Debt Money Market Moderate Risk Fund Managers: Amit Sharma, Anurag Mittal
Debt Money Market Moderate Risk
The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Money Market | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 7.26% | 7.35% | 7.02% | 6.39% | 6.66% | 7.26% |
| Category returns | 0.83% | 1.56% | 2.94% | 4.37% | 6.26% | 6.99% | 7.06% | 6.71% | 6.11% | 6.42% | N/A |
| Absolute returns | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 15.04% | 23.75% | 31.26% | 36.35% | 90.55% | 224.56% |
| Rank within category | 11 | 12 | 7 | 3 | 1 | 1 | 1 | 1 | 1 | 3 | N/A |
| Total Schemes in Category | 27 | 27 | 25 | 25 | 24 | 23 | 22 | 20 | 18 | 14 | N/A |
| Money Market | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 7.67% | 6.67% | 7.78% | 7.98% | 6.03% | 3.75% | 4.91% | 7.43% | 7.74% | 7.48% | 1.86% |
| Q1 returns | 2.02% | 1.64% | 1.73% | 2.13% | 1.43% | 0.93% | 1.08% | 1.84% | 2% | 2.04% | 1.23% |
| Q2 returns | 1.97% | 1.63% | 1.79% | 1.88% | 2.21% | 0.9% | 0.82% | 1.9% | 1.79% | 2.2% | 0.63% |
| Q3 Returns | 1.79% | 1.63% | 1.85% | 2.14% | 1.24% | 0.97% | 1.28% | 1.75% | 1.93% | 1.53% | N/A |
| Q4 Returns | 1.68% | 1.61% | 2.2% | 1.6% | 1.03% | 0.9% | 1.65% | 1.74% | 1.81% | 1.52% | N/A |
Expense ratio: 0.22%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0685876 |
| Beta | 0.6081 |
| Sharpe Ratio | 0.51015 |
| Sortino Ratio | 0.238485 |
| R-Squared | 0.5777 |
| Tracking Error | 0.1028 |
| Downside Risk | 0.0824 |
| Std. Deviation (Annualised) | 0.4381 |
| Money Market | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Money Market Fund - Regular Plan - Growth Current | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 7.35% | 6.39% | 6.66% | 7.26% | 18,343.80 | 0.22 | 0.51 | Moderate |
| Axis Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.03% | 4.5% | 6.45% | 7.33% | 6.34% | 0% | 6.28% | 20,349.50 | 0.34 | 0.48 | Low to Moderate |
| Aditya Birla Sun Life Money Manager Fund - Growth | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 7.32% | 6.37% | 6.74% | 6.84% | 28,780.10 | 0.37 | 0.49 | Moderate |
| ICICI Prudential Money Market Fund - Growth | 0.84% | 1.63% | 3% | 4.46% | 6.41% | 7.32% | 6.32% | 6.62% | 7.12% | 31,749.70 | 0.40 | 0.48 | Low to Moderate |
| Tata Money Market Fund - Regular Plan - Growth | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 7.32% | 6.36% | 5.88% | 6.75% | 32,382.40 | 0.41 | 0.48 | Moderate |
| Nippon India Money Market Fund - Growth | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 7.32% | 6.38% | 6.66% | 7.32% | 19,419.70 | 0.41 | 0.47 | Moderate |
| Kotak Money Market Fund - Growth | 0.83% | 1.68% | 3% | 4.47% | 6.4% | 7.29% | 6.33% | 6.59% | 7.05% | 32,331.30 | 0.35 | 0.47 | Moderate |
| Franklin India Money Market Fund - Growth | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 7.28% | 6.22% | 6.67% | 7.11% | 3,959.38 | 0.28 | 0.45 | Low to Moderate |
| HDFC Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.01% | 4.46% | 6.4% | 7.27% | 6.3% | 6.6% | 7.01% | 28,187.70 | 0.46 | 0.45 | Moderate |
| Sundaram Money Market Fund - Regular Plan - Growth | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 7.14% | 6.12% | 0% | 6.19% | 1,943.35 | 0.31 | 0.39 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Certificate of Deposit | 68.00% |
| Cash & Cash Equivalents and Net Assets | 2.88% | |
| Treasury Bills | 4.09% | |
| Commercial Paper | 22.35% | |
| Government Securities | 2.34% | |
| Alternative Investment Fund | 0.31% | |
| Deposits (Placed as Margin) | 0.02% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| CD - NABARD - 10/03/2027 | Certificate of Deposit | 3.06% | |
| NET CURRENT ASSETS | Cash & Cash Equivalents and Net Assets | 2.88% | |
| 182 DAYS T-BILL - 18/06/2026 | Treasury Bills | 2.69% | |
| CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027 | Certificate of Deposit | 2.55% | |
