Is trading in Berar Finance Ltd's unlisted shares legal in India?

Yes trading in unlisted shares is undoubtedly legal in India. The trading takes place in the over-the-counter market through various platforms like Sharescart.com.

Is unlisted shares regulated by SEBI?

No, SEBI does not regulate the unlisted share market but certain rules and regulations of SEBI are applicable in the unlisted market space as well, such as, the DP charges for each transaction, stamp duty, lock-in period and more.

How can I buy Berar Finance Ltd's unlisted shares?

Step 1 - Confirm quantity and price. Step 2 - Submit CMR and KYC documents. Step 3 - Transfer trade amount. Step 4 - Shares credited within 24 hours.

What is the minimum ticket size for investment in Berar Finance Limited unlisted shares?

The minimum investment is between 218,000 to 267,000 based on current price and lot size.

What is the tax on Berar Finance Limited?

STCG (under 24 months) taxed as per slab. LTCG (over 24 months) at 12.5% without indexation.

What is the lock-in period of Berar Finance Limited shares?

6 months from date of listing for retail investors, as per SEBI's revised rule from August 2021.

How to check Berar Finance Limited unlisted share price daily?

Visit Sharescart.com daily or register for WhatsApp price alerts.

Berar Finance Ltd Unlisted Share Price : Buy/Sell Online In India

Q: Where can I get the best Berar Finance Limited unlisted share price?

You will get the best price for Berar Finance Limited and a hassle-free buying experience only on Sharescart.com platform.

Q: How can I sell Berar Finance Limited unlisted shares?

Step 1 - Confirm shares and price. Step 2 - Sharescart finds a buyer. Step 3 - Transfer shares with documents. Step 4 - Payment within 24 hours.

Q: How to check if Berar Finance Limited shares are credited to my account?

Download NSDL Speede App or CDSL myeasi, register with your DP ID and Client ID, and check your Dashboard for all holdings.

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Company Overview

Berar Finance Ltd Unlisted Share

INE998Y01017

Berar Finance Limited is a Nagpur-based non-banking financial company (NBFC) established in 1990. The company is a prominent player in the vehicle finance space, particularly known for its strong focus on two-wheeler financing across Central and Western India. Over time, it has diversified its offerings to include vehicle refinance, used car loans, personal loans, and secured loans such as loan-against-property for small businesses. Berar Finance primarily serves customers in semi-urban and rural regions, aiming to improve access to credit for underserved populations. The company has built an extensive branch network across multiple states and is also among the few NBFCs in India licensed to accept public deposits, reflecting its established presence and trust in the financial services sector.

Berar Finance Limited's Unlisted Share Price is updated daily on our platform. Stay informed — visit regularly or sign up for WhatsApp price alerts.

Speak to an expert about Berar Finance Ltd

Current Price

₹485.00

per share

Lot Size

500

Min. Investment ₹242,500

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Key Financials

Berar Finance Ltd Key Metrics

Market Cap

₹727Cr.

Current Price

₹485

Lot Size

500

Stock P/E

20.1

52W High

₹525

52W Low

₹225

EPS

24.15

Book Value

₹332.5

P/B

1.5

Face Value

₹10

Debt / Equity

2.31

No. of Shares

1.5Cr.

ISIN

INE998Y01017

Demat Req.

—

Company Rating

Valuation

Research & News

Berar Finance Ltd Coverage

2 items

Article 04 Aug 2026

Berar Finance: A 33-Year-Old NBFC Betting on Bharat\'s Two-Wheelers

Research Report 2026-09

Research Report

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Financials

Berar Finance Ltd Financial Data

All figures are in Crores (₹)

	FY22	FY23	FY24	FY25	FY26	YOY % FY26	CAGR % FY26
Net Sales	175.5	217.9	251.4	294.6	357.7	21.4	19.5
Other Income	0.1	0.1	0.4	0.4	0.2	-50	18.9
Total Income	175.6	218	251.8	295	357.9	21.3	19.5
Operating Profit	115	125.6	138.5	177.4	205.2	15.7	15.6
Interest	90.2	99.9	103.9	130.2	155.7	19.6	14.6
Depreciation	2.4	4	4.7	5	5.8	16	24.7
Total Expenditure	153.2	196.2	221.9	252.7	314.2	24.3	19.7
Exceptional Income	0	0	0	0	0	0	0
PBT	22.4	21.7	30	42.3	43.7	3.3	18.2
TAX	5	4.6	7.8	10	7.5	-25	10.7
PAT	17.4	17.1	22.2	32.3	36.2	12.1	20.1
EPS	11.61	11.39	14.79	21.53	24.15	12.2

	FY22	FY23	FY24	FY25	FY26	YOY % FY26	CAGR % FY26
Shareholder Funds	259.1	275.2	296.2	327.4	498.6	52.3	17.8
Total Debt	480.6	499.8	700.3	920.8	1152.9	25.2	24.5
Current Liabilities	772.2	856.7	1012.1	1252.2	1527	21.9	18.6
Non Current Liabilities	7.1	9.1	7.5	9.1	10.2	12.1	9.5
Total Liabilities	1038.4	1141.1	1315.9	1588.7	2035.8	28.1	18.3
Current Assets	1010	1102.8	1276	1546.9	1990	28.6	18.5
Non Current Assets	28.5	38.3	39.9	41.7	45.8	9.8	12.6
Total Assets	1038.4	1141.1	1315.9	1588.7	2035.8	28.1	18.3

