Bank of Maharashtra

₹51.2 2.8 | 5.7%

WEBSITE BSE:532525 NSE : BANK MAHA 21 Apr, 11:09

Market Cap ₹39342 Cr.

Stock P/E 9.6

P/B 1.5

Current Price ₹51.2

Book Value ₹ 34.2

Face Value 10

52W High ₹73.5

Dividend Yield 2.74%

52W Low ₹ 38.1

Edit Ratio

Bank of Maharashtra Research see more...

Overview Inc. Year: 1935Industry: Bank - Public

Bank of Maharashtra is engaged in offering banking services. The Bank's segments are Retail Banking, Treasury, Corporate/Wholesale Banking, and Other banking operations. The Treasury segment consists of investment, balances with banks out of India, interest accrued on investments and associated income. The Corporate/Wholesale Banking Segment consists of all advances to trusts, partnership corporations, businesses and statutory bodies. The Retail Banking Segment consists of exposure to the individual or to a small commercial enterprise wherein total average annual turnover less than Indian Rupee 50 crores; no combination exposure to one counter party exceeds 0.2% of the overall retail portfolio of the Bank, and the most aggregated retail exposure to 1 counterpart is up to Indian Rupee five crores. Other Banking Operations segment consists of all different banking transactions. Its products and services include e-fee taxes, credit card, door step banking and new pension scheme, among others.

Bank of Maharashtra Share Price

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Bank of Maharashtra Quarterly Results

#(Fig in Cr.)	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Interest Earned	3815	4131	4495	4789	5068	5172	5467	5875	6017	6325
Other Income	503	640	822	629	668	680	1022	894	792	788
Total Income	4318	4770	5317	5418	5736	5852	6488	6769	6809	7113
Interest Expense	1928	2149	2308	2449	2636	2705	2882	3075	3210	3381
Operating Expenditure	928	1040	1154	1106	1179	1134	1396	1399	1397	1428
Provisions and contingencies	579	582	945	776	985	943	942	951	822	841
Operating Profit	883	999	911	1088	936	1070	1268	1344	1380	1463
Profit Before Tax	883	999	911	1088	936	1070	1268	1344	1380	1463
Provision for Tax	348	223	71	205	16	34	50	50	53	56
Profit After Tax	535	775	840	882	920	1036	1218	1294	1327	1407
Adjustments	-1	2	1	1	0	3	12	1	6	5
Profit After Adjustments	535	777	841	884	920	1038	1230	1295	1333	1412
Adjusted Earnings Per Share	0.8	1.2	1.2	1.2	1.3	1.5	1.7	1.8	1.9	1.8

Bank of Maharashtra Profit & Loss

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Interest Earned	11957	12665	13053	12062	11096	10850	11496	11869	13019	15899	20495	23684
Other Income	895	1007	1020	1509	1507	1548	1650	2629	2653	2281	2999	3496
Total Income	12852	13672	14073	13571	12603	12398	13146	14498	15672	18180	23493	27179
Interest Expense	8447	8790	9174	8886	7706	7115	7216	6970	6974	8157	10672	12548
Operating Expenditure	2398	2527	2554	2857	2705	3084	3082	3566	3850	3922	4815	5620
Provisions and contingencies	1258	1542	1928	3970	5457	7327	3108	3006	2892	2655	3646	3556
Operating Profit	748	814	418	-2143	-3265	-5128	-260	955	1956	3446	4360	5455
Profit Before Tax	748	814	418	-2143	-3265	-5128	-260	955	1956	3446	4360	5455
Provision for Tax	362	363	317	-771	-2120	-345	-649	404	804	843	304	209
Profit After Tax	386	451	101	-1372	-1145	-4783	389	551	1152	2603	4056	5246
Adjustments	12	14	17	16	33	20	10	20	2	2	16	24
Profit After Adjustments	399	465	118	-1356	-1112	-4763	399	571	1153	2605	4072	5270
Adjusted Earnings Per Share	4.1	4.4	1	-11.6	-4.3	-17.3	0.7	0.9	1.7	3.9	5.8	7.2

