Debt Money Market Moderate Risk Fund Manager: Vikash Agarwal
Debt Money Market Moderate Risk
The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Money Market | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 7.2% | 7.32% | 7% | 6.38% | 6.66% | 7.32% |
| Category returns | 0.83% | 1.56% | 2.94% | 4.37% | 6.26% | 6.99% | 7.06% | 6.71% | 6.11% | 6.42% | N/A |
| Absolute returns | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 14.93% | 23.62% | 31.16% | 36.29% | 90.55% | 336.62% |
| Rank within category | 12 | 11 | 11 | 12 | 6 | 6 | 6 | 2 | 2 | 3 | N/A |
| Total Schemes in Category | 27 | 27 | 25 | 25 | 24 | 23 | 22 | 20 | 18 | 14 | N/A |
| Money Market | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 7.59% | 6.6% | 7.92% | 8.08% | 5.97% | 3.79% | 4.99% | 7.35% | 7.75% | 7.43% | 1.85% |
| Q1 returns | 1.98% | 1.64% | 1.73% | 2.14% | 1.5% | 0.96% | 1.09% | 1.82% | 2.05% | 2.02% | 1.2% |
| Q2 returns | 1.96% | 1.61% | 1.84% | 1.9% | 2.15% | 0.91% | 0.85% | 1.88% | 1.78% | 2.22% | 0.64% |
| Q3 Returns | 1.77% | 1.61% | 1.82% | 2.15% | 1.14% | 0.95% | 1.31% | 1.73% | 1.92% | 1.52% | N/A |
| Q4 Returns | 1.66% | 1.59% | 2.31% | 1.66% | 1.05% | 0.91% | 1.65% | 1.73% | 1.79% | 1.49% | N/A |
Expense ratio: 0.41%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0653369 |
| Beta | 0.6305 |
| Sharpe Ratio | 0.467028 |
| Sortino Ratio | 0.228027 |
| R-Squared | 0.5797 |
| Tracking Error | 0.1029 |
| Downside Risk | 0.0888 |
| Std. Deviation (Annualised) | 0.4534 |
| Money Market | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Money Market Fund - Regular Plan - Growth | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 7.35% | 6.39% | 6.66% | 7.26% | 18,343.80 | 0.22 | 0.51 | Moderate |
| Axis Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.03% | 4.5% | 6.45% | 7.33% | 6.34% | 0% | 6.28% | 20,349.50 | 0.34 | 0.48 | Low to Moderate |
| Aditya Birla Sun Life Money Manager Fund - Growth | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 7.32% | 6.37% | 6.74% | 6.84% | 28,780.10 | 0.37 | 0.49 | Moderate |
| ICICI Prudential Money Market Fund - Growth | 0.84% | 1.63% | 3% | 4.46% | 6.41% | 7.32% | 6.32% | 6.62% | 7.12% | 31,749.70 | 0.40 | 0.48 | Low to Moderate |
| Tata Money Market Fund - Regular Plan - Growth | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 7.32% | 6.36% | 5.88% | 6.75% | 32,382.40 | 0.41 | 0.48 | Moderate |
| Nippon India Money Market Fund - Growth Current | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 7.32% | 6.38% | 6.66% | 7.32% | 19,419.70 | 0.41 | 0.47 | Moderate |
| Kotak Money Market Fund - Growth | 0.83% | 1.68% | 3% | 4.47% | 6.4% | 7.29% | 6.33% | 6.59% | 7.05% | 32,331.30 | 0.35 | 0.47 | Moderate |
| Franklin India Money Market Fund - Growth | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 7.28% | 6.22% | 6.67% | 7.11% | 3,959.38 | 0.28 | 0.45 | Low to Moderate |
| HDFC Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.01% | 4.46% | 6.4% | 7.27% | 6.3% | 6.6% | 7.01% | 28,187.70 | 0.46 | 0.45 | Moderate |
| Sundaram Money Market Fund - Regular Plan - Growth | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 7.14% | 6.12% | 0% | 6.19% | 1,943.35 | 0.31 | 0.39 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Certificate of Deposit | 64.12% |
| Treasury Bills | 11.18% | |
| Commercial Paper | 23.91% | |
| Government Securities | 2.52% | |
| Alternative Investment Fund | 0.30% | |
| Cash & Cash Equivalents and Net Assets | -2.04% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Punjab National Bank** | Certificate of Deposit | 3.74% | |
