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15 Days Price Change

Usha Financial Serv. IPO

Closing In

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WEBSITE Inc. Year: 1995 Industry: Finance - NBFC Listed Page

Profile
Issue Size --
Profile
Price Range 160  to  168 per share
Profile
Min Investment ₹168
Profile
Lot Size 1
Profile
Face Value ₹10
Profile
Draft Prospectus --
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Profile
  • Basic Info
  • IPO Tentative Timetable
  • IPO Lot Size
  • Subscription Status
  • Financials
  • Profit & Loss
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Growth Rates
  • Other info

Overview

Usha Financial Services Limited is a diversified financial services company based in India, primarily focused on providing a range of financial products and services, including loans, investment solutions, and advisory services. Established with the goal of promoting financial inclusion, the company caters to both individual and corporate clients, emphasizing customer-centric approaches and tailored solutions. Usha Financial Services is known for its commitment to transparency and ethical practices, aiming to empower clients through financial literacy and access to necessary resources. With a dedicated team of professionals, the company continually seeks to innovate and adapt to the evolving financial landscape, fostering sustainable growth and stability in its operations. Read More

Basic Info

Face Value 10 per share

Price 160  to  168 per share

P/E (x) 22.4

Sales( Cr.) 60

PAT( Cr.) 14

EPS 7.5

Draft Prospectus --

Exchange NSE-SME

Promoter

Company Promoters

Mr. Rajesh Gupta Mr. Anoop Garg Ms. Geeta Goswami Ms. Nupur Gupta

Pre Issue Share Holding 98.91%

Post Issue Share Holding 72.24%

Listing Details:

Listing Price: 82

Listing Gain: -104.88%

Current Price: 31.7

Gain On Issue: 31.7 | 0%

GMP: --

GMP %: -- %

IPO Tentative Timetable

Opening Date Oct 24, 2024
Closing Date Oct 28, 2024
Allotment Oct 29, 2024
Refund Oct 30, 2024
Delivery of Shares Oct 30, 2024
Listing Date Oct 31, 2024

IPO Lot Size

Application Lots Shares Amount
Retail (Min) 1 800 134,400
Retail (Max) 1 800 134,400
S-HNI (Min) 2 1600 268,800
S-HNI (Max) 7 5600 940,800
B-HNI (Min) 8 6400 1,075,200

Objective of the Issue

1. Augment the capital base of the Company 2. General Corporate Purposes

Issue

Category Nos Bid Bid (x)
QIB 2930000 29417200 10x
NII 879000 25095450 28.6x
Retail 2051000 42578760 20.8x
EMP 0 0 0x
Total 5860000 113508200 19.4x

Net Sales (in cr.)

Total Income (in cr.)

Operating Profit (in cr.)

Net Profit (in cr.)

Shareholder Funds (in cr.)

Total Assets (in cr.)

Usha Financial Serv. Profit & Loss

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Operating Revenue 25 46 63 60
Other Income 0 1 1 1
Total Income 25 46 64 61
Total Expenditure 9 11 17 18
Operating Profit 16 36 47 43
Interest Expense 10 22 30 24
Depreciation 0 0 0 0
Profit Before Tax 5 14 17 18
Provision for Tax 1 4 4 4
Profit After Tax 4 10 13 14
Adjustments 0 0 0 0
Profit After Adjustments 4 10 13 14
Adjusted Earnings Per Share 2.1 3.6 4 3.2

Usha Financial Serv. Balance Sheet

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 48 82 106 211
Minority's Interest 0 0 0 0
Borrowings 46 110 74 90
Current Liability 63 163 145 128
Other Liabilities & Provisions 7 16 10 9
Total Liabilities 164 371 335 439
Loans 0 0 0 0
Investments 2 0 0 0
Fixed Assets 1 0 7 14
Other Loans 40 111 60 106
Other Non Current Assets 0 0 2 0
Current Assets 121 260 267 319
Total Assets 164 371 335 439

Usha Financial Serv. Cash Flow

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 1 1 0 8
Cash Flow from Operating Activities -35 -177 71 -93
Cash Flow from Investing Activities 0 2 -8 -4
Cash Flow from Financing Activities 35 175 -56 95
Net Cash Inflow / Outflow 0 -1 8 -2
Closing Cash & Cash Equivalent 1 0 8 6

Usha Financial Serv. Ratios

# Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 2.1 3.6 4.03 3.17
CEPS(Rs) 2.26 3.68 4.11 3.28
DPS(Rs) 0 0 0 0
Book NAV/Share(Rs) 24.15 29.05 33.39 48.57
Net Profit Margin 16.56 22.28 20.23 23.14
Operating Margin 63.68 77.35 74.1 70.92
PBT Margin 21.89 30.22 26.96 30.47
ROA(%) 2.53 3.8 3.62 3.57
ROE(%) 8.69 15.67 13.6 8.7
ROCE(%) 11 14.88 15.19 12.38
Price/Earnings(x) 0 0 0 7.96
Price/Book(x) 0 0 0 0.52
Dividend Yield(%) 0 0 0 0
EV/Net Sales(x) 4.11 5.63 2.91 4.84
EV/Core EBITDA(x) 6.33 7.23 3.91 6.75
Interest Earned Growth(%) 0 82.34 38.55 -5.67
Net Profit Growth 0 145.29 25.81 7.91
EPS Growth(%) 0 71.42 11.94 -21.18
Interest Coverage(x) % 1.52 1.64 1.57 1.75

Sihora Industries Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR -5% 34% 0% 0%
Operating Profit CAGR -9% 39% 0% 0%
PAT CAGR 8% 52% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR -19% NA% NA% NA%
ROE Average 9% 13% 12% 12%
ROCE Average 12% 14% 13% 13%

Company Contact Information

Usha Financial Services Ltd.

Plot No. 73, First Floor Patparganj Industrial Area

IPO Lead Manager(s)

Usha Financial Services Ltd.

Narnolia Financial Services Ltd.

Unicon Capital Services Private Ltd

Registrar Info

Usha Financial Services Ltd.

Frequently Asked Questions

All You Need To Know About IPO

When you leave without vesting, generally unvested ESOPs are cancelled. Vested ESOPs usually can be exercised after you depart, often within 3 to 6 months, depending on the company's ESOP plan.

For companies listed on a stock exchange, you can sell the shares any time after you exercise the ESOP option and the shares are in your demat account. If the company is unlisted or otherwise a startup, you can only sell the shares if and when the company announces a buyback or has a process for secondary sales.

Whenever you exercised your options to hold shares, you entered into a market risk situation, and if the valuation of the company drops, so do the shares.

Yes. ESOPs are valuable to the employer in that the employer is able to retain the best talent, align employee interests with company goals, and preserve cash while rewarding performance.

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