Debt Money Market Low to Moderate Risk Fund Managers: Rohan Maru, Chandni Gupta, Rahul Goswami
Debt Money Market Low to Moderate Risk
To provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Money Market | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 7.23% | 7.28% | 6.87% | 6.22% | 6.67% | 7.11% |
| Category returns | 0.83% | 1.56% | 2.94% | 4.37% | 6.26% | 6.99% | 7.06% | 6.71% | 6.11% | 6.42% | N/A |
| Absolute returns | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 14.97% | 23.5% | 30.51% | 35.24% | 90.73% | 427.84% |
| Rank within category | 9 | 14 | 5 | 7 | 9 | 3 | 8 | 9 | 9 | 2 | N/A |
| Total Schemes in Category | 27 | 27 | 25 | 25 | 24 | 23 | 22 | 20 | 18 | 14 | N/A |
| Money Market | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 8.08% | 7.17% | 7.51% | 8.48% | 6% | 3.58% | 4.41% | 7.26% | 7.66% | 7.44% | 1.89% |
| Q1 returns | 2.06% | 1.95% | 1.81% | 2.28% | 1.59% | 0.83% | 0.95% | 1.78% | 1.98% | 2.06% | 1.24% |
| Q2 returns | 1.91% | 1.81% | 1.55% | 1.89% | 2.23% | 0.88% | 0.65% | 1.89% | 1.77% | 2.19% | 0.63% |
| Q3 Returns | 2.1% | 1.81% | 1.71% | 2.36% | 1.13% | 0.96% | 1.19% | 1.69% | 1.92% | 1.5% | N/A |
| Q4 Returns | 1.78% | 1.41% | 2.24% | 1.69% | 0.92% | 0.86% | 1.56% | 1.71% | 1.78% | 1.49% | N/A |
Expense ratio: 0.28%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0626383 |
| Beta | 0.6157 |
| Sharpe Ratio | 0.451651 |
| Sortino Ratio | 0.218982 |
| R-Squared | 0.5642 |
| Tracking Error | 0.1048 |
| Downside Risk | 0.0941 |
| Std. Deviation (Annualised) | 0.4489 |
| Money Market | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Money Market Fund - Regular Plan - Growth | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 7.35% | 6.39% | 6.66% | 7.26% | 18,343.80 | 0.22 | 0.51 | Moderate |
| Axis Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.03% | 4.5% | 6.45% | 7.33% | 6.34% | 0% | 6.28% | 20,349.50 | 0.34 | 0.48 | Low to Moderate |
| Aditya Birla Sun Life Money Manager Fund - Growth | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 7.32% | 6.37% | 6.74% | 6.84% | 28,780.10 | 0.37 | 0.49 | Moderate |
| ICICI Prudential Money Market Fund - Growth | 0.84% | 1.63% | 3% | 4.46% | 6.41% | 7.32% | 6.32% | 6.62% | 7.12% | 31,749.70 | 0.40 | 0.48 | Low to Moderate |
| Tata Money Market Fund - Regular Plan - Growth | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 7.32% | 6.36% | 5.88% | 6.75% | 32,382.40 | 0.41 | 0.48 | Moderate |
| Nippon India Money Market Fund - Growth | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 7.32% | 6.38% | 6.66% | 7.32% | 19,419.70 | 0.41 | 0.47 | Moderate |
| Kotak Money Market Fund - Growth | 0.83% | 1.68% | 3% | 4.47% | 6.4% | 7.29% | 6.33% | 6.59% | 7.05% | 32,331.30 | 0.35 | 0.47 | Moderate |
| Franklin India Money Market Fund - Growth Current | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 7.28% | 6.22% | 6.67% | 7.11% | 3,959.38 | 0.28 | 0.45 | Low to Moderate |
| HDFC Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.01% | 4.46% | 6.4% | 7.27% | 6.3% | 6.6% | 7.01% | 28,187.70 | 0.46 | 0.45 | Moderate |
| Sundaram Money Market Fund - Regular Plan - Growth | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 7.14% | 6.12% | 0% | 6.19% | 1,943.35 | 0.31 | 0.39 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Commercial Paper | 30.03% |
| Treasury Bills | 9.57% | |
| Certificate of Deposit | 59.88% | |
| Alternative Investment Fund | 0.27% | |
| Government Securities | 0.13% | |
| Cash & Cash Equivalents and Net Assets | 0.12% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Bajaj Housing Finance Ltd (23-Feb-2027) **@ | Commercial Paper | 7.10% | |
