Debt Gilt Moderately High Risk Fund Manager: Suyash Choudhary
Debt Gilt Moderately High Risk
The scheme seeks to generate optimal returns with high liquidity by investing in Government Securities across maturities.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Gilt | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 1.24% | 2.47% | 2.77% | 2.54% | 2.29% | 6.82% | 6.89% | 6.31% | 5.63% | 7.46% | 7.7% |
| Category returns | 0.14% | 0.71% | -0.2% | -0.14% | 0.2% | 5.43% | 5.85% | 5.77% | 5.09% | 6.59% | N/A |
| Absolute returns | 1.24% | 2.47% | 2.77% | 2.54% | 2.29% | 14.13% | 22.14% | 27.86% | 31.54% | 105.34% | 262.7% |
| Rank within category | 1 | 1 | 1 | 1 | 4 | 2 | 2 | 5 | 4 | 3 | N/A |
| Total Schemes in Category | 23 | 23 | 23 | 23 | 22 | 21 | 21 | 19 | 19 | 19 | N/A |
| Gilt | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 13.88% | 3.12% | 7.79% | 13.26% | 13.68% | 2.05% | 1.35% | 6.75% | 10.6% | 3.72% | 2.42% |
| Q1 returns | 2.03% | 1.81% | 0.77% | 2.44% | 4.16% | -1.69% | 0.98% | 2.03% | 4.53% | 2.77% | 0.41% |
| Q2 returns | 2.31% | 3.06% | -0.3% | 4.95% | 5.4% | 1.62% | -2.42% | 1.98% | 2.3% | -0.13% | 2% |
| Q3 Returns | 5.88% | 0.42% | 1.46% | 3.05% | 0.39% | 1.58% | 1.08% | 0.7% | 3.5% | -0.1% | N/A |
| Q4 Returns | 3.04% | -2.12% | 5.74% | 2.23% | 3.16% | 0.56% | 1.75% | 1.88% | -0.07% | 1.16% | N/A |
Expense ratio: 1.15%
Inclusive of GST
Exit load
Nil
| Alpha | -0.0180729 |
| Beta | 1.0642 |
| Sharpe Ratio | 0.0245178 |
| Sortino Ratio | 0.0472259 |
| R-Squared | 0.547 |
| Tracking Error | 0.7206 |
| Downside Risk | 5.1955 |
| Std. Deviation (Annualised) | 3.7067 |
| Gilt | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund - Growth | 0.1% | 0.8% | 0.71% | 1.39% | 2.88% | 7.07% | 6.23% | 7.53% | 9.22% | 8,858.44 | 1.10 | 0.06 | Moderate |
| Bandhan Gilt Fund - Regular Plan - Growth Current | 1.24% | 2.47% | 2.77% | 2.54% | 2.29% | 6.89% | 5.63% | 7.46% | 7.7% | 1,852.66 | 1.15 | 0.02 | Moderately High |
| Axis Gilt Fund - Regular Plan - Growth | -0.01% | 1.03% | 0.4% | 1.06% | 1.58% | 6.85% | 5.58% | 6.86% | 6.94% | 447.40 | 0.83 | 0.03 | Moderate |
| UTI Gilt Fund - Regular Plan - Growth | 0.86% | 2.32% | 2.64% | 2.44% | 2.95% | 6.8% | 5.67% | 7.37% | 8.01% | 542.54 | 0.90 | 0.02 | Moderate |
| Baroda BNP Paribas Gilt Fund - Regular Plan - Growth | -0.23% | 0.43% | -0.24% | -0.26% | 0.79% | 6.54% | 5.33% | 6.14% | 6.24% | 807.60 | 0.45 | 0.02 | Moderate |
| SBI Gilt Fund - Regular Plan - Growth | -0.17% | 0.96% | 0.35% | 0.76% | 0.86% | 6.39% | 5.75% | 7.5% | 7.79% | 9,628.70 | 0.96 | 0.00 | Moderate |
| DSP Gilt Fund - Regular Plan - Growth | -0.11% | 0.35% | -0.87% | -0.27% | -0.07% | 6.22% | 5.45% | 7.24% | 8.89% | 1,278.92 | 1.13 | -