Other Solution Oriented - Retirement Fund High Risk Fund Managers: V. Srivatsa, Anurag Mittal
Other Solution Oriented - Retirement Fund High Risk
The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 5.98% | 10.33% | 9.8% | 10.22% | 9.25% | 10.1% |
| Category returns | 2.62% | -0.75% | -1% | -0.06% | 1.65% | 4.96% | 7.73% | 7.1% | 6.7% | 7.77% | N/A |
| Absolute returns | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 12.32% | 34.4% | 45.4% | 62.69% | 142.22% | 1943.37% |
| Rank within category | 3 | 11 | 8 | 6 | 6 | 2 | 2 | 1 | 1 | 1 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 5 | N/A |
| Solution Oriented - Retirement Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 10.09% | 17.02% | -1.11% | -1.03% | 12.38% | 18.53% | 5.28% | 16.69% | 14.47% | 6.06% | -2.7% |
| Q1 returns | -0.87% | 5.94% | -1.73% | 2.1% | -11.98% | 4.4% | 0.56% | -0.27% | 3.59% | -0.83% | -6.03% |
| Q2 returns | 5.96% | 3.49% | -0.25% | -3.89% | 10.7% | 6.15% | -2.93% | 6.99% | 6.37% | 5.22% | 3.55% |
| Q3 Returns | 5% | 1.91% | -0.45% | -1.38% | 4.52% | 6.94% | 4.62% | 3.41% | 5.86% | -1.66% | N/A |
| Q4 Returns | -0.18% | 4.73% | 1.34% | 2.28% | 10.34% | 0.01% | 3.09% | 5.75% | -1.87% | 3.36% | N/A |
Expense ratio: 1.7%
Inclusive of GST
Exit load
1% upto 1Y, Nil on or after 1Y
| Alpha | 0.0286992 |
| Beta | 1.0572 |
| Sharpe Ratio | 0.220853 |
| Sortino Ratio | 0.425044 |
| R-Squared | 0.9447 |
| Tracking Error | 0.4033 |
| Downside Risk | 8.0607 |
| Std. Deviation (Annualised) | 5.9297 |
| Solution Oriented - Retirement Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth | 2.18% | -0.72% | 0.97% | 3.24% | 6.66% | 10.65% | 8.02% | 0% | 8.41% | 88.92 | 2.12 | 0.33 | Moderately High |
| UTI Retirement Fund Current | 3.56% | -1.7% | -1.6% | -0.41% | 1.52% | 10.33% | 10.22% | 9.25% | 10.1% | 4,475.57 | 1.70 | 0.22 | High |
| Franklin India Retirement Fund - Growth | 2.8% | -1.65% | -3.17% | -2.13% | 0.6% | 8.99% | 7.42% | 7.8% | 11.12% | 484.75 | 2.28 | 0.15 | High |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth | 2.64% | -2.33% | -2.68% | -1.34% | -1.27% | 8.41% | 6.31% | 0% | 7.33% | 46.69 | 2.15 | 0.12 | High |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth | 4.75% | -0.57% | -2.03% | -1.06% | 1.1% | 8.06% | 8.48% | 0% | 8.61% | 248.15 | 1.65 | 0.11 | High |
| Tata Retirement Savings Fund Conservative Plan - Growth | 4.41% | 0.61% | -0.19% | 0.58% | 3.03% | 7.82% | 6.25% | 7.6% | 8.33% | 157.87 | 2.19 | 0.09 | Moderately High |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan - Regular Plan - Growth | 2.63% | 0.14% | -0.06% | 1.66% | 3.84% | 7.79% | 5.55% | 0% | 5.64% | 25.64 | 1.93 | 0.12 | Moderately High |
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth | 2.02% | -1.35% | -1.53% | -0.71% | 1% | 7.01% | 6.78% | 7.55% | 7.81% | 153.89 | 2.16 | 0.08 | Moderately High |
| SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth | 3.07% | -0.57% | -1.11% | -0.68% | 0.67% | 6.86% | 6.83% | 0% | 6.98% | 146.27 | 1.38 | 0.06 | Moderate |
| Nippon India Retirement Fund - Income Generation Scheme - Growth | 2.27% | -1.53% | -2.42% | -2.72% | -2.14% | 6.36% | 5.69% | 6.65% | 6.27% | 138.28 | 2.08 | 0.04 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 36.42% |
| Corporate Debt | 19.70% | |
| Domestic Equities | 36.23% | |
| Cash & Cash Equivalents and Net Assets | 2.39% | |
| Certificate of Deposit | 2.11% | |
| PTC & Securitized Debt | 1.22% | |
| REITs & InvITs | 1.49% | |
| Domestic Mutual Funds Units | 0.33% | |
| Deposits (Placed as Margin) | 0.13% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 63.77% | |
| Banks | 6.60% | |
| IT - Software | 3.98% | |
| Petroleum Products | 1.76% | |
| Construction | 1.67% | |
| Diversified FMCG | 1.23% | |
| Power | 1.54% | |
| Diversified Metals | 1.18% | |
| Telecom - Services | 1.82% | |
