Hybrid Conservative Hybrid Fund Moderately High Risk Fund Managers: Viraj Kulkarni, Harshal Joshi
Hybrid Conservative Hybrid Fund Moderately High Risk
The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.24% | -1.22% | 0.15% | 0.6% | 4.34% | 5.38% | 7.19% | 5.55% | 5.48% | 6.55% | 7.54% |
| Category returns | -0.15% | -0.81% | -0.19% | 0.3% | 4.55% | 5.81% | 8.19% | 7.02% | 7.43% | 7.53% | N/A |
| Absolute returns | 0.24% | -1.22% | 0.15% | 0.6% | 4.34% | 11.07% | 23.25% | 24.15% | 30.58% | 88.6% | 222.91% |
| Rank within category | 4 | 11 | 7 | 6 | 9 | 10 | 14 | 15 | 16 | 14 | N/A |
| Total Schemes in Category | 19 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 17 | 17 | N/A |
| Conservative Hybrid Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 9.05% | 9.83% | 1.64% | 8.12% | 8.47% | 6.03% | 0.14% | 9.46% | 7.73% | 6.69% | -1.43% |
| Q1 returns | -0.29% | 3.81% | -1.44% | 2.7% | -5.59% | 0.54% | 0.05% | -0.1% | 1.8% | 1.34% | -3.57% |
| Q2 returns | 3.6% | 2.3% | -0.2% | 1.41% | 5.73% | 1.95% | -3.08% | 4.23% | 4.12% | 3.21% | 2.22% |
| Q3 Returns | 4.99% | 1.28% | 0.83% | 1.86% | 3.04% | 3.44% | 2.45% | 1.08% | 3.65% | -0.38% | N/A |
| Q4 Returns | 0.55% | 2.12% | 2.47% | 1.92% | 5.47% | 0.01% | 0.8% | 4% | -1.95% | 2.39% | N/A |
Expense ratio: 2.01%
Inclusive of GST
Exit load
Nil upto 10% of investment and 0.25% for remaining investment on or before 7D, Nil after 7D
| Alpha | -0.0956307 |
| Beta | 1.157 |
| Sharpe Ratio | 0.0620747 |
| Sortino Ratio | 0.122223 |
| R-Squared | 0.8287 |
| Tracking Error | 0.4767 |
| Downside Risk | 5.3877 |
| Std. Deviation (Annualised) | 3.8469 |
| Conservative Hybrid Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth | -0.15% | 1.18% | 1.69% | 2.91% | 6.16% | 10.74% | 0% | 0% | 9.45% | 3,280.77 | 0.64 | 0.39 | Moderately High |
| ICICI Prudential Regular Savings Fund - Regular Plan - Growth | 0.27% | -0.87% | -0.04% | 1.48% | 6.34% | 9.52% | 8.48% | 9.34% | 9.7% | 3,224.67 | 1.71 | 0.29 | High |
| SBI Conservative Hybrid Fund - Regular Plan - Growth | 0.09% | -0.59% | 0.35% | 0.94% | 5.99% | 9.25% | 8.82% | 8.72% | 8.3% | 9,545.66 | 1.54 | 0.23 | High |
| HSBC Conservative Hybrid Fund - Growth | 0.44% | 0.67% | -1.54% | 0.19% | 5.25% | 9.21% | 7.38% | 7.55% | 8.55% | 134.25 | 2.14 | 0.16 | Moderately High |
| DSP Regular Savings Fund - Regular Plan - Growth | -0.22% | -1.32% | 0.12% | 0.47% | 4.12% | 9.08% | 7.37% | 7.16% | 8.48% | 175.80 | 1.21 | 0.24 | Moderately High |
| Kotak Debt Hybrid Fund - Growth | -0.39% | -1.43% | -1.27% | -0.5% | 3.11% | 9.05% | 8.38% | 9.09% | 8.2% | 2,862.74 | 1.67 | 0.18 | Moderately High |
| HDFC Hybrid Debt Fund - Growth | -0.43% | -1.02% | -0.35% | -0.17% | 3.26% | 8.89% | 8.71% | 8.78% | 9.92% | 3,198.34 | 1.75 | 0.19 | Moderately High |
| Aditya Birla Sun Life Regular Savings Fund - Growth | 0.01% | -0.42% | 0.42% | 1.45% | 6.51% | 8.76% | 7.96% | 8.53% | 9.17% | 1,455.93 | 1.83 | 0.20 | Moderately High |
| UTI Conservative Hybrid Fund - Regular Plan - Growth | -0.59% | -1.91% | -1.5% | -1.45% | 3.22% | 8.53% | 8.09% | 7.88% | 9.03% | 1,616.56 | 1.83 | 0.17 | Moderately High |
| Bandhan Conservative Hybrid Fund - Regular Plan - Growth Current | 0.24% | -1.22% | 0.15% | 0.6% | 4.34% | 7.19% | 5.48% | 6.55% | 7.54% | 95.33 | 2.01 | 0.06 | Moderately High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 14.06% |
| Domestic Mutual Funds Units | 10.95% | |