	FY22	FY23	FY24	FY25	FY26	YOY % FY26	CAGR % FY26
Cash Flow From Operating Activities	-148.6	-77.2	-118.6	-227.3	-370.8	63.1	25.7
Cash Flow From Investing Activities	26.2	-13.5	-35.2	-26.7	7.6	-128.5	-26.6
Cash Flow From Financing Activities	125.7	96.3	99.9	263.2	381.8	45.1	32
Free Cash Flow	-150.5	-79.4	-120.2	-231.1	-372.9	61.4	25.5

	FY22	FY23	FY24	FY25	FY26	YOY % FY26	CAGR % FY26
ROE(%)	6.7	6.2	7.5	9.9	7.3	-26.3	2.2
ROCE(%)	15.5	16.2	13.9	14.2	12.4	-12.7	-5.4
ROA(%)	1.7	1.5	1.7	2	1.8	-10	1.4
Current Ratios(x)	1.3	1.3	1.3	1.2	1.3	8.3	0

Type	Period / Date	Document
Annual Report	2026-03
Annual Report	2025-03
Annual Report	2024-03
Annual Report	2023-03
Annual Report	2022-03

Type	Period / Date	Document

Type	Period / Date	Document

Net Sales (in cr.)

Total Income (in cr.)

Net Profit (in cr.)

Operating Profit (in cr.)

Shareholder Funds (in cr.)

Total Assets (in cr.)

No Data Found

Frequently Asked Questions

Berar Finance Ltd Unlisted Shares: FAQs

1 Is trading in Berar Finance Limited's unlisted shares legal in India?

Yes, trading in unlisted shares is entirely legal in India. It takes place in the over-the-counter (OTC) market through platforms like Sharescart.com, operating within the framework of applicable regulations.

2 Are unlisted shares regulated by SEBI?

SEBI does not directly regulate the unlisted share market, but several SEBI rules still apply — including DP charges, stamp duty, and lock-in periods. Transactions are conducted in compliance with applicable securities laws.

3 Where can I get the best Berar Finance Limited unlisted share price?

Sharescart.com offers the most competitive and transparent pricing for Berar Finance Limited unlisted shares, with daily price updates and expert guidance throughout the process.

4 How can I buy Berar Finance Limited's unlisted shares?

Purchasing is simple and takes just a few steps:

Step 1 — Confirm the quantity and trading price of Berar Finance Limited shares you wish to buy.

Step 2 — Submit your Client Master Report (CMR) and any additional KYC documents (PAN, cancelled cheque) if needed.

Step 3 — Transfer the trade amount to the bank account details shared by Sharescart.com.

Step 4 — Shares will be credited to your Demat account within 24 hours of payment confirmation.

5 How can I sell Berar Finance Limited unlisted shares?

Step 1 — Confirm the number of shares and target selling price.

Step 2 — Sharescart will match you with a suitable buyer and notify you once a trade is agreed upon.

Step 3 — Transfer your shares to the provided Demat details along with required documents (CMR copy, DIS slip).

Step 4 — Payment is credited to your bank account within 24 hours of share receipt.

6 What is the minimum investment size for Berar Finance Limited unlisted shares?

The minimum investment size is currently between ₹218,000 – ₹267,000 for Berar Finance Limited, based on the current lot size and live price. This has become increasingly accessible as the unlisted market has grown.

7 How to check if Berar Finance Limited shares are credited to my Demat account?

Your shares are held by either NSDL or CDSL. To verify:

Download NSDL Speede App (NSDL) or CDSL myeasi (CDSL)
Register using your DP ID and Client ID
Log in and check your Dashboard — all holdings (listed, unlisted, MF) will be visible

8 What is the tax treatment on Berar Finance Limited unlisted shares?

Short-Term Capital Gain (held < 24 months): Taxable as per your income tax slab rate.

Long-Term Capital Gain (held ≥ 24 months): Taxable at 12.5% without indexation benefits.

After listing (IPO), standard listed-share tax rules apply — STCG at 20% (under 12 months) and LTCG at 12.5% above ₹1.25 lakh.

9 What is the lock-in period for Berar Finance Limited shares?

SEBI revised the lock-in period (effective Aug 2021) — reduced from 1 year to 6 months to encourage pre-IPO investment:

Foreign Venture Capital Investors — 6 months from procurement date
AIF Category II — No lock-in period
Other investors (retail, HNI, corporates) — 6 months from date of listing

10 How to track Berar Finance Limited unlisted share price daily?

Visit this page on Sharescart.com for daily price updates, or register your phone number to receive daily WhatsApp alerts with price changes, news, and expert commentary on Berar Finance Limited.