Other Solution Oriented - Retirement Fund High Risk Fund Managers: Anuj Tagra, Pallab Roy, Rajasa Kakulavarapu, Ajay Argal
Other Solution Oriented - Retirement Fund High Risk
The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 4.34% | 8.99% | 8.05% | 7.42% | 7.8% | 11.12% |
| Category returns | 2.62% | -0.75% | -1% | -0.06% | 1.65% | 4.96% | 7.73% | 7.1% | 6.7% | 7.77% | N/A |
| Absolute returns | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.86% | 29.55% | 36.36% | 43.05% | 111.93% | 2051.23% |
| Rank within category | 5 | 10 | 12 | 11 | 10 | 10 | 3 | 4 | 4 | 2 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 5 | N/A |
| Solution Oriented - Retirement Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 8.32% | 13.41% | 1.06% | 8.82% | 8.5% | 9.72% | 3.53% | 14.05% | 12.59% | 4.28% | -2.85% |
| Q1 returns | 1.1% | 4.89% | -2.4% | 3.24% | -8.52% | 2.27% | -0.67% | -0.72% | 2.97% | -1.39% | -5.49% |
| Q2 returns | 4.87% | 3.27% | 1.04% | 1.43% | 6.76% | 3.79% | -3.96% | 4.97% | 5.53% | 5.19% | 2.79% |
| Q3 Returns | 4.84% | 1.03% | 0.44% | 0.47% | 1.38% | 3.69% | 5.71% | 3.63% | 4.25% | -1.19% | N/A |
| Q4 Returns | -2.55% | 3.63% | 2.04% | 3.43% | 9.58% | -0.31% | 2.67% | 5.62% | -0.61% | 1.74% | N/A |
Expense ratio: 2.28%
Inclusive of GST
Exit load
3% on or beofre the 58Y of age, Nil after age of 58Y
| Alpha | -0.0870818 |
| Beta | 0.9718 |
| Sharpe Ratio | 0.148527 |
| Sortino Ratio | 0.281223 |
| R-Squared | 0.9421 |
| Tracking Error | 0.3735 |
| Downside Risk | 7.7396 |
| Std. Deviation (Annualised) | 5.4585 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 10.65% | 8.02% | 0% | 8.41% | 88.92 | 2.12 | 0.33 | Moderately High |
| UTI Retirement Fund | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 10.33% | 10.22% | 9.25% | 10.1% | 4,475.57 | 1.70 | 0.22 | High |
| Franklin India Retirement Fund - Growth Current | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.99% | 7.42% | 7.8% | 11.12% | 484.75 | 2.28 | 0.15 | High |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth | 2.64% | -2.33% | -2.68% | -1.34% | -1.27% | 8.41% | 6.31% | 0% | 7.33% | 46.69 | 2.15 | 0.12 | High |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth | 4.75% | -0.57% | -2.03% | -1.06% | 1.1% | 8.06% | 8.48% | 0% | 8.61% | 248.15 | 1.65 | 0.11 | High |
| Tata Retirement Savings Fund Conservative Plan - Growth | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 7.82% | 6.25% | 7.6% | 8.33% | 157.87 | 2.19 | 0.09 | Moderately High |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 7.79% | 5.55% | 0% | 5.64% | 25.64 | 1.93 | 0.12 | Moderately High |
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth | 2.02% | -1.35% | -1.53% | -0.71% | 1% | 7.01% | 6.78% | 7.55% | 7.81% | 153.89 | 2.16 | 0.08 | Moderately High |
| SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 6.86% | 6.83% | 0% | 6.98% | 146.27 | 1.38 | 0.06 | Moderate |
| Nippon India Retirement Fund - Income Generation Scheme - Growth | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 6.36% | 5.69% | 6.65% | 6.27% | 138.28 | 2.08 | 0.04 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 52.86% |
| Certificate of Deposit | 4.82% | |
| Government Securities | 6.60% | |
| Cash & Cash Equivalents and Net Assets | 2.86% | |
| Domestic Equities | 32.45% | |
| Domestic Mutual Funds Units | 0.40% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 67.15% | |
| Banks | 7.98% | |
| Petroleum Products | 1.94% | |
| Telecom - Services | 1.65% | |
| Construction | 1.48% | |
| IT - Software | 2.60% | |
| Power | 1.69% | |
| Retailing | 1.19% | |
| Healthcare Services | 1.40% | |
| Cement & Cement Products | 0.91% | |
| Automobiles | 1.23% | |
| Food Products | 0.75% | |
| Pharmaceuticals & Biotechnology | 1.14% | |
| Ferrous Metals | 0.67% | |
| Agricultural Food & Other Products | 0.64% | |
| Industrial Products | 0.63% | |
| Financial Technology (Fintech) | 0.62% | |
| Aerospace & Defense | 0.94% | |
| Consumer Durables | 0.54% | |
| Realty | 0.53% | |
| Insurance | 1.17% | |
| Transport Services | 0.41% | |
| Mutual Fund | 0.40% | |
| Diversified FMCG | 0.36% | |
| Finance | 0.92% | |
| Agricultural, Commercial & Construction Vehicles | 0.32% | |
| Leisure Services | 0.25% | |
| Auto Components | 0.40% | |
| Capital Markets | 0.09% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) ** | Corporate Debt | 9.64% | |
| 0.00% Jubilant Bevco Ltd (31-May-2028) ** | Corporate Debt | 5.97% | |
| 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) ** | Corporate Debt | 5.55% | |
| 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) ** | Corporate Debt | 5.49% | |
| 7.90% LIC Housing Finance LTD (23-Jun-2027) ** | Corporate Debt | 5.49% | |
| 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) ** | Corporate Debt | 5.40% | |
