Debt Gilt Moderate Risk Fund Managers: Pranay Sinha, Kinjal Desai
Debt Gilt Moderate Risk
The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Gilt | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.42% | 0.95% | -0.2% | -0.18% | -0.12% | 5.28% | 5.75% | 5.6% | 4.89% | 7.01% | 7.88% |
| Category returns | 0.14% | 0.71% | -0.2% | -0.14% | 0.2% | 5.43% | 5.85% | 5.77% | 5.09% | 6.58% | N/A |
| Absolute returns | 0.42% | 0.95% | -0.2% | -0.18% | -0.12% | 10.86% | 18.29% | 24.43% | 27% | 96.9% | 281.66% |
| Rank within category | 4 | 7 | 10 | 9 | 12 | 11 | 10 | 11 | 12 | 6 | N/A |
| Total Schemes in Category | 23 | 23 | 23 | 23 | 22 | 21 | 21 | 19 | 19 | 19 | N/A |
| Gilt | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 16.98% | 3.41% | 8.01% | 12.37% | 11.22% | 1.81% | 2.07% | 6.73% | 8.9% | 3.7% | 0.26% |
| Q1 returns | 2.84% | 0.45% | 1.23% | 2.1% | 3.63% | -1.51% | -0.03% | 1.6% | 2.87% | 2.76% | -1.62% |
| Q2 returns | 3.03% | 3.97% | -0.21% | 5.02% | 4.51% | 1.29% | -1.55% | 2.33% | 1.8% | 0.66% | 1.91% |
| Q3 Returns | 6.69% | 0.69% | 1.64% | 2.95% | 0.17% | 1.91% | 2.15% | 0.77% | 3.46% | -0.46% | N/A |
| Q4 Returns | 3.49% | -1.67% | 5.2% | 1.8% | 2.52% | 0.14% | 1.53% | 1.87% | 0.51% | 0.71% | N/A |
Expense ratio: 1.26%
Inclusive of GST
Exit load
0.25% on or before 7D, Nil after 7D
| Alpha | -0.113805 |
| Beta | 1.0581 |
| Sharpe Ratio | -0.0729056 |
| Sortino Ratio | -0.137717 |
| R-Squared | 0.7474 |
| Tracking Error | 0.4577 |
| Downside Risk | 4.7849 |
| Std. Deviation (Annualised) | 3.1533 |
| Gilt | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund - Growth | 0.1% | 0.8% | 0.71% | 1.39% | 2.88% | 7.07% | 6.23% | 7.53% | 9.22% | 8,858.44 | 1.10 | 0.06 | Moderate |
| Bandhan Gilt Fund - Regular Plan - Growth | 1.24% | 2.47% | 2.77% | 2.54% | 2.29% | 6.89% | 5.63% | 7.47% | 7.7% | 1,852.66 | 1.15 | 0.02 | Moderately High |
| Axis Gilt Fund - Regular Plan - Growth | -0.01% | 1.03% | 0.4% | 1.06% | 1.58% | 6.85% | 5.58% | 6.85% | 6.94% | 447.40 | 0.83 | 0.03 | Moderate |
| UTI Gilt Fund - Regular Plan - Growth | 0.86% | 2.32% | 2.64% | 2.44% | 2.95% | 6.8% | 5.67% | 7.36% | 8.01% | 542.54 | 0.90 | 0.02 | Moderate |
| Baroda BNP Paribas Gilt Fund - Regular Plan - Growth | -0.23% | 0.43% | -0.24% | -0.26% | 0.79% | 6.54% | 5.33% | 6.12% | 6.24% | 807.60 | 0.45 | 0.01 | Moderate |
| SBI Gilt Fund - Regular Plan - Growth | -0.17% | 0.96% | 0.35% | 0.76% | 0.86% | 6.39% | 5.75% | 7.49% | 7.79% | 9,628.70 | 0.96 | 0.00 | Moderate |
| DSP Gilt Fund - Regular Plan - Growth | -0.11% | 0.35% | -0.87% | -0.27% | -0.07% | 6.22% | 5.45% | 7.22% | 8.89% | 1,278.92 | 1.13 | -0.02 | Moderate |
| HDFC Gilt Fund - Growth | -0.18% | 0.53% | -0.07% | 0.2% | 0.78% | 6.15% | 5.18% | 6.18% | 7.2% | 2,290.23 | 0.93 | -0.03 | Moderate |
| Invesco India Gilt Fund - Regular Plan - Growth | 0.24% | 0.33% | -0.24% | -0.52% | -0.41% | 6% | 4.81% | 6.09% | 5.9% | 176.63 | 1.25 | -0.04 | Moderate |
| Nippon India Gilt Fund - Growth Current | 0.42% | 0.95% | -0.2% | -0.18% | -0.12% | 5.75% | 4.89% | 7.01% | 7.88% | 1,689.41 | 1.26 | -0.07 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 81.86% |
| Cash & Cash Equivalents and Net Assets | 9.45% | |
| Treasury Bills | 8.72% | |
| Derivatives-Options (Others) | -0.03% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.24% Government of India | Government Securities | 19.78% | |
| 7.34% Government of India | Government Securities | 11.41% | |
| 7.17% Government of India | Government Securities | 8.43% | |
| 7.06% Government of India | Government Securities | 5.99% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 5.84% | |
| 7.25% Government of India | Government Securities | 5.82% | |