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	29%	20%	14%	6%
Operating Profit CAGR	27%	66%	0%	19%
PAT CAGR	56%	95%	0%	27%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	-21%	41%	39%	3%
ROE Average	25%	18%	13%	-2%
ROCE Average	18%	17%	12%	2%

Bank of Maharashtra Balance Sheet

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Shareholder's Funds	7410	8123	8860	7469	10067	5883	10909	12308	14062	15790	19871
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Deposits	116794	122110	138980	139040	138967	140636	150050	173989	202275	234064	270726
Borrowings	8326	11127	9228	8137	4064	10149	3670	4239	7747	10766	7719
Other Liabilities & Provisions	3831	4713	3961	4765	3351	8008	4388	6299	6700	7207	9013
Total Liabilities	136360	146073	161029	159411	156449	164676	169018	196835	230783	267827	307329
Cash and balance with RBI	5991	6653	8382	15275	15809	7920	10354	12882	19722	18508	21161
Bank Balance	111	100	938	1367	75	1235	93	59	194	21	9150
Investments	37290	32819	36302	38677	43742	59837	57891	68281	68762	69042	68465
Advances	88920	98599	107563	95515	85797	82666	86872	102405	131170	171221	200240
Fixed Assets	1446	1432	1695	1564	1487	1741	1604	1622	2036	2149	2200
Other Assets	2602	6470	6150	6991	9508	11243	12132	11533	8694	6879	6103
Total Assets	136360	146073	161029	159411	156449	164676	169018	196835	230783	267827	307329

Bank of Maharashtra Cash Flow

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Opening Cash & Cash Equivalents	6173	6102	6753	9320	16642	15884	9155	10447	12942	19916	18529
Cash Flow from Operating Activities	-173	-1083	2904	7498	-1723	-10842	693	2447	6896	-1440	11581
Cash Flow from Investing Activities	-171	-151	-151	-99	-134	-106	-100	-169	-300	-175	-260
Cash Flow from Financing Activities	274	1885	-186	-77	1100	4220	698	217	378	228	461
Net Cash Inflow / Outflow	-70	651	2567	7322	-758	-6729	1292	2495	6974	-1387	11783
Closing Cash & Cash Equivalent	6102	6753	9320	16642	15884	9155	10447	12942	19916	18529	30312

