Debt Money Market Moderate Risk Fund Manager: Amit Somani
Debt Money Market Moderate Risk
The investment objective is to generate returns with reasonable liquidity to the unitholders by investing in money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Money Market | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 7.21% | 7.32% | 6.97% | 6.36% | 5.88% | 6.75% |
| Category returns | 0.83% | 1.56% | 2.94% | 4.37% | 6.26% | 6.99% | 7.06% | 6.71% | 6.11% | 6.42% | N/A |
| Absolute returns | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 14.94% | 23.62% | 30.99% | 36.13% | 77.07% | 347.18% |
| Rank within category | 6 | 4 | 4 | 4 | 3 | 5 | 5 | 5 | 4 | 14 | N/A |
| Total Schemes in Category | 27 | 27 | 25 | 25 | 24 | 23 | 22 | 20 | 18 | 14 | N/A |
| Money Market | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 7.57% | 6.66% | -0.11% | 8.09% | 6.39% | 3.93% | 4.79% | 7.37% | 7.71% | 7.4% | 1.91% |
| Q1 returns | 2% | 1.64% | 1.72% | 2.33% | 1.67% | 0.99% | 1.07% | 1.81% | 2.05% | 2.05% | 1.26% |
| Q2 returns | 1.94% | 1.62% | 1.89% | 1.91% | 2.28% | 0.99% | 0.72% | 1.89% | 1.81% | 2.18% | 0.64% |
| Q3 Returns | 1.78% | 1.64% | 0.14% | 2.06% | 1.24% | 0.99% | 1.27% | 1.73% | 1.87% | 1.51% | N/A |
| Q4 Returns | 1.65% | 1.61% | -3.75% | 1.56% | 1.05% | 0.9% | 1.64% | 1.75% | 1.77% | 1.47% | N/A |
Expense ratio: 0.41%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0650679 |
| Beta | 0.6078 |
| Sharpe Ratio | 0.475266 |
| Sortino Ratio | 0.227247 |
| R-Squared | 0.5668 |
| Tracking Error | 0.1046 |
| Downside Risk | 0.0644 |
| Std. Deviation (Annualised) | 0.4433 |
| Money Market | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Money Market Fund - Regular Plan - Growth | 0.85% | 1.66% | 3.01% | 4.49% | 6.45% | 7.35% | 6.39% | 6.66% | 7.26% | 18,343.80 | 0.22 | 0.51 | Moderate |
| Axis Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.03% | 4.5% | 6.45% | 7.33% | 6.34% | 0% | 6.28% | 20,349.50 | 0.34 | 0.48 | Low to Moderate |
| Aditya Birla Sun Life Money Manager Fund - Growth | 0.86% | 1.71% | 2.98% | 4.46% | 6.41% | 7.32% | 6.37% | 6.74% | 6.84% | 28,780.10 | 0.37 | 0.49 | Moderate |
| ICICI Prudential Money Market Fund - Growth | 0.84% | 1.63% | 3% | 4.46% | 6.41% | 7.32% | 6.32% | 6.62% | 7.12% | 31,749.70 | 0.40 | 0.48 | Low to Moderate |
| Tata Money Market Fund - Regular Plan - Growth Current | 0.86% | 1.71% | 3.01% | 4.48% | 6.43% | 7.32% | 6.36% | 5.88% | 6.75% | 32,382.40 | 0.41 | 0.48 | Moderate |
| Nippon India Money Market Fund - Growth | 0.85% | 1.66% | 2.97% | 4.43% | 6.41% | 7.32% | 6.38% | 6.66% | 7.32% | 19,419.70 | 0.41 | 0.47 | Moderate |
| Kotak Money Market Fund - Growth | 0.83% | 1.68% | 3% | 4.47% | 6.4% | 7.29% | 6.33% | 6.59% | 7.05% | 32,331.30 | 0.35 | 0.47 | Moderate |
| Franklin India Money Market Fund - Growth | 0.86% | 1.63% | 3.01% | 4.46% | 6.4% | 7.28% | 6.22% | 6.67% | 7.11% | 3,959.38 | 0.28 | 0.45 | Low to Moderate |
| HDFC Money Market Fund - Regular Plan - Growth | 0.86% | 1.68% | 3.01% | 4.46% | 6.4% | 7.27% | 6.3% | 6.6% | 7.01% | 28,187.70 | 0.46 | 0.45 | Moderate |
| Sundaram Money Market Fund - Regular Plan - Growth | 0.83% | 1.62% | 2.94% | 4.39% | 6.34% | 7.14% | 6.12% | 0% | 6.19% | 1,943.35 | 0.31 | 0.39 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Certificate of Deposit | 64.78% |
| Commercial Paper | 24.68% | |
| Treasury Bills | 12.49% | |
| Cash & Cash Equivalents and Net Assets | -2.35% | |
| Alternative Investment Fund | 0.31% | |
| Government Securities | 0.09% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| ** - HDFC BANK LTD - CD - 05/03/2027 | Certificate of Deposit | 4.05% | |
