Debt Money Market Moderate Risk Fund Managers: Kaustubh Gupta, Mohit Sharma, Anuj Jain
Debt Money Market Moderate Risk
The primary objective of the scheme is to generate regular income through investment in a portfolio
comprising of money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Money Market | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 7.2% | 7.32% | 6.99% | 6.37% | 6.74% | 6.84% |
| Category returns | 0.83% | 1.56% | 2.94% | 4.37% | 6.26% | 6.99% | 7.06% | 6.71% | 6.11% | 6.42% | N/A |
| Absolute returns | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 14.92% | 23.64% | 31.09% | 36.25% | 91.99% | 289.21% |
| Rank within category | 4 | 2 | 10 | 8 | 4 | 7 | 3 | 3 | 3 | 1 | N/A |
| Total Schemes in Category | 27 | 27 | 25 | 25 | 24 | 23 | 22 | 20 | 18 | 14 | N/A |
| Money Market | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 7.71% | 6.76% | 7.91% | 8.04% | 6.63% | 3.84% | 4.84% | 7.43% | 7.78% | 7.39% | 1.86% |
| Q1 returns | 1.99% | 1.67% | 1.76% | 2.17% | 1.66% | 0.94% | 1.07% | 1.85% | 2.06% | 2.03% | 1.2% |
| Q2 returns | 2.03% | 1.65% | 1.8% | 1.85% | 2.46% | 0.97% | 0.74% | 1.91% | 1.83% | 2.16% | 0.66% |
| Q3 Returns | 1.81% | 1.63% | 1.88% | 2.22% | 1.28% | 0.98% | 1.3% | 1.73% | 1.89% | 1.52% | N/A |
| Q4 Returns | 1.67% | 1.65% | 2.24% | 1.57% | 1.08% | 0.9% | 1.66% | 1.74% | 1.79% | 1.48% | N/A |
Expense ratio: 0.37%
Inclusive of GST
Exit load
Nil
| Alpha | 0.065853 |
| Beta | 0.6061 |
| Sharpe Ratio | 0.49115 |
| Sortino Ratio | 0.230409 |
| R-Squared | 0.5772 |
| Tracking Error | 0.1029 |
| Downside Risk | 0.0709 |
| Std. Deviation (Annualised) | 0.4367 |
| Money Market | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Money Market Fund - Regular Plan - Growth | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 7.35% | 6.39% | 6.66% | 7.26% | 18,343.80 | 0.22 | 0.51 | Moderate |
| Axis Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.03% | 4.5% | 6.45% | 7.33% | 6.34% | 0% | 6.28% | 20,349.50 | 0.34 | 0.48 | Low to Moderate |
| Aditya Birla Sun Life Money Manager Fund - Growth Current | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 7.32% | 6.37% | 6.74% | 6.84% | 28,780.10 | 0.37 | 0.49 | Moderate |
| ICICI Prudential Money Market Fund - Growth | 0.84% | 1.63% | 3% | 4.46% | 6.41% | 7.32% | 6.32% | 6.62% | 7.12% | 31,749.70 | 0.40 | 0.48 | Low to Moderate |
| Tata Money Market Fund - Regular Plan - Growth | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 7.32% | 6.36% | 5.88% | 6.75% | 32,382.40 | 0.41 | 0.48 | Moderate |
| Nippon India Money Market Fund - Growth | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 7.32% | 6.38% | 6.66% | 7.32% | 19,419.70 | 0.41 | 0.47 | Moderate |
| Kotak Money Market Fund - Growth | 0.83% | 1.68% | 3% | 4.47% | 6.4% | 7.29% | 6.33% | 6.59% | 7.05% | 32,331.30 | 0.35 | 0.47 | Moderate |
| Franklin India Money Market Fund - Growth | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 7.28% | 6.22% | 6.67% | 7.11% | 3,959.38 | 0.28 | 0.45 | Low to Moderate |
| HDFC Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.01% | 4.46% | 6.4% | 7.27% | 6.3% | 6.6% | 7.01% | 28,187.70 | 0.46 | 0.45 | Moderate |
