Hybrid Equity Savings Low to Moderate Risk
To generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Equity Savings | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 1.68% | -0.04% | 0.51% | 1.82% | 3.42% | 5.36% | 7.19% | 6.52% | 6.64% | 6.33% | 6.68% |
| Category returns | 3.02% | 0.03% | -0.09% | 2.01% | 4.55% | 5.92% | 9.27% | 8.14% | 8.28% | 8.05% | N/A |
| Absolute returns | 0.07% | -0.38% | 0.03% | 1.66% | 2.82% | 10.56% | 21.62% | 29.5% | 35.11% | 84.74% | 218.31% |
| Rank within category | 21 | 11 | 6 | 12 | 16 | 14 | 19 | 20 | 19 | 13 | N/A |
| Total Schemes in Category | 24 | 24 | 24 | 23 | 22 | 21 | 21 | 21 | 21 | 14 | N/A |
| Equity Savings | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 7.33% | 4.64% | 3.16% | 5.12% | 9.83% | 10.15% | 2.49% | 9.64% | 7.6% | 6.35% | -0.38% |
| Q1 returns | 1.49% | 0.87% | 1.48% | 2.25% | -10.76% | 2.26% | -0.16% | 0.14% | 2% | 1.26% | -2.1% |
| Q2 returns | 1.56% | 1.34% | 0.3% | 2.05% | 11.57% | 3.25% | -1.69% | 4.12% | 3% | 2.33% | 1.76% |
| Q3 Returns | 2.37% | 1.39% | 0.52% | -1.13% | 3.77% | 3.27% | 2.87% | 2.16% | 2.32% | 0.8% | N/A |
| Q4 Returns | 1.72% | 0.97% | 0.83% | 1.88% | 6.31% | 1.02% | 1.51% | 2.92% | 0.09% | 1.82% | N/A |
Expense ratio: 0.93%
Inclusive of GST
Exit load
Nil upto 10% of investments and 0.25% for remaining investment on or before 7D, Nil after 7D
| Alpha | 0.0470529 |
| Beta | 0.3582 |
| Sharpe Ratio | 0.0562928 |
| Sortino Ratio | 0.103554 |
| R-Squared | 0.1601 |
| Tracking Error | 0.7555 |
| Downside Risk | 2.9086 |
| Std. Deviation (Annualised) | 2.2483 |
| Equity Savings | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HSBC Equity Savings Fund - Regular Plan - Growth | 5.39% | 4.14% | 2.79% | 7.66% | 12.29% | 13.62% | 11.46% | 9.36% | 9.11% | 796.12 | 1.52 | 0.25 | Moderately High |
| Edelweiss Equity Savings Fund - Regular Plan - Growth | 3.69% | 1.33% | 1.27% | 4.04% | 7.32% | 11% | 9.34% | 9.21% | 8.72% | 1,232.55 | 1.58 | 0.33 | Moderate |
| Kotak Equity Savings Fund - Growth | 4.53% | 1.13% | 0.21% | 4.06% | 6.5% | 10.74% | 10.04% | 9.38% | 9% | 9,467.97 | 1.75 | 0.22 | Moderately High |
| Mirae Asset Equity Savings Fund - Regular Plan - Growth | 4.02% | 0.07% | 0.3% | 2.42% | 6.03% | 10.67% | 9.47% | 0% | 10.44% | 1,831.57 | 1.38 | 0.24 | Moderately High |
| SBI Equity Savings Fund - Regular Plan - Growth | 2.04% | 0.1% | 0.09% | 1.65% | 4.96% | 10.57% | 8.97% | 8.74% | 8.49% | 5,609.29 | 1.53 | 0.24 | Moderate |
| Sundaram Equity Savings Fund - Growth | 3.75% | -1.53% | -2.35% | -0.48% | 2.34% | 10.12% | 9.79% | 9.25% | 8.48% | 1,070.66 | 2.19 | 0.21 | Moderate |
| Tata Equity Savings Fund - Regular Plan - Growth | 0.34% | -0.11% | 1.84% | 3.37% | 6.88% | 9.84% | 8.01% | 8.07% | 7.88% | 284.62 | 1.14 | 0.28 | Low to Moderate |
| Mahindra Manulife Equity Savings Fund - Regular Plan - Growth | 3.2% | -0.06% | -0.22% | 2.68% | 5.61% | 9.8% | 8.67% | 0% | 8.38% | 513.04 | 2.38 | 0.20 | Moderately High |
| UTI Equity Savings Fund - Regular Plan - Growth | 2.83% | -1.25% | 0.07% | 2.68% | 3.81% | 9.54% | 9.23% | 0% | 8.5% | 788.05 | 1.65 | 0.23 | Moderately High |
| Bandhan Equity Savings Fund - Regular Plan - Growth Current | 1.68% | -0.04% | 0.51% | 1.82% | 3.42% | 7.19% | 6.64% | 6.33% | 6.68% | 392.11 | 1.11 | 0.09 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Domestic Mutual Funds Units | 7.15% |
| Domestic Equities | 66.81% | |
| Corporate Debt | 12.80% | |
| Government Securities | 11.15% | |