| Automobiles | 1.91% | |
| Finance | 1.44% | |
| Insurance | 1.45% | |
| Pharmaceuticals & Biotechnology | 2.49% | |
| Consumable Fuels | 0.63% | |
| Personal Products | 0.75% | |
| Cement & Cement Products | 0.48% | |
| Other Consumer Services | 0.48% | |
| Retailing | 0.64% | |
| Diversified | 0.44% | |
| Transport Services | 1.04% | |
| Oil | 0.40% | |
| Chemicals & Petrochemicals | 0.52% | |
| Consumer Durables | 0.39% | |
| Paper, Forest & Jute Products | 0.36% | |
| Realty | 0.33% | |
| Commercial Services & Supplies | 0.29% | |
| Capital Markets | 0.52% | |
| Leisure Services | 0.29% | |
| Entertainment | 0.28% | |
| Textiles & Apparels | 0.61% | |
| Industrial Products | 0.25% | |
| Fertilizers & Agrochemicals | 0.23% | |
| Agricultural, Commercial & Construction Vehicles | 0.22% | |
| Not Applicable | 0.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 07.18% GSEC MAT -24/07/2037 | Government Securities | 7.02% | |
| 6.68% GSEC MAT- 07/07/2040 | Government Securities | 3.55% | |
| 07.32% GSEC MAT -13/11/2030 | Government Securities | 3.18% | |
| NCD HDFC BANK LTD. | Corporate Debt | 2.82% | |
| 7.24% GSEC MAT- 18/08/2055 | Government Securities | 2.63% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 2.59% |
| ICICI Bank Ltd. | Banks | Domestic Equities | 2.40% |
| NET CURRENT ASSETS | Cash & Cash Equivalents and Net Assets | 2.39% | |
| Infosys Ltd. | IT - Software | Domestic Equities | 1.89% |
| NCD POWER FINANCE CORPORATION LTD. | Corporate Debt | 1.67% | |
| 6.28% GSEC MAT- 14/07/2032 | Government Securities | 1.62% | |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 1.49% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 1.35% |
| 07.32% RAJASTHAN SGS Mat - 24/09/2035 | Government Securities | 1.24% | |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 1.23% |
| Power Grid Corporation Of India Ltd. | Power | Domestic Equities | 1.20% |
| Vedanta Ltd. | Diversified Metals | Domestic Equities | 1.18% |
| 7.73% WEST BENGAL SGS Mat - 04/02/2043 | Government Securities | 1.15% | |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | Corporate Debt | 1.12% | |
| NCD ADITYA BIRLA CAPITAL LTD | Corporate Debt | 1.12% | |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Corporate Debt | 1.11% | |
| 7.88% ANDHRA PRADESH SGS 25/03/2046 | Government Securities | 1.11% | |
| 7.66% KERALA SGS Mat - 18/02/2039 | Government Securities | 1.10% | |
| NCD EXPORT IMPORT BANK OF INDIA | Corporate Debt | 1.10% | |
| NCD BAJAJ FINANCE LTD. | Corporate Debt | 1.10% | |
| 7.74% WEST BENGAL SGS Mat - 18/02/2044 | Government Securities | 1.09% | |
| 07.73% HARYANA SGS Mat - 18/02/2045 | Government Securities | 1.09% | |
| NCD POWER FINANCE CORPORATION LTD. | Corporate Debt | 1.09% | |
| 6.92% G SEC MAT- 18/11/39 | Government Securities | 1.09% | |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | Corporate Debt | 1.08% | |
| 06.48% GSEC Mat- 06/10/2035 | Government Securities | 1.08% | |
| CD - NABARD - 28/01/2027 | Certificate of Deposit | 1.05% | |
| 7.68% MADHYA PRADESH SGS Mat - 04/02/2043 | Government Securities | 1.04% | |
| 6.82% ANDHRA SGS MAT -04/06/2036 | Government Securities | 1.04% | |
| 7.10% GSEC - MAT - 08/04/2034 | Government Securities | 0.97% | |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 0.96% |
| Wipro Ltd. | IT - Software | Domestic Equities | 0.96% |
| HCL Technologies Ltd. | IT - Software | Domestic Equities | 0.89% |
| Indus Towers Ltd. | Telecom - Services | Domestic Equities | 0.86% |
| 6.99% WB SDL MAT - 29/09/2036 | Government Securities | 0.85% | |
| State Bank Of India | Banks | Domestic Equities | 0.83% |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 0.77% |
| Shriram Finance Ltd. | Finance | Domestic Equities | 0.75% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.67% |
