Hybrid Conservative Hybrid Fund Moderately High Risk
The investment objective of the Scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -0.16% | -1.15% | -1.65% | 0.49% | -0.43% | 4.55% | 7.93% | 8.55% | 7.79% | 8.79% | 8.15% |
| Category returns | -0.05% | -0.26% | -0.59% | 1.32% | 1.38% | 5.47% | 7.47% | 7.77% | 7.24% | 7.3% | N/A |
| Absolute returns | -0.16% | -1.15% | -1.65% | 0.49% | -0.43% | 9.31% | 25.76% | 38.95% | 45.56% | 132.21% | 484.48% |
| Rank within category | 12 | 14 | 15 | 12 | 16 | 13 | 7 | 6 | 8 | 2 | N/A |
| Total Schemes in Category | 19 | 19 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 17 | N/A |
| Conservative Hybrid Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 12.96% | 10.18% | -0.11% | 11.16% | 13.85% | 13.3% | 4.25% | 13.88% | 11.43% | 5.26% | -1.97% |
| Q1 returns | 1.23% | 3.15% | -0.88% | 3.43% | -6.45% | 2.08% | 0.4% | 0.09% | 3.09% | 0.33% | -3.98% |
| Q2 returns | 4.56% | 3.35% | -1.47% | 1.84% | 7.85% | 4.39% | -2.91% | 5.13% | 4.41% | 3.04% | 2.09% |
| Q3 Returns | 6.31% | 1.01% | -0.31% | 1.99% | 4.45% | 5.68% | 4.75% | 2.76% | 4.92% | -0.24% | N/A |
| Q4 Returns | 0.39% | 2.32% | 2.59% | 3.48% | 8.04% | 0.61% | 2.1% | 5.32% | -1.34% | 2.07% | N/A |
Expense ratio: 1.72%
Inclusive of GST
Exit load
Nil upto 8% of investments and 1% for remaining investments on or before 6M, Nil after 6M
| Alpha | 0.0387235 |
| Beta | 1.4524 |
| Sharpe Ratio | 0.121659 |
| Sortino Ratio | 0.265909 |
| R-Squared | 0.8917 |
| Tracking Error | 0.5899 |
| Downside Risk | 6.1012 |
| Std. Deviation (Annualised) | 4.6565 |
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth | -0.15% | -0.54% | 0.68% | 3.16% | 3.03% | 10.04% | 9.15% | 0% | 9.15% | 3,344.68 | 0.54 | 0.30 | Moderately High |
| ICICI Prudential Regular Savings Fund - Regular Plan - Growth | 0.31% | 0.77% | -0.08% | 1.9% | 3.65% | 9.08% | 8.27% | 9.1% | 9.69% | 3,302.00 | 1.43 | 0.26 | High |
| HSBC Conservative Hybrid Fund - Growth | 0.5% | 1.97% | 2.29% | 1.27% | 1.58% | 8.77% | 7.38% | 7.43% | 8.59% | 148.87 | 2.13 | 0.14 | Moderately High |
| SBI Conservative Hybrid Fund - Regular Plan - Growth | 0.53% | 1.52% | 1.16% | 3.34% | 4.19% | 8.75% | 8.62% | 8.67% | 8.33% | 9,792.72 | 1.50 | 0.21 | High |
| DSP Regular Savings Fund - Regular Plan - Growth | 0.27% | 0.33% | -0.02% | 2.04% | 2.2% | 8.58% | 7.23% | 7.04% | 8.48% | 178.55 | 1.04 | 0.21 | Moderately High |
| Aditya Birla Sun Life Regular Savings Fund - Growth | 0.19% | 0.11% | 0.25% | 2.35% | 3.48% | 8.09% | 7.81% | 8.21% | 9.14% | 1,475.00 | 1.54 | 0.17 | Moderately High |
| Kotak Debt Hybrid Fund - Growth Current | -0.16% | -1.15% | -1.65% | 0.49% | -0.43% | 7.93% | 7.79% | 8.79% | 8.15% | 2,862.47 | 1.72 | 0.12 | Moderately High |
| Nippon India Conservative Hybrid Fund - Growth | 0.18% | 0.36% | 1.08% | 4.23% | 5.9% | 7.85% | 7.68% | 5.61% | 8.38% | 955.51 | 1.90 | 0.21 | High |
| HDFC Hybrid Debt Fund - Growth | -0.08% | -1.42% | -1.56% | 0.86% | -0.23% | 7.71% | 7.93% | 8.4% | 9.84% | 3,218.07 | 1.67 | 0.11 | Moderately High |
| UTI Conservative Hybrid Fund - Regular Plan - Growth | -0.07% | -0.96% | -2.03% | -0.05% | -0.25% | 7.67% | 7.85% | 7.63% | 8.99% | 1,641.13 | 1.87 | 0.12 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 15.23% |
| Government Securities | 25.79% | |
| Corporate Debt | 17.84% | |
| Commercial Paper | 3.44% | |
| Certificate of Deposit | 7.03% | |
| PTC & Securitized Debt | 5.11% | |
| Floating Rate Instruments | 2.62% | |
| Domestic Equities | 21.86% | |
| REITs & InvITs | 0.77% | |
| Alternative Investment Fund | 0.32% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 77.06% | |
| Power | 1.25% | |
| Banks | 6.14% | |
| Automobiles | 1.89% | |
| Telecom - Services | 1.59% | |
| Petroleum Products | 0.91% | |
| IT - Software | 1.37% | |
