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15 Days Price Change

Aadhar Housing Fin IPO

Closing In

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WEBSITE Inc. Year: 1990 Industry: Finance - Housing Listed Page

Profile
Issue Size --
Profile
Price Range 300  to  315 per share
Profile
Min Investment ₹315
Profile
Lot Size 1
Profile
Face Value ₹10
Profile
Draft Prospectus --
Invest Before the IPO Goes Live

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Profile
  • Basic Info
  • IPO Tentative Timetable
  • IPO Lot Size
  • Subscription Status
  • Financials
  • Profit & Loss
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Growth Rates
  • Other info

Overview

Aadhar Housing Finance Ltd is a prominent player in the housing finance sector, dedicated to providing affordable housing finance solutions to low and middle-income households in India. Established with a vision to empower individuals in realizing their dream of owning a home, Aadhar offers a range of financial products and services tailored to meet the diverse needs of its customers. With a focus on customer-centricity, transparency, and innovation, the company has built a strong presence across urban, semi-urban, and rural areas, making homeownership accessible to a wider segment of the population. Aadhar's commitment to inclusive growth and responsible lending practices has earned it recognition as a trusted partner in the journey towards homeownership for millions of Indians. Read More

Basic Info

Face Value 10 per share

Price 300  to  315 per share

P/E (x) 14.7

Sales( Cr.) 3108

PAT( Cr.) 912

EPS 21.4

Draft Prospectus --

Exchange BSE-NSE

Promoter

Company Promoters

BCP Topco VII Pte. Ltd.

Pre Issue Share Holding 100%

Post Issue Share Holding 57.81%

Listing Details:

Listing Price: 314.3

Listing Gain: -0.22%

Current Price: 477.2

Gain On Issue: 477.2 | 0%

GMP: --

GMP %: -- %

IPO Tentative Timetable

Opening Date May 08, 2024
Closing Date May 10, 2024
Allotment May 13, 2024
Refund May 14, 2024
Delivery of Shares May 14, 2024
Listing Date May 15, 2024

IPO Lot Size

Application Lots Shares Amount
Retail (Min) 1 47 14,805
Retail (Max) 13 611 192,465
S-HNI (Min) 14 658 207,270
S-HNI (Max) 67 3149 991,935
B-HNI (Min) 68 3196 1,006,740

Objective of the Issue

1. To meet future capital requirements towards onward lending 2. General corporate purposes.

Issue

Category Nos Bid Bid (x)
QIB 47619048 3639047648 76.4x
NII 14285714 247571424 17.3x
Retail 33333333 85999999 2.6x
EMP 0 0 0x
Total 95238095 2548571422 26.8x

Net Sales (in cr.)

Total Income (in cr.)

Operating Profit (in cr.)

Net Profit (in cr.)

Shareholder Funds (in cr.)

Total Assets (in cr.)

Aadhar Housing Fin Profit & Loss

#(Fig in Cr.) Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Operating Revenue 815 1264 1388 1575 1728 2043 2587 3108
Other Income 0 0 2 1 0 0 0 1
Total Income 815 1264 1389 1576 1729 2044 2587 3109
Total Expenditure 188 278 353 316 387 507 620 737
Operating Profit 628 985 1036 1260 1342 1537 1967 2372
Interest Expense 462 731 793 816 761 799 987 1174
Depreciation 4 5 12 11 13 16 21 25
Profit Before Tax 162 236 231 433 567 696 960 1173
Provision for Tax 47 73 42 92 123 151 210 261
Profit After Tax 115 162 189 340 445 545 750 912
Adjustments 0 0 0 0 0 0 0 0
Profit After Adjustments 115 162 189 340 445 545 750 912
Adjusted Earnings Per Share 4.6 6.5 4.8 8.6 11.3 13.8 19 21.1

Aadhar Housing Fin Balance Sheet

#(Fig in Cr.) Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 718 860 2347 2693 3147 3698 4450 6372
Minority's Interest 0 0 0 0 0 0 0 0
Borrowings 6033 8192 9643 10374 10600 12153 12018 14120
Current Liability 1010 368 347 533 600 740 2081 2362
Other Liabilities & Provisions 25 42 28 30 29 27 545 369
Total Liabilities 7787 9462 12366 13630 14376 16618 19093 23224
Loans 7273 8026 8909 10613 11960 13851 16903 20484
Investments 10 24 24 24 196 458 456 507
Fixed Assets 19 24 44 53 55 63 80 92
Other Loans 12 26 51 57 42 33 0 0
Other Non Current Assets 3 2 2 25 24 32 343 310
Current Assets 459 1354 3336 2856 2095 2177 1311 1830
Total Assets 7787 9462 12366 13630 14376 16618 19093 23224

