Hybrid Conservative Hybrid Fund Moderately High Risk
The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -0.07% | -0.96% | -2.03% | -0.05% | -0.25% | 5.23% | 7.67% | 8.11% | 7.85% | 7.63% | 8.99% |
| Category returns | -0.05% | -0.26% | -0.59% | 1.32% | 1.38% | 5.47% | 7.47% | 7.77% | 7.24% | 7.3% | N/A |
| Absolute returns | -0.07% | -0.96% | -2.03% | -0.05% | -0.25% | 10.74% | 24.85% | 36.68% | 45.97% | 108.61% | 592.77% |
| Rank within category | 8 | 12 | 16 | 16 | 14 | 9 | 10 | 10 | 6 | 7 | N/A |
| Total Schemes in Category | 19 | 19 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 17 | N/A |
| Conservative Hybrid Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 8.92% | 12.53% | 3.4% | 2.84% | 10.19% | 13.17% | 3.32% | 11.3% | 11.61% | 6.07% | -1.88% |
| Q1 returns | 1.1% | 4.56% | 0.18% | 2.74% | -9.47% | 0.98% | 0.07% | -0.16% | 2.18% | 0.9% | -4.32% |
| Q2 returns | 3.76% | 2.46% | 1.38% | -2.34% | 6.13% | 3.21% | -3.15% | 4.61% | 5.28% | 3.73% | 2.56% |
| Q3 Returns | 4.28% | 2.91% | 0.05% | 0.66% | 4.53% | 8.18% | 4.27% | 2.39% | 4.99% | -0.65% | N/A |
| Q4 Returns | -0.44% | 2.06% | 1.76% | 1.82% | 9.73% | 0.38% | 2.24% | 4.08% | -1.18% | 2.01% | N/A |
Expense ratio: 1.87%
Inclusive of GST
Exit load
NIL upto 10% of units and 1% for remaining units on or before 12M, NIL after 12M
| Alpha | 0.173795 |
| Beta | 1.014 |
| Sharpe Ratio | 0.116587 |
| Sortino Ratio | 0.236107 |
| R-Squared | 0.3806 |
| Tracking Error | 0.9305 |
| Downside Risk | 5.506 |
| Std. Deviation (Annualised) | 4.0985 |
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth | -0.15% | -0.54% | 0.68% | 3.16% | 3.03% | 10.04% | 9.15% | 0% | 9.15% | 3,344.68 | 0.54 | 0.30 | Moderately High |
| ICICI Prudential Regular Savings Fund - Regular Plan - Growth | 0.31% | 0.77% | -0.08% | 1.9% | 3.65% | 9.08% | 8.27% | 9.1% | 9.69% | 3,302.00 | 1.43 | 0.26 | High |
| HSBC Conservative Hybrid Fund - Growth | 0.5% | 1.97% | 2.29% | 1.27% | 1.58% | 8.77% | 7.38% | 7.43% | 8.59% | 148.87 | 2.13 | 0.14 | Moderately High |
| SBI Conservative Hybrid Fund - Regular Plan - Growth | 0.53% | 1.52% | 1.16% | 3.34% | 4.19% | 8.75% | 8.62% | 8.67% | 8.33% | 9,792.72 | 1.50 | 0.21 | High |
| DSP Regular Savings Fund - Regular Plan - Growth | 0.27% | 0.33% | -0.02% | 2.04% | 2.2% | 8.58% | 7.23% | 7.04% | 8.48% | 178.55 | 1.04 | 0.21 | Moderately High |
| Aditya Birla Sun Life Regular Savings Fund - Growth | 0.19% | 0.11% | 0.25% | 2.35% | 3.48% | 8.09% | 7.81% | 8.21% | 9.14% | 1,475.00 | 1.54 | 0.17 | Moderately High |
| Kotak Debt Hybrid Fund - Growth | -0.16% | -1.15% | -1.65% | 0.49% | -0.43% | 7.93% | 7.79% | 8.79% | 8.15% | 2,862.47 | 1.72 | 0.12 | Moderately High |
| Nippon India Conservative Hybrid Fund - Growth | 0.18% | 0.36% | 1.08% | 4.23% | 5.9% | 7.85% | 7.68% | 5.61% | 8.38% | 955.51 | 1.90 | 0.21 | High |
| HDFC Hybrid Debt Fund - Growth | -0.08% | -1.42% | -1.56% | 0.86% | -0.23% | 7.71% | 7.93% | 8.4% | 9.84% | 3,218.07 | 1.67 | 0.11 | Moderately High |
| UTI Conservative Hybrid Fund - Regular Plan - Growth Current | -0.07% | -0.96% | -2.03% | -0.05% | -0.25% | 7.67% | 7.85% | 7.63% | 8.99% | 1,641.13 | 1.87 | 0.12 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 33.27% |
| Government Securities | 30.63% | |
| PTC & Securitized Debt | 4.45% | |
| Certificate of Deposit | 4.30% | |
| Cash & Cash Equivalents and Net Assets | 2.71% | |
| Domestic Equities | 24.09% | |
| Alternative Investment Fund | 0.30% | |