| Pharmaceuticals and Biotechnology | 1.02% | |
| Beverages | 1.03% | |
| Food Products | 0.55% | |
| Healthcare Services | 0.91% | |
| Capital Markets | 0.97% | |
| Ferrous Metals | 0.49% | |
| Realty | 0.57% | |
| Transport Services | 0.38% | |
| Finance | 0.66% | |
| Consumer Durables | 0.63% | |
| Retailing | 0.34% | |
| Agricultural, Commercial and Constr | 0.59% | |
| Alternative Investment Fund | 0.32% | |
| Cement and Cement Products | 0.28% | |
| Transport Infrastructure | 0.31% | |
| Industrial Manufacturing | 0.23% | |
| Diversified FMCG | 0.22% | |
| Insurance | 0.17% | |
| Auto Components | 0.09% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 14.46% | |
| 6.9% Central Government - 2065(^) | Government Securities | 6.53% | |
| JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** | Corporate Debt | 3.67% | |
| HERO FINCORP LTD.** | Commercial Paper | 3.44% | |
| PUNJAB NATIONAL BANK | Certificate of Deposit | 3.32% | |
| PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** | PTC & Securitized Debt | 2.55% | |
| PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** | PTC & Securitized Debt | 2.55% | |
| 7.24% Central Government - 2055 | Government Securities | 2.50% | |
| 7.58% Karnataka State Govt - 2040 - Karnataka | Government Securities | 2.06% | |
| 6.8% National Housing Bank(^)** | Corporate Debt | 2.00% | |
| 360 ONE PRIME LTD.** | Floating Rate Instruments | 1.75% | |
| 7.56% Karnataka State Govt - 2036 - Karnataka | Government Securities | 1.71% | |
| 7.19% Karnataka State Govt - 2032 - Karnataka(^) | Government Securities | 1.71% | |
| HDFC BANK LTD. | Certificate of Deposit | 1.69% | |
| AXIS BANK LTD.** | Certificate of Deposit | 1.68% | |
| 6.87% Andhra Pradesh State Govt - 2033 - Andhra Pradesh | Government Securities | 1.67% | |
| 9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** | Corporate Debt | 1.67% | |
| NTPC Ltd. | Power | Domestic Equities | 1.25% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 1.22% |
| 8.2% ADANI POWER LTD** | Corporate Debt | 1.21% | |
| 7.45% Bihar State Govt - 2034 - Bihar | Government Securities | 1.20% | |
| State Bank Of India | Banks | Domestic Equities | 1.19% |
| 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LTD.** | Corporate Debt | 1.16% | |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 1.06% |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 1.05% |
| 7.54% Tamil Nadu State Govt - 2036 - Tamil Nadu | Government Securities | 1.04% | |
| ICICI Bank Ltd. | Banks | Domestic Equities | 1.03% |
| 7.62% Uttar Pradesh State Govt - 2041 - Uttar Pradesh | Government Securities | 1.03% | |
| Axis Bank Ltd. | Banks | Domestic Equities | 0.95% |
| Bank Of Baroda | Banks | Domestic Equities | 0.94% |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 0.91% |
| MUTHOOT FINANCE LTD.** | Floating Rate Instruments | 0.87% | |
| 7.51% REC LTD** | Corporate Debt | 0.87% | |
| 7.75% BHARTI TELECOM LTD. | Corporate Debt | 0.86% | |
| 7.31% Tamil Nadu State Govt - 2033 - Tamil Nadu | Government Securities | 0.86% | |
| 7.47% REC LTD** | Corporate Debt | 0.86% | |
| 6.85% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Corporate Debt | 0.85% | |
| Hero MotoCorp Ltd. | Automobiles | Domestic Equities | 0.83% |
| 9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** | Corporate Debt | 0.79% | |
| Net Current Assets/(Liabilities) | Cash & Cash Equivalents and Net Assets | 0.77% | |
| 7.45% Maharashtra State Govt - 2037 - Maharashtra | Government Securities | 0.68% | |
| Tech Mahindra Ltd. | IT - Software | Domestic Equities | 0.64% |
| 9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** | Corporate Debt | 0.62% | |
| JB Chemicals & Pharmaceuticals Ltd. | Pharmaceuticals and Biotechnology | Domestic Equities | 0.58% |
