltd. ** | Corporate Debt | 2.26% | |
| 7.7% Power Finance Corporation Ltd. ** | Corporate Debt | 2.26% | |
| 8% Yes Bank Ltd. ** | Corporate Debt | 2.23% | |
| India Universal Trust AL1 ** | PTC & Securitized Debt | 2.02% | |
| 6.54% Government Securities | Government Securities | 1.88% | |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 1.87% |
| Bharti Hexacom Ltd. | Telecom - Services | Domestic Equities | 1.70% |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | 1.59% | |
| 7.33% Indian Railway Finance Corporation Ltd. ** | Corporate Debt | 1.46% | |
| JSW Steel Ltd. | Ferrous Metals | Domestic Equities | 1.42% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 1.38% |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 1.33% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 1.27% |
| Vedanta Ltd. | Diversified Metals | Domestic Equities | 1.22% |
| Tech Mahindra Ltd. | It - Software | Domestic Equities | 1.16% |
| 7.34% Small Industries Development Bank Of India. ** | Corporate Debt | 1.12% | |
| Jindal Steel Ltd. | Ferrous Metals | Domestic Equities | 1.00% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 0.97% |
| Pfizer Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.93% |
| India Universal Trust AL1 ** | PTC & Securitized Debt | 0.88% | |
| Muthoot Finance Ltd. | Finance | Domestic Equities | 0.86% |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 0.85% |
| Samvardhana Motherson International Ltd. | Auto Components | Domestic Equities | 0.81% |
| JSW Dulux Ltd. | Consumer Durables | Domestic Equities | 0.68% |
| Jindal Stainless Ltd. | Ferrous Metals | Domestic Equities | 0.68% |
| Tata Motors Ltd. | Agricultural, Commercial & Construction Vehicles | Domestic Equities | 0.58% |
| Radico Khaitan Ltd. | Beverages | Domestic Equities | 0.51% |
| Britannia Industries Ltd. | Food Products | Domestic Equities | 0.47% |
| India Universal Trust AL1 ** | PTC & Securitized Debt | 0.23% | |
| RateGain Travel Technologies Ltd. | It - Software | Domestic Equities | 0.09% |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
The scheme benchmark is the NIFTY 50 Hybrid Composite Debt 15:85 Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.66%
3-year: 10.67%
5-year: 8.02%
Top holdings include names such as:
The NAV is around ₹17.85 (approx.) for the ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth.
The fund’s AUM is approximately ₹89 Cr.
The expense ratio for the Regular Plan is 2.12.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Manasvi Shah, Darshil Dedhia, Rohit Lakhotia
This fund is suitable for investors with a Moderately High risk tolerance.
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