WEBSITE BSE:500469 NSE: FEDERAL BANK Inc. Year: 1931 Industry: Bank - Private
Last updated: 15:59
The Federal Bank Ltd is a banking organization. The Bank is engaged in supplying banking and monetary services, which includes retail banking, corporate banking and treasury operations. Its segments comprises Treasury, Corporate/Wholesale Banking and Retail Banking. Its Treasury section operations includes trading and investments in government securities and corporate debt devices, equity and mutual funds, derivatives, and foreign exchange operations on proprietary account and for customers. Its Corporate/ Wholesale Banking section consists of ...Read More
The Federal Bank Ltd is a banking organization. The Bank is engaged in supplying banking and monetary services, which includes retail banking, corporate banking and treasury operations. Its segments comprises Treasury, Corporate/Wholesale Banking and Retail Banking. Its Treasury section operations includes trading and investments in government securities and corporate debt devices, equity and mutual funds, derivatives, and foreign exchange operations on proprietary account and for customers. Its Corporate/ Wholesale Banking section consists of lending of funds, acceptance of deposits and different banking offerings to corporates, trusts, partnership firms and statutory bodies. Its Retail banking segment constitutes lending of finances, acceptance of deposits and other banking offerings to any felony individual, inclusive of small enterprise customers. The Bank has a community of 1272 branches in India. It also gives para banking activities, along with debit card and third-party product distribution. ...Read Less
Our experts help you choose the right stocks based on performance, risk, and growth potential.
Market Cap ₹69519 Cr.
Stock P/E 16.5
P/B 1.9
Current Price ₹282.3
Book Value ₹ 151.8
Face Value 2
52W High ₹298.3
Dividend Yield 0.43%
52W Low ₹ 173
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 5791 | 6085 | 6339 | 6728 | 7006 | 7265 | 7108 | 7151 | 7216 | 7360 |
| Other Income | 757 | 908 | 810 | 936 | 1010 | 931 | 1047 | 1164 | 1105 | 1143 |
| Total Income | 6548 | 6994 | 7149 | 7664 | 8015 | 8196 | 8155 | 8315 | 8321 | 8503 |
| Interest Expense | 3544 | 3760 | 3936 | 4212 | 4393 | 4570 | 4456 | 4540 | 4429 | 4401 |
| Operating Expenditure | 1604 | 1700 | 1993 | 1875 | 1953 | 1962 | 2102 | 2069 | 2122 | 2220 |
| Provisions and contingencies | 58 | 114 | -77 | 173 | 196 | 387 | 163 | 437 | 397 | 374 |
| Operating Profit | 1343 | 1420 | 1296 | 1404 | 1473 | 1277 | 1434 | 1270 | 1373 | 1507 |
| Profit Before Tax | 1343 | 1420 | 1296 | 1404 | 1473 | 1277 | 1434 | 1270 | 1373 | 1507 |
| Provision for Tax | 343 | 357 | 324 | 364 | 369 | 328 | 325 | 323 | 353 | 384 |
