Debt Gilt Moderate Risk Fund Manager: Sudhir Agarwal
Debt Gilt Moderate Risk
To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s).
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Gilt | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -0.17% | 0.96% | 0.35% | 0.76% | 0.86% | 6% | 6.39% | 6.54% | 5.75% | 7.5% | 7.79% |
| Category returns | 0.14% | 0.71% | -0.2% | -0.14% | 0.2% | 5.43% | 5.85% | 5.77% | 5.09% | 6.59% | N/A |
| Absolute returns | -0.17% | 0.96% | 0.35% | 0.76% | 0.86% | 12.37% | 20.43% | 28.93% | 32.31% | 106.1% | 568.32% |
| Rank within category | 19 | 6 | 6 | 6 | 6 | 8 | 6 | 3 | 2 | 2 | N/A |
| Total Schemes in Category | 23 | 23 | 23 | 23 | 22 | 21 | 21 | 19 | 19 | 19 | N/A |
| Gilt | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 16.28% | 3.87% | 5.12% | 13.15% | 11.71% | 2.99% | 4.23% | 7.61% | 8.92% | 4.55% | 0.65% |
| Q1 returns | 2.24% | 0.88% | 0.32% | 1.83% | 3.9% | -0.25% | 0.36% | 1.76% | 2.85% | 2.86% | -0.35% |
| Q2 returns | 2.36% | 3.97% | -0.38% | 5.8% | 4.24% | 1.17% | 0.05% | 2.73% | 1.85% | 1.02% | 1.01% |
| Q3 Returns | 6.43% | 0.44% | 1% | 2.9% | 0.22% | 1.61% | 1.78% | 0.97% | 3.5% | -0.01% | N/A |
| Q4 Returns | 4.4% | -1.39% | 4.15% | 2.07% | 2.91% | 0.43% | 2% | 1.96% | 0.47% | 0.63% | N/A |
Expense ratio: 0.96%
Inclusive of GST
Exit load
Nil
| Alpha | -0.0435089 |
| Beta | 0.9834 |
| Sharpe Ratio | -0.00305513 |
| Sortino Ratio | -0.00631242 |
| R-Squared | 0.7581 |
| Tracking Error | 0.4115 |
| Downside Risk | 3.942 |
| Std. Deviation (Annualised) | 2.9096 |
| Gilt | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund - Growth | 0.1% | 0.8% | 0.71% | 1.39% | 2.88% | 7.07% | 6.23% | 7.53% | 9.22% | 8,858.44 | 1.10 | 0.06 | Moderate |
| Bandhan Gilt Fund - Regular Plan - Growth | 1.24% | 2.47% | 2.77% | 2.54% | 2.29% | 6.89% | 5.63% | 7.46% | 7.7% | 1,852.66 | 1.15 | 0.02 | Moderately High |
| Axis Gilt Fund - Regular Plan - Growth | -0.01% | 1.03% | 0.4% | 1.06% | 1.58% | 6.85% | 5.58% | 6.86% | 6.94% | 447.40 | 0.83 | 0.03 | Moderate |
| UTI Gilt Fund - Regular Plan - Growth | 0.86% | 2.32% | 2.64% | 2.44% | 2.95% | 6.8% | 5.67% | 7.37% | 8.01% | 542.54 | 0.90 | 0.02 | Moderate |
| Baroda BNP Paribas Gilt Fund - Regular Plan - Growth | -0.23% | 0.43% | -0.24% | -0.26% | 0.79% | 6.54% | 5.33% | 6.14% | 6.24% | 807.60 | 0.45 | 0.02 | Moderate |
| SBI Gilt Fund - Regular Plan - Growth Current | -0.17% | 0.96% | 0.35% | 0.76% | 0.86% | 6.39% | 5.75% | 7.5% | 7.79% | 9,628.70 | 0.96 | 0.00 | Moderate |
| DSP Gilt Fund - Regular Plan - Growth | -0.11% | 0.35% | -0.87% | -0.27% | -0.07% | 6.22% | 5.45% | 7.24% | 8.89% | 1,278.92 | 1.13 | -0.02 | Moderate |
| HDFC Gilt Fund - Growth | -0.18% | 0.53% | -0.07% | 0.2% | 0.78% | 6.15% | 5.18% | 6.19% | 7.2% | 2,290.23 | 0.93 | -0.03 | Moderate |
| Invesco India Gilt Fund - Regular Plan - Growth | 0.24% | 0.33% | -0.24% | -0.52% | -0.41% | 6% | 4.81% | 6.1% | 5.9% | 176.63 | 1.25 | -0.04 | Moderate |
| Nippon India Gilt Fund - Growth | 0.42% | 0.95% | -0.2% | -0.18% | -0.12% | 5.75% | 4.89% | 7.01% | 7.88% | 1,689.41 | 1.26 | -0.07 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 20.60% |
| Government Securities | 66.35% | |
| Treasury Bills | 13.06% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| TREPS | Cash & Cash Equivalents and Net Assets | 18.65% | |
| 7.47% State Government of Karnataka 2036 | Government Securities | 12.70% | |
| 6.90% CGL 2065 | Government Securities | 11.83% | |
| 7.24% CGL 2055 | Government Securities | 9.14% | |
| 7.27% CGL 2026 | Government Securities | 5.56% | |
| 5.63% CGL 2026 | Government Securities | 5.30% | |
| 7.79% State Government of West Bengal 2045 | Government Securities | 4.28% | |
| 91 DAY T-BILL 22.05.26 | Treasury Bills | 4.28% | |
| 7.58% State Government of West Bengal 2042 | Government Securities | 3.71% | |
| 91 DAY T-BILL 14.05.26 | Treasury Bills | 3.56% | |
| 7.66% State Government of Kerala 2039 | Government Securities | 3.25% | |
| 182 DAY T-BILL 08.05.26 | Treasury Bills | 2.89% | |
| 7.88% State Government of West Bengal 2044 | Government Securities | 2.46% | |
| 91 DAY T-BILL 07.05.26 | Treasury Bills | 2.32% | |
| 7.02% CGL 2031 | Government Securities | 1.98% | |
| Net Receivable / Payable | Cash & Cash Equivalents and Net Assets | 1.95% | |
| 6.79% CGL 2034 | Government Securities | 1.63% | |
| 7.86% State Government of Bihar 2039 | Government Securities | 1.56% | |
| 7.43% State Government of Tamil Nadu 2036 | Government Securities | 1.53% | |
| 7.83% State Government of Haryana 2043 | Government Securities | 0.93% | |
| 6.28% CGL 2032 | Government Securities | 0.38% | |
| 7.85% State Government of Mizoram 2042 | Government Securities | 0.10% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Gilt.
To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s).
The scheme benchmark is the Nifty All Duration G-Sec Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 0.86%
3-year: 6.39%
5-year: 5.76%
Top holdings include names such as:
The NAV is around ₹66.83 (approx.) for the SBI Gilt Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹9,629 Cr.
The expense ratio for the Regular Plan is 0.96.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Sudhir Agarwal
This fund is suitable for investors with a Moderate risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
