Debt Gilt Moderate Risk Fund Managers: Manish Banthia, Raunak Surana
Debt Gilt Moderate Risk
To generate income primarily through investment in Gilts of various maturities. However, there can be
no assurance or guarantee that the investment objective of the Scheme would be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Gilt | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.1% | 0.8% | 0.71% | 1.39% | 2.88% | 6.76% | 7.07% | 6.95% | 6.23% | 7.53% | 9.22% |
| Category returns | 0.14% | 0.71% | -0.2% | -0.14% | 0.2% | 5.43% | 5.85% | 5.77% | 5.09% | 6.59% | N/A |
| Absolute returns | 0.1% | 0.8% | 0.71% | 1.39% | 2.88% | 13.99% | 22.75% | 30.97% | 35.32% | 106.68% | 951.87% |
| Rank within category | 10 | 8 | 4 | 4 | 2 | 3 | 1 | 1 | 1 | 1 | N/A |
| Total Schemes in Category | 23 | 23 | 23 | 23 | 22 | 21 | 21 | 19 | 19 | 19 | N/A |
| Gilt | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 18.17% | 2.06% | 6.77% | 10.82% | 12.63% | 3.76% | 3.66% | 8.26% | 8.18% | 6.76% | 0.4% |
| Q1 returns | 3.4% | -1% | 2.21% | 2.25% | 3.56% | -0.44% | -0.18% | 1.85% | 2.28% | 2.72% | -1.23% |
| Q2 returns | 3.47% | 5.1% | -0.44% | 3.46% | 5.44% | 1.39% | -0.78% | 2.48% | 1.56% | 2.46% | 1.66% |
| Q3 Returns | 7.2% | 0.16% | 2.1% | 2.64% | 0.41% | 2.76% | 3.4% | 2% | 2.68% | 0.26% | N/A |
| Q4 Returns | 3.03% | -2.08% | 2.78% | 2.07% | 2.73% | 0.03% | 1.22% | 1.69% | 1.44% | 1.17% | N/A |
Expense ratio: 1.1%
Inclusive of GST
Exit load
Nil
| Alpha | 0.00484918 |
| Beta | 0.6882 |
| Sharpe Ratio | 0.0576143 |
| Sortino Ratio | 0.100859 |
| R-Squared | 0.7308 |
| Tracking Error | 0.3873 |
| Downside Risk | 2.8243 |
| Std. Deviation (Annualised) | 2.0763 |
| Gilt | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund - Growth Current | 0.1% | 0.8% | 0.71% | 1.39% | 2.88% | 7.07% | 6.23% | 7.53% | 9.22% | 8,858.44 | 1.10 | 0.06 | Moderate |
| Bandhan Gilt Fund - Regular Plan - Growth | 1.24% | 2.47% | 2.77% | 2.54% | 2.29% | 6.89% | 5.63% | 7.46% | 7.7% | 1,852.66 | 1.15 | 0.02 | Moderately High |
| Axis Gilt Fund - Regular Plan - Growth | -0.01% | 1.03% | 0.4% | 1.06% | 1.58% | 6.85% | 5.58% | 6.86% | 6.94% | 447.40 | 0.83 | 0.03 | Moderate |
| UTI Gilt Fund - Regular Plan - Growth | 0.86% | 2.32% | 2.64% | 2.44% | 2.95% | 6.8% | 5.67% | 7.37% | 8.01% | 542.54 | 0.90 | 0.02 | Moderate |
| Baroda BNP Paribas Gilt Fund - Regular Plan - Growth | -0.23% | 0.43% | -0.24% | -0.26% | 0.79% | 6.54% | 5.33% | 6.14% | 6.24% | 807.60 | 0.45 | 0.02 | Moderate |
| SBI Gilt Fund - Regular Plan - Growth | -0.17% | 0.96% | 0.35% | 0.76% | 0.86% | 6.39% | 5.75% | 7.5% | 7.79% | 9,628.70 | 0.96 | 0.00 | Moderate |
| DSP Gilt Fund - Regular Plan - Growth | -0.11% | 0.35% | -0.87% | -0.27% | -0.07% | 6.22% | 5.45% | 7.24% | 8.89% | 1,278.92 | 1.13 | -0.02 | Moderate |
| HDFC Gilt Fund - Growth | -0.18% | 0.53% | -0.07% | 0.2% | 0.78% | 6.15% | 5.18% | 6.19% | 7.2% | 2,290.23 | 0.93 | -0.03 | Moderate |
| Invesco India Gilt Fund - Regular Plan - Growth | 0.24% | 0.33% | -0.24% | -0.52% | -0.41% | 6% | 4.81% | 6.1% | 5.9% | 176.63 | 1.25 | -0.04 | Moderate |
| Nippon India Gilt Fund - Growth | 0.42% | 0.95% | -0.2% | -0.18% | -0.12% | 5.75% | 4.89% | 7.01% | 7.88% | 1,689.41 | 1.26 | -0.07 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 86.87% |
| Treasury Bills | 7.01% | |
| Cash & Cash Equivalents and Net Assets | 6.12% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 6.9% Government Securities | Government Securities | 13.51% | |
| 7.24% Government Securities | Government Securities | 9.21% | |
| 7.34% Government Securities | Government Securities | 8.47% | |
| 6.48% Government Securities | Government Securities | 8.15% | |
| 91 Days Treasury Bills | Treasury Bills | 4.20% | |
| TREPS | Cash & Cash Equivalents and Net Assets | 3.35% | |
| 7.15% State Government of Maharashtra | Government Securities | 3.12% | |
| 7.13% State Government of Maharashtra | Government Securities | 3.03% | |
| 7.76% State Government of Telangana | Government Securities | 2.97% | |