| IndusInd Bank Limited** | Certificate of Deposit | 3.63% | |
| 182 Days Tbill | Treasury Bills | 2.52% | |
| 182 Days Tbill | Treasury Bills | 2.52% | |
| Small Industries Dev Bank of India** | Certificate of Deposit | 2.42% | |
| UCO Bank** | Certificate of Deposit | 2.41% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 2.41% | |
| 182 Days Tbill | Treasury Bills | 2.26% | |
| Small Industries Dev Bank of India** | Certificate of Deposit | 2.19% | |
| Small Industries Dev Bank of India** | Certificate of Deposit | 2.07% | |
| IDFC First Bank Limited** | Certificate of Deposit | 1.93% | |
| Punjab National Bank** | Certificate of Deposit | 1.93% | |
| 364 Days Tbill | Treasury Bills | 1.86% | |
| Punjab National Bank** | Certificate of Deposit | 1.82% | |
| HDFC Bank Limited | Certificate of Deposit | 1.72% | |
| Motilal Oswal Financial Services Limited** | Commercial Paper | 1.69% | |
| Bank of Baroda** | Certificate of Deposit | 1.47% | |
| Mindspace Business Parks REIT** | Commercial Paper | 1.45% | |
| HDFC Bank Limited** | Certificate of Deposit | 1.45% | |
| IndusInd Bank Limited** | Certificate of Deposit | 1.45% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 1.33% | |
| Karur Vysya Bank Limited** | Certificate of Deposit | 1.24% | |
| Small Industries Dev Bank of India** | Certificate of Deposit | 1.22% | |
| Canara Bank** | Certificate of Deposit | 1.22% | |
| Manappuram Finance Limited | Commercial Paper | 1.22% | |
| ICICI Bank Limited** | Certificate of Deposit | 1.22% | |
| IDFC First Bank Limited** | Certificate of Deposit | 1.21% | |
| Indian Bank | Certificate of Deposit | 1.21% | |
| Kotak Mahindra Bank Limited** | Certificate of Deposit | 1.21% | |
| Small Industries Dev Bank of India** | Certificate of Deposit | 1.21% | |
| HDFC Bank Limited** | Certificate of Deposit | 1.21% | |
| ICICI Bank Limited** | Certificate of Deposit | 1.21% | |
| 360 One Prime Limited** | Commercial Paper | 1.21% | |
| Bahadur Chand Investments Pvt Limited** | Commercial Paper | 1.20% | |
| Bharti Telecom Limited** | Commercial Paper | 1.20% | |
| Punjab & Sind Bank** | Certificate of Deposit | 1.20% | |
| IGH Holdings Private Limited** | Commercial Paper | 1.20% | |
| Torrent Pharmaceuticals Limited** | Commercial Paper | 1.10% | |
| Bank of Baroda** | Certificate of Deposit | 1.08% | |
| Canara Bank** | Certificate of Deposit | 1.08% | |
| 364 Days Tbill | Treasury Bills | 1.02% | |
| 182 Days Tbill | Treasury Bills | 1.00% | |
| Indian Bank** | Certificate of Deposit | 0.98% | |
| Muthoot Fincorp Ltd** | Commercial Paper | 0.98% | |
| Indian Bank** | Certificate of Deposit | 0.97% | |
| Bank of Baroda** | Certificate of Deposit | 0.97% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.97% | |
| Tata Capital Housing Finance Limited** | Commercial Paper | 0.97% | |
| Bajaj Housing Finance Limited** | Commercial Paper | 0.97% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.97% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.97% | |
| Indian Overseas Bank** | Certificate of Deposit | 0.96% | |
| ICICI Securities Limited** | Commercial Paper | 0.96% | |
| AU Small Finance Bank Limited** | Certificate of Deposit | 0.96% | |
| Kotak Securities Limited** | Commercial Paper | 0.96% | |
| Angel One Limited** | Commercial Paper | 0.96% | |
| Fedbank Financial Services Limited** | Commercial Paper | 0.96% | |
| Muthoot Fincorp Ltd** | Commercial Paper | 0.96% | |
| Credila Financial Services Limited** | Commercial Paper | 0.96% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.85% | |
| Union Bank of India** | Certificate of Deposit | 0.85% | |
