Hybrid Conservative Hybrid Fund Moderately High Risk
To generate regular income through investment in fixed income securities so as to make monthly payment or distrbutions to unit holders with the secondary objective being growth.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.19% | 0.11% | 0.25% | 2.35% | 3.48% | 7.04% | 8.09% | 8.2% | 7.81% | 8.21% | 9.14% |
| Category returns | -0.05% | -0.26% | -0.59% | 1.32% | 1.38% | 5.47% | 7.47% | 7.77% | 7.24% | 7.3% | N/A |
| Absolute returns | 0.19% | 0.11% | 0.25% | 2.35% | 3.48% | 14.58% | 26.3% | 37.16% | 45.69% | 120.13% | 588.25% |
| Rank within category | 5 | 8 | 6 | 5 | 4 | 3 | 6 | 9 | 7 | 5 | N/A |
| Total Schemes in Category | 19 | 19 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 17 | N/A |
| Conservative Hybrid Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 13.12% | 15.52% | -2.16% | 5.83% | 9.23% | 13.36% | 5.33% | 9.62% | 10.47% | 7.13% | 0.56% |
| Q1 returns | 0.14% | 6.66% | -2.18% | 1.82% | -11.19% | 4.53% | 2.64% | -0.1% | 1.79% | 0.9% | -1.98% |
| Q2 returns | 6.62% | 3.7% | -0.21% | 1.78% | 6.14% | 3.12% | -3.29% | 4.32% | 4.08% | 4.01% | 2.59% |
| Q3 Returns | 8.41% | 2.89% | -1.74% | 0.23% | 5.3% | 4.46% | 4.09% | 1.86% | 4.06% | 0.54% | N/A |
| Q4 Returns | -2.28% | 1.51% | 2% | 1.89% | 10.06% | 0.68% | 1.94% | 3.26% | 0.21% | 1.53% | N/A |
Expense ratio: 1.54%
Inclusive of GST
Exit load
1% on or before 90D, Nil after 90D
| Alpha | 0.0692885 |
| Beta | 0.9967 |
| Sharpe Ratio | 0.163275 |
| Sortino Ratio | 0.344796 |
| R-Squared | 0.8271 |
| Tracking Error | 0.3958 |
| Downside Risk | 4.2183 |
| Std. Deviation (Annualised) | 3.3189 |
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth | -0.15% | -0.54% | 0.68% | 3.16% | 3.03% | 10.04% | 9.15% | 0% | 9.15% | 3,344.68 | 0.54 | 0.30 | Moderately High |
| ICICI Prudential Regular Savings Fund - Regular Plan - Growth | 0.31% | 0.77% | -0.08% | 1.9% | 3.65% | 9.08% | 8.27% | 9.1% | 9.69% | 3,302.00 | 1.43 | 0.26 | High |
| HSBC Conservative Hybrid Fund - Growth | 0.5% | 1.97% | 2.29% | 1.27% | 1.58% | 8.77% | 7.38% | 7.43% | 8.59% | 148.87 | 2.13 | 0.14 | Moderately High |
| SBI Conservative Hybrid Fund - Regular Plan - Growth | 0.53% | 1.52% | 1.16% | 3.34% | 4.19% | 8.75% | 8.62% | 8.67% | 8.33% | 9,792.72 | 1.50 | 0.21 | High |
| DSP Regular Savings Fund - Regular Plan - Growth | 0.27% | 0.33% | -0.02% | 2.04% | 2.2% | 8.58% | 7.23% | 7.04% | 8.48% | 178.55 | 1.04 | 0.21 | Moderately High |
| Aditya Birla Sun Life Regular Savings Fund - Growth Current | 0.19% | 0.11% | 0.25% | 2.35% | 3.48% | 8.09% | 7.81% | 8.21% | 9.14% | 1,475.00 | 1.54 | 0.17 | Moderately High |
| Kotak Debt Hybrid Fund - Growth | -0.16% | -1.15% | -1.65% | 0.49% | -0.43% | 7.93% | 7.79% | 8.79% | 8.15% | 2,862.47 | 1.72 | 0.12 | Moderately High |
| Nippon India Conservative Hybrid Fund - Growth | 0.18% | 0.36% | 1.08% | 4.23% | 5.9% | 7.85% | 7.68% | 5.61% | 8.38% | 955.51 | 1.90 | 0.21 | High |
| HDFC Hybrid Debt Fund - Growth | -0.08% | -1.42% | -1.56% | 0.86% | -0.23% | 7.71% | 7.93% | 8.4% | 9.84% | 3,218.07 | 1.67 | 0.11 | Moderately High |
| UTI Conservative Hybrid Fund - Regular Plan - Growth | -0.07% | -0.96% | -2.03% | -0.05% | -0.25% | 7.67% | 7.85% | 7.63% | 8.99% | 1,641.13 | 1.87 | 0.12 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 48.34% |