| 364 Days Treasury Bills | Treasury Bills | 2.81% | |
| 7.12% State Government of Uttar Pradesh | Government Securities | 2.75% | |
| 7.16% State Government of Maharashtra | Government Securities | 2.60% | |
| Reverse Repo | Cash & Cash Equivalents and Net Assets | 2.54% | |
| 7.12% State Government of Maharashtra | Government Securities | 2.31% | |
| 7.46% State Government of Rajasthan | Government Securities | 2.20% | |
| 7.57% State Government of Madhya Pradesh | Government Securities | 2.15% | |
| 7.14% State Government of Maharashtra | Government Securities | 1.88% | |
| 7.09% Government Securities | Government Securities | 1.88% | |
| 6.75% Government Securities | Government Securities | 1.85% | |
| 7.57% State Government of Rajasthan | Government Securities | 1.84% | |
| 7.57% State Government of Madhya Pradesh | Government Securities | 1.82% | |
| 7.24% State Government of Maharashtra | Government Securities | 1.38% | |
| 7.26% State Government of Tamil Nadu | Government Securities | 1.10% | |
| 7.56% State Government of Himachal pradesh | Government Securities | 1.10% | |
| 7.51% State Government of Madhya Pradesh | Government Securities | 1.08% | |
| 7.56% State Government of Rajasthan | Government Securities | 1.03% | |
| 7.5% State Government of Andhra Pradesh | Government Securities | 0.98% | |
| 7.5% State Government of Andhra Pradesh | Government Securities | 0.98% | |
| 7.32% State Government of Chhattisgarh | Government Securities | 0.90% | |
| 7.34% State Government of Telangana | Government Securities | 0.90% | |
| 7.54% State Government of Rajasthan | Government Securities | 0.87% | |
| 7.78% State Government of Haryana | Government Securities | 0.83% | |
| 7.13% State Government of Karnataka | Government Securities | 0.80% | |
| 7.48% State Government of Madhya Pradesh | Government Securities | 0.78% | |
| 7.07% State Government of Gujarat | Government Securities | 0.59% | |
| 7.12% State Government of Maharashtra | Government Securities | 0.58% | |
| 7.52% State Government of Bihar | Government Securities | 0.57% | |
| 7.52% State Government of Haryana | Government Securities | 0.54% | |
| 7.67% State Government of Telangana | Government Securities | 0.45% | |
| 7.63% State Government of Andhra Pradesh | Government Securities | 0.41% | |
| 7.43% State Government of Haryana | Government Securities | 0.30% | |
| 7.29% State Government of West Bengal | Government Securities | 0.28% | |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | 0.24% | |
| 7.76% State Government of Haryana | Government Securities | 0.22% | |
| 7.43% State Government of Odisha | Government Securities | 0.17% | |
| 7.09% Government Securities | Government Securities | 0.11% | |
| 7.27% State Government of Maharashtra | Government Securities | 0.11% | |
| 6.54% Government Securities | Government Securities | 0.03% | |
| 6.68% Government Securities | Government Securities | 0.02% | |
| 7.44% State Government of Karnataka | Government Securities | 0.00% | |
| 6.92% Government Securities | Government Securities | 0.00% | |
| 7.43% State Government of Tamil Nadu | Government Securities | 0.00% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Gilt.
To generate income primarily through investment in Gilts of various maturities. However, there can be
no assurance or guarantee that the investment objective of the Scheme would be achieved.
The scheme benchmark is the Nifty All Duration G-Sec Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 2.88%
3-year: 7.07%
5-year: 6.23%
Top holdings include names such as:
The NAV is around ₹105.19 (approx.) for the ICICI Prudential Gilt Fund - Growth.
The fund’s AUM is approximately ₹8,858 Cr.
The expense ratio for the Regular Plan is 1.1.
Nil.
Minimum SIP starts at ₹5000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Manish Banthia, Raunak Surana
This fund is suitable for investors with a Moderate risk tolerance.
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