| 182 DTB (03-Sep-2026) | Treasury Bills | 7.03% | |
| Piramal Finance Ltd (30-Oct-2026) **@ | Commercial Paper | 6.38% | |
| HDFC Bank Ltd (24-Feb-2027) ** | Certificate of Deposit | 5.92% | |
| National Bank For Agriculture & Rural Development (22-Jan-2027) ** | Certificate of Deposit | 5.49% | |
| Canara Bank (02-Mar-2027) ** | Certificate of Deposit | 4.74% | |
| Embassy Office Parks Reit (12-Mar-2027) **@ | Commercial Paper | 4.72% | |
| IDBI Bank Ltd (11-Mar-2027) ** | Certificate of Deposit | 4.72% | |
| Union Bank of India (19-Jan-2027) ** | Certificate of Deposit | 3.58% | |
| National Bank For Agriculture & Rural Development (28-Jan-2027) ** | Certificate of Deposit | 3.57% | |
| Credila Financial Services Ltd (01-Mar-2027) **@ | Commercial Paper | 3.52% | |
| Small Industries Development Bank of India (29-Jan-2027) ** | Certificate of Deposit | 2.98% | |
| Small Industries Development Bank of India (18-Feb-2027) ** | Certificate of Deposit | 2.73% | |
| 91 DTB (30-Apr-2026) | Treasury Bills | 2.52% | |
| Bank of Baroda (11-Dec-2026) ** | Certificate of Deposit | 2.40% | |
| Axis Bank Ltd (17-Dec-2026) ** | Certificate of Deposit | 2.40% | |
| Bank of Baroda (06-Jan-2027) ** | Certificate of Deposit | 2.39% | |
| Axis Bank Ltd (14-Jan-2027) ** | Certificate of Deposit | 2.39% | |
| Canara Bank (28-Jan-2027) ** | Certificate of Deposit | 2.38% | |
| Bank of Baroda (05-Mar-2027) ** | Certificate of Deposit | 2.37% | |
| HDFC Bank Ltd (05-Mar-2027) ** | Certificate of Deposit | 2.37% | |
| HDFC Bank Ltd (11-Sep-2026) ** | Certificate of Deposit | 1.83% | |
| Standard Chartered Capital Ltd (10-Sep-2026) **@ | Commercial Paper | 1.83% | |
| Union Bank of India (10-Dec-2026) ** | Certificate of Deposit | 1.80% | |
| Cholamandalam Investment and Finance Co Ltd (22-Jan-2027) **@ | Commercial Paper | 1.78% | |
| Canara Bank (04-Mar-2027) ** | Certificate of Deposit | 1.78% | |
| Arka Fincap Ltd (26-Feb-2027) **@ | Commercial Paper | 1.76% | |
| Standard Chartered Securities (India) Ltd (08-Mar-2027) **@ | Commercial Paper | 1.76% | |
| National Bank For Agriculture & Rural Development (17-Feb-2027) ** | Certificate of Deposit | 1.54% | |
| Small Industries Development Bank of India (28-Jan-2027) ** | Certificate of Deposit | 1.19% | |
| Canara Bank (02-Feb-2027) ** | Certificate of Deposit | 1.19% | |
| Credila Financial Services Ltd (04-Mar-2027) **@ | Commercial Paper | 1.17% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.27% | |
| 6.88% West Bengal SDL (23-Nov-2026) | Government Securities | 0.13% | |
| Call, Cash & Other Assets | Cash & Cash Equivalents and Net Assets | 0.12% | |
| HDFC Bank Ltd (22-Jan-2027) ** | Certificate of Deposit | 0.12% | |
| 91 DTB (23-Apr-2026) | Treasury Bills | 0.03% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Money Market.
To provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.
The scheme benchmark is the Nifty Money Market Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.4%
3-year: 7.28%
5-year: 6.22%
Top holdings include names such as:
The NAV is around ₹52.78 (approx.) for the Franklin India Money Market Fund - Growth.
The fund’s AUM is approximately ₹3,959 Cr.
The expense ratio for the Regular Plan is 0.28.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹10000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Rohan Maru, Chandni Gupta, Rahul Goswami
This fund is suitable for investors with a Low to Moderate risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