| Domestic Mutual Funds Units | 0.24% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 75.91% | |
| Banks | 7.17% | |
| Telecom - Services | 1.06% | |
| IT - Software | 1.89% | |
| Automobiles | 1.75% | |
| Petroleum Products | 0.83% | |
| Power | 0.46% | |
| Realty | 0.97% | |
| Ferrous Metals | 0.44% | |
| Consumer Durables | 1.01% | |
| Pharmaceuticals & Biotechnology | 1.50% | |
| Healthcare Services | 0.66% | |
| Insurance | 0.60% | |
| Consumable Fuels | 0.35% | |
| Finance | 0.35% | |
| Retailing | 0.77% | |
| Transport Services | 0.30% | |
| Personal Products | 0.50% | |
| Transport Infrastructure | 0.28% | |
| Industrial Products | 0.28% | |
| Beverages | 0.27% | |
| Aerospace & Defense | 0.47% | |
| Auto Components | 0.50% | |
| Cement & Cement Products | 0.25% | |
| Oil | 0.24% | |
| Paper, Forest & Jute Products | 0.23% | |
| Gas | 0.21% | |
| Entertainment | 0.20% | |
| Fertilizers & Agrochemicals | 0.19% | |
| Construction | 0.18% | |
| Leisure Services | 0.18% | |
| Not Applicable | 0.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Corporate Debt | 4.51% | |
| NCD LIC HOUSING FINANCE LTD. | Corporate Debt | 3.02% | |
| NCD HDFC BANK LTD. | Corporate Debt | 3.01% | |
| 7.74% WEST BENGAL SGS Mat - 18/02/2044 | Government Securities | 3.01% | |
| NCD JIO CREDIT LTD | Corporate Debt | 2.99% | |
| 07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 | PTC & Securitized Debt | 2.97% | |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Corporate Debt | 2.97% | |
| 7.34% GSEC MAT- 22/04/2064 | Government Securities | 2.92% | |
| CD - UNION BANK OF INDIA - 16/03/2027 | Certificate of Deposit | 2.87% | |
| NET CURRENT ASSETS | Cash & Cash Equivalents and Net Assets | 2.68% | |
| 06.94% GSEC Mat- 11/05/2036 | Government Securities | 2.13% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 2.05% |
| 07.86% BIHAR SGS Mat - 11/02/2039 | Government Securities | 1.53% | |
| NCD MUTHOOT FINANCE LTD | Corporate Debt | 1.52% | |
| NCD CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED | Corporate Debt | 1.52% | |
| NCD POWER FINANCE CORPORATION LTD. | Corporate Debt | 1.52% | |
| NCD BAJAJ HOUSING FINANCE LTD | Corporate Debt | 1.51% | |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Corporate Debt | 1.51% | |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Corporate Debt | 1.51% | |
| 07.72% WESTBENGAL SGS Mat - 25/02/2041 | Government Securities | 1.50% | |
| NCD BAJAJ FINANCE LTD. | Corporate Debt | 1.50% | |
| 07.69% HARYANA SGS Mat - 04/02/2041 | Government Securities | 1.50% | |
| 07.73% HARYANA SGS Mat - 18/02/2045 | Government Securities | 1.50% | |
| NCD EXPORT IMPORT BANK OF INDIA | Corporate Debt | 1.50% | |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Corporate Debt | 1.49% | |
| NCD BAJAJ HOUSING FINANCE LTD | Corporate Debt | 1.49% | |
| 07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 | PTC & Securitized Debt | 1.48% | |
| 7.43% GOVT BONDS MAT - 19/01/2076 | Government Securities | 1.48% | |
| ICICI Bank Ltd. | Banks | Domestic Equities | 1.45% |
| 7.24% GSEC MAT- 18/08/2055 | Government Securities | 1.45% | |
| 7.08% A P SGL MAT - 26/03/2037 | Government Securities | 1.45% | |
| 06.90% BIHAR SDL - 16/07/2035 | Government Securities | 1.44% | |
| 6.68% GSEC MAT- 07/07/2040 | Government Securities | 1.44% | |
| 06.80 TN SDL MAT 02/07/2035 | Government Securities | 1.43% | |
| CD - ICICI BANK LTD - 25/03/2027 | Certificate of Deposit | 1.43% | |
| 6.90% GSEC MAT - 15/04/2065 | Government Securities | 1.38% | |