| Life Insurance Corporation of India | Insurance | Domestic Equities | 0.63% |
| 08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 | PTC & Securitized Debt | 0.60% | |
| 7.48% UTTAR PRADESH SDL 20/03/2036 | Government Securities | 0.59% | |
| Aurobindo Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.58% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Corporate Debt | 0.56% | |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | Corporate Debt | 0.56% | |
| NCD ADITYA BIRLA HOUSING FINANCE LTD | Corporate Debt | 0.56% | |
| NCD LIC HOUSING FINANCE LTD. | Corporate Debt | 0.56% | |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | Corporate Debt | 0.56% | |
| 7.88% WESTBENGAL SGS 25/03/2044 | Government Securities | 0.56% | |
| NCD REC LTD | Corporate Debt | 0.55% | |
| NCD POONAWALLA FINCORP LTD. | Corporate Debt | 0.55% | |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Corporate Debt | 0.55% | |
| NCD AXIS FINANCE LTD | Corporate Debt | 0.55% | |
| NCD BAJAJ FINANCE LTD. | Corporate Debt | 0.55% | |
| 07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 | PTC & Securitized Debt | 0.55% | |
| 7.65% MADHYAPRADESH SGS Mat - 11/03/2040 | Government Securities | 0.55% | |
| 07.23% RAJASTHAN SGS Mat - 23/10/2035 | Government Securities | 0.54% | |
| 6.96% AP SDL MAT - 06/08/2034 | Government Securities | 0.53% | |
| Coal India Ltd. | Consumable Fuels | Domestic Equities | 0.53% |
| 7.08% A P SGL MAT - 26/03/2037 | Government Securities | 0.53% | |
| CD - CANARA BANK - 28/01/2027 | Certificate of Deposit | 0.53% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 | Certificate of Deposit | 0.53% | |
| 7.12% MAHARASHTRA SGS MAT -16/07/2047 | Government Securities | 0.52% | |
| Emami Ltd. | Personal Products | Domestic Equities | 0.50% |
| Ajanta Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.50% |
| Grasim Industries Ltd. | Cement & Cement Products | Domestic Equities | 0.48% |
| NIIT Learning Systems Ltd. | Other Consumer Services | Domestic Equities | 0.48% |
| Hero MotoCorp Ltd. | Automobiles | Domestic Equities | 0.47% |
| Info Edge (India) Ltd. | Retailing | Domestic Equities | 0.46% |
| Glenmark Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.45% |
| Knowledge Realty Trust | REITs & InvITs | 0.45% | |
| NCD TORRENT PHARMACEUTICALS LTD. | Corporate Debt | 0.44% | |
| DCM Shriram Ltd. | Diversified | Domestic Equities | 0.44% |
| 7.79% WESTBENGAL SGS Mat - 18/03/2045 | Government Securities | 0.43% | |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 0.43% |
| Nexus Select Trust | REITs & InvITs | 0.43% | |
| Caplin Point Laboratories Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.41% |
| The Federal Bank Ltd. | Banks | Domestic Equities | 0.40% |
| Oil India Ltd. | Oil | Domestic Equities | 0.40% |
| GHCL Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.40% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Domestic Equities | 0.39% |
| 7.62% UTTARPRADESH SGS Mat - 04/03/2041 | Government Securities | 0.39% | |
| Sundaram Finance Ltd. | Finance | Domestic Equities | 0.37% |
| IndusInd Bank Ltd. | Banks | Domestic Equities | 0.37% |
| JK Paper Ltd. | Paper, Forest & Jute Products | Domestic Equities | 0.36% |
| IRB InvIT Fund | REITs & InvITs | 0.35% | |
| NCD PIRAMAL FINANCE LIMITED | Corporate Debt | 0.35% | |
| Tata Power Company Ltd. | Power | Domestic Equities | 0.34% |
| The Phoenix Mills Ltd. | Realty | Domestic Equities | 0.33% |
| NCD REC LTD | Corporate Debt | 0.33% | |
| VRL Logistics Ltd. | Transport Services | Domestic Equities | 0.32% |
| Aditya Birla Capital Ltd. | Finance | Domestic Equities | 0.32% |
| GR Infraprojects Ltd. | Construction | Domestic Equities | 0.32% |
| 6.98% MAHARASHTRA SGS MAT -25/06/2037 | Government Securities | 0.32% | |
| 07.72% WESTBENGAL SGS Mat - 25/02/2041 | Government Securities | 0.30% | |
