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15 Days Price Change

Tata Capital IPO

Closing In

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Profile
Issue Size 10870.05 Cr
Profile
Price Range 310  to  326 per share
Profile
Min Investment ₹326
Profile
Lot Size 1
Profile
Face Value ₹10
Profile
Draft Prospectus
Invest Before the IPO Goes Live

Buy unlisted shares early and participate in the growth before public listing.

Profile
  • Basic Info
  • IPO Tentative Timetable
  • IPO Lot Size
  • Subscription Status
  • Financials
  • Profit & Loss
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Growth Rates
  • Other info

Overview

We are the flagship financial services company of the Tata group and a subsidiary of Tata Sons Private Limited, the holding company of the Tata group and the Promoter of our Company. According to the CRISIL Report, with a legacy spanning over 150 years, the Tata group is one of India’s most distinguished business groups, comprising companies across 10 verticals such as automotive, technology, steel, financial services, aerospace and defence, and consumer and retail. Read More

Basic Info

Face Value 10 per share

Price 310  to  326 per share

P/E (x) 35.1

Sales( Cr.) 28313

PAT( Cr.) 3655

EPS 9.3

Draft Prospectus

Exchange BSE-NSE

Promoter

Company Promoters

Tata Sons Pvt Ltd.

Pre Issue Share Holding 95.6%

Post Issue Share Holding 85.41%

Listing Details:

Listing Price: 330

Listing Gain: 1.21%

Current Price: 303

Gain On Issue: 303 | 0%

GMP: --

GMP %: -- %

IPO Tentative Timetable

Opening Date Oct 06, 2025
Closing Date Oct 08, 2025
Allotment Oct 09, 2025
Refund Oct 10, 2025
Delivery of Shares Oct 10, 2025
Listing Date Oct 13, 2025

IPO Lot Size

Application Lots Shares Amount
Retail (Min) 1 46 14,996
Retail (Max) 13 598 194,948
S-HNI (Min) 14 644 209,944
S-HNI (Max) 66 3036 989,736
B-HNI (Min) 67 3082 1,004,732

Objective of the Issue

1. Augmentation of our Company’s Tier – I capital base to meet our Company’s future capital requirements including onward lending.

Issue

Category Nos Bid Bid (x)
QIB 94924856 324477652 3.4x
NII 71193642 141067142 2x
Retail 166118498 182178400 1.1x
EMP 1200000 3507454 2.9x
Total 333436996 651230648 2x

Net Sales (in cr.)

Total Income (in cr.)

Operating Profit (in cr.)

Net Profit (in cr.)

Shareholder Funds (in cr.)

Total Assets (in cr.)

Tata Capital Profit & Loss

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Operating Revenue 3849 4647 5883 6585 8935 9589 9835 10109 13629 18175 28313
Other Income 419 399 1345 939 1010 224 157 202 9 144 150
Total Income 4268 5046 7228 7525 9945 9813 9993 10312 13638 18319 28463
Total Expenditure 1269 1424 2855 2308 3069 2984 2806 2869 2972 3986 8015
Operating Profit 2998 3622 4373 5216 6876 6829 7187 7443 10665 14333 20447
Interest Expense 2481 2878 3509 3923 5230 5807 5235 4929 6649 9642 15136
Depreciation 105 128 154 248 288 386 334 276 226 288 390
Profit Before Tax 412 616 710 1045 1358 636 1618 2348 3937 4392 4919
Provision for Tax 111 207 240 419 386 512 370 547 991 1065 1264
Profit After Tax 301 409 470 626 972 124 1247 1801 2946 3327 3655
Adjustments 5 -4 -11 -21 -192 172 -122 -153 83 -177 10
Profit After Adjustments 306 405 460 605 780 296 1126 1648 3029 3150 3665
Adjusted Earnings Per Share 0.8 1 1.2 2.2 2.4 0.8 3.3 4.8 8.6 8.5 9.7

Tata Capital Balance Sheet

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 5077 5792 6044 4249 7566 8821 9973 11713 17340 23417 33192
Minority's Interest 105 123 162 550 551 495 834 1123 809 1165 1179
Borrowings 15173 20017 19158 37544 33446 43659 41717 54437 71362 97929 135270
Current Liability 16551 20395 28844 22803 39413 29707 29531 34383 45345 52894 77477
Other Liabilities & Provisions 144 952 997 -718 866 -51 136 -121 389 822 -41
Total Liabilities 37050 47279 55205 64427 81842 82630 82191 101534 135245 176227 247077
Loans 33310 42348 51210 60442 75964 74681 73626 90111 116789 157761 221950
Investments 2092 2191 1143 1695 1687 1484 1988 2976 4637 3978 2890
Fixed Assets 789 901 915 819 1049 1076 880 699 713 1187 2000
Other Loans 139 1032 928 263 0 155 142 166 158 162 199
Other Non Current Assets 90 106 139 287 155 422 191 252 273 308 536
Current Assets 630 701 871 897 2964 4790 5343 7310 12655 12829 19499
Total Assets 37050 47279 55205 64427 81842 82630 82191 101534 135245 176227 247077