| ** - AXIS BANK LTD - CD - 26/11/2026 | Certificate of Deposit | 3.91% | |
| ** - HDFC BANK LTD - CD - 14/12/2026 | Certificate of Deposit | 3.67% | |
| ** - YES BANK LTD - CD - 05/03/2027 | Certificate of Deposit | 3.47% | |
| ** - NABARD - CD - 27/01/2027 | Certificate of Deposit | 3.13% | |
| ** - BANK OF BARODA - CD - 06/11/2026 | Certificate of Deposit | 2.96% | |
| ** - KOTAK MAHINDRA BANK - CD - 27/11/2026 | Certificate of Deposit | 2.95% | |
| ** - INDIAN BANK - CD - 17/09/2026 | Certificate of Deposit | 2.91% | |
| ** - INDIAN OVERSEAS BANK - CD - 24/02/2027 | Certificate of Deposit | 2.89% | |
| ** - NABARD - CD - 10/03/2027 | Certificate of Deposit | 2.89% | |
| ** - LIC HOUSING FINANCE LTD - CP - 05/03/2027 | Commercial Paper | 2.89% | |
| ** TREASURY BILL 182 DAYS (13/08/2026) | Treasury Bills | 2.72% | |
| (C) TREPS | Cash & Cash Equivalents and Net Assets | 2.64% | |
| ** TREASURY BILL 364 DAYS (02/04/2026) | Treasury Bills | 2.15% | |
| ** TREASURY BILL 91 DAYS (11/06/2026) | Treasury Bills | 2.14% | |
| ** - INDUSIND BANK LTD - CD - 22/01/2027 | Certificate of Deposit | 2.03% | |
| ** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 26/02/2027 | Certificate of Deposit | 2.03% | |
| ** - INDIAN OVERSEAS BANK - CD - 26/02/2027 | Certificate of Deposit | 2.02% | |
| ** - AXIS BANK LTD - CD - 16/12/2026 | Certificate of Deposit | 1.91% | |
| ** - CANARA BANK - CD - 18/12/2026 | Certificate of Deposit | 1.91% | |
| ** - NABARD - CD - 28/01/2027 | Certificate of Deposit | 1.89% | |
| ** TREASURY BILL 182 DAYS (18/06/2026) | Treasury Bills | 1.88% | |
| ** TREASURY BILL 182 DAYS (21/08/2026) | Treasury Bills | 1.81% | |
| ** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 27/10/2026 | Certificate of Deposit | 1.78% | |
| ** - EQUITAS SMALL FINANCE BANK LTD - CD - 26/02/2027 | Certificate of Deposit | 1.72% | |
| ** - FEDERAL BANK LTD - CD - 04/03/2027 | Certificate of Deposit | 1.59% | |
| ** - BANK OF BARODA - CD - 16/09/2026 | Certificate of Deposit | 1.49% | |
| ** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 06/11/2026 | Certificate of Deposit | 1.48% | |
| ** - ASEEM INFRASTRUCTURE FINANCE LTD - CP - 04/12/2026 | Commercial Paper | 1.46% | |
| ** - BAJAJ HOUSING FINANCE LTD - CP - 27/01/2027 | Commercial Paper | 1.46% | |
| ** - CANARA BANK - CD - 02/02/2027 | Certificate of Deposit | 1.46% | |
| ** - NABARD - CD - 04/02/2027 | Certificate of Deposit | 1.45% | |
| ** - ADITYA BIRLA CAPITAL LTD - CP - 09/02/2027 | Commercial Paper | 1.45% | |
| ** - NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT - CD - 02/03/2027 | Certificate of Deposit | 1.45% | |
| ** - PUNJAB NATIONAL BANK - CD - 09/03/2027 | Certificate of Deposit | 1.45% | |
| ** - PILANI INVESTMENT & INDUSTRIES CORPORATION LTD - CP - 11/03/2027 | Commercial Paper | 1.36% | |
| ** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 28/01/2027 | Certificate of Deposit | 1.31% | |
| ** - KOTAK MAHINDRA BANK - CD - 12/02/2027 | Certificate of Deposit | 1.31% | |
| ** - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 28/01/2027 | Commercial Paper | 1.16% | |
| ** - MOTILAL OSWAL FINVEST LTD - CP - 28/01/2027 | Commercial Paper | 1.16% | |
| ** - IGH HOLDING PVT LTD - CP - 12/03/2027 | Commercial Paper | 1.15% | |
| D) REPO | Cash & Cash Equivalents and Net Assets | 1.03% | |
| ** - HDFC BANK LTD - CD - 11/09/2026 | Certificate of Deposit | 0.90% | |
| ** - INFINA FINANCE PVT LTD - CP - 18/01/2027 | Commercial Paper | 0.87% | |
| ** - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 27/01/2027 | Commercial Paper | 0.87% | |
| ** - ANGEL ONE LTD - CP - 28/01/2027 | Commercial Paper | 0.86% | |
| ** - KISETSU SAISON FINANCE (INDIA) PRIVATE LTD - CP - 11/03/2027 | Commercial Paper | 0.86% | |
| ** - MUTHOOT FINCORP - CP - 26/02/2027 | Commercial Paper | 0.86% | |
| ** TREASURY BILL 364 DAYS (19/02/2027) | Treasury Bills | 0.74% | |
| ** TREASURY BILL 364 DAYS (04/03/2027) | Treasury Bills | 0.73% | |
| ** - JULIUS BAER CAPITAL IND PVT LTD - CP - 30/11/2026 | Commercial Paper | 0.73% | |
| ** - INFINA FINANCE PVT LTD - CP - 30/11/2026 | Commercial Paper | 0.73% | |
| ** - BIRLA GROUP HOLDINGS PRIVATE LTD - CP - 08/01/2027 | Commercial Paper | 0.73% | |
| ** - DEUTSCHE INVESTMENT INDIA PVT LTD - CP - 11/01/2027 | Commercial Paper | 0.73% | |
| ** - CANARA BANK - CD - 02/03/2027 | Certificate of Deposit | 0.72% | |
| ** - 360 ONE PRIME LTD - CP - 25/01/2027 | Commercial Paper | 0.72% | |
| ** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 10/11/2026 | Certificate of Deposit | 0.59% | |
| ** - MUTHOOT FINCORP - CP - 30/10/2026 | Commercial Paper | 0.59% | |
| ** - MAHINDRA RURAL HOUSING FINANCE LTD - CP - 27/01/2027 | Commercial Paper | 0.58% | |
| ** - CANARA BANK - CD - 12/02/2027 | Certificate of Deposit | 0.58% | |
| ** - JULIUS BAER CAPITAL IND PVT LTD - CP - 27/01/2027 | Commercial Paper | 0.58% | |
| ** - MUTHOOT FINCORP - CP - 18/01/2027 | Commercial Paper | 0.58% | |
| ** - HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD - CP - 29/01/2027 | Commercial Paper | 0.43% | |
| ** - 360 ONE WAM LTD(ERSTWHILE IIFL WEALTH MANAGEMENT LTD) - CP - 25/01/2027 | Commercial Paper | 0.43% | |
| ** - HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD - CP - 15/01/2027 | Commercial Paper | 0.36% | |
| ** TREASURY BILL 364 DAYS (17/09/2026) | Treasury Bills | 0.32% | |
| SBIMF AIF - CAT I (CDMDF)27/10/2038 | Alternative Investment Fund | 0.31% | |
| ** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 28/10/2026 | Certificate of Deposit | 0.30% | |
| ** - PUNJAB & SIND BANK - CD - 24/02/2027 | Certificate of Deposit | 0.29% | |
| ** - PUNJAB NATIONAL BANK - CD - 18/03/2027 | Certificate of Deposit | 0.29% | |
| ** - NUVAMA WEALTH AND INVESTMENT LTD - CP - 27/01/2027 | Commercial Paper | 0.29% | |
| ** - MUTHOOT FINCORP - CP - 04/02/2027 | Commercial Paper | 0.29% | |
| ** - CHOLAMANDALAM INVT & FIN CO LTD - CP - 22/01/2027 | Commercial Paper | 0.22% | |
| ** - NUVAMA WEALTH FINANCE LTD - CP - 27/01/2027 | Commercial Paper | 0.14% | |
| ** - IGH HOLDING PVT LTD - CP - 08/03/2027 | Commercial Paper | 0.14% | |
| GOI 8.24% 15/02/2027 | Government Securities | 0.08% | |
| GOI - 6.99% (17/04/2026) | Government Securities | 0.01% | |
| ** TREASURY BILL 364 DAYS (19/11/2026) | Treasury Bills | 0.00% | |
| NET CURRENT LIABILITIES | Cash & Cash Equivalents and Net Assets | -6.02% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Money Market.
The investment objective is to generate returns with reasonable liquidity to the unitholders by investing in money market instruments.
The scheme benchmark is the CRISIL Money Market Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.43%
3-year: 7.32%
5-year: 6.36%
Top holdings include names such as:
The NAV is around ₹4,968.99 (approx.) for the Tata Money Market Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹32,382 Cr.
The expense ratio for the Regular Plan is 0.41.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Amit Somani
This fund is suitable for investors with a Moderate risk tolerance.
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