WEBSITE BSE:532187 NSE: INDUSIND BNK Inc. Year: 1994 Industry: Bank - Private
Last updated: 15:58
IndusInd Bank Ltd is in banking and para-banking services. The Bank is targeted on accepting deposits, which includes financial savings debts, current accounts and fixed deposits, and banking solutions. The Bank is engaged in granting loans to various segments, together with industries and corporations, and retail loans; financing a range of vehicles or system to people, and priority region lending. The Bank's segments consist of Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Business. The Treasury segment consists of...Read More
IndusInd Bank Ltd is in banking and para-banking services. The Bank is targeted on accepting deposits, which includes financial savings debts, current accounts and fixed deposits, and banking solutions. The Bank is engaged in granting loans to various segments, together with industries and corporations, and retail loans; financing a range of vehicles or system to people, and priority region lending. The Bank's segments consist of Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Business. The Treasury segment consists of investment portfolios, profit or loss on sale of investments, income or loss on forex transactions, equities, income from derivatives and cash marketplace operations. The Corporate/Wholesale Banking section includes lending to and deposits from company customers. The Retail Banking section includes lending to and deposits from retail customers. ...Read Less
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Market Cap ₹74312 Cr.
Stock P/E 28.9
P/B 1.2
Current Price ₹953.9
Book Value ₹ 829.4
Face Value 10
52W High ₹1086.5
Dividend Yield 0%
52W Low ₹ 605.4
Price goes above X
Price falls below X
PE goes above X
PE falls below X
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| #(Fig in Cr.) | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 10730 | 11248 | 11572 | 12199 | 12547 | 12686 | 12801 | 10634 | 12264 | 11609 |
| Other Income | 2210 | 2282 | 2396 | 2508 | 2442 | 2185 | 2355 | 709 | 2157 | 1651 |
| Total Income | 12939 | 13530 | 13968 | 14707 | 14988 | 14871 | 15156 | 11343 | 14421 | 13260 |
| Interest Expense | 5863 | 6171 | 6277 | 6822 | 7139 | 7339 | 7573 | 7586 | 7624 | 7199 |
| Operating Expenditure | 3245 | 3450 | 3649 | 3803 | 3897 | 3932 | 3982 | 4248 | 4229 | 4013 |
| Provisions and contingencies | 992 | 974 | 969 | 950 | 1050 | 1820 | 1744 | 2522 | 1760 | 2631 |
| Operating Profit | 2840 | 2935 | 3073 | 3131 | 2902 | 1780 | 1857 | -3013 | 807 | -584 |
| Profit Before Tax | 2840 | 2935 | 3073 | 3131 | 2902 | 1780 | 1857 | -3013 | 807 | -584 |
| Provision for Tax | 715 | 733 | 772 | 782 | 731 | 448 | 455 | -684 | 203 | -147 |
| Profit After Tax | 2124 | 2202 | 2301 | 2349 | 2171 | 1331 | 1402 | -2329 | 604 | -437 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | 0 | 0 |
| Profit After Adjustments | 2125 | 2202 | 2301 | 2349 | 2171 | 1331 | 1402 | -2329 | 604 | -437 |
| Adjusted Earnings Per Share | 27.4 | 28.3 | 29.6 | 30.2 | 27.9 | 17.1 | 18 | -29.9 | 7.8 | -5.6 |
| #(Fig in Cr.) | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 11872 | 14406 | 17281 | 22261 | 28783 | 29000 | 30822 | 36368 | 45748 | 48668 | 47308 |
| Other Income | 3297 | 4171 | 4750 | 5647 | 6953 | 6501 | 7345 | 8173 | 9396 | 7690 | 6872 |
| Total Income | 15169 | 18577 | 22031 | 27908 | 35736 | 35501 | 38167 | 44541 | 55144 | 56358 | 54180 |
