Debt Money Market Moderate Risk Fund Managers: Sandeep Agarwal, Dwijendra Srivastava
Debt Money Market Moderate Risk
The investment objective of the scheme is to generate income by investing in a porfolio comprising of Money Market instruments having maturity up to one year.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Money Market | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 7.11% | 7.14% | 6.81% | 6.12% | 0% | 6.19% |
| Category returns | 0.83% | 1.56% | 2.94% | 4.37% | 6.26% | 6.99% | 7.06% | 6.71% | 6.11% | 6.42% | N/A |
| Absolute returns | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 14.73% | 23% | 30.2% | 34.64% | 0% | 57.63% |
| Rank within category | 17 | 18 | 13 | 15 | 12 | 10 | 10 | 10 | 10 | 15 | N/A |
| Total Schemes in Category | 27 | 27 | 25 | 25 | 24 | 23 | 22 | 20 | 18 | 14 | N/A |
| Money Market | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 7.78% | 5.19% | 3.36% | 4.63% | 7.03% | 7.51% | 7.37% | 1.82% |
| Q1 returns | N/A | 2.04% | 1.5% | 0.81% | 0.88% | 1.67% | 1.93% | 1.98% | 1.19% |
| Q2 returns | N/A | 1.78% | 1.74% | 0.83% | 0.91% | 1.86% | 1.75% | 2.19% | 0.62% |
| Q3 Returns | N/A | 2.1% | 0.99% | 0.88% | 1.24% | 1.62% | 1.86% | 1.52% | N/A |
| Q4 Returns | 2.11% | 1.64% | 0.87% | 0.8% | 1.53% | 1.71% | 1.77% | 1.48% | N/A |
Expense ratio: 0.31%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0516623 |
| Beta | 0.5893 |
| Sharpe Ratio | 0.385574 |
| Sortino Ratio | 0.182121 |
| R-Squared | 0.5663 |
| Tracking Error | 0.1042 |
| Downside Risk | 0.08 |
| Std. Deviation (Annualised) | 0.4288 |
| Money Market | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Money Market Fund - Regular Plan - Growth | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 7.35% | 6.39% | 6.66% | 7.26% | 18,343.80 | 0.22 | 0.51 | Moderate |
| Axis Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.03% | 4.5% | 6.45% | 7.33% | 6.34% | 0% | 6.28% | 20,349.50 | 0.34 | 0.48 | Low to Moderate |
| Aditya Birla Sun Life Money Manager Fund - Growth | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 7.32% | 6.37% | 6.74% | 6.84% | 28,780.10 | 0.37 | 0.49 | Moderate |
| ICICI Prudential Money Market Fund - Growth | 0.84% | 1.63% | 3% | 4.46% | 6.41% | 7.32% | 6.32% | 6.62% | 7.12% | 31,749.70 | 0.40 | 0.48 | Low to Moderate |
| Tata Money Market Fund - Regular Plan - Growth | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 7.32% | 6.36% | 5.88% | 6.75% | 32,382.40 | 0.41 | 0.48 | Moderate |
| Nippon India Money Market Fund - Growth | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 7.32% | 6.38% | 6.66% | 7.32% | 19,419.70 | 0.41 | 0.47 | Moderate |
| Kotak Money Market Fund - Growth | 0.83% | 1.68% | 3% | 4.47% | 6.4% | 7.29% | 6.33% | 6.59% | 7.05% | 32,331.30 | 0.35 | 0.47 | Moderate |
| Franklin India Money Market Fund - Growth | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 7.28% | 6.22% | 6.67% | 7.11% | 3,959.38 | 0.28 | 0.45 | Low to Moderate |
| HDFC Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.01% | 4.46% | 6.4% | 7.27% | 6.3% | 6.6% | 7.01% | 28,187.70 | 0.46 | 0.45 | Moderate |
| Sundaram Money Market Fund - Regular Plan - Growth Current | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 7.14% | 6.12% | 0% | 6.19% | 1,943.35 | 0.31 | 0.39 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | -2.73% |
| Certificate of Deposit | 68.10% | |
| Treasury Bills | 10.90% | |
| Commercial Paper | 23.48% | |
| Alternative Investment Fund | 0.25% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| TREPS | Cash & Cash Equivalents and Net Assets | 7.09% | |
| HDFC Bank Ltd - 24/02/2027** | Certificate of Deposit | 5.31% | |
| 364 Days - T Bill - 04/03/2027 | Treasury Bills | 4.89% | |
| Indian Overseas Bank - 24/02/2027** | Certificate of Deposit | 4.82% | |
| Bank of Baroda - 08/03/2027** | Certificate of Deposit | 4.34% | |