| Sundaram Money Market Fund - Regular Plan - Growth | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 7.14% | 6.12% | 0% | 6.19% | 1,943.35 | 0.31 | 0.39 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Certificate of Deposit | 67.74% |
| Commercial Paper | 23.04% | |
| Government Securities | 7.88% | |
| Treasury Bills | 2.96% | |
| Alternative Investment Fund | 0.28% | |
| Cash & Cash Equivalents and Net Assets | -1.89% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| IndusInd Bank Limited (29/01/2027) ** # | Certificate of Deposit | 4.90% | |
| Axis Bank Limited (17/12/2026) ** # | Certificate of Deposit | 3.30% | |
| The Federal Bank Limited (18/02/2027) ** # | Certificate of Deposit | 3.26% | |
| Yes Bank Limited (05/03/2027) ** # | Certificate of Deposit | 3.25% | |
| Sundaram Finance Limited (12/03/2027) ** | Commercial Paper | 2.43% | |
| National Bank For Agriculture and Rural Development (17/02/2027) ** # | Certificate of Deposit | 1.96% | |
| HDFC Bank Limited (09/03/2027) ** # | Certificate of Deposit | 1.95% | |
| Indian Bank (06/11/2026) ** # | Certificate of Deposit | 1.66% | |
| The Federal Bank Limited (29/01/2027) ** # | Certificate of Deposit | 1.64% | |
| Punjab National Bank (10/02/2027) # | Certificate of Deposit | 1.64% | |
| Government of India (12/04/2026) | Government Securities | 1.63% | |
| HDFC Bank Limited (24/02/2027) ** # | Certificate of Deposit | 1.63% | |
| National Bank for Financing Infrastructure and Dev (04/03/2027) ** # | Certificate of Deposit | 1.63% | |
| Karur Vysya Bank Limited (23/02/2027) ** # | Certificate of Deposit | 1.63% | |
| Bank of Baroda (25/11/2026) ** # | Certificate of Deposit | 1.49% | |
| 364 DAYS T-BILL - 02OCT2026 | Treasury Bills | 1.35% | |
| Kotak Mahindra Bank Limited (31/08/2026) ** # | Certificate of Deposit | 1.35% | |
| Indian Bank (27/10/2026) ** # | Certificate of Deposit | 1.33% | |
| Axis Bank Limited (27/11/2026) # | Certificate of Deposit | 1.33% | |
| ICICI Bank Limited (08/03/2027) ** # | Certificate of Deposit | 1.30% | |
| Hero Fincorp Limited (05/03/2027) ** | Commercial Paper | 1.29% | |
| Small Industries Development Bank of India (28/10/2026) ** # | Certificate of Deposit | 1.17% | |
| Bank of Baroda (25/01/2027) ** # | Certificate of Deposit | 1.15% | |
| Bank of Baroda (12/02/2027) ** # | Certificate of Deposit | 1.14% | |
| State Government Securities (28/09/2026) | Government Securities | 1.14% | |
| HDFC Bank Limited (14/12/2026) # | Certificate of Deposit | 0.99% | |
| Canara Bank (18/12/2026) ** # | Certificate of Deposit | 0.99% | |
| Motilal Oswal Financial Services Limited (28/01/2027) ** | Commercial Paper | 0.98% | |
| National Bank For Agriculture and Rural Development (02/03/2027) ** # | Certificate of Deposit | 0.98% | |
| Indian Overseas Bank (24/02/2027) ** # | Certificate of Deposit | 0.98% | |
| National Bank For Agriculture and Rural Development (10/03/2027) ** # | Certificate of Deposit | 0.98% | |
| Small Industries Development Bank of India (04/02/2027) ** # | Certificate of Deposit | 0.90% | |
| HDFC Bank Limited (15/02/2027) ** # | Certificate of Deposit | 0.90% | |
| State Government Securities (05/02/2027) | Government Securities | 0.87% | |
| 364 DAYS T-BILL - 06NOV2026 | Treasury Bills | 0.84% | |
| AU Small Finance Bank Limited (13/11/2026) ** # | Certificate of Deposit | 0.83% | |
