Other Solution Oriented - Retirement Fund Moderately High Risk Fund Managers: Sonam Udasi, Murthy Nagarajan
Other Solution Oriented - Retirement Fund Moderately High Risk
The objective of the Fund is to provide a financial planning tool for long term financial security for investors
based on their retirement planning goals.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 5.01% | 7.82% | 6.72% | 6.25% | 7.6% | 8.33% |
| Category returns | 2.62% | -0.75% | -1% | -0.06% | 1.65% | 4.96% | 7.73% | 7.1% | 6.7% | 7.77% | N/A |
| Absolute returns | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 10.28% | 25.43% | 29.75% | 35.43% | 108.03% | 218.84% |
| Rank within category | 2 | 1 | 5 | 5 | 3 | 5 | 6 | 8 | 8 | 3 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 5 | N/A |
| Solution Oriented - Retirement Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 10.58% | 15.12% | 0.77% | 7.61% | 11.83% | 7.58% | 0.11% | 12.08% | 9.89% | 3.6% | -0.35% |
| Q1 returns | 0.67% | 5.51% | -1.7% | 2.5% | -4.92% | 0.64% | -1.28% | -0.27% | 1.54% | -1.76% | -4.55% |
| Q2 returns | 4.36% | 3.15% | 0.46% | 1.64% | 7.28% | 2.77% | -3.23% | 4.72% | 5.1% | 5.28% | 4.41% |
| Q3 Returns | 6.11% | 3.07% | -1.46% | 1.17% | 3.46% | 3.93% | 3.76% | 3.03% | 3.72% | -1.42% | N/A |
| Q4 Returns | -0.79% | 2.62% | 3.55% | 2.1% | 5.97% | 0.08% | 0.99% | 4.17% | -0.72% | 1.61% | N/A |
Expense ratio: 2.19%
Inclusive of GST
Exit load
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment
| Alpha | -0.156482 |
| Beta | 1.2416 |
| Sharpe Ratio | 0.0916635 |
| Sortino Ratio | 0.181484 |
| R-Squared | 0.8765 |
| Tracking Error | 0.5338 |
| Downside Risk | 6.5818 |
| Std. Deviation (Annualised) | 4.7063 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 10.65% | 8.02% | 0% | 8.41% | 88.92 | 2.12 | 0.33 | Moderately High |
| UTI Retirement Fund | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 10.33% | 10.22% | 9.25% | 10.1% | 4,475.57 | 1.70 | 0.22 | High |
| Franklin India Retirement Fund - Growth | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.99% | 7.42% | 7.8% | 11.12% | 484.75 | 2.28 | 0.15 | High |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth | 2.64% | -2.33% | -2.68% | -1.34% | -1.27% | 8.41% | 6.31% | 0% | 7.33% | 46.69 | 2.15 | 0.12 | High |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth | 4.75% | -0.57% | -2.03% | -1.06% | 1.1% | 8.06% | 8.48% | 0% | 8.61% | 248.15 | 1.65 | 0.11 | High |
| Tata Retirement Savings Fund Conservative Plan - Growth Current | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 7.82% | 6.25% | 7.6% | 8.33% | 157.87 | 2.19 | 0.09 | Moderately High |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 7.79% | 5.55% | 0% | 5.64% | 25.64 | 1.93 | 0.12 | Moderately High |
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth | 2.02% | -1.35% | -1.53% | -0.71% | 1% | 7.01% | 6.78% | 7.55% | 7.81% | 153.89 | 2.16 | 0.08 | Moderately High |
| SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 6.86% | 6.83% | 0% | 6.98% | 146.27 | 1.38 | 0.06 | Moderate |
| Nippon India Retirement Fund - Income Generation Scheme - Growth | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 6.36% | 5.69% | 6.65% | 6.27% | 138.28 | 2.08 | 0.04 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 58.50% |
| Corporate Debt | 6.29% | |
| Cash & Cash Equivalents and Net Assets | 5.45% | |
| PTC & Securitized Debt | 3.11% | |
| Domestic Equities | 26.65% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 73.35% | |
| Petroleum Products | 1.38% | |
| Banks | 3.91% | |
| Chemicals & Petrochemicals | 1.30% | |
| Consumable Fuels | 1.13% | |
| Retailing | 1.06% | |
| Capital Markets | 3.88% | |
| Diversified FMCG | 1.02% | |
| Household Products | 0.87% | |
| Food Products | 1.41% | |
| IT - Software | 1.33% | |
| Agricultural Food & other Products | 0.69% | |
| Consumer Durables | 1.72% | |
| Beverages | 0.67% | |
| Industrial Products | 0.91% | |
| Oil | 0.58% | |
| Finance | 1.76% | |
| Auto Components | 0.51% | |
| Transport Infrastructure | 0.45% | |
| Healthcare Services | 0.36% | |
| Realty | 0.34% | |
| Diversified Metals | 0.34% | |
| Electrical Equipment | 0.29% | |
| Automobiles | 0.28% | |
| Insurance | 0.26% | |
| Diversified | 0.19% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| GOI - 6.79% (07/10/2034) | Government Securities | 21.79% | |