| Profit After Tax | 1000 | 1063 | 972 | 1040 | 1104 | 949 | 1108 | 947 | 1019 | 1124 |
| Adjustments | -6 | -28 | -2 | -13 | -8 | -5 | -17 | -28 | -27 | -30 |
| Profit After Adjustments | 994 | 1035 | 971 | 1028 | 1096 | 944 | 1091 | 918 | 992 | 1094 |
| Adjusted Earnings Per Share | 4.2 | 4.3 | 4 | 4.2 | 4.5 | 3.8 | 4.4 | 3.7 | 4 | 4.4 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 7488 | 7826 | 8783 | 9915 | 11635 | 13590 | 14314 | 14382 | 17812 | 23565 | 28106 | 28835 |
| Other Income | 879 | 808 | 1084 | 1160 | 1335 | 1882 | 1972 | 2121 | 2436 | 3216 | 3924 | 4459 |
| Total Income | 8366 | 8635 | 9867 | 11075 | 12971 | 15472 | 16286 | 16502 | 20248 | 26782 | 32030 | 33294 |
| Interest Expense | 5056 | 5259 | 5653 | 6226 | 7316 | 8678 | 8435 | 7959 | 9975 | 14495 | 17631 | 17826 |
| Operating Expenditure | 1675 | 1932 | 2253 | 2505 | 2837 | 3547 | 3899 | 4592 | 5211 | 6767 | 7892 | 8513 |
| Provisions and contingencies | 105 | 705 | 620 | 951 | 858 | 1187 | 1744 | 1305 | 799 | 260 | 919 | 1371 |
| Operating Profit | 1530 | 739 | 1342 | 1393 | 1960 | 2060 | 2209 | 2646 | 4263 | 5261 | 5588 | 5584 |
| Profit Before Tax | 1530 | 739 | 1342 | 1393 | 1960 | 2060 | 2209 | 2646 | 4263 | 5261 | 5588 | 5584 |
| Provision for Tax | 517 | 251 | 489 | 484 | 678 | 507 | 561 | 681 | 1087 | 1333 | 1386 | 1385 |
| Profit After Tax | 1012 | 488 | 853 | 910 | 1283 | 1553 | 1647 | 1965 | 3176 | 3928 | 4201 | 4198 |
| Adjustments | 46 | -1 | 14 | 26 | 21 | 20 | 17 | 3 | -11 | -90 | -46 | -102 |
| Profit After Adjustments | 1058 | 486 | 867 | 935 | 1304 | 1573 | 1664 | 1969 | 3165 | 3838 | 4156 | 4095 |
| Adjusted Earnings Per Share | 6.2 | 2.8 | 5 | 4.7 | 6.6 | 7.9 | 8.3 | 9.4 | 15 | 15.8 | 16.9 | 16.5 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 19% | 25% | 16% | 14% |
| Operating Profit CAGR | 6% | 28% | 22% | 14% |
| PAT CAGR | 7% | 29% | 22% | 15% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 51% | 29% | 28% | 20% |
| ROE Average | 13% | 14% | 13% | 11% |
| ROCE Average | 13% | 13% | 12% | 12% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 7700 | 8064 | 8951 | 12274 | 13498 | 14822 | 16504 | 19256 | 22122 | 30105 | 34538 |
| Minority's Interest | 0 | 0 | 0 | 0 | 80 | 181 | 217 | 305 | 352 | 820 | 915 |
| Deposits | 70823 | 79171 | 97662 | 111970 | 134879 | 152252 | 172186 | 181678 | 212989 | 252455 | 283484 |
| Borrowings | 2393 | 5236 | 6345 | 12329 | 8706 | 12528 | 12271 | 19587 | 25862 | 25160 | 32596 |
| Other Liabilities & Provisions | 1992 | 2234 | 2527 | 2640 | 3389 | 3570 | 3789 | 5415 | 6679 | 9298 | 8619 |
| Total Liabilities | 82908 | 94706 | 115486 | 139214 | 160552 | 183353 | 204967 | 226241 | 268004 | 317839 | 360152 |
| Cash and balance with RBI | 3382 | 3777 | 4578 | 5137 | 6423 | 6183 | 7655 | 16066 | 12604 | 11509 | 20361 |