| Cash & Cash Equivalents and Net Assets | 2.08% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 33.19% | |
| Banks | 16.93% | |
| Capital Markets | 4.10% | |
| Petroleum Products | 3.78% | |
| Construction | 3.27% | |
| Automobiles | 3.76% | |
| Diversified FMCG | 3.58% | |
| Chemicals & Petrochemicals | 2.55% | |
| Telecom - Services | 2.30% | |
| Food Products | 2.65% | |
| Pharmaceuticals & Biotechnology | 5.20% | |
| Cement & Cement Products | 3.16% | |
| Power | 1.31% | |
| Consumer Durables | 2.18% | |
| Ferrous Metals | 1.96% | |
| Finance | 1.50% | |
| Insurance | 1.20% | |
| Electrical Equipment | 1.12% | |
| Non - Ferrous Metals | 0.86% | |
| Healthcare Services | 0.72% | |
| Auto Components | 0.67% | |
| Personal Products | 0.67% | |
| IT - Software | 2.14% | |
| Aerospace & Defense | 0.52% | |
| Transport Infrastructure | 0.49% | |
| Retailing | 0.12% | |
| Transport Services | 0.10% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Bandhan Money Market Fund -Direct Plan-Growth | Domestic Mutual Funds Units | 7.15% | |
| HDFC Bank Ltd. | Banks | Domestic Equities | 4.34% |
| Multi Commodity Exchange Of India Ltd. | Capital Markets | Domestic Equities | 4.10% |
| Axis Bank Ltd. | Banks | Domestic Equities | 3.97% |
| 7.37% Indian Railway Finance Corporation Limited ** | Corporate Debt | 3.84% | |
| Reliance Industries Ltd. | Petroleum Products | Domestic Equities | 3.78% |
| Kotak Mahindra Bank Ltd. | Banks | Domestic Equities | 3.66% |
| Larsen & Toubro Ltd. | Construction | Domestic Equities | 3.27% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 3.07% |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 2.69% |
| 7.48% National Bank For Agriculture and Rural Development | Corporate Debt | 2.56% | |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Domestic Equities | 2.55% |
| 6.54% GOI (MD 17/01/2032) | Government Securities | 2.52% | |
| State Bank Of India | Banks | Domestic Equities | 2.45% |
| 6.68% GOI (MD 07/07/2040) | Government Securities | 2.42% | |
| Bharti Airtel Ltd. | Telecom - Services | Domestic Equities | 2.30% |
| Nestle India Ltd. | Food Products | Domestic Equities | 1.93% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.81% |
| Grasim Industries Ltd. | Cement & Cement Products | Domestic Equities | 1.67% |
| 8.43% Uttar Pradesh SDL (MD 06/03/2029) | Government Securities | 1.33% | |
| 8.3% Gujarat SDL (MD 13/03/2029) | Government Securities | 1.32% | |
| 8.28% Gujarat SDL (MD 13/02/2029) | Government Securities | 1.32% | |
| Tata Power Company Ltd. | Power | Domestic Equities | 1.31% |
| Titan Company Ltd. | Consumer Durables | Domestic Equities | 1.30% |
| 7.7% REC Limited ** | Corporate Debt | 1.29% | |
| 7.18% GOI (MD 24/07/2037) | Government Securities | 1.29% | |
| 7.98% Bajaj Housing Finance Limited ** | Corporate Debt | 1.29% | |
| 7.52% REC Limited ** | Corporate Debt | 1.28% | |
| Tata Steel Ltd. | Ferrous Metals | Domestic Equities | 1.28% |
| 7.85% Bajaj Finance Limited ** | Corporate Debt | 1.28% | |
| ICICI Bank Ltd. | Banks | Domestic Equities | 1.27% |
| 7.02% Bajaj Housing Finance Limited ** | Corporate Debt | 1.27% | |
| Punjab National Bank | Banks | Domestic Equities | 1.24% |
| Bajaj Finserv Ltd. | Finance | Domestic Equities | 1.23% |
| Aurobindo Pharma Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 1.14% |
| SBI Life Insurance Company Ltd. | Insurance | Domestic Equities | 1.14% |