| Floating Rate Instruments | 3.05% | |
| Government Securities | 15.81% | |
| Cash & Cash Equivalents and Net Assets | 3.88% | |
| Domestic Equities | 20.79% | |
| Certificate of Deposit | 4.39% | |
| REITs & InvITs | 1.89% | |
| PTC & Securitized Debt | 1.27% | |
| Alternative Investment Fund | 0.34% | |
| Domestic Mutual Funds Units | 0.24% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 77.32% | |
| Banks | 5.28% | |
| Non - Ferrous Metals | 1.45% | |
| Telecom - Services | 1.12% | |
| Finance | 1.52% | |
| Power | 0.94% | |
| Auto Components | 0.71% | |
| Healthcare Services | 1.61% | |
| Petroleum Products | 0.67% | |
| Pharmaceuticals & Biotechnology | 1.29% | |
| Cement & Cement Products | 0.58% | |
| IT - Software | 0.95% | |
| Realty | 0.81% | |
| Automobiles | 0.84% | |
| Transport Infrastructure | 0.82% | |
| Industrial Products | 0.49% | |
| Electrical Equipment | 0.45% | |
| Construction | 0.43% | |
| Retailing | 0.64% | |
| Consumer Durables | 0.82% | |
| Personal Products | 0.29% | |
| Insurance | 0.50% | |
| Chemicals & Petrochemicals | 0.18% | |
| Food Products | 0.12% | |
| Diversified FMCG | 0.09% | |
| Capital Markets | 0.07% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 8.92% Cholamandalam Investment and Finance Company Limited (02/12/2034) ** | Corporate Debt | 3.71% | |
| Jtpm Metal Traders Pvt Ltd (29/09/2028) (ZCB) ** | Corporate Debt | 3.07% | |
| 8.58% Muthoot Finance Limited (26/07/2029) (FRN) ** | Floating Rate Instruments | 3.05% | |
| State Government Securities (04/03/2039) | Government Securities | 2.66% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 2.50% | |
| 8.20% Adani Power Limited (25/01/2029) ** | Corporate Debt | 2.35% | |
| 9.75% Nuvama Wealth Finance Ltd (16/04/2027) ** | Corporate Debt | 2.04% | |
| 7.84% Bajaj Housing Finance Limited (23/09/2032) ** | Corporate Debt | 2.01% | |
| 7.30% Bharti Telecom Limited (01/12/2027) ** | Corporate Debt | 2.01% | |
| Jubilant Bevco Ltd (31/05/2028) (ZCB) ** | Corporate Debt | 1.85% | |
| 5.00% GMR Airport Ltd (13/02/2027) ** | Corporate Debt | 1.76% | |
| ICICI Bank Ltd. | Banks | Domestic Equities | 1.75% |
| 8.37% REC Limited (07/12/2028) ** | Corporate Debt | 1.72% | |
| 7.68% Small Industries Development Bank of India (09/07/2027) ** | Corporate Debt | 1.69% | |
| 9.40% Vedanta Limited (20/02/2027) ** | Corporate Debt | 1.69% | |
| 7.67% Indian Railway Finance Corporation Limited (15/12/2033) ** | Corporate Debt | 1.69% | |
| 8.31% Aditya Birla Finance Limited (11/07/2034) ** | Corporate Debt | 1.69% | |
| 8.40% Narayana Hrudayalaya Limited (15/02/2030) ** | Corporate Debt | 1.68% | |
| 8.95% Vedanta Limited (16/03/2029) ** | Corporate Debt | 1.68% | |
| 7.20% Knowledge Realty Trust (26/09/2028) ** | Corporate Debt | 1.67% | |
| 6.64% Housing & Urban Development Corporation Limited (17/07/2028) ** | Corporate Debt | 1.66% | |
| Small Industries Development Bank of India (24/09/2026) ** # | Certificate of Deposit | 1.66% | |
| 7.08% Power Grid Corporation of India Limited (25/10/2034) ** | Corporate Debt | 1.63% | |
| 7.09% Indian Railway Finance Corporation Limited (16/12/2034) ** | Corporate Debt | 1.63% | |