Aadhar Housing Fin Cash Flow

#(Fig in Cr.) Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 259 189 943 1365 384 574 405 356
Cash Flow from Operating Activities -2564 -2557 -1785 -1202 -907 -1156 -2550 -3027
Cash Flow from Investing Activities -11 -49 -1495 -480 823 -477 723 160
Cash Flow from Financing Activities 2505 3360 3701 701 275 1463 1778 3389
Net Cash Inflow / Outflow -70 754 422 -981 191 -169 -49 522
Closing Cash & Cash Equivalent 189 943 1365 384 574 405 356 878

Aadhar Housing Fin Ratios

# Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 4.56 6.46 4.8 8.62 11.27 13.8 18.99 21.14
CEPS(Rs) 4.71 6.67 5.09 8.9 11.6 14.22 19.52 21.72
DPS(Rs) 0.31 0.7 0 0 0 0 0 0
Book NAV/Share(Rs) 28.56 34.16 59.46 68.03 79.33 93.15 112.15 147.1
Net Profit Margin 14.07 12.85 13.65 21.59 25.74 26.66 28.98 29.34
Operating Margin 76.55 76.45 73.82 79.25 76.87 73.17 75.24 75.52
PBT Margin 19.83 18.65 16.64 27.46 32.83 34.05 37.1 37.75
ROA(%) 1.47 1.88 1.74 2.62 3.18 3.52 4.2 4.31
ROE(%) 15.97 20.59 11.82 13.52 15.29 16 18.5 16.93
ROCE(%) 8.79 11.89 9.69 9.96 9.88 10.08 11.38 11.45
Price/Earnings(x) 0 0 0 0 0 0 0 20.05
Price/Book(x) 0 0 0 0 0 0 0 2.88
Dividend Yield(%) 0 0 0 0 0 0 0 0
EV/Net Sales(x) 7.61 5.74 4.71 5.46 5.42 5.2 5.11 10.6
EV/Core EBITDA(x) 9.89 7.37 6.31 6.83 6.98 6.92 6.72 13.89
Interest Earned Growth(%) 0 55.06 9.8 13.52 9.71 18.22 26.6 20.13
Net Profit Growth 0 41.55 16.63 79.6 30.79 22.46 37.61 21.64
EPS Growth(%) 0 41.55 -25.66 79.53 30.79 22.46 37.61 11.31
Interest Coverage(x) % 1.35 1.32 1.29 1.53 1.75 1.87 1.97 2

Sihora Industries Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 20% 22% 17% 0%
Operating Profit CAGR 21% 21% 18% 0%
PAT CAGR 22% 27% 37% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 11% NA% NA% NA%
ROE Average 17% 17% 16% 16%
ROCE Average 11% 11% 11% 10%

Company Contact Information

Aadhar Housing Finance Ltd.

2nd Floor, No.3, ' J V T Towers', 8th A Main Road Sampangi Rama Nagar Hudson Circle

IPO Lead Manager(s)

Aadhar Housing Finance Ltd.

Citigroup Global Markets India Pvt Ltd.

ICICI Securities Ltd

Kotak Mahindra Capital Co Ltd

Nomura Financial Advisory & Securities (India) Pvt Ltd.

SBI Capital Markets Ltd

A.K. Capital Services Limited

Registrar Info

Aadhar Housing Finance Ltd.

Frequently Asked Questions

All You Need To Know About IPO

When you leave without vesting, generally unvested ESOPs are cancelled. Vested ESOPs usually can be exercised after you depart, often within 3 to 6 months, depending on the company's ESOP plan.

For companies listed on a stock exchange, you can sell the shares any time after you exercise the ESOP option and the shares are in your demat account. If the company is unlisted or otherwise a startup, you can only sell the shares if and when the company announces a buyback or has a process for secondary sales.

Whenever you exercised your options to hold shares, you entered into a market risk situation, and if the valuation of the company drops, so do the shares.

Yes. ESOPs are valuable to the employer in that the employer is able to retain the best talent, align employee interests with company goals, and preserve cash while rewarding performance.

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