| NCD TORRENT PHARMACEUTICALS LTD. | Corporate Debt | 1.08% | |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 1.06% |
| 7.67% UTTARAKHAND SGS Mat - 04/03/2041 | Government Securities | 1.01% | |
| Axis Bank Ltd. | Banks | Domestic Equities | 0.98% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 0.94% |
| State Bank Of India | Banks | Domestic Equities | 0.84% |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.81% |
| 7.63% MADHYAPRADESH SGS Mat - 04/03/2041 | Government Securities | 0.78% | |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 0.75% |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 0.64% |
| 7.96% ANDHRA PRADESH SGS MAT - 08/04/2038 | Government Securities | 0.62% | |
| Tech Mahindra Ltd. | IT - Software | Domestic Equities | 0.61% |
| 7.88% UTTARPRADESH SGS 25/03/2046 | Government Securities | 0.61% | |
| 7.88% ANDHRA PRADESH SGS 25/03/2046 | Government Securities | 0.61% | |
| NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA | Corporate Debt | 0.61% | |
| 07.65% RAJASTHAN SGS Mat - 07/01/2040 | Government Securities | 0.60% | |
| 7.62% ANDHRA PRADESH SGS Mat - 11/03/2039 | Government Securities | 0.57% | |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.56% |
| Power Grid Corporation Of India Ltd. | Power | Domestic Equities | 0.46% |
| Mphasis Ltd. | IT - Software | Domestic Equities | 0.46% |
| 07.81% UTTAR PRADESH SGS Mat - 11/02/2041 | Government Securities | 0.46% | |
| The Phoenix Mills Ltd. | Realty | Domestic Equities | 0.45% |
| Tata Steel Ltd. | Ferrous Metals | Domestic Equities | 0.44% |
| Eicher Motors Ltd. | Automobiles | Domestic Equities | 0.43% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Domestic Equities | 0.43% |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.42% |
| Glenmark Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.41% |
| IndusInd Bank Ltd. | Banks | Domestic Equities | 0.39% |
| Fortis Healthcare Ltd. | Healthcare Services | Domestic Equities | 0.38% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.36% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Domestic Equities | 0.36% |
| Coal India Ltd. | Consumable Fuels | Domestic Equities | 0.35% |
| Mahindra & Mahindra Financial Services Ltd. | Finance | Domestic Equities | 0.35% |
| Orchid Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.31% |
| Info Edge (India) Ltd. | Retailing | Domestic Equities | 0.31% |
| 7.99% ANDHRA PRADESH SGS - 30/03/2040 | Government Securities | 0.31% | |
| 7.88% HARYANA SGS - 30/03/2041 | Government Securities | 0.31% | |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Alternative Investment Fund | 0.30% | |
| The Great Eastern Shipping Company Ltd. | Transport Services | Domestic Equities | 0.30% |
| The Federal Bank Ltd. | Banks | Domestic Equities | 0.30% |
| Dabur India Ltd. | Personal Products | Domestic Equities | 0.30% |
| Metropolis Healthcare Ltd. | Healthcare Services | Domestic Equities | 0.28% |
| Brigade Enterprises Ltd. | Realty | Domestic Equities | 0.28% |
| JSW Infrastructure Ltd. | Transport Infrastructure | Domestic Equities | 0.28% |
| AIA Engineering Ltd. | Industrial Products | Domestic Equities | 0.28% |
| Varun Beverages Ltd. | Beverages | Domestic Equities | 0.27% |
| Bharat Electronics Ltd. | Aerospace & Defense | Domestic Equities | 0.26% |
| Tube Investments of India Ltd. | Auto Components | Domestic Equities | 0.26% |
| Kajaria Ceramics Ltd. | Consumer Durables | Domestic Equities | 0.25% |
