Other Solution Oriented - Retirement Fund Moderately High Risk Fund Managers: Harshil Suvarnkar, Mohit Sharma
Other Solution Oriented - Retirement Fund Moderately High Risk
The investment objective of the scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 5.81% | 7.79% | 6.84% | 5.55% | 0% | 5.64% |
| Category returns | 2.62% | -0.75% | -1% | -0.06% | 1.65% | 4.96% | 7.73% | 7.1% | 6.7% | 7.77% | N/A |
| Absolute returns | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 11.96% | 25.33% | 30.34% | 31.03% | 0% | 47.97% |
| Rank within category | 7 | 4 | 4 | 2 | 2 | 3 | 7 | 7 | 10 | 6 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 5 | N/A |
| Solution Oriented - Retirement Fund | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 7.86% | 1.92% | 1.47% | 9.98% | 9.17% | 5.47% | -0.04% |
| Q1 returns | N/A | 2.22% | -0.76% | -0.46% | -0.3% | 1.75% | 0% | -2.59% |
| Q2 returns | 1.63% | 3.29% | 0.9% | -3.26% | 3.94% | 3.71% | 3.58% | 2.62% |
| Q3 Returns | 1.26% | 0.47% | 1.47% | 2.99% | 2.86% | 4.11% | 0.26% | N/A |
| Q4 Returns | 1.32% | 1.68% | 0.31% | 2.32% | 3.17% | -0.64% | 1.56% | N/A |
Expense ratio: 1.93%
Inclusive of GST
Exit load
Nil
| Alpha | -0.0990826 |
| Beta | 0.9811 |
| Sharpe Ratio | 0.11769 |
| Sortino Ratio | 0.22921 |
| R-Squared | 0.8964 |
| Tracking Error | 0.3384 |
| Downside Risk | 5.1468 |
| Std. Deviation (Annualised) | 3.6801 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 10.65% | 8.02% | 0% | 8.41% | 88.92 | 2.12 | 0.33 | Moderately High |
| UTI Retirement Fund | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 10.33% | 10.22% | 9.25% | 10.1% | 4,475.57 | 1.70 | 0.22 | High |
| Franklin India Retirement Fund - Growth | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.99% | 7.42% | 7.8% | 11.12% | 484.75 | 2.28 | 0.15 | High |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth | 2.64% | -2.33% | -2.68% | -1.34% | -1.27% | 8.41% | 6.31% | 0% | 7.33% | 46.69 | 2.15 | 0.12 | High |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth | 4.75% | -0.57% | -2.03% | -1.06% | 1.1% | 8.06% | 8.48% | 0% | 8.61% | 248.15 | 1.65 | 0.11 | High |
| Tata Retirement Savings Fund Conservative Plan - Growth | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 7.82% | 6.25% | 7.6% | 8.33% | 157.87 | 2.19 | 0.09 | Moderately High |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth Current | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 7.79% | 5.55% | 0% | 5.64% | 25.64 | 1.93 | 0.12 | Moderately High |
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth | 2.02% | -1.35% | -1.53% | -0.71% | 1% | 7.01% | 6.78% | 7.55% | 7.81% | 153.89 | 2.16 | 0.08 | Moderately High |
| SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 6.86% | 6.83% | 0% | 6.98% | 146.27 | 1.38 | 0.06 | Moderate |
| Nippon India Retirement Fund - Income Generation Scheme - Growth | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 6.36% | 5.69% | 6.65% | 6.27% | 138.28 | 2.08 | 0.04 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 58.94% |
| Cash & Cash Equivalents and Net Assets | 10.77% | |
| Corporate Debt | 7.99% | |
| Domestic Equities | 22.29% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 77.71% | |
| Banks | 7.03% | |
| Non - Ferrous Metals | 1.21% | |
| Telecom - Services | 1.04% | |
| Healthcare Services | 2.49% | |
| Electrical Equipment | 1.00% | |
| Insurance | 1.14% | |
| Cement & Cement Products | 0.79% | |
| Finance | 1.17% | |
| Pharmaceuticals & Biotechnology | 1.43% | |
| Auto Components | 0.90% | |
| Automobiles | 0.58% | |
| Construction | 0.61% | |
| Personal Products | 0.43% | |
| IT - Software | 0.72% | |
| Retailing | 0.59% | |
| Chemicals & Petrochemicals | 0.31% | |
| Power | 0.23% | |
| Consumer Durables | 0.27% | |
| Food Products | 0.19% | |
| Industrial Manufacturing | 0.16% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Government of India (06/10/2035) | Government Securities | 20.66% | |