| 182 Days Tbill | Treasury Bills | 5.77% | |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | 3.48% | |
| 6.8% Government of India | Government Securities | 3.15% | |
| 7.99% State Government Securities | Government Securities | 2.98% | |
| 91 Days Tbill | Treasury Bills | 2.95% | |
| 7.14% State Government Securities | Government Securities | 2.88% | |
| 7.41% Government of India | Government Securities | 1.81% | |
| 6.68% Government of India | Government Securities | 1.75% | |
| 6.79% Government of India | Government Securities | 1.75% | |
| 7.54% Government of India | Government Securities | 1.52% | |
| 7.26% Government of India | Government Securities | 1.49% | |
| 7.62% State Government Securities | Government Securities | 1.46% | |
| 7.1% State Government Securities | Government Securities | 1.46% | |
| 9.23% Government of India | Government Securities | 1.03% | |
| 7.17% State Government Securities | Government Securities | 0.87% | |
| 6.83% Government of India | Government Securities | 0.86% | |
| 6.68% Government of India | Government Securities | 0.83% | |
| 7.75% State Government Securities | Government Securities | 0.60% | |
| 6.89% State Government Securities | Government Securities | 0.58% | |
| 7.18% Government of India | Government Securities | 0.57% | |
| 7.16% Government of India | Government Securities | 0.56% | |
| 6.99% Government of India | Government Securities | 0.55% | |
| 7.73% Government of India | Government Securities | 0.54% | |
| 7.85% State Government Securities | Government Securities | 0.30% | |
| 7.27% Government of India | Government Securities | 0.30% | |
| 7.08% State Government Securities | Government Securities | 0.29% | |
| 8.24% Government of India | Government Securities | 0.29% | |
| 7.12% State Government Securities | Government Securities | 0.28% | |
| 7.71% State Government Securities | Government Securities | 0.28% | |
| 6.9% Government of India | Government Securities | 0.26% | |
| 8.33% Government of India | Government Securities | 0.21% | |
| 6.79% Government of India | Government Securities | 0.17% | |
| 7.72% State Government Securities | Government Securities | 0.15% | |
| Cash Margin - CCIL | Cash & Cash Equivalents and Net Assets | 0.14% | |
| 6.96% State Government Securities | Government Securities | 0.13% | |
| 7.32% State Government Securities | Government Securities | 0.11% | |
| 7.61% Government of India | Government Securities | 0.11% | |
| 6.68% Government of India | Government Securities | 0.11% | |
| 7.42% State Government Securities | Government Securities | 0.09% | |
| 6.64% Government of India | Government Securities | 0.08% | |
| 6.92% State Government Securities | Government Securities | 0.05% | |
| Interest Rate Swaps Pay Fix Receive Floating (03/03/2027) (FV 10000 Lacs) | Derivatives-Options (Others) | 0.00% | |
| Interest Rate Swaps Pay Floating Receive Fix (31/03/2031) (FV 5000 Lacs) | Derivatives-Options (Others) | -0.03% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Gilt.
The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.
The scheme benchmark is the Nifty All Duration G-Sec Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: -0.12%
3-year: 5.75%
5-year: 4.89%
Top holdings include names such as:
The NAV is around ₹38.17 (approx.) for the Nippon India Gilt Fund - Growth.
The fund’s AUM is approximately ₹1,689 Cr.
The expense ratio for the Regular Plan is 1.26.
0.25% on or before 7D, Nil after 7D.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Pranay Sinha, Kinjal Desai
This fund is suitable for investors with a Moderate risk tolerance.
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