Tata Capital Cash Flow

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 314 175 127 345 172 1878 4302 2027 2082 3059 6771
Cash Flow from Operating Activities -4968 -7919 -7030 -8418 -14656 286 3137 -14387 -23190 -37999 -29872
Cash Flow from Investing Activities -741 -341 707 -304 -136 381 -2626 -2617 -2270 5757 -40
Cash Flow from Financing Activities 5620 8211 6540 8550 15965 1757 -2787 17056 26430 35952 29412
Net Cash Inflow / Outflow -88 -48 218 -172 1172 2424 -2276 52 970 3711 -500
Closing Cash & Cash Equivalent 225 127 344 172 1345 4302 2027 2082 3059 6771 9478

Tata Capital Ratios

# Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.83 1.02 1.16 2.18 2.39 0.79 3.25 4.76 8.64 8.51 9.74
CEPS(Rs) 1.46 1.94 2.25 3.16 3.86 1.47 4.57 6 9.04 9.76 10.75
DPS(Rs) 0 0 0 0 0 0 0 0.16 0.16 0.21 0.42
Book NAV/Share(Rs) 14.86 15.82 15.15 14.81 23.12 25.42 28.73 33.73 49.1 63.08 76.95
Net Profit Margin 7.81 8.8 7.99 9.5 10.88 1.3 12.68 17.81 21.61 18.31 12.91
Operating Margin 75.18 75.18 71.72 75.44 73.73 67.2 69.68 71.98 77.67 77.21 70.83
PBT Margin 10.7 13.26 12.08 15.87 15.2 6.64 16.45 23.22 28.88 24.17 17.37
ROA(%) 0.88 0.97 0.92 1.05 1.33 0.15 1.51 1.96 2.49 2.14 1.73
ROE(%) 7.49 9.63 10.96 15.08 16.68 1.52 13.3 16.65 20.39 16.4 13.97
ROCE(%) 8.97 8.82 8.91 9.03 9.68 8.17 8.57 8.22 9.26 9.29 9.71
Price/Earnings(x) 0 0 0 0 0 0 0 0 0 0 0
Price/Book(x) 0 0 0 0 0 0 0 0 0 0 0
Dividend Yield(%) 0 0 0 0 0 0 0 0 0 0 0
EV/Net Sales(x) 8.7 9.1 8.3 8.77 7.91 7.42 7.17 8.66 8.33 7.97 7.13
EV/Core EBITDA(x) 11.16 11.68 11.17 11.07 10.28 10.42 9.81 11.76 10.64 10.11 9.87
Interest Earned Growth(%) 16.14 20.74 26.6 11.94 35.68 7.32 2.42 2.79 34.81 33.36 55.78
Net Profit Growth 51.84 36.1 14.93 33.11 55.34 -87.22 904.07 44.37 63.58 12.94 9.86
EPS Growth(%) 46.25 23.93 13.73 87.42 9.34 -67.05 313.38 46.41 81.5 -1.51 14.49
Interest Coverage(x) % 1.17 1.21 1.2 1.27 1.26 1.11 1.31 1.48 1.59 1.46 1.33

Sihora Industries Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 56% 41% 24% 22%
Operating Profit CAGR 43% 40% 25% 21%
PAT CAGR 10% 27% 97% 28%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR NA% NA% NA% NA%
ROE Average 14% 17% 16% 13%
ROCE Average 10% 9% 9% 9%

Company Contact Information

Tata Capital Ltd.

Sarita Kamath

+91 022 6606 9000

investors@tatacapital.com

Tower A, 11th Floor Peninsula Business Park Ganpatrao Kadam Marg, Lower Parel

IPO Lead Manager(s)

Tata Capital Ltd.

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Registrar Info

Tata Capital Ltd.

MUFG Intime India Pvt Ltd.

C 101, 247 Park, LBS Marg, Vikhroli (W), Mumbai (Old Address:) C-13 Pannalal Silk Compound, L B S Marg, Bhandup Mumbai Maharashtra

+91 810 811 8484

91-022-49186060

rnt.helpdesk@in.mpms.mufg.com

https://in.mpms.mufg.com/

Frequently Asked Questions

All You Need To Know About IPO

When you leave without vesting, generally unvested ESOPs are cancelled. Vested ESOPs usually can be exercised after you depart, often within 3 to 6 months, depending on the company's ESOP plan.

For companies listed on a stock exchange, you can sell the shares any time after you exercise the ESOP option and the shares are in your demat account. If the company is unlisted or otherwise a startup, you can only sell the shares if and when the company announces a buyback or has a process for secondary sales.

Whenever you exercised your options to hold shares, you entered into a market risk situation, and if the valuation of the company drops, so do the shares.

Yes. ESOPs are valuable to the employer in that the employer is able to retain the best talent, align employee interests with company goals, and preserve cash while rewarding performance.

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