| 7.68% Small Industries Development Bank Of India (10-Aug-2027) ** | Corporate Debt | 5.18% | |
| Union Bank of India (16-Mar-2027) ** | Certificate of Deposit | 4.82% | |
| 6.90% GOI 2065 (15-Apr-2065) | Government Securities | 4.47% | |
| 0.00% Jubilant Beverages Ltd (31-May-2028) ** | Corporate Debt | 3.97% | |
| 0.00% REC Ltd (03-Nov-2034) ** | Corporate Debt | 2.89% | |
| Call, Cash & Other Assets | Cash & Cash Equivalents and Net Assets | 2.86% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 2.72% |
| 8.75% Bharti Telecom Ltd (05-Nov-2028) ** | Corporate Debt | 2.17% | |
| 7.66% Maharashtra SDL (04-Mar-2047) | Government Securities | 2.13% | |
| ICICI Bank Ltd. | Banks | Domestic Equities | 2.04% |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 1.94% |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 1.65% |
| State Bank Of India | Banks | Domestic Equities | 1.62% |
| Axis Bank Ltd. | Banks | Domestic Equities | 1.61% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 1.48% |
| Infosys Ltd. | IT - Software | Domestic Equities | 1.46% |
| HCL Technologies Ltd. | IT - Software | Domestic Equities | 1.13% |
| 8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027) ** | Corporate Debt | 1.11% | |
| NTPC Ltd. | Power | Domestic Equities | 1.07% |
| Eternal Ltd. | Retailing | Domestic Equities | 0.94% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.92% |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.91% |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 0.85% |
| Britannia Industries Ltd. | Food Products | Domestic Equities | 0.75% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.73% |
| Tata Steel Ltd. | Ferrous Metals | Domestic Equities | 0.67% |
| Marico Ltd. | Agricultural Food & Other Products | Domestic Equities | 0.64% |
| Kirloskar Oil Engines Ltd. | Industrial Products | Domestic Equities | 0.63% |
| CESC Ltd. | Power | Domestic Equities | 0.62% |
| PB Fintech Ltd. | Financial Technology (Fintech) | Domestic Equities | 0.62% |
| Bharat Electronics Ltd. | Aerospace & Defense | Domestic Equities | 0.58% |
| Amber Enterprises India Ltd. | Consumer Durables | Domestic Equities | 0.54% |
| The Phoenix Mills Ltd. | Realty | Domestic Equities | 0.53% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Domestic Equities | 0.49% |
| Metropolis Healthcare Ltd. | Healthcare Services | Domestic Equities | 0.48% |
| Eris Lifesciences Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.41% |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 0.41% |
| Franklin India Long Duration Fund | Mutual Fund | Domestic Mutual Funds Units | 0.40% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.38% |
| HDFC Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.37% |
| Hindustan Unilever Ltd. | Diversified FMCG | Domestic Equities | 0.36% |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Domestic Equities | 0.36% |
| Tata Capital Ltd. | Finance | Domestic Equities | 0.35% |
| Cholamandalam Investment and Finance Company Ltd. | Finance | Domestic Equities | 0.34% |
| Ashok Leyland Ltd. | Agricultural, Commercial & Construction Vehicles | Domestic Equities | 0.32% |
| Canara HSBC Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.31% |
| Lemon Tree Hotels Ltd. | Leisure Services | Domestic Equities | 0.25% |
| V-Mart Retail Ltd. | Retailing | Domestic Equities | 0.25% |
| Amara Raja Energy & Mobility Ltd. | Auto Components | Domestic Equities | 0.25% |
| PNB Housing Finance Ltd. | Finance | Domestic Equities | 0.23% |
| ZF Commercial Vehicle Control Systems India Ltd. | Auto Components | Domestic Equities | 0.15% |
| Angel One Ltd. | Capital Markets | Domestic Equities | 0.09% |
| Kwality Wall's (India) Ltd. | Food Products | Domestic Equities | 0.01% |
| Total | 100.00% |
Mr. Ajay Argal has 16 years experience. Prior to joining BSLAMC, he has worked with UTI AMC and had handled various aspects of the Investments Function including managing offshore funds, equity funds, balanced funds, equity research and equity dealing.
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.
The scheme benchmark is the CRISIL Short Term Debt Hybrid 60+40 Index
It is classified as High Risk, suitable for investors with a High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 0.6%
3-year: 9.01%
5-year: 7.42%
Top holdings include names such as:
The NAV is around ₹215.12 (approx.) for the Franklin India Retirement Fund - Growth.
The fund’s AUM is approximately ₹485 Cr.
The expense ratio for the Regular Plan is 2.28.
3% on or beofre the 58Y of age, Nil after age of 58Y.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Anuj Tagra, Pallab Roy, Rajasa Kakulavarapu, Ajay Argal
This fund is suitable for investors with a High risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