| Karur Vysya Bank Ltd/The (27/11/2026) ** # | Certificate of Deposit | 0.83% | |
| Indian Bank (15/12/2026) ** # | Certificate of Deposit | 0.83% | |
| Punjab National Bank (15/12/2026) ** # | Certificate of Deposit | 0.83% | |
| Kotak Mahindra Bank Limited (21/12/2026) ** # | Certificate of Deposit | 0.83% | |
| State Government Securities (09/11/2026) | Government Securities | 0.82% | |
| IndusInd Bank Limited (14/12/2026) ** # | Certificate of Deposit | 0.82% | |
| Canara Bank (02/02/2027) ** # | Certificate of Deposit | 0.82% | |
| Axis Finance Limited (25/01/2027) ** | Commercial Paper | 0.82% | |
| Axis Finance Limited (29/01/2027) ** | Commercial Paper | 0.82% | |
| IDFC First Bank Limited (08/02/2027) ** # | Certificate of Deposit | 0.82% | |
| Karur Vysya Bank Limited (18/02/2027) ** # | Certificate of Deposit | 0.81% | |
| Birla Group Holdings Private Limited (04/02/2027) ** | Commercial Paper | 0.81% | |
| Punjab & Sind Bank (24/02/2027) ** # | Certificate of Deposit | 0.81% | |
| AU Small Finance Bank Limited (25/03/2027) ** # | Certificate of Deposit | 0.81% | |
| 364 DAYS T-BILL - 10SEP2026 | Treasury Bills | 0.76% | |
| State Government Securities (03/01/2027) | Government Securities | 0.68% | |
| Bharti Telecom Limited (18/09/2026) ** | Commercial Paper | 0.67% | |
| AU Small Finance Bank Limited (18/09/2026) ** # | Certificate of Deposit | 0.67% | |
| Bank of Baroda (06/11/2026) ** # | Certificate of Deposit | 0.67% | |
| Small Industries Development Bank of India (04/12/2026) # | Certificate of Deposit | 0.66% | |
| Bank of Baroda (04/12/2026) ** # | Certificate of Deposit | 0.66% | |
| CTBC Bank Limited (26/11/2026) ** # | Certificate of Deposit | 0.66% | |
| Bahadur Chand Investments Pvt Limited (18/11/2026) ** | Commercial Paper | 0.66% | |
| Deutsche Investments India Private Limited (08/12/2026) ** | Commercial Paper | 0.66% | |
| Motilal Oswal Financial Services Limited (11/02/2027) ** | Commercial Paper | 0.65% | |
| 360 ONE Prime Ltd (09/02/2027) ** | Commercial Paper | 0.65% | |
| DCB Bank Limited (05/03/2027) ** # | Certificate of Deposit | 0.65% | |
| Cholamandalam Investment and Finance Company Limited (27/11/2026) ** | Commercial Paper | 0.58% | |
| Punjab National Bank (05/02/2027) ** # | Certificate of Deposit | 0.57% | |
| GIC Housing Finance Limited (22/05/2026) ** | Commercial Paper | 0.52% | |
| Deutsche Investments India Private Limited (15/06/2026) ** | Commercial Paper | 0.51% | |
| Truhome Finance Ltd (15/06/2026) ** | Commercial Paper | 0.51% | |
| Motilal Oswal Home Finance Ltd (18/06/2026) ** | Commercial Paper | 0.51% | |
| AU Small Finance Bank Limited (28/08/2026) ** # | Certificate of Deposit | 0.51% | |
| Indian Bank (10/12/2026) ** # | Certificate of Deposit | 0.50% | |
| Small Industries Development Bank of India (18/12/2026) ** # | Certificate of Deposit | 0.50% | |
| Bajaj Housing Finance Limited (04/02/2027) ** | Commercial Paper | 0.49% | |
| Yes Bank Limited (16/02/2027) ** # | Certificate of Deposit | 0.49% | |
| Bank of Baroda (08/03/2027) ** # | Certificate of Deposit | 0.49% | |
| LIC Housing Finance Limited (11/03/2027) ** | Commercial Paper | 0.49% | |
| Pilani Investment & Industries Corporation Limited (18/02/2027) ** | Commercial Paper | 0.49% | |
