Debt Gilt Moderate Risk Fund Manager: Pankaj Pathak
Debt Gilt Moderate Risk
The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
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Estimation is based on the past performance
| Gilt | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.86% | 2.32% | 2.64% | 2.44% | 2.95% | 6.89% | 6.8% | 6.54% | 5.67% | 7.37% | 8.01% |
| Category returns | 0.14% | 0.71% | -0.2% | -0.14% | 0.2% | 5.43% | 5.85% | 5.77% | 5.09% | 6.59% | N/A |
| Absolute returns | 0.86% | 2.32% | 2.64% | 2.44% | 2.95% | 14.28% | 21.83% | 28.97% | 31.79% | 103.62% | 548.02% |
| Rank within category | 3 | 2 | 2 | 2 | 1 | 1 | 4 | 2 | 3 | 4 | N/A |
| Total Schemes in Category | 23 | 23 | 23 | 23 | 22 | 21 | 21 | 19 | 19 | 19 | N/A |
| Gilt | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 15.5% | 4.29% | 6.31% | 11.83% | 10.27% | 2.27% | 2.95% | 6.68% | 8.92% | 5.06% | 2.12% |
| Q1 returns | 0.95% | 2.31% | 1.18% | 2.11% | 2.81% | -0.66% | -0.23% | 1.65% | 2.92% | 2.77% | 0.43% |
| Q2 returns | 2.86% | 3.28% | 0.07% | 5.04% | 5.15% | 1.07% | -0.32% | 2.08% | 1.62% | 1.16% | 1.69% |
| Q3 Returns | 6.61% | 0.51% | 1.26% | 2.96% | -0.21% | 1.84% | 1.86% | 1.32% | 3.44% | -0.23% | N/A |
| Q4 Returns | 4.33% | -1.81% | 3.68% | 1.27% | 2.23% | 0.01% | 1.62% | 1.48% | 0.68% | 1.28% | N/A |
Expense ratio: 0.9%
Inclusive of GST
Exit load
Nil
| Alpha | -0.0193055 |
| Beta | 0.8703 |
| Sharpe Ratio | 0.0233799 |
| Sortino Ratio | 0.0439268 |
| R-Squared | 0.6903 |
| Tracking Error | 0.4434 |
| Downside Risk | 3.7798 |
| Std. Deviation (Annualised) | 2.7017 |
| Gilt | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund - Growth | 0.1% | 0.8% | 0.71% | 1.39% | 2.88% | 7.07% | 6.23% | 7.53% | 9.22% | 8,858.44 | 1.10 | 0.06 | Moderate |
| Bandhan Gilt Fund - Regular Plan - Growth | 1.24% | 2.47% | 2.77% | 2.54% | 2.29% | 6.89% | 5.63% | 7.46% | 7.7% | 1,852.66 | 1.15 | 0.02 | Moderately High |
| Axis Gilt Fund - Regular Plan - Growth | -0.01% | 1.03% | 0.4% | 1.06% | 1.58% | 6.85% | 5.58% | 6.86% | 6.94% | 447.40 | 0.83 | 0.03 | Moderate |
| UTI Gilt Fund - Regular Plan - Growth Current | 0.86% | 2.32% | 2.64% | 2.44% | 2.95% | 6.8% | 5.67% | 7.37% | 8.01% | 542.54 | 0.90 | 0.02 | Moderate |
| Baroda BNP Paribas Gilt Fund - Regular Plan - Growth | -0.23% | 0.43% | -0.24% | -0.26% | 0.79% | 6.54% | 5.33% | 6.14% | 6.24% | 807.60 | 0.45 | 0.02 | Moderate |
| SBI Gilt Fund - Regular Plan - Growth | -0.17% | 0.96% | 0.35% | 0.76% | 0.86% | 6.39% | 5.75% | 7.5% | 7.79% | 9,628.70 | 0.96 | 0.00 | Moderate |
| DSP Gilt Fund - Regular Plan - Growth | -0.11% | 0.35% | -0.87% | -0.27% | -0.07% | 6.22% | 5.45% | 7.24% | 8.89% | 1,278.92 | 1.13 | -0.02 | Moderate |
| HDFC Gilt Fund - Growth | -0.18% | 0.53% | -0.07% | 0.2% | 0.78% | 6.15% | 5.18% | 6.19% | 7.2% | 2,290.23 | 0.93 | -0.03 | Moderate |
| Invesco India Gilt Fund - Regular Plan - Growth | 0.24% | 0.33% | -0.24% | -0.52% | -0.41% | 6% | 4.81% | 6.1% | 5.9% | 176.63 | 1.25 | -0.04 | Moderate |
| Nippon India Gilt Fund - Growth | 0.42% | 0.95% | -0.2% | -0.18% | -0.12% | 5.75% | 4.89% | 7.01% | 7.88% | 1,689.41 | 1.26 | -0.07 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Treasury Bills | 53.46% |
| Government Securities | 37.02% | |
| Cash & Cash Equivalents and Net Assets | 9.20% | |
| Deposits (Placed as Margin) | 0.32% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 364 DAYS T-BILL - 28/01/2027 | Treasury Bills | 35.20% | |
| 91 DAYS T-BILL - 04/06/2026 | Treasury Bills | 18.26% | |
| 7.24% GSEC MAT- 18/08/2055 | Government Securities | 18.22% | |
| 6.90% GSEC MAT - 15/04/2065 | Government Securities | 13.13% | |
| NET CURRENT ASSETS | Cash & Cash Equivalents and Net Assets | 9.20% | |
| 7.65% RAJASTHAN SGS 25/03/2036 | Government Securities | 4.11% | |
| 07.30% UTTARAKHAND SGS Mat - 01/10/2032 | Government Securities | 1.56% | |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Deposits (Placed as Margin) | 0.32% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Gilt.
The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
The scheme benchmark is the CRISIL Dynamic Gilt Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 2.94%
3-year: 6.8%
5-year: 5.67%
Top holdings include names such as:
The NAV is around ₹64.80 (approx.) for the UTI Gilt Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹543 Cr.
The expense ratio for the Regular Plan is 0.9.
Nil.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Pankaj Pathak
This fund is suitable for investors with a Moderate risk tolerance.
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