| United Spirits Ltd. | Beverages | Domestic Equities | 0.57% |
| GS CG 25/11/2035 - (STRIPS) | Government Securities | 0.55% | |
| Britannia Industries Ltd. | Food Products | Domestic Equities | 0.55% |
| Indus Towers Ltd. | Telecom - Services | Domestic Equities | 0.54% |
| 7.64% Power Finance Corporation Ltd. | Corporate Debt | 0.52% | |
| Max Healthcare Institute Ltd. | Healthcare Services | Domestic Equities | 0.51% |
| Billionbrains Garage Ventures Ltd. | Capital Markets | Domestic Equities | 0.50% |
| Tata Steel Ltd. | Ferrous Metals | Domestic Equities | 0.49% |
| Radico Khaitan Ltd. | Beverages | Domestic Equities | 0.46% |
| Bagmane Prime Office REIT | Realty | REITs & InvITs | 0.45% |
| GS CG 15/04/2038 - (STRIPS) | Government Securities | 0.45% | |
| Divi's Laboratories Ltd. | Pharmaceuticals and Biotechnology | Domestic Equities | 0.44% |
| Bank Of Maharashtra | Banks | Domestic Equities | 0.42% |
| Mphasis Ltd. | IT - Software | Domestic Equities | 0.40% |
| Fortis Healthcare Ltd. | Healthcare Services | Domestic Equities | 0.40% |
| 9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** | Corporate Debt | 0.39% | |
| Indian Bank | Banks | Domestic Equities | 0.39% |
| Interglobe Aviation Ltd. | Transport Services | Domestic Equities | 0.38% |
| Poonawalla Fincorp Ltd. | Finance | Domestic Equities | 0.35% |
| BANK OF BARODA** | Certificate of Deposit | 0.35% | |
| 7.52% Bihar State Govt - 2036 - Bihar | Government Securities | 0.34% | |
| Century Plyboards (India) Ltd. | Consumer Durables | Domestic Equities | 0.34% |
| Swiggy Ltd. | Retailing | Domestic Equities | 0.34% |
| 7.17% Tamil Nadu State Govt - 2033 - Tamil Nadu | Government Securities | 0.34% | |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.33% |
| Nippon Life India Asset Management Ltd. | Capital Markets | Domestic Equities | 0.33% |
| V.S.T. Tillers Tractors Ltd. | Agricultural, Commercial and Constr | Domestic Equities | 0.33% |
| SBI ALTERNATIVE INVESTMENT FUND | Alternative Investment Fund | Alternative Investment Fund | 0.32% |
| 7.3% Central Government - 2053 | Government Securities | 0.31% | |
| Power Finance Corporation Ltd. | Finance | Domestic Equities | 0.31% |
| GS CG 06/05/2038 - (STRIPS) | Government Securities | 0.31% | |
| Ultratech Cement Ltd. | Cement and Cement Products | Domestic Equities | 0.28% |
| REC LTD** | Corporate Debt | 0.28% | |
| Ashok Leyland Ltd. | Agricultural, Commercial and Constr | Domestic Equities | 0.27% |
| Raajmarg Infra Investment Trust | Transport Infrastructure | REITs & InvITs | 0.26% |
| GS CG 15/04/2045 - (STRIPS) | Government Securities | 0.25% | |
| 8.22% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Corporate Debt | 0.25% | |
| 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Corporate Debt | 0.24% | |
| Dee Development Engineers Ltd | Industrial Manufacturing | Domestic Equities | 0.23% |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 0.22% |
| 8.01% REC LTD** | Corporate Debt | 0.21% | |
| Power Finance Corporation Ltd.** | Corporate Debt | 0.21% | |
| GS CG 25/05/2043 - (STRIPS) | Government Securities | 0.20% | |
| Pokarna Ltd. | Consumer Durables | Domestic Equities | 0.19% |
| 8.15% Tamil Nadu State Govt - 2028 - Tamil Nadu | Government Securities | 0.18% | |
| GS CG 22/04/2036 - (STRIPS) | Government Securities | 0.18% | |
| 7.65% Madhya Pradesh State Govt - 2027 - Madhya Pradesh | Government Securities | 0.18% | |
| 8.34% HDB FINANCIAL SERVICES LTD.** | Corporate Debt | 0.18% | |
| 7.93% LIC HOUSING FINANCE LTD.** | Corporate Debt | 0.17% | |
| 7.17% Central Government - 2030 | Government Securities | 0.17% | |
| 7.45% Maharashtra State Govt - 2038 - Maharashtra | Government Securities | 0.17% | |
| Life Insurance Corporation of India | Insurance | Domestic Equities | 0.17% |