| Union Bank of India (19/01/2027) # | Certificate of Deposit | 1.61% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 1.51% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Domestic Equities | 1.45% |
| Clearing Corporation of India Limited | Cash & Cash Equivalents and Net Assets | 1.38% | |
| 8.52% Muthoot Finance Limited (07/04/2028) | Corporate Debt | 1.35% | |
| 9.90% Oxyzo Financial Services Pvt Ltd (13/03/2029) ** | Corporate Debt | 1.34% | |
| State Government Securities (27/12/2035) | Government Securities | 1.21% | |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 1.12% |
| 5.00% GMR Airport Ltd (13/08/2028) ** | Corporate Debt | 1.06% | |
| 8.75% Bharti Telecom Limited (05/11/2029) ** | Corporate Debt | 1.03% | |
| State Government Securities (30/10/2036) | Government Securities | 0.98% | |
| 0% GOI - 15APR35 STRIPS | Government Securities | 0.98% | |
| Government of India (12/06/2063) | Government Securities | 0.96% | |
| Bajaj Finserv Ltd. | Finance | Domestic Equities | 0.91% |
| State Government Securities (25/01/2033) | Government Securities | 0.85% | |
| National Bank for Financing Infrastructure and Dev (04/03/2027) ** # | Certificate of Deposit | 0.80% | |
| Government of India (15/04/2065) | Government Securities | 0.78% | |
| IndiGrid Infrastructure Trust | Power | REITs & InvITs | 0.74% |
| SJS Enterprises Ltd. | Auto Components | Domestic Equities | 0.71% |
| Fortis Healthcare Ltd. | Healthcare Services | Domestic Equities | 0.71% |
| 0% GOI - 12SEP27 STRIPS | Government Securities | 0.69% | |
| India Universal Trust Al2 (21/11/2030) ** | PTC & Securitized Debt | 0.69% | |
| The Federal Bank Ltd. | Banks | Domestic Equities | 0.69% |
| Government of India (15/04/2039) | Government Securities | 0.68% | |
| 6.59% Summit Digitel Infrastructure Private Limited (16/06/2026) ** | Corporate Debt | 0.68% | |
| 7.46% REC Limited (30/06/2028) ** | Corporate Debt | 0.67% | |
| State Government Securities (25/03/2031) | Government Securities | 0.67% | |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 0.67% |
| Axis Bank Ltd. | Banks | Domestic Equities | 0.67% |
| State Government Securities (25/03/2031) | Government Securities | 0.67% | |
| 0% GOI - 22AUG26 STRIPS | Government Securities | 0.67% | |
| 0% GOI - 12SEP26 STRIPS | Government Securities | 0.67% | |
| 6.85% National Bank For Agriculture and Rural Development (19/01/2029) ** | Corporate Debt | 0.66% | |
| 7.50% Tata Capital Housing Finance Limited (16/02/2032) ** | Corporate Debt | 0.66% | |
| State Bank Of India | Banks | Domestic Equities | 0.65% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.61% |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.58% |
| Tech Mahindra Ltd. | IT - Software | Domestic Equities | 0.55% |
| Nexus Select Trust | Realty | REITs & InvITs | 0.55% |
| Bajaj Auto Ltd. | Automobiles | Domestic Equities | 0.53% |
| Metropolis Healthcare Ltd. | Healthcare Services | Domestic Equities | 0.51% |
| Biocon Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.51% |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Domestic Equities | 0.49% |
| Cummins India Ltd. | Industrial Products | Domestic Equities | 0.49% |
| India Universal Trust Al2 (21/11/2027) ** | PTC & Securitized Debt | 0.48% | |