| DCB Bank Limited (01/03/2027) ** # | Certificate of Deposit | 0.49% | |
| Yes Bank Limited (25/03/2027) ** # | Certificate of Deposit | 0.49% | |
| Motilal Oswal Financial Services Limited (30/03/2027) ** | Commercial Paper | 0.48% | |
| Nuvama Wealth Finance Ltd (26/02/2027) ** | Commercial Paper | 0.48% | |
| State Government Securities (28/08/2026) | Government Securities | 0.44% | |
| Mahindra Rural Housing Finance Limited (29/05/2026) ** | Commercial Paper | 0.43% | |
| Muthoot Finance Limited (03/12/2026) ** | Commercial Paper | 0.41% | |
| State Government Securities (28/12/2026) | Government Securities | 0.35% | |
| Mahindra Rural Housing Finance Limited (08/06/2026) ** | Commercial Paper | 0.34% | |
| Mashreqbank PSC/India (12/06/2026) ** # | Certificate of Deposit | 0.34% | |
| Julius Baer Capital India Private Limited (10/06/2026) ** | Commercial Paper | 0.34% | |
| Barclays Invest & Loans India Limited (12/06/2026) ** | Commercial Paper | 0.34% | |
| Embassy Office Parks REIT (16/06/2026) ** | Commercial Paper | 0.34% | |
| Motilal Oswal Financial Services Limited (12/06/2026) ** | Commercial Paper | 0.34% | |
| Axis Bank Limited (10/08/2026) ** # | Certificate of Deposit | 0.34% | |
| HDFC Bank Limited (25/08/2026) ** # | Certificate of Deposit | 0.34% | |
| Small Industries Development Bank of India (13/10/2026) ** # | Certificate of Deposit | 0.33% | |
| Small Industries Development Bank of India (06/11/2026) ** # | Certificate of Deposit | 0.33% | |
| Mahindra Rural Housing Finance Limited (11/12/2026) ** | Commercial Paper | 0.33% | |
| Kotak Mahindra Bank Limited (08/01/2027) ** # | Certificate of Deposit | 0.33% | |
| Axis Bank Limited (13/01/2027) ** # | Certificate of Deposit | 0.33% | |
| Small Industries Development Bank of India (28/01/2027) ** # | Certificate of Deposit | 0.33% | |
| Punjab National Bank (04/02/2027) # | Certificate of Deposit | 0.33% | |
| Muthoot Finance Limited (02/02/2027) ** | Commercial Paper | 0.33% | |
| Muthoot Finance Limited (04/02/2027) ** | Commercial Paper | 0.33% | |
| Mahindra Rural Housing Finance Limited (17/03/2027) ** | Commercial Paper | 0.32% | |
| 360 ONE WAM Ltd (09/02/2027) ** | Commercial Paper | 0.32% | |
| 360 ONE Prime Ltd (15/02/2027) ** | Commercial Paper | 0.32% | |
| Mirae Asset Sharekhan Financial Services Ltd (05/03/2027) ** | Commercial Paper | 0.32% | |
| Ujjivan Small Finance Bank Ltd (25/02/2027) ** # | Certificate of Deposit | 0.32% | |
| Mirae Asset Sharekhan Financial Services Ltd (18/03/2027) ** | Commercial Paper | 0.32% | |
| Nuvama Wealth & Investment Ltd (03/03/2027) ** | Commercial Paper | 0.32% | |
| SBI - Corporate Debt Market Development Fund - A2 Units | Alternative Investment Fund | 0.28% | |
| State Government Securities (20/10/2026) | Government Securities | 0.26% | |
| HSBC InvestDirect Financial Services India Ltd (21/05/2026) ** | Commercial Paper | 0.26% | |
| IndusInd Bank Limited (05/06/2026) ** # | Certificate of Deposit | 0.26% | |
| Standard Chartered Capital Limited (12/06/2026) ** | Commercial Paper | 0.26% | |
| Canara Bank (28/01/2027) # | Certificate of Deposit | 0.25% | |
| National Bank For Agriculture and Rural Development (27/01/2027) ** # | Certificate of Deposit | 0.25% | |
