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15 Days Price Change

Aptus Value Housing IPO

Closing In

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WEBSITE Inc. Year: 2009 Industry: Finance - Housing Listed Page

Profile
Issue Size 1946.04 Cr
Profile
Price Range 346  to  353 per share
Profile
Min Investment ₹353
Profile
Lot Size 1
Profile
Face Value ₹2
Profile
Draft Prospectus
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Profile
  • Basic Info
  • IPO Tentative Timetable
  • IPO Lot Size
  • Subscription Status
  • Financials
  • Profit & Loss
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Growth Rates
  • Other info

Overview

We are an entirely retail focussed housing finance company primarily serving low and middle income self-employed customersin the rural and semi-urban markets of India. According to the CRISIL Report, our Company had the highest RoA of 6.3%among the Peer Set during the financial year 2020. We are one of the largest housing finance companies in south India in termsof AUM, as of December 31, 2020. (Source: CRISIL Report) Our AUM have increased from ?14,167.36 million, as of March31, 2018 to ?37,909.31 million, as of December 31, 2020, at a CAGR of 38.83%. Further, according to the CRISIL Report, wehad the second lowest cost to income ratio among the Peer Set during the financial year 2020. Our Operating Expenses to NetIncome Ratio for the nine months ended December 31, 2020 was 21.72%. Since the inception of our Company, we have notrestructured any loans or written-off any loans receivable and as of December 31, 2020, our Gross NPAs expressed as apercentage of our Gross Loan Assets was 0.77%. During the nine months ended December 31, 2020 and the financial years2020, 2019 and 2018, our Credit Costs to Average Total Assets was 0.09%, 0.11%, 0.06% and 0.07%, respectively. Read More

Basic Info

Face Value 2 per share

Price 346  to  353 per share

P/E (x) 23.5

Sales( Cr.) 1750

PAT( Cr.) 751

EPS 15

Draft Prospectus

Exchange --

Promoter

Company Promoters

No promoters available

Pre Issue Share Holding 74.87%

Post Issue Share Holding 62.51%

Listing Details:

Listing Price: 333

Listing Gain: -6.01%

Current Price: 260.3

Gain On Issue: 260.3 | 0%

GMP: --

GMP %: -- %

IPO Tentative Timetable

Opening Date Aug 10, 2021
Closing Date Aug 12, 2021
Allotment Aug 13, 2021
Refund Aug 16, 2021
Delivery of Shares Aug 16, 2021
Listing Date Aug 17, 2021

IPO Lot Size

Application Lots Shares Amount
Retail (Min) 1 42 14,826
Retail (Max) 13 546 192,738
S-HNI (Min) 14 588 207,564
S-HNI (Max) 67 2814 993,342
B-HNI (Min) 68 2856 1,008,168

Objective of the Issue

Our Company proposes to utilize the Net Proceeds from the Fresh Issue towards augmenting its capital base to meet its future capital requirements. Further, the proceeds from the Fresh Issue will also be used towards meeting the expenses in relation to the Offer.

Issue

Category Nos Bid Bid (x)
QIB 0 0 0x
NII 0 0 0x
Retail 0 0 0x
EMP 0 0 0x
Total 0 0 0x

Net Sales (in cr.)

Total Income (in cr.)

Operating Profit (in cr.)

Net Profit (in cr.)

Shareholder Funds (in cr.)

Total Assets (in cr.)

Aptus Value Housing Profit & Loss

#(Fig in Cr.) Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Operating Revenue 77 121 198 324 500 640 815 1093 1365 1750
Other Income 2 5 5 13 23 19 26 40 44 48
Total Income 78 126 204 337 524 658 840 1134 1409 1798
Total Expenditure 23 32 47 63 86 101 144 196 218 270
Operating Profit 55 94 157 275 438 558 696 938 1191 1528
Interest Expense 28 36 53 116 185 207 209 277 389 542
Depreciation 1 2 2 5 6 6 7 7 9 12
Profit Before Tax 26 56 101 153 247 345 480 654 793 975
Provision for Tax 9 19 34 41 36 78 110 151 181 224
Profit After Tax 18 37 67 112 211 267 370 503 612 751
Adjustments -0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 18 37 67 112 211 267 370 503 612 751
Adjusted Earnings Per Share 0.6 0.9 1.7 2.8 4.5 5.6 7.4 10.1 12.3 15