| GOI - 7.38% (20/06/2027) $$ | Government Securities | 9.67% | |
| GOI - 7.17% (17/04/2030) $$ | Government Securities | 9.63% | |
| ** 06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026 | Corporate Debt | 6.29% | |
| GOI - 7.36% (12/09/2052) | Government Securities | 6.07% | |
| GOI - 7.27% (08/04/2026) | Government Securities | 5.70% | |
| GOI - 6.90% (15/04/2065) | Government Securities | 5.64% | |
| CASH / NET CURRENT ASSET | Cash & Cash Equivalents and Net Assets | 5.45% | |
| ** 07.51 % SHIVSHAKTI SECURITISATION TRUST - 28/09/2029 | PTC & Securitized Debt | 3.11% | |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 1.38% |
| ICICI Bank Ltd. | Banks | Domestic Equities | 1.37% |
| Solar Industries India Ltd. | Chemicals & Petrochemicals | Domestic Equities | 1.30% |
| Coal India Ltd. | Consumable Fuels | Domestic Equities | 1.13% |
| Eternal Ltd. | Retailing | Domestic Equities | 1.06% |
| Multi Commodity Exchange Of India Ltd. | Capital Markets | Domestic Equities | 1.05% |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 1.02% |
| BSE Ltd. | Capital Markets | Domestic Equities | 0.99% |
| DOMS Industries Ltd. | Household Products | Domestic Equities | 0.87% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 0.83% |
| Nippon Life India Asset Management Ltd. | Capital Markets | Domestic Equities | 0.83% |
| Karur Vysya Bank Ltd. | Banks | Domestic Equities | 0.73% |
| Bikaji Foods International Ltd. | Food Products | Domestic Equities | 0.71% |
| HCL Technologies Ltd. | IT - Software | Domestic Equities | 0.69% |
| Tata Consumer Products Ltd. | Agricultural Food & other Products | Domestic Equities | 0.69% |
| Titan Company Ltd. | Consumer Durables | Domestic Equities | 0.68% |
| Radico Khaitan Ltd. | Beverages | Domestic Equities | 0.67% |
| Dixon Technologies (India) Ltd. | Consumer Durables | Domestic Equities | 0.66% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 0.60% |
| Polycab India Ltd. | Industrial Products | Domestic Equities | 0.59% |
| Oil India Ltd. | Oil | Domestic Equities | 0.58% |
| Muthoot Finance Ltd. | Finance | Domestic Equities | 0.58% |
| 360 One Wam Ltd. | Capital Markets | Domestic Equities | 0.58% |
| Tata Capital Ltd. | Finance | Domestic Equities | 0.56% |
| Exide Industries Ltd. | Auto Components | Domestic Equities | 0.51% |
| Nestle India Ltd. | Food Products | Domestic Equities | 0.50% |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Domestic Equities | 0.45% |
| Billionbrains Garage Ventures Ltd. | Capital Markets | Domestic Equities | 0.43% |
| Tata Consultancy Services Ltd. | IT - Software | Domestic Equities | 0.40% |
| Metro Brands Ltd. | Consumer Durables | Domestic Equities | 0.38% |
| Bank Of Baroda | Banks | Domestic Equities | 0.37% |
| Rainbow Children's Medicare Ltd. | Healthcare Services | Domestic Equities | 0.36% |
| Godrej Properties Ltd. | Realty | Domestic Equities | 0.34% |
| Vedanta Ltd. | Diversified Metals | Domestic Equities | 0.34% |
| Kirloskar Pneumatic Company Ltd. | Industrial Products | Domestic Equities | 0.33% |
| Manappuram Finance Ltd. | Finance | Domestic Equities | 0.33% |
| Shriram Finance Ltd. | Finance | Domestic Equities | 0.30% |
| Fujiyama Power Systems Ltd. | Electrical Equipment | Domestic Equities | 0.29% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.28% |
| HDFC Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.26% |
| Zensar Technologies Ltd. | IT - Software | Domestic Equities | 0.23% |
| Godrej Agrovet Ltd. | Food Products | Domestic Equities | 0.20% |
| Godrej Industries Ltd. | Diversified | Domestic Equities | 0.19% |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The objective of the Fund is to provide a financial planning tool for long term financial security for investors
based on their retirement planning goals.
The scheme benchmark is the CRISIL Short Term Debt Hybrid 75+25 Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 3.03%
3-year: 7.84%
5-year: 6.25%
Top holdings include names such as:
The NAV is around ₹31.88 (approx.) for the Tata Retirement Savings Fund Conservative Plan - Growth.
The fund’s AUM is approximately ₹158 Cr.
The expense ratio for the Regular Plan is 2.19.
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Sonam Udasi, Murthy Nagarajan
This fund is suitable for investors with a Moderately High risk tolerance.
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