| TD Power Systems Ltd. | Electrical Equipment | Domestic Equities | 0.45% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 0.43% |
| State Government Securities (21/08/2034) | Government Securities | 0.42% | |
| 7.75% Tata Capital Housing Finance Limited (18/05/2027) ** | Corporate Debt | 0.41% | |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.39% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.39% |
| Avenue Supermarts Ltd. | Retailing | Domestic Equities | 0.38% |
| Amber Enterprises India Ltd. | Consumer Durables | Domestic Equities | 0.36% |
| 8.85% REC Limited (16/04/2029) ** | Corporate Debt | 0.35% | |
| Government of India (18/06/2031) | Government Securities | 0.34% | |
| 7.96% Embassy Office Parks REIT (27/09/2027) ** | Corporate Debt | 0.34% | |
| 8.225% Kotak Mahindra Prime Limited (21/04/2027) ** | Corporate Debt | 0.34% | |
| Bajaj Finance Ltd. | Finance | Domestic Equities | 0.34% |
| 8.28% SMFG India Credit Co. Ltd. (05/08/2026) ** | Corporate Debt | 0.34% | |
| 7.83% Small Industries Development Bank of India (24/11/2028) ** | Corporate Debt | 0.34% | |
| 7.835% LIC Housing Finance Limited (11/05/2027) ** | Corporate Debt | 0.34% | |
| 7.712% Tata Capital Housing Finance Limited (14/01/2028) ** | Corporate Debt | 0.34% | |
| SBI - Corporate Debt Market Development Fund - A2 Units | Alternative Investment Fund | 0.34% | |
| 8.15% Tata Capital Housing Finance Limited (19/08/2032) ** | Corporate Debt | 0.34% | |
| State Government Securities (14/08/2029) | Government Securities | 0.34% | |
| 7.89% Bajaj Housing Finance Limited (08/09/2032) ** | Corporate Debt | 0.34% | |
| State Government Securities (18/03/2030) | Government Securities | 0.33% | |
| Government of India (06/10/2035) | Government Securities | 0.33% | |
| National Bank For Agriculture and Rural Development (14/01/2027) ** # | Certificate of Deposit | 0.32% | |
| State Government Securities (20/02/2039) | Government Securities | 0.32% | |
| Raajmarg Infra Investment Trust | Transport Infrastructure | REITs & InvITs | 0.32% |
| State Government Securities (25/06/2039) | Government Securities | 0.32% | |
| State Government Securities (09/07/2043) | Government Securities | 0.32% | |
| Mahindra & Mahindra Ltd. | Automobiles | Domestic Equities | 0.31% |
| Godrej Consumer Products Ltd. | Personal Products | Domestic Equities | 0.29% |
| 0% GOI - 15DEC29 STRIPS | Government Securities | 0.28% | |
| SBFC Finance Ltd. | Finance | Domestic Equities | 0.28% |
| Embassy Office Parks REIT | Realty | REITs & InvITs | 0.26% |
| Max Financial Services Ltd. | Insurance | Domestic Equities | 0.26% |
| Eternal Ltd. | Retailing | Domestic Equities | 0.25% |
| SBI Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.25% |
| LG Electronics India Ltd. | Consumer Durables | Domestic Equities | 0.20% |
| NTPC Ltd. | Power | Domestic Equities | 0.20% |
| Vinati Organics Ltd. | Chemicals & Petrochemicals | Domestic Equities | 0.18% |
| Abbott India Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.16% |
| Whirlpool Of India Ltd. | Consumer Durables | Domestic Equities | 0.16% |
| ABSL CRISIL-IBX AAA FIN SER SEP 27 DGR | Domestic Mutual Funds Units | 0.14% | |
| State Government Securities (23/09/2030) | Government Securities | 0.13% | |
| Mrs. Bectors Food Specialities Ltd. | Food Products | Domestic Equities | 0.12% |