| Government Securities | 17.49% | |
| Corporate Debt | 44.06% | |
| Domestic Equities | 12.97% | |
| Alternative Investment Fund | 0.44% | |
| Preference Shares | 0.03% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 87.03% | |
| Consumer Durables | 3.11% | |
| Automobiles | 3.10% | |
| IT - Software | 1.75% | |
| Banks | 1.69% | |
| Auto Components | 1.33% | |
| Finance | 1.03% | |
| Diversified FMCG | 0.97% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Triparty Repo TRP_020426_VAL | Cash & Cash Equivalents and Net Assets | 14.38% | |
| Bandhan Nifty 50 ETF | Domestic Mutual Funds Units | 10.95% | |
| 7.3% GOI (MD 19/06/2053) | Government Securities | 7.99% | |
| 8.57% Rajasthan SDL (MD 11/07/2028) | Government Securities | 5.44% | |
| 7.77% REC Limited ** | Corporate Debt | 5.27% | |
| 8.12% Kotak Mahindra Prime Limited ** | Corporate Debt | 5.26% | |
| 8.4% Godrej Industries Limited ** | Corporate Debt | 5.26% | |
| 7.7% National Bank For Agriculture and Rural Development ** | Corporate Debt | 5.26% | |
| 7.75% LIC Housing Finance Limited ** | Corporate Debt | 5.25% | |
| 6.66% Small Industries Dev Bank of India ** | Corporate Debt | 5.14% | |
| 8.97% Muthoot Finance Limited ** | Corporate Debt | 4.22% | |
| 8.5% Godrej Housing Finance Limited ** | Corporate Debt | 4.21% | |
| 8.1% Aadhar Housing Finance Limited ** | Corporate Debt | 4.18% | |
| Titan Company Ltd. | Consumer Durables | Domestic Equities | 3.11% |
| 8.28% GOI (M/D 21/09/2027) | Government Securities | 2.78% | |
| TVS Motor Company Ltd. | Automobiles | Domestic Equities | 2.45% |
| Tata Consultancy Services Ltd. | IT - Software | Domestic Equities | 1.75% |
| HDFC Bank Ltd. | Banks | Domestic Equities | 1.69% |
| UNO Minda Ltd. | Auto Components | Domestic Equities | 1.33% |
| 7.38% GOI (MD 20/06/2027) | Government Securities | 1.28% | |
| Cholamandalam Investment and Finance Company Ltd. | Finance | Domestic Equities | 1.03% |
| ITC Ltd. | Diversified FMCG | Domestic Equities | 0.97% |
| Maruti Suzuki India Ltd. | Automobiles | Domestic Equities | 0.65% |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.44% | |
| TVS Motor Company Limited | Preference Shares | 0.03% | |
| Cash Margin - CCIL | Cash & Cash Equivalents and Net Assets | 0.00% | |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | -0.31% | |
| Total | 100.00% |
Mr. Harshal Joshi has an overall experience of 5.5 years. He has been associated with IDFC Mutual Fund since December 2008 with Fixed Income Investment team. Prior to this, he was associated with ICAP India Pvt. Ltd.
RETURNS
It is an Open ended scheme that primarily invests in Conservative Hybrid Fund.
The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.
The scheme benchmark is the CRISIL Hybrid 85+15 - Conservative Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 4.34%
3-year: 7.21%
5-year: 5.48%
Top holdings include names such as:
The NAV is around ₹32.29 (approx.) for the Bandhan Conservative Hybrid Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹95 Cr.
The expense ratio for the Regular Plan is 2.01.
Nil upto 10% of investment and 0.25% for remaining investment on or before 7D, Nil after 7D.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Viraj Kulkarni, Harshal Joshi
This fund is suitable for investors with a Moderately High risk tolerance.
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