Bank of Maharashtra Ratios

#	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Earnings Per Share (Rs)	4.12	4.37	1.01	-11.61	-4.28	-17.3	0.68	0.87	1.71	3.87	5.75
CEPS(Rs)	5.79	5.33	2.14	-10.73	-3.91	-16.5	1.03	1.13	2.11	4.26	6.04
DPS(Rs)	1	0.8	0	0	0	0	0	0	0.5	1.3	1.4
Book NAV/Share(Rs)	68.6	66.84	64.74	53.6	34.39	16.38	16.56	16.97	18.55	21.27	26.02
Yield on Advances	13.45	12.85	12.14	12.63	12.93	13.12	13.23	11.59	9.93	9.29	10.24
Yield on Investments	7.1	8.37	7.97	8.82	7.71	6.6	7.85	6.91	7.14	6.33	6.82
Cost of Liabilities	6.75	6.6	6.19	6.04	5.39	4.72	4.69	3.91	3.32	3.33	3.83
NIM (Net Interest Margin)	2.65	2.81	2.53	2.11	2.33	2.46	2.76	2.67	2.75	2.99	3.29
Interest Spread	6.7	6.25	5.95	6.59	7.55	8.41	8.54	7.68	6.6	5.95	6.4
ROA(%)	0.3	0.32	0.07	-0.86	-0.72	-2.98	0.23	0.3	0.54	1.04	1.41
ROE(%)	7.37	7.01	1.38	-19.85	-15.06	-71.14	5.5	5.31	9.75	19.42	24.77
ROCE(%)	8.56	8.68	6.27	-7.9	-18.1	-31.58	1.31	9	12.89	18.26	18.44
PER(x)	9.45	8.49	28.77	0	0	0	13.01	23.88	9.74	6.4	10.83
Price/Book(x)	0.57	0.56	0.45	0.63	0.4	0.84	0.54	1.23	0.9	1.16	2.39
Dividend Yield(%)	2.57	2.16	0	0	0	0	0	0	2.99	5.25	2.25
EV/Net Sales(x)	1.02	1.19	0.97	1	0.68	1.28	0.77	1.51	1.46	1.73	2.53
EV/Core EBITDA(x)	6.07	6.4	5.38	6.6	3.47	6.33	3.11	4.51	3.92	4.5	6.47
Interest Earned Growth(%)	24.37	5.93	3.06	-7.59	-8	-2.22	5.95	3.25	9.7	22.12	28.91
Net Profit Growth	-49.16	16.78	-77.59	-1457.31	16.56	-317.78	108.14	41.63	108.85	126.01	55.83
Advances Growth	17.82	10.88	9.09	-11.2	-10.17	-3.65	5.09	17.88	28.09	30.53	16.95
EPS Growth(%)	-62.1	6.08	-76.85	-1247.4	63.13	-304.26	103.96	27.2	96.73	125.85	48.56
Loans/Deposits(x)	7.13	9.11	6.64	5.85	2.92	7.22	2.45	2.44	3.83	4.6	2.85
Cash/Deposits(x)	0.05	0.05	0.06	0.11	0.11	0.06	0.07	0.07	0.1	0.08	0.08
Current Ratio(x)	0.32	0.27	0.26	0.28	0.31	0.43	0.39	0.39	0.34	0.29	0.25
Quick Ratio(x)	7.13	9.11	6.64	5.85	2.92	7.22	2.45	2.44	3.83	4.6	2.85
CASA %	35.89	37.09	36.67	44.89	47.74	49.65	50.3	53.99	57.86	53.39	52.74

Bank of Maharashtra Shareholding Pattern

#	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Promoter	90.97	90.97	86.46	86.46	86.46	86.46	86.46	86.46	79.6	79.6
FII	0.16	0.26	0.68	0.59	0.45	1.04	1.2	1.26	1.53	1.73
DII	3.38	3.33	6.43	5.18	4.71	4.68	4.58	4.47	10.87	10.67
Public	5.49	5.44	6.43	7.77	8.37	7.81	7.76	7.81	7.99	8
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Promoter	612.26	612.26	612.26	612.26	612.26	612.26	612.26	612.26	612.26	612.26
FII	1.11	1.76	4.85	4.21	3.2	7.38	8.51	8.9	11.8	13.29
DII	22.74	22.42	45.51	36.67	33.38	33.17	32.43	31.65	83.63	82.06
Public	36.94	36.61	45.52	54.99	59.29	55.33	54.93	55.33	61.46	61.54
Others	0	0	0	0	0	0	0	0	0	0
Total	673.05	673.05	708.14	708.14	708.14	708.14	708.14	708.14	769.16	769.16

Pros

Company has reduced debt.
Company is almost debt free.

Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Bank of Maharashtra

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Bank of Maharashtra Research see more...

Overview Inc. Year: 1935Industry: Bank - Public

Bank of Maharashtra Share Price

Alert Data

Quarterly Price

Peer Comparison

Bank of Maharashtra Quarterly Results

Bank of Maharashtra Profit & Loss

Growth Rates

Bank of Maharashtra Balance Sheet

Bank of Maharashtra Cash Flow

Bank of Maharashtra Ratios

Bank of Maharashtra Shareholding Pattern

Bank of Maharashtra News

Top Unlisted Companies & InstaBuy Companies

Fincare Small Finance Bank

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