| Bank Balance | 1402 | 1646 | 2876 | 4058 | 3631 | 6575 | 12161 | 5070 | 5200 | 7685 | 11236 |
| Investments | 20349 | 24920 | 27912 | 30595 | 31676 | 35715 | 36732 | 39065 | 48702 | 61043 | 66058 |
| Advances | 51529 | 58420 | 74086 | 93011 | 111536 | 124849 | 135514 | 149951 | 181957 | 218110 | 244995 |
| Fixed Assets | 446 | 508 | 477 | 452 | 462 | 477 | 504 | 643 | 890 | 996 | 1456 |
| Other Assets | 5773 | 5419 | 5540 | 5952 | 6807 | 9526 | 12387 | 15416 | 18569 | 18429 | 15974 |
| Total Assets | 82908 | 94706 | 115486 | 139214 | 160552 | 183353 | 204967 | 226241 | 268004 | 317839 | 360152 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 4534 | 4784 | 5423 | 7455 | 9195 | 10053 | 12757 | 19816 | 21136 | 17804 | 19194 |
| Cash Flow from Operating Activities | 5158 | -1557 | 3431 | -5051 | 7873 | 3731 | 11179 | -7774 | 489 | 6431 | 8801 |
| Cash Flow from Investing Activities | -1364 | 1990 | -2384 | -1579 | -3380 | -4693 | -3915 | 908 | -9844 | -8908 | -3794 |
| Cash Flow from Financing Activities | -3544 | 205 | 985 | 8371 | -3637 | 3661 | -208 | 8193 | 6038 | 3871 | 7401 |
| Net Cash Inflow / Outflow | 250 | 639 | 2032 | 1740 | 856 | 2699 | 7057 | 1327 | -3316 | 1394 | 12408 |
| Closing Cash & Cash Equivalent | 4784 | 5423 | 7455 | 9195 | 10053 | 12757 | 19816 | 21136 | 17804 | 19194 | 31597 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 6.17 | 2.83 | 5.03 | 4.74 | 6.57 | 7.9 | 8.34 | 9.36 | 14.95 | 15.76 | 16.92 |
| CEPS(Rs) | 6.37 | 3.47 | 5.67 | 5.24 | 7.08 | 8.42 | 8.83 | 10.01 | 15.87 | 17.09 | 18.28 |
| DPS(Rs) | 2.2 | 0.7 | 0.9 | 1 | 1.4 | 0 | 0.7 | 1.8 | 1 | 1.2 | 1.2 |
| Book NAV/Share(Rs) | 44.91 | 46.88 | 51.89 | 62.21 | 67.97 | 74.36 | 82.65 | 91.55 | 104.5 | 123.58 | 140.57 |
| Yield on Advances | 14.53 | 13.4 | 11.86 | 10.66 | 10.43 | 10.89 | 10.56 | 9.59 | 9.79 | 10.8 | 11.47 |
| Yield on Investments | 10.3 | 7.58 | 7.54 | 7.05 | 7.16 | 7.82 | 8.03 | 6.92 | 5.9 | 6.47 | 7.27 |
| Cost of Liabilities | 6.91 | 6.23 | 5.43 | 5.01 | 5.1 | 5.27 | 4.57 | 3.95 | 4.18 | 5.22 | 5.58 |
| NIM (Net Interest Margin) | 3.17 | 2.89 | 2.86 | 2.78 | 2.82 | 2.83 | 3.06 | 3.06 | 3.15 | 3.04 | 3.06 |
| Interest Spread | 7.63 | 7.17 | 6.42 | 5.65 | 5.34 | 5.62 | 5.99 | 5.64 | 5.61 | 5.58 | 5.89 |
| ROA(%) | 1.28 | 0.55 | 0.81 | 0.71 | 0.86 | 0.9 | 0.85 | 0.91 | 1.29 | 1.34 | 1.24 |
| ROE(%) | 13.91 | 6.19 | 10.04 | 8.58 | 9.96 | 10.97 | 10.52 | 11 | 15.36 | 15.04 | 13 |
| ROCE(%) | 17.24 | 8.01 | 11.13 | 9.51 | 10.83 | 10.65 | 10.12 | 9.68 | 12.96 | 13.67 | 12.76 |
| PER(x) | 10.69 | 16.29 | 18.17 | 18.84 | 14.68 | 5.2 | 9.09 | 10.4 | 8.84 | 9.53 | 11.39 |
| Price/Book(x) | 1.47 | 0.98 | 1.76 | 1.44 | 1.42 | 0.55 | 0.92 | 1.06 | 1.27 | 1.22 | 1.37 |