| Interest Expense | 7355 | 8343 | 9783 | 13415 | 16724 | 15472 | 15822 | 18776 | 25132 | 29636 | 29982 |
| Operating Expenditure | 3672 | 4783 | 5591 | 6405 | 8183 | 8157 | 9311 | 11346 | 14148 | 16060 | 16472 |
| Provisions and contingencies | 672 | 1091 | 1175 | 3108 | 4652 | 7943 | 6602 | 4487 | 3885 | 7136 | 8657 |
| Operating Profit | 3469 | 4360 | 5481 | 4980 | 6177 | 3929 | 6433 | 9932 | 11979 | 3526 | -933 |
| Profit Before Tax | 3469 | 4360 | 5481 | 4980 | 6177 | 3929 | 6433 | 9932 | 11979 | 3526 | -933 |
| Provision for Tax | 1183 | 1492 | 1875 | 1679 | 1719 | 1000 | 1628 | 2489 | 3002 | 950 | -173 |
| Profit After Tax | 2286 | 2868 | 3606 | 3300 | 4458 | 2930 | 4805 | 7443 | 8977 | 2575 | -760 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit After Adjustments | 2287 | 2868 | 3606 | 3301 | 4458 | 2930 | 4805 | 7443 | 8977 | 2576 | -760 |
| Adjusted Earnings Per Share | 38.4 | 48 | 60.1 | 54.8 | 64.3 | 37.9 | 62 | 95.9 | 115.3 | 33.1 | -9.7 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 6% | 16% | 11% | 0% |
| Operating Profit CAGR | -71% | -18% | -11% | 0% |
| PAT CAGR | -71% | -19% | -10% | 0% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | -2% | -8% | 0% | 1% |
| ROE Average | 4% | 11% | 10% | 13% |
| ROCE Average | 7% | 11% | 11% | 12% |
| #(Fig in Cr.) | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 17697 | 20648 | 23843 | 26687 | 34748 | 43501 | 48026 | 55005 | 63208 | 64836 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deposits | 93000 | 126572 | 151639 | 194868 | 202027 | 255870 | 293349 | 336120 | 384586 | 410862 |
| Borrowings | 24996 | 22454 | 38289 | 47321 | 60754 | 51323 | 47323 | 49011 | 47611 | 53704 |
| Other Liabilities & Provisions | 7205 | 8976 | 7856 | 8944 | 9700 | 12210 | 13268 | 17701 | 19689 | 24706 |
| Total Liabilities | 142898 | 178650 | 221628 | 277821 | 307229 | 362903 | 401967 | 457837 | 515094 | 554107 |
| Cash and balance with RBI | 4521 | 7749 | 10962 | 9961 | 13683 | 17957 | 60198 | 42975 | 18561 | 51006 |
| Bank Balance | 5591 | 10880 | 2253 | 4822 | 2372 | 38652 | 8387 | 13802 | 18347 | 8369 |
| Investments | 34056 | 36704 | 50078 | 59268 | 59938 | 69653 | 70930 | 83076 | 106486 | 114457 |
| Advances | 88419 | 113081 | 144954 | 186394 | 206783 | 212595 | 239052 | 289924 | 343298 | 345019 |
| Fixed Assets | 1218 | 1307 | 1313 | 1688 | 1792 | 1801 | 1834 | 1944 | 2127 | 2309 |
| Other Assets | 9056 | 8902 | 12041 | 15666 | 22582 | 22169 | 21472 | 25982 | 26078 | 32760 |
| Total Assets | 142898 | 178650 | 221628 | 277821 | 307229 | 362903 | 401967 | 457837 | 515094 | 554107 |
| #(Fig in Cr.) | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 10779 | 10112 | 18628 | 13216 | 14783 | 16054 | 56610 | 68585 | 56777 | 36907 |
| Cash Flow from Operating Activities | -2927 | 11569 | -20700 | -6389 | -12907 | 44976 | 16672 | -12442 | -16925 | 18278 |
| Cash Flow from Investing Activities | -258 | -274 | -220 | -638 | -416 | -331 | -406 | -560 | -711 | -709 |
| Cash Flow from Financing Activities | 2517 | -2768 | 15505 | 8590 | 12733 | -4096 | -4302 | 1115 | -2242 | 4876 |
| Net Cash Inflow / Outflow | -667 | 8527 | -5415 | 1563 | -591 | 40549 | 11964 | -11888 | -19878 | 22445 |
| Closing Cash & Cash Equivalent | 10112 | 18628 | 13216 | 14783 | 16054 | 56610 | 68585 | 56777 | 36907 | 59375 |
| # | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 38.43 | 47.95 | 60.08 | 54.77 | 64.28 | 37.89 | 62.03 | 95.93 | 115.34 | 33.06 |