Aptus Value Housing Balance Sheet

#(Fig in Cr.) Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 212 521 585 698 1709 1979 2916 3339 3768 4317
Minority's Interest 0 0 0 0 0 0 0 0 0 0
Borrowings 221 268 840 1590 2005 2473 2656 3736 3929 4878
Current Liability 63 46 13 24 25 58 103 94 1291 2021
Other Liabilities & Provisions 19 39 86 18 -6 209 -14 -13 -9 6
Total Liabilities 515 875 1524 2331 3734 4719 5661 7157 8979 11221
Loans 445 778 0 0 0 0 0 0 8528 10630
Investments 0 0 0 0 0 0 0 0 51 53
Fixed Assets 2 5 4 10 10 10 12 15 22 35
Other Loans 16 31 61 7 2 219 6 3 8 13
Other Non Current Assets 2 2 6 0 0 0 0 0 14 121
Current Assets 49 59 1453 2313 3721 4491 5642 7136 350 338
Total Assets 515 875 1524 2331 3734 4719 5661 7157 8979 11221

Aptus Value Housing Cash Flow

#(Fig in Cr.) Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 3 18 10 12 107 484 423 405 447 336
Cash Flow from Operating Activities -120 -303 -495 -713 -735 -621 -724 -1047 -1356 -1405
Cash Flow from Investing Activities -7 2 8 45 -97 65 -62 111 21 -90
Cash Flow from Financing Activities 135 300 534 763 1209 495 768 978 1224 1461
Net Cash Inflow / Outflow 8 -1 47 95 377 -61 -18 42 -111 -34
Closing Cash & Cash Equivalent 11 17 57 107 484 423 405 447 336 303

Aptus Value Housing Ratios

# Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.56 0.95 1.7 2.83 4.47 5.62 7.45 10.1 12.26 15.03
CEPS(Rs) 0.6 0.99 1.76 2.97 4.59 5.74 7.58 10.24 12.45 15.27
DPS(Rs) 0 0 0 0 0 0 0 4 4.5 4.5
Book NAV/Share(Rs) 6.81 13.26 14.85 17.68 36.13 41.69 58.6 66.89 75.34 86.1
Net Profit Margin 22.91 30.67 33.64 34.45 42.17 41.74 45.43 46.01 44.82 42.92
Operating Margin 70.47 75.95 77.74 83.1 86.36 86.3 84.61 85.1 86.59 86.63
PBT Margin 34.26 46.33 51.03 47.18 49.43 53.96 58.92 59.79 58.1 55.69
ROA(%) 3.41 5.35 5.56 5.79 6.96 6.32 7.13 7.85 7.58 7.44
ROE(%) 8.27 10.15 12.08 17.44 17.56 14.48 15.14 16.11 17.26 18.64
ROCE(%) 11.03 14 13.7 14.46 14.35 13.44 13.62 14.58 14.7 15.08
Price/Earnings(x) 0 0 0 0 0 0 45.65 24.1 25.18 19.63
Price/Book(x) 0 0 0 0 0 0 5.8 3.64 4.1 3.43
Dividend Yield(%) 0 0 0 0 0 0 0 1.64 1.46 1.52
EV/Net Sales(x) 4.2 3.03 4.56 4.84 3.01 3.39 23.53 14.13 14.84 12.17
EV/Core EBITDA(x) 5.85 3.92 5.78 5.71 3.44 3.88 27.55 16.47 17 13.93
Interest Earned Growth(%) 0 58.32 63.57 63.28 54.49 27.83 27.38 34.21 24.86 28.22
Net Profit Growth 0 111.99 79.4 67.19 89.15 26.51 38.66 35.9 21.65 22.77
EPS Growth(%) 0 67.96 79.4 66.73 57.67 25.95 32.45 35.6 21.43 22.55
Interest Coverage(x) % 1.95 2.56 2.91 2.31 2.34 2.67 3.29 3.36 3.04 2.8

Sihora Industries Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 28% 29% 28% 0%
Operating Profit CAGR 28% 30% 28% 0%
PAT CAGR 23% 27% 29% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR -22% -0% NA% NA%
ROE Average 19% 17% 16% 15%
ROCE Average 15% 15% 14% 14%

Company Contact Information

Aptus Value Housing Finance India Ltd.

Sanin Panicker

+91 44 4565 0000

cs@aptusindia.com

8 B, Doshi Towers, 8th Floor 205, Poonamallee High Road Kilpauk

IPO Lead Manager(s)

Aptus Value Housing Finance India Ltd.

Registrar Info

Aptus Value Housing Finance India Ltd.

Frequently Asked Questions

All You Need To Know About IPO

When you leave without vesting, generally unvested ESOPs are cancelled. Vested ESOPs usually can be exercised after you depart, often within 3 to 6 months, depending on the company's ESOP plan.

For companies listed on a stock exchange, you can sell the shares any time after you exercise the ESOP option and the shares are in your demat account. If the company is unlisted or otherwise a startup, you can only sell the shares if and when the company announces a buyback or has a process for secondary sales.

Whenever you exercised your options to hold shares, you entered into a market risk situation, and if the valuation of the company drops, so do the shares.

Yes. ESOPs are valuable to the employer in that the employer is able to retain the best talent, align employee interests with company goals, and preserve cash while rewarding performance.

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