| Government of India (08/04/2026) | Government Securities | 19.51% | |
| Government of India (06/02/2033) | Government Securities | 8.92% | |
| Clearing Corporation of India Limited | Cash & Cash Equivalents and Net Assets | 8.15% | |
| 8.55% HDFC Bank Limited (27/03/2029) ** | Corporate Debt | 7.99% | |
| Government of India (05/12/2033) | Government Securities | 3.81% | |
| State Government Securities (28/08/2035) | Government Securities | 3.08% | |
| Government of India (17/04/2030) | Government Securities | 2.96% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 2.62% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 1.71% |
| ICICI Bank Ltd. | Banks | Domestic Equities | 1.65% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Domestic Equities | 1.21% |
| State Bank Of India | Banks | Domestic Equities | 1.08% |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 1.04% |
| Metropolis Healthcare Ltd. | Healthcare Services | Domestic Equities | 1.02% |
| Fortis Healthcare Ltd. | Healthcare Services | Domestic Equities | 1.01% |
| TD Power Systems Ltd. | Electrical Equipment | Domestic Equities | 1.00% |
| Max Financial Services Ltd. | Insurance | Domestic Equities | 0.86% |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.79% |
| Bajaj Finance Ltd. | Finance | Domestic Equities | 0.78% |
| Axis Bank Ltd. | Banks | Domestic Equities | 0.77% |
| The Federal Bank Ltd. | Banks | Domestic Equities | 0.76% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.69% |
| SJS Enterprises Ltd. | Auto Components | Domestic Equities | 0.60% |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.60% |
| Bajaj Auto Ltd. | Automobiles | Domestic Equities | 0.58% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 0.50% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.46% |
| Godrej Consumer Products Ltd. | Personal Products | Domestic Equities | 0.43% |
| Bank Of Maharashtra | Banks | Domestic Equities | 0.40% |
| Tech Mahindra Ltd. | IT - Software | Domestic Equities | 0.38% |
| Bank Of Baroda | Banks | Domestic Equities | 0.38% |
| Avenue Supermarts Ltd. | Retailing | Domestic Equities | 0.37% |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.34% |
| Vinati Organics Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.31% |
| Sona BLW Precision Forgings Ltd. | Auto Components | Domestic Equities | 0.30% |
| SBFC Finance Ltd. | Finance | Domestic Equities | 0.30% |
| SBI Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.28% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 0.28% |
| NTPC Ltd. | Power | Domestic Equities | 0.23% |
| Eternal Ltd. | Retailing | Domestic Equities | 0.22% |
| Whirlpool Of India Ltd. | Consumer Durables | Domestic Equities | 0.21% |
| Mrs. Bectors Food Specialities Ltd. | Food Products | Domestic Equities | 0.19% |
| Praj Industries Ltd. | Industrial Manufacturing | Domestic Equities | 0.16% |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.15% |
| H.G. Infra Engineering Ltd. | Construction | Domestic Equities | 0.11% |
| Cholamandalam Investment and Finance Company Ltd. | Finance | Domestic Equities | 0.09% |
| V-Guard Industries Ltd. | Consumer Durables | Domestic Equities | 0.06% |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The investment objective of the scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.
The scheme benchmark is the CRISIL Short Term Debt Hybrid 75+25 Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 3.84%
3-year: 7.81%
5-year: 5.55%
Top holdings include names such as:
The NAV is around ₹14.80 (approx.) for the Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth.
The fund’s AUM is approximately ₹26 Cr.
The expense ratio for the Regular Plan is 1.93.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Harshil Suvarnkar, Mohit Sharma
This fund is suitable for investors with a Moderately High risk tolerance.
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