| CEPS(Rs) | 41.06 | 51.13 | 63.6 | 58.56 | 68.47 | 42.12 | 66.57 | 101.18 | 121.29 | 39.89 |
| DPS(Rs) | 4.5 | 6 | 7.5 | 7.5 | 0 | 5 | 8.5 | 14 | 16.5 | 0 |
| Book NAV/Share(Rs) | 290.81 | 338.68 | 390.96 | 437.22 | 486.57 | 558.36 | 615.79 | 704.46 | 806.97 | 826.68 |
| Yield on Advances | 13.43 | 12.74 | 11.92 | 11.94 | 13.92 | 13.64 | 12.89 | 12.54 | 13.33 | 14.11 |
| Yield on Investments | 6.5 | 7.48 | 6.87 | 6.4 | 8.07 | 7.66 | 6.55 | 5.73 | 6.21 | 7.15 |
| Cost of Liabilities | 6.23 | 5.6 | 5.15 | 5.54 | 6.36 | 5.04 | 4.64 | 4.88 | 5.82 | 6.38 |
| NIM (Net Interest Margin) | 3.41 | 3.6 | 3.6 | 3.4 | 4.26 | 3.99 | 3.96 | 4.09 | 4.24 | 3.67 |
| Interest Spread | 7.19 | 7.14 | 6.77 | 6.4 | 7.56 | 8.6 | 8.25 | 7.67 | 7.51 | 7.73 |
| ROA(%) | 1.6 | 1.78 | 1.8 | 1.32 | 1.52 | 0.87 | 1.26 | 1.73 | 1.85 | 0.48 |
| ROE(%) | 13.21 | 15.27 | 16.49 | 13.25 | 14.84 | 7.62 | 10.57 | 14.54 | 15.28 | 4.05 |
| ROCE(%) | 11.98 | 13.45 | 13.72 | 11.44 | 11.79 | 8.35 | 10.33 | 13.07 | 14.34 | 6.65 |
| PER(x) | 25.18 | 29.39 | 29.89 | 32.54 | 5.46 | 25.18 | 15.08 | 11.13 | 13.49 | 19.65 |
| Price/Book(x) | 3.33 | 4.16 | 4.59 | 4.08 | 0.72 | 1.71 | 1.52 | 1.52 | 1.93 | 0.79 |
| Dividend Yield(%) | 0.47 | 0.43 | 0.42 | 0.42 | 0 | 0.52 | 0.91 | 1.31 | 1.06 | 0 |
| EV/Net Sales(x) | 6.95 | 7.41 | 8.45 | 6.95 | 2.96 | 4.31 | 3.89 | 3.63 | 3.69 | 2.14 |
| EV/Core EBITDA(x) | 19.94 | 19.59 | 21.94 | 19.13 | 7.86 | 10.54 | 9.19 | 9.15 | 10.63 | 9.78 |
| Interest Earned Growth(%) | 0 | 21.34 | 19.96 | 28.82 | 29.3 | 0.75 | 6.29 | 17.99 | 25.79 | 6.38 |
| Net Profit Growth | 0 | 25.43 | 25.74 | -8.47 | 35.07 | -34.28 | 63.99 | 54.92 | 20.61 | -71.31 |
| Advances Growth | 0 | 27.89 | 28.19 | 28.59 | 10.94 | 2.81 | 12.44 | 21.28 | 18.41 | 0.5 |
| EPS Growth(%) | 0 | 24.76 | 25.29 | -8.84 | 17.37 | -41.06 | 63.72 | 54.66 | 20.23 | -71.34 |
| Loans/Deposits(x) | 26.88 | 17.74 | 25.25 | 24.28 | 30.07 | 20.06 | 16.13 | 14.58 | 12.38 | 13.07 |
| Cash/Deposits(x) | 0.05 | 0.06 | 0.07 | 0.05 | 0.07 | 0.07 | 0.21 | 0.13 | 0.05 | 0.12 |
| Current Ratio(x) | 0.37 | 0.29 | 0.33 | 0.3 | 0.3 | 0.27 | 0.24 | 0.25 | 0.28 | 0.28 |
| Quick Ratio(x) | 26.88 | 17.74 | 25.25 | 24.28 | 30.07 | 20.06 | 16.13 | 14.58 | 12.38 | 13.07 |
| CASA % | 35.19 | 36.85 | 44.01 | 43.14 | 40.37 | 41.74 | 42.72 | 40.08 | 37.88 | 32.81 |
| # | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 15.12 | 15.11 | 15.1 | 15.09 | 15.09 | 15.08 | 15.08 | 15.08 | 15.08 | 15.08 |
| FII | 37.66 | 38.55 | 36.63 | 35 | 31.3 | 22.91 | 28.15 | 32.12 | 32.73 | 30.13 |
| DII | 26.64 | 24.88 | 26.63 | 28.08 | 32.39 | 39.54 | 34.98 | 32 | 30.46 | 33.74 |
| Public | 12.41 | 13.33 | 13.71 | 13.97 | 13.44 | 15.08 | 17.1 | 16.15 | 17.08 | 16.4 |
| Others | 8.17 | 8.12 | 7.92 | 7.86 | 7.79 | 7.38 | 4.68 | 4.64 | 4.64 | 4.64 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 11.75 | 11.75 | 11.75 | 11.75 | 11.75 | 11.75 | 11.75 | 11.75 | 11.75 | 11.75 |
| FII | 29.26 | 29.98 | 28.51 | 27.25 | 24.39 | 17.85 | 21.93 | 25.03 | 25.5 | 23.48 |
| DII | 20.7 | 19.35 | 20.73 | 21.87 | 25.23 | 30.81 | 27.25 | 24.93 | 23.73 | 26.29 |
| Public | 9.64 | 10.37 | 10.67 | 10.88 | 10.47 | 11.75 | 13.32 | 12.58 | 13.31 | 12.78 |
| Others | 6.35 | 6.32 | 6.17 | 6.12 | 6.07 | 5.75 | 3.65 | 3.62 | 3.62 | 3.62 |
| Total | 77.71 | 77.77 | 77.83 | 77.87 | 77.9 | 77.91 | 77.91 | 77.91 | 77.91 | 77.91 |
* The pros and cons are machine generated.
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