| Dalmia Bharat Ltd. | Cement & Cement Products | Domestic Equities | 0.25% |
| HDFC Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.24% |
| Oil & Natural Gas Corporation Ltd. | Oil | Domestic Equities | 0.24% |
| Samvardhana Motherson International Ltd. | Auto Components | Domestic Equities | 0.24% |
| DLF Ltd. | Realty | Domestic Equities | 0.23% |
| JK Paper Ltd. | Paper, Forest & Jute Products | Domestic Equities | 0.23% |
| Cera Sanitaryware Ltd. | Consumer Durables | Domestic Equities | 0.23% |
| 7.72% WESTBENGAL SGS Mat - 11/03/2044 | Government Securities | 0.22% | |
| Bank Of Baroda | Banks | Domestic Equities | 0.22% |
| Mahanagar Gas Ltd. | Gas | Domestic Equities | 0.21% |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Domestic Equities | 0.21% |
| PVR Inox Ltd. | Entertainment | Domestic Equities | 0.20% |
| Emami Ltd. | Personal Products | Domestic Equities | 0.20% |
| Bharat Petroleum Corporation Ltd. | Petroleum Products | Domestic Equities | 0.19% |
| PI Industries Ltd. | Fertilizers & Agrochemicals | Domestic Equities | 0.19% |
| 06.48% GSEC Mat- 06/10/2035 | Government Securities | 0.19% | |
| Swiggy Ltd. | Retailing | Domestic Equities | 0.18% |
| PNC Infratech Ltd. | Construction | Domestic Equities | 0.18% |
| Sapphire Foods India Ltd. | Leisure Services | Domestic Equities | 0.18% |
| Indiamart Intermesh Ltd. | Retailing | Domestic Equities | 0.15% |
| Aditya Birla Lifestyle Brands Ltd. | Retailing | Domestic Equities | 0.13% |
| 7.04% GSEC MAT- 03/06/2029 | Government Securities | 0.12% | |
| MF UNITS Nifty 5 yr Benchmark G-Sec ETF | Domestic Mutual Funds Units | 0.12% | |
| MF UNITS Nifty 10 yr Benchmark G-Sec ETF | Domestic Mutual Funds Units | 0.12% | |
| Symphony Ltd. | Consumer Durables | Domestic Equities | 0.10% |
| 7.57% WESTBENGAL SGS 2046 - 31/12/2046 | Government Securities | 0.07% | |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Cash & Cash Equivalents and Net Assets | 0.03% | |
| Modern Denim Ltd. | Not Applicable | Domestic Equities | 0.00% |
| EQ - DAMANIA CAPITAL MARKETS LTD. | Not Applicable | Domestic Equities | 0.00% |
| EQ - GEEKAY EXIM (INDIA) LTD. | Not Applicable | Domestic Equities | 0.00% |
| EQ - FILAMENTS INDIA LIMITED | Not Applicable | Domestic Equities | 0.00% |
| Telephone Cables Ltd. | Not Applicable | Domestic Equities | 0.00% |
| Total | 100.00% |
Mr. Premchandani joined UTI AMC in 2009 as Senior Research Analyst. He has over 22 years of experience. Prior to joining UTI, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance & Investment. In UTI he has been associated with Dept. of Securities Research & Dept. of Fund Management for more than 16 years.
AMC
RETURNS
It is an Open ended scheme that primarily invests in Conservative Hybrid Fund.
The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
The scheme benchmark is the NIFTY 50 Hybrid Composite Debt 15:85 Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: -0.25%
3-year: 7.67%
5-year: 7.85%
Top holdings include names such as:
The NAV is around ₹69.28 (approx.) for the UTI Conservative Hybrid Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹1,641 Cr.
The expense ratio for the Regular Plan is 1.87.
NIL upto 10% of units and 1% for remaining units on or before 12M, NIL after 12M.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Amit Premchandani, Jaydeep Bhowal
This fund is suitable for investors with a Moderately High risk tolerance.
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