| V-Guard Industries Ltd. | Consumer Durables | Domestic Equities | 0.10% |
| ADITYA BIRLA SL APR33 IND-DG | Domestic Mutual Funds Units | 0.10% | |
| India Universal Trust Al2 (21/11/2026) ** | PTC & Securitized Debt | 0.10% | |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 0.09% |
| 0% GOI - 19MAR29 STRIPS | Government Securities | 0.07% | |
| Government of India (01/12/2044) | Government Securities | 0.07% | |
| Billionbrains Garage Ventures Ltd. | Capital Markets | Domestic Equities | 0.07% |
| 7.75% Indian Railway Finance Corporation Limited (15/04/2033) ** | Corporate Debt | 0.07% | |
| 7.85% LIC Housing Finance Limited (18/08/2032) ** | Corporate Debt | 0.07% | |
| 7.57% National Bank For Agriculture and Rural Development (03/01/2035) ** | Corporate Debt | 0.06% | |
| Government of India (22/04/2064) | Government Securities | 0.03% | |
| State Government Securities (25/05/2034) | Government Securities | 0.03% | |
| IRB InvIT Fund | Transport Infrastructure | REITs & InvITs | 0.01% |
| State Government Securities (22/03/2029) | Government Securities | 0.00% | |
| State Government Securities (22/03/2030) | Government Securities | 0.00% | |
| State Government Securities (22/03/2031) | Government Securities | 0.00% | |
| State Government Securities (22/03/2028) | Government Securities | 0.00% | |
| State Government Securities (22/03/2032) | Government Securities | 0.00% | |
| Total | 100.00% |
He has around 10 years of experience of which 7 years are in financial markets. He joined Birla Sun Life Asset Management Co. Ltd in October 2015. Prior to joining Birla Sun Life Asset Management Co. Ltd, he ran his own healthcare- tech business (June 2012 - May 2015). He has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in theEquity Research in Irevna Ltd (June 2005 - June 2006).
Prior to joining ABSLAMC he was associated with Indiabulls Housing Finance Ltd for 10 years as Head - Markets,Treasury heading treasury investments, Asset Liability Management (ALM) and capital market borrowings. He has a Master’s degree in Management Studies from Jamnalal Bajaj Institute of Management Studies (JBIMS), University of Mumbai and Post-Graduate Diploma in Securities Law from Government Law College. He has also completed a programme on Investment Decisions and Behavioral Finance from Indian Institute of Management, Ahmedabad.
AMC
RETURNS
It is an Open ended scheme that primarily invests in Conservative Hybrid Fund.
To generate regular income through investment in fixed income securities so as to make monthly payment or distrbutions to unit holders with the secondary objective being growth.
The scheme benchmark is the CRISIL Hybrid 85+15 - Conservative Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 3.48%
3-year: 8.09%
5-year: 7.81%
Top holdings include names such as:
The NAV is around ₹68.83 (approx.) for the Aditya Birla Sun Life Regular Savings Fund - Growth.
The fund’s AUM is approximately ₹1,475 Cr.
The expense ratio for the Regular Plan is 1.54.
1% on or before 90D, Nil after 90D.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Mohit Sharma, Harshil Suvarnkar
This fund is suitable for investors with a Moderately High risk tolerance.
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