| Dividend Yield(%) | 1.67 | 1.52 | 0.99 | 1.12 | 1.45 | 0 | 0.92 | 1.85 | 0.76 | 0.8 | 0.62 |
| EV/Net Sales(x) | 1.83 | 1.68 | 2.52 | 3.02 | 2.39 | 1.52 | 1.91 | 2.79 | 3.02 | 2.62 | 2.84 |
| EV/Core EBITDA(x) | 8.38 | 9.12 | 11.26 | 12.78 | 9.88 | 6.38 | 6.93 | 10.14 | 10.64 | 11.18 | 12.28 |
| Interest Earned Growth(%) | 6.88 | 4.52 | 12.23 | 12.88 | 17.35 | 16.8 | 5.33 | 0.47 | 23.85 | 32.3 | 19.27 |
| Net Profit Growth | 22.1 | -51.79 | 74.9 | 6.6 | 40.99 | 21.07 | 6.08 | 19.32 | 61.58 | 23.67 | 6.98 |
| Advances Growth | 17.91 | 13.37 | 26.82 | 25.54 | 19.92 | 11.94 | 8.54 | 10.65 | 21.34 | 19.87 | 12.33 |
| EPS Growth(%) | 24.29 | -54.17 | 77.68 | -5.66 | 38.49 | 20.19 | 5.61 | 12.3 | 59.71 | 5.39 | 7.38 |
| Loans/Deposits(x) | 3.38 | 6.61 | 6.5 | 11.01 | 6.45 | 8.23 | 7.13 | 10.78 | 12.14 | 9.97 | 11.5 |
| Cash/Deposits(x) | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.09 | 0.06 | 0.05 | 0.07 |
| Current Ratio(x) | 0.29 | 0.31 | 0.29 | 0.27 | 0.23 | 0.23 | 0.21 | 0.22 | 0.23 | 0.24 | 0.23 |
| Quick Ratio(x) | 3.38 | 6.61 | 6.5 | 11.01 | 6.45 | 8.23 | 7.13 | 10.78 | 12.14 | 9.97 | 11.5 |
| CASA % | 30.76 | 32.91 | 32.82 | 33.64 | 32.37 | 30.7 | 34.06 | 37.13 | 32.74 | 29.54 | 30.41 |
| # | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| FII | 26.73 | 29.09 | 28.28 | 28.35 | 27.44 | 26.06 | 26.02 | 26.6 | 25.29 | 24.69 |
| DII | 45.49 | 44.07 | 44.71 | 44.52 | 46.49 | 48.2 | 48.58 | 47.69 | 49.22 | 50.6 |
| Public | 26.74 | 25.83 | 26 | 26.13 | 25.06 | 24.75 | 24.42 | 24.73 | 24.5 | 23.72 |
| Others | 1.05 | 1.01 | 1.01 | 1.01 | 1.01 | 0.99 | 0.99 | 0.99 | 0.99 | 0.98 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| FII | 62.85 | 70.78 | 68.88 | 69.39 | 67.3 | 63.97 | 63.9 | 65.35 | 62.2 | 60.79 |
| DII | 106.97 | 107.24 | 108.87 | 108.96 | 114 | 118.31 | 119.3 | 117.18 | 121.06 | 124.59 |
| Public | 62.88 | 62.85 | 63.32 | 63.95 | 61.46 | 60.75 | 59.96 | 60.75 | 60.26 | 58.41 |
| Others | 2.47 | 2.47 | 2.47 | 2.47 | 2.46 | 2.42 | 2.42 | 2.42 | 2.42 | 2.42 |
| Total | 235.16 | 243.34 | 243.54 | 244.76 | 245.22 | 245.45 | 245.58 | 245.71 | 245.94 | 246.21 |
* The pros and cons are machine generated.
You May Also Know About
Looking to buy unlisted shares or need guidance on the investment process? Our expert Private Equity Advisors are here to assist you with accurate information, real-time pricing, and seamless execution.
Want to sell unlisted shares, liquidate your ESOPs, or understand the step-by-step process of liquidation? Connect with our Buying Team for smooth coordination, quick evaluations, and end-to-end support.
Planning to build or grow your portfolio? For Mutual Fund investments, PMS solutions, tailored portfolio creation, and overall wealth management, our dedicated Wealth Team is ready to guide you.