| CG Power and Industrial Solutions Ltd. | Electrical Equipment | Domestic Equities | 1.12% |
| Triparty Repo TRP_040526 | Cash & Cash Equivalents and Net Assets | 1.11% | |
| Hindustan Unilever Ltd. | Diversified FMCG | Domestic Equities | 0.88% |
| Ultratech Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.88% |
| Asian Paints Ltd. | Consumer Durables | Domestic Equities | 0.88% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Domestic Equities | 0.86% |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.73% |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | Domestic Equities | 0.72% |
| Britannia Industries Ltd. | Food Products | Domestic Equities | 0.71% |
| Dr. Reddy's Laboratories Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.69% |
| Bajaj Auto Ltd. | Automobiles | Domestic Equities | 0.69% |
| 7.04% Tamilnadu SDL (MD 19/03/2030) | Government Securities | 0.69% | |
| JSW Steel Ltd. | Ferrous Metals | Domestic Equities | 0.68% |
| Cash Margin - Derivatives | Cash & Cash Equivalents and Net Assets | 0.67% | |
| Bosch Ltd. | Auto Components | Domestic Equities | 0.67% |
| Dabur India Ltd. | Personal Products | Domestic Equities | 0.67% |
| Tata Consultancy Services Ltd. | IT - Software | Domestic Equities | 0.62% |
| Shree Cement Ltd. | Cement & Cement Products | Domestic Equities | 0.61% |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.60% |
| Wipro Ltd. | IT - Software | Domestic Equities | 0.58% |
| Bharat Electronics Ltd. | Aerospace & Defense | Domestic Equities | 0.52% |
| Infosys Ltd. | IT - Software | Domestic Equities | 0.50% |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Domestic Equities | 0.49% |
| HCL Technologies Ltd. | IT - Software | Domestic Equities | 0.45% |
| Net Receivables/Payables | Cash & Cash Equivalents and Net Assets | 0.30% | |
| 8.26% Maharashtra SDL (MD 02/01/2029) | Government Securities | 0.26% | |
| Glenmark Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | Domestic Equities | 0.23% |
| Bajaj Finance Ltd. | Finance | Domestic Equities | 0.16% |
| Eternal Ltd. | Retailing | Domestic Equities | 0.12% |
| Aditya Birla Capital Ltd. | Finance | Domestic Equities | 0.11% |
| Container Corporation Of India Ltd. | Transport Services | Domestic Equities | 0.10% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | Domestic Equities | 0.06% |
| Kwality Wall's (India) Ltd. | Food Products | Domestic Equities | 0.00% |
| Total | 100.00% |
Mr. Harshal Joshi has an overall experience of 5.5 years. He has been associated with IDFC Mutual Fund since December 2008 with Fixed Income Investment team. Prior to this, he was associated with ICAP India Pvt. Ltd.
RETURNS
It is an Open ended scheme that primarily invests in Equity Savings.
To generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments.
The scheme benchmark is the Crisil Equity Savings Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 2.82%
3-year: 6.73%
5-year: 6.2%
Top holdings include names such as:
The NAV is around ₹31.83 (approx.) for the Bandhan Equity Savings Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹389 Cr.
The expense ratio for the Regular Plan is 0.93.
Nil upto 10% of investments and 0.25% for remaining investment on or before 7D, Nil after 7D.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Kapil Kankonkar, Viraj Kulkarni, Harshal Joshi
This fund is suitable for investors with a Low to Moderate risk tolerance.
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