| 6.57% Andhra Pradesh State Govt - 2030 - Andhra Pradesh | Government Securities | 0.17% | |
| 6.88% Bihar State Govt - 2035 - Bihar | Government Securities | 0.16% | |
| 8.85% Power Finance Corporation Ltd.** | Corporate Debt | 0.16% | |
| 7.48% INDIAN RAILWAY FINANCE CORPORATION LTD.** | Corporate Debt | 0.15% | |
| ICICI Prudential Asset Management Company Ltd. | Capital Markets | Domestic Equities | 0.14% |
| Mahindra Lifespace Developers Ltd. | Realty | Domestic Equities | 0.12% |
| 7.83% INDIAN RAILWAY FINANCE CORPORATION LTD.** | Corporate Debt | 0.12% | |
| LG Electronics India Ltd. | Consumer Durables | Domestic Equities | 0.10% |
| GS CG 25/05/2036 - (STRIPS) | Government Securities | 0.10% | |
| Tenneco Clean Air India Ltd. | Auto Components | Domestic Equities | 0.09% |
| GS CG 25/05/2037 - (STRIPS) | Government Securities | 0.09% | |
| 7.96% Maharashtra State Govt - 2026 - Maharashtra | Government Securities | 0.09% | |
| GS CG 25/05/2038 - (STRIPS) | Government Securities | 0.08% | |
| GS CG 25/11/2038 - (STRIPS) | Government Securities | 0.08% | |
| 7.3% Power Grid Corporation of India Ltd.** | Corporate Debt | 0.07% | |
| 8.05% Tamil Nadu State Govt - 2028 - Tamil Nadu | Government Securities | 0.07% | |
| 7.09% Central Government - 2074 | Government Securities | 0.07% | |
| GS CG 25/05/2040 - (STRIPS) | Government Securities | 0.07% | |
| 7.59% Power Finance Corporation Ltd.** | Corporate Debt | 0.07% | |
| GS CG 25/11/2040 - (STRIPS) | Government Securities | 0.07% | |
| GS CG 25/05/2041 - (STRIPS) | Government Securities | 0.06% | |
| 8.09% REC LTD** | Corporate Debt | 0.06% | |
| 8.4% Power Grid Corporation of India Ltd.** | Corporate Debt | 0.06% | |
| 7.85% Power Finance Corporation Ltd.** | Corporate Debt | 0.06% | |
| 7.2% Power Grid Corporation of India Ltd.** | Corporate Debt | 0.06% | |
| Indus Infra Trust | Transport Infrastructure | REITs & InvITs | 0.06% |
| 7.26% Central Government - 2033 | Government Securities | 0.04% | |
| 7.34% Central Government - 2064 | Government Securities | 0.02% | |
| 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) ** | Corporate Debt | 0.01% | |
| 7.91% Uttar Pradesh State Govt - 2037 - Uttar Pradesh | Government Securities | 0.00% | |
| 6.67% Central Government - 2050 | Government Securities | 0.00% | |
| Total | 100.00% |
Mr. Abhishek Bisen has been associated with the company since October 2006 and his key responsibilities include fund management of debt schemes. Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Ms. Shibani Sircar Kurian has a total experience of 15 years in the Indian equity markets Her primary responsibilities include equity fund management and heading the equity research team. Prior to joining Kotak Mahindra Asset Management Company Ltd., she worked for almost 6 years with UTI Asset Management Company Limited. and for 1 and half years with Dawnay Day AV Financial Services.
AMC
RETURNS
It is an Open ended scheme that primarily invests in Conservative Hybrid Fund.
The investment objective of the Scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.
The scheme benchmark is the CRISIL Hybrid 85+15 - Conservative Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: -0.43%
3-year: 7.93%
5-year: 7.79%
Top holdings include names such as:
The NAV is around ₹58.45 (approx.) for the Kotak Debt Hybrid Fund - Growth.
The fund’s AUM is approximately ₹2,862 Cr.
The expense ratio for the Regular Plan is 1.72.
Nil upto 8% of investments and 1% for remaining investments on or before 6M, Nil after 6M.
Minimum SIP starts at ₹100.
The minimum lump sum investment is ₹100. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Shibani Kurian, Abhishek Bisen
This fund is suitable for investors with a Moderately High risk tolerance.
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