| The Federal Bank Ltd - 29/01/2027** | Certificate of Deposit | 3.64% | |
| 182 Days - T Bill - 11/06/2026 | Treasury Bills | 3.56% | |
| National Bank for Agriculture & Rural Development - 18/03/2027 | Certificate of Deposit | 3.37% | |
| IndusInd Bank Ltd - 14/12/2026** | Certificate of Deposit | 3.17% | |
| Muthoot Finance Ltd - 12/03/2027** | Commercial Paper | 2.88% | |
| Embassy Office Parks REIT - 12/03/2027** | Commercial Paper | 2.64% | |
| Tata Projects Ltd - 11/09/2026** | Commercial Paper | 2.49% | |
| Axis Bank Ltd - 15/10/2026** | Certificate of Deposit | 2.48% | |
| 364 Days - T Bill - 19/02/2027 | Treasury Bills | 2.45% | |
| Axis Bank Ltd - 16/12/2026 | Certificate of Deposit | 2.45% | |
| Punjab National Bank - 04/02/2027 | Certificate of Deposit | 2.42% | |
| Bank of Baroda - 03/02/2027 | Certificate of Deposit | 2.42% | |
| HDFC Bank Ltd - 05/02/2027 | Certificate of Deposit | 2.42% | |
| IDFC First Bank Ltd - 04/02/2027** | Certificate of Deposit | 2.42% | |
| Small Industries Development Bank of India - 18/02/2027** | Certificate of Deposit | 2.42% | |
| Kotak Mahindra Bank Ltd - 05/03/2027** | Certificate of Deposit | 2.41% | |
| Canara Bank - 04/03/2027** | Certificate of Deposit | 2.41% | |
| Punjab National Bank - 04/03/2027** | Certificate of Deposit | 2.41% | |
| The Federal Bank Ltd - 04/03/2027** | Certificate of Deposit | 2.41% | |
| HDFC Bank Ltd - 09/03/2027** | Certificate of Deposit | 2.41% | |
| Pilani Investment and Industries Corporation Ltd. - 12/03/2027** | Commercial Paper | 2.39% | |
| IGH Holdings Private Limited - 11/03/2027** | Commercial Paper | 2.39% | |
| IIFL Finance Ltd - 20/05/2026** | Commercial Paper | 2.03% | |
| Small Industries Development Bank of India - 04/12/2026 | Certificate of Deposit | 1.96% | |
| Bank of Baroda - 15/12/2026** | Certificate of Deposit | 1.96% | |
| Small Industries Development Bank of India - 28/01/2027** | Certificate of Deposit | 1.94% | |
| Bank of Baroda - 12/02/2027** | Certificate of Deposit | 1.94% | |
| Julius Baer Capital (India) Private Ltd - 26/02/2027** | Commercial Paper | 1.92% | |
| Infina Finance Pvt Ltd - 01/03/2027** | Commercial Paper | 1.92% | |
| Punjab National Bank - 05/02/2027** | Certificate of Deposit | 1.70% | |
| Axis Bank Ltd - 27/11/2026 | Certificate of Deposit | 1.23% | |
| AU Small Finance Bank Ltd - 25/11/2026** | Certificate of Deposit | 1.22% | |
| Small Industries Development Bank of India - 16/12/2026** | Certificate of Deposit | 1.22% | |
| National Bank for Agriculture & Rural Development - 05/03/2027** | Certificate of Deposit | 1.21% | |
| Motilal Oswal Financial Services Ltd - 03/02/2027** | Commercial Paper | 1.21% | |
| Cholamandalam Investment and Finance Company Ltd - 11/02/2027** | Commercial Paper | 1.20% | |
| 360 ONE WAM Ltd (Prev IIFL Wealth Management Ltd) - 21/01/2027** | Commercial Paper | 1.20% | |
| ICICI Securities Ltd - 05/03/2027** | Commercial Paper | 1.20% | |
| Corporate Debt Market Development Fund - Class A2 | Alternative Investment Fund | 0.25% | |
| Cash and Other Net Current Assets^ | Cash & Cash Equivalents and Net Assets | -9.82% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Money Market.
The investment objective of the scheme is to generate income by investing in a porfolio comprising of Money Market instruments having maturity up to one year.
The scheme benchmark is the Nifty Money Market Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.34%
3-year: 7.14%
5-year: 6.13%
Top holdings include names such as:
The NAV is around ₹15.76 (approx.) for the Sundaram Money Market Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹1,943 Cr.
The expense ratio for the Regular Plan is 0.31.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Sandeep Agarwal, Dwijendra Srivastava
This fund is suitable for investors with a Moderate risk tolerance.
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