| Godrej Industries Limited (02/02/2027) ** | Commercial Paper | 0.24% | |
| Godrej Industries Limited (03/02/2027) ** | Commercial Paper | 0.24% | |
| Godrej Industries Limited (04/02/2027) ** | Commercial Paper | 0.24% | |
| HSBC InvestDirect Financial Services India Ltd (11/02/2027) ** | Commercial Paper | 0.24% | |
| DCB Bank Limited (25/05/2026) ** # | Certificate of Deposit | 0.24% | |
| State Government Securities (11/05/2026) | Government Securities | 0.23% | |
| State Government Securities (09/08/2026) | Government Securities | 0.17% | |
| State Government Securities (15/06/2026) | Government Securities | 0.17% | |
| HDFC Bank Limited (05/08/2026) ** # | Certificate of Deposit | 0.17% | |
| AU Small Finance Bank Limited (20/08/2026) ** # | Certificate of Deposit | 0.17% | |
| Hero Housing Finance Ltd (27/10/2026) ** | Commercial Paper | 0.17% | |
| AU Small Finance Bank Limited (25/11/2026) ** # | Certificate of Deposit | 0.17% | |
| Infina Finance Private Limited (14/12/2026) ** | Commercial Paper | 0.16% | |
| Indian Bank (09/02/2027) ** # | Certificate of Deposit | 0.16% | |
| AU Small Finance Bank Limited (02/02/2027) ** # | Certificate of Deposit | 0.16% | |
| Hero Housing Finance Ltd (16/02/2027) ** | Commercial Paper | 0.16% | |
| State Government Securities (13/10/2026) | Government Securities | 0.15% | |
| State Government Securities (13/07/2026) | Government Securities | 0.12% | |
| State Government Securities (23/06/2026) | Government Securities | 0.12% | |
| State Government Securities (15/06/2026) | Government Securities | 0.12% | |
| State Government Securities (26/10/2026) | Government Securities | 0.12% | |
| State Government Securities (11/05/2026) | Government Securities | 0.10% | |
| State Government Securities (25/01/2027) | Government Securities | 0.09% | |
| State Government Securities (14/12/2026) | Government Securities | 0.09% | |
| State Government Securities (14/09/2026) | Government Securities | 0.09% | |
| Deutsche Investments India Private Limited (04/06/2026) ** | Commercial Paper | 0.09% | |
| ICICI Bank Limited (27/01/2027) ** # | Certificate of Deposit | 0.08% | |
| Yes Bank Limited (11/02/2027) ** # | Certificate of Deposit | 0.08% | |
| State Government Securities (14/09/2026) | Government Securities | 0.07% | |
| State Government Securities (09/11/2026) | Government Securities | 0.04% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | -1.89% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Money Market.
The primary objective of the scheme is to generate regular income through investment in a portfolio
comprising of money market instruments.
The scheme benchmark is the CRISIL Money Market Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.41%
3-year: 7.32%
5-year: 6.38%
Top holdings include names such as:
The NAV is around ₹389.27 (approx.) for the Aditya Birla Sun Life Money Manager Fund - Growth.
The fund’s AUM is approximately ₹28,780 Cr.
The expense ratio for the Regular Plan is 0.37.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Kaustubh Gupta, Mohit Sharma, Anuj Jain
This fund is suitable for investors with a Moderate risk tolerance.
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