| HDFC Bank Limited** | Certificate of Deposit | 0.74% | |
| Bank of Baroda** | Certificate of Deposit | 0.73% | |
| Export Import Bank of India** | Commercial Paper | 0.73% | |
| Muthoot Finance Limited** | Commercial Paper | 0.73% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.72% | |
| Bank of Baroda** | Certificate of Deposit | 0.61% | |
| 7.59% State Government Securities | Government Securities | 0.60% | |
| 7.2% State Government Securities | Government Securities | 0.57% | |
| 7.19% State Government Securities | Government Securities | 0.52% | |
| Arka Fincap Limited** | Commercial Paper | 0.51% | |
| Manappuram Finance Limited** | Commercial Paper | 0.49% | |
| Kotak Mahindra Bank Limited** | Certificate of Deposit | 0.49% | |
| Bank of Baroda** | Certificate of Deposit | 0.49% | |
| Axis Bank Limited** | Certificate of Deposit | 0.49% | |
| HDFC Bank Limited** | Certificate of Deposit | 0.49% | |
| Small Industries Dev Bank of India** | Certificate of Deposit | 0.49% | |
| HDFC Bank Limited** | Certificate of Deposit | 0.48% | |
| Nuvama Wealth And Investment Ltd** | Commercial Paper | 0.48% | |
| 360 One Prime Limited** | Commercial Paper | 0.48% | |
| DSP Finance Private Limited** | Commercial Paper | 0.48% | |
| Fedbank Financial Services Limited** | Commercial Paper | 0.48% | |
| Angel One Limited** | Commercial Paper | 0.36% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.30% | |
| 7.74% State Government Securities | Government Securities | 0.30% | |
| IDFC First Bank Limited** | Certificate of Deposit | 0.25% | |
| AU Small Finance Bank Limited** | Certificate of Deposit | 0.25% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.24% | |
| Canara Bank** | Certificate of Deposit | 0.24% | |
| Muthoot Fincorp Ltd** | Commercial Paper | 0.24% | |
| 7.63% GOI (MD17/06/2059)-Strips (C)-(MD17/06/2026) | Government Securities | 0.19% | |
| 8.07% State Government Securities | Government Securities | 0.13% | |
| Bank of Baroda | Certificate of Deposit | 0.12% | |
| Export Import Bank of India** | Certificate of Deposit | 0.12% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.12% | |
| Indian Bank | Certificate of Deposit | 0.08% | |
| 7.75% State Government Securities | Government Securities | 0.05% | |
| 8.07% State Government Securities | Government Securities | 0.05% | |
| 6.80% GOI (MD15/12/2060)-Strips (C)-(MD15/06/2026) | Government Securities | 0.03% | |
| 7.25% State Government Securities | Government Securities | 0.03% | |
| 7.61% State Government Securities | Government Securities | 0.03% | |
| 5.63% Government of India | Government Securities | 0.02% | |
| Cash Margin - CCIL | Cash & Cash Equivalents and Net Assets | 0.01% | |
| 8.02% State Government Securities | Government Securities | 0.01% | |
| 7.37% State Government Securities | Government Securities | 0.01% | |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | -2.05% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Money Market.
The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in money market instruments.
The scheme benchmark is the Nifty Money Market Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.41%
3-year: 7.32%
5-year: 6.38%
Top holdings include names such as:
The NAV is around ₹4,366.21 (approx.) for the Nippon India Money Market Fund - Growth.
The fund’s AUM is approximately ₹19,420 Cr.
The expense ratio for the Regular Plan is 0.41.
Nil.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Vikash Agarwal
This fund is suitable for investors with a Moderate risk tolerance.
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