| CD - HDFC BANK LTD - 05/03/2027 | Certificate of Deposit | 2.55% | |
| CD - HDFC BANK LTD - 24/02/2027 | Certificate of Deposit | 2.30% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026 | Certificate of Deposit | 2.08% | |
| CD - NABARD - 22/01/2027 | Certificate of Deposit | 2.06% | |
| CD - NABARD - 28/01/2027 | Certificate of Deposit | 2.06% | |
| CD - INDIAN BANK - 05/02/2027 | Certificate of Deposit | 2.05% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 | Certificate of Deposit | 2.05% | |
| CD - KOTAK MAHINDRA BANK LTD - 12/02/2027 | Certificate of Deposit | 1.80% | |
| CD - HDFC BANK - 05/02/2027 | Certificate of Deposit | 1.80% | |
| CD - CANARA BANK - 12/02/2027 | Certificate of Deposit | 1.79% | |
| CD - CANARA BANK - 12/03/2027 | Certificate of Deposit | 1.79% | |
| CD - HDFC BANK - 14/12/2026 | Certificate of Deposit | 1.56% | |
| CD - EXIM BANK - 29/01/2027 | Certificate of Deposit | 1.54% | |
| CD - NABARD Mat - 26/02/2027 | Certificate of Deposit | 1.53% | |
| CP BHARTI TELECOM LTD. | Commercial Paper | 1.53% | |
| 5.74% GS 2026-MAT-15/11/2026 | Government Securities | 1.53% | |
| CP TORRENT PHARMACEUTICALS LTD. | Commercial Paper | 1.29% | |
| CD - KOTAK MAHINDRA BANK LTD - 08/01/2027 | Certificate of Deposit | 1.29% | |
| CD - IDFC BANK LTD - 03/02/2027 | Certificate of Deposit | 1.28% | |
| CD - BANK OF MAHARASHTRA - 07/01/2027 | Certificate of Deposit | 1.16% | |
| CD - KOTAK MAHINDRA BANK LTD - 05/03/2027 | Certificate of Deposit | 1.15% | |
| CD - FEDERAL BANK LTD - 20/05/2026 | Certificate of Deposit | 1.08% | |
| CP SMFG INDIA CREDIT COMPANY LIMITED | Commercial Paper | 1.08% | |
| CD - HDFC BANK LTD - 21/09/2026 | Certificate of Deposit | 1.05% | |
| CD - INDIAN BANK - 27/10/2026 | Certificate of Deposit | 1.05% | |
| CD - INDIAN BANK - 06/11/2026 | Certificate of Deposit | 1.04% | |
| CP INFINA FINANCE PRIVATE LIMITED | Commercial Paper | 1.03% | |
| CD - INDIAN BANK - 12/01/2027 | Certificate of Deposit | 1.03% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027 | Certificate of Deposit | 1.03% | |
| CD - AXIS BANK LTD - 14/01/2027 | Certificate of Deposit | 1.03% | |
| CD - INDIAN BANK - 22/01/2027 | Certificate of Deposit | 1.03% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 | Certificate of Deposit | 1.03% | |
| CD - AU SMALL FINANCE BANK LTD - 11/01/2027 | Certificate of Deposit | 1.03% | |
| CD - CANARA BANK - 02/02/2027 | Certificate of Deposit | 1.03% | |
| CD - ICICI BANK LTD. - 12/02/2027 | Certificate of Deposit | 1.03% | |
| CD - INDUSIND BANK LTD - 27/01/2027 | Certificate of Deposit | 1.03% | |
| CD - NABARD - 17/02/2027 | Certificate of Deposit | 1.02% | |
| CP POONAWALLA FINCORP LTD. | Commercial Paper | 1.02% | |
| CP POONAWALLA FINCORP LTD. | Commercial Paper | 1.02% | |
| CD - INDUSIND BANK LTD - 05/02/2027 | Certificate of Deposit | 1.02% | |
| CD - INDIAN OVERSEAS BANK LTD - 18/02/2027 | Certificate of Deposit | 1.02% | |
| CD - ICICI BANK LTD. - 08/03/2027 | Certificate of Deposit | 1.02% | |
| CD - CANARA BANK - 11/03/2027 | Certificate of Deposit | 1.02% | |
| CP IGH HOLDINGS PRIVATE LIMITED | Commercial Paper | 1.01% | |
| CP ANGEL ONE LTD | Commercial Paper | 1.01% | |
| CD - PUNJAB & SIND BANK LTD. - 15/03/2027 | Certificate of Deposit | 0.89% | |
| 182 DAYS T-BILL - 18/09/2026 | Treasury Bills | 0.87% | |
| CP MOTILAL OSWAL FINVEST LTD | Commercial Paper | 0.86% | |
| CD - KOTAK MAHINDRA BANK LTD. - 31/08/2026 | Certificate of Deposit | 0.79% | |
| CD - KOTAK MAHINDRA BANK LIMITED - 24/09/2026 | Certificate of Deposit | 0.79% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 27/10/2026 | Certificate of Deposit | 0.79% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 | Certificate of Deposit | 0.77% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 09/02/2027 | Certificate of Deposit | 0.77% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 18/02/2027 | Certificate of Deposit | 0.77% | |
| CP BIRLA GROUP HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.76% | |
| CP GIC HOUSING FINANCE LTD. | Commercial Paper | 0.76% | |
| CP MAHINDRA RURAL HOUSING FINANCE LTD | Commercial Paper | 0.76% | |
| CD - EQUITAS SMALL FINANCE BANK LTD - 12/02/2027 | Certificate of Deposit | 0.76% | |
| CP TATA TELESERVICES LTD. | Commercial Paper | 0.66% | |
| CP FEDBANK FINANCIAL SERVICES LTD. | Commercial Paper | 0.64% | |
| 06.99% GSEC MAT - 17/04/2026 | Government Securities | 0.55% | |
| CP DSP FINANCE PRIVATE LTD | Commercial Paper | 0.54% | |
| CD - DCB BANK LTD - 18/05/2026 | Certificate of Deposit | 0.54% | |
| CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED | Commercial Paper | 0.54% | |
| CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. | Commercial Paper | 0.54% | |
| CD - AU SMALL FIN BANK - 29/05/2026 | Certificate of Deposit | 0.54% | |
| CP BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED | Commercial Paper | 0.54% | |
| CD - IDFC FIRST BANK - 18/06/2026 | Certificate of Deposit | 0.54% | |
| 364 DAYS T-BILL - 17/09/2026 | Treasury Bills | 0.53% | |
| CD - CANARA BANK - 14/09/2026 | Certificate of Deposit | 0.53% | |
| CD - AXIS BANK - 17/12/2026 | Certificate of Deposit | 0.52% | |
| CD - EQUITAS SMALL FINANCE BANK - 26/11/2026 | Certificate of Deposit | 0.52% | |
| CD - CANARA BANK - 08/01/2027 | Certificate of Deposit | 0.52% | |
| CD - KOTAK MAHINDRA BANK LTD - 29/01/2027 | Certificate of Deposit | 0.51% | |
| CP ADITYA BIRLA CAPITAL LTD | Commercial Paper | 0.51% | |
| CP AXIS SECURITIES LTD | Commercial Paper | 0.51% | |
| CP ANGEL ONE LTD | Commercial Paper | 0.51% | |
| CP TATA CAPITAL LTD. | Commercial Paper | 0.51% | |
| CP IGH HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.51% | |
| CP FEDBANK FINANCIAL SERVICES LTD. | Commercial Paper | 0.51% | |
| CP NUVAMA WEALTH FINANCE LTD | Commercial Paper | 0.51% | |
| CP FEDBANK FINANCIAL SERVICES LTD. | Commercial Paper | 0.51% | |
| CD - UJJIVAN SMALL FINANCE BANK LTD - 26/02/2027 | Certificate of Deposit | 0.51% | |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 | Certificate of Deposit | 0.39% | |
| CP IGH HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.38% | |
| CP 360 ONE PRIME LTD | Commercial Paper | 0.38% | |
| CP 360 ONE WAM LIMITED | Commercial Paper | 0.38% | |
| CP FEDBANK FINANCIAL SERVICES LTD. | Commercial Paper | 0.38% | |
| CP MUTHOOT FINCORP LIMITED | Commercial Paper | 0.38% | |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Alternative Investment Fund | 0.31% | |
| 6.97% GSEC 06/09/26 | Government Securities | 0.27% | |
| CD - AU SMALL FINANCE BANK LTD - 18/09/2026 | Certificate of Deposit | 0.26% | |
| CD - AU SMALL FINANCE BANK LTD - 25/11/2026 | Certificate of Deposit | 0.26% | |
| CP ICICI SECURITIES LTD. | Commercial Paper | 0.25% | |
| CP MUTHOOT FINCORP LIMITED | Commercial Paper | 0.25% | |
| CP KOTAK MAHINDRA PRIME LTD. | Commercial Paper | 0.13% | |
| CP NUVAMA WEALTH MANAGEMENT LTD | Commercial Paper | 0.13% | |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Deposits (Placed as Margin) | 0.02% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Money Market.
The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
The scheme benchmark is the CRISIL Money Market Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.45%
3-year: 7.35%
5-year: 6.39%
Top holdings include names such as:
The NAV is around ₹3,245.58 (approx.) for the UTI Money Market Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹18,344 Cr.
The expense ratio for the Regular Plan is 0.22.
Nil.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Amit Sharma, Anurag Mittal
This fund is suitable for investors with a Moderate risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