| Max Financial Services Ltd. | Insurance | Domestic Equities | 0.30% |
| Central Mine Planning & Design Institute Ltd. | Commercial Services & Supplies | Domestic Equities | 0.29% |
| Motilal Oswal Financial Services Ltd. | Capital Markets | Domestic Equities | 0.29% |
| The Great Eastern Shipping Company Ltd. | Transport Services | Domestic Equities | 0.29% |
| Mahindra Holidays & Resorts India Ltd. | Leisure Services | Domestic Equities | 0.29% |
| Marksans Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.28% |
| Tips Music Ltd. | Entertainment | Domestic Equities | 0.28% |
| NCD GODREJ SEEDS AND GENETICS LIMITED | Corporate Debt | 0.28% | |
| NCD GODREJ SEEDS AND GENETICS LIMITED | Corporate Debt | 0.28% | |
| 7.32% CHHATTISGARH SDL 05/03/2037 | Government Securities | 0.27% | |
| General Insurance Corporation of India | Insurance | Domestic Equities | 0.27% |
| Bharat Petroleum Corporation Ltd. | Petroleum Products | Domestic Equities | 0.27% |
| Biocon Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.27% |
| NCD TORRENT PHARMACEUTICALS LTD. | Corporate Debt | 0.27% | |
| Raymond Lifestyle Ltd. | Textiles & Apparels | Domestic Equities | 0.26% |
| Mindspace Business Parks REIT | REITs & InvITs | 0.26% | |
| Shivalik Bimetal Controls Ltd. | Industrial Products | Domestic Equities | 0.25% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.25% |
| Colgate-Palmolive (India) Ltd. | Personal Products | Domestic Equities | 0.25% |
| Mphasis Ltd. | IT - Software | Domestic Equities | 0.25% |
| UPL Ltd. | Fertilizers & Agrochemicals | Domestic Equities | 0.23% |
| Nippon Life India Asset Management Ltd. | Capital Markets | Domestic Equities | 0.23% |
| Tata Motors Ltd. | Agricultural, Commercial & Construction Vehicles | Domestic Equities | 0.22% |
| S.P. Apparels Ltd. | Textiles & Apparels | Domestic Equities | 0.19% |
| Indiamart Intermesh Ltd. | Retailing | Domestic Equities | 0.18% |
| Indo Count Industries Ltd. | Textiles & Apparels | Domestic Equities | 0.16% |
| Rossari Biotech Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.12% |
| MF UNITS Nifty 5 yr Benchmark G-Sec ETF | Domestic Mutual Funds Units | 0.11% | |
| AXIS BANK LTD. STD - MARGIN | Deposits (Placed as Margin) | 0.11% | |
| MF UNITS UTI - Nifty 50 ETF ETF | Domestic Mutual Funds Units | 0.11% | |
| MF UNITS Nifty 10 yr Benchmark G-Sec ETF | Domestic Mutual Funds Units | 0.10% | |
| Bharat Coking Coal Ltd. | Consumable Fuels | Domestic Equities | 0.09% |
| 08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 | PTC & Securitized Debt | 0.07% | |
| 07.08% HARYANA SDL MAT - 26/03/2039 | Government Securities | 0.02% | |
| 7.19% MAHARASHTRA SDL-27/02/2040 | Government Securities | 0.02% | |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Deposits (Placed as Margin) | 0.01% | |
| 7.46% MAHARASHTRA SDL-21/02/2035 | Government Securities | 0.00% | |
| EQ - INFORMATION TECHNOLOGIES (I)LT | Not Applicable | Domestic Equities | 0.00% |
| Total | 100.00% |
He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.
RETURNS
It is an Open ended scheme that primarily invests in Solution Oriented - Retirement Fund.
The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
The scheme benchmark is the CRISIL Short Term Debt Hybrid 60+40 Index
It is classified as High Risk, suitable for investors with a High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 1.52%
3-year: 10.35%
5-year: 10.22%
Top holdings include names such as:
The NAV is around ₹49.56 (approx.) for the UTI Retirement Fund.
The fund’s AUM is approximately ₹4,476 Cr.
The expense ratio for the Regular Plan is 1.7.
1% upto 1Y, Nil on or after 1Y.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: V. Srivatsa, Anurag Mittal
This fund is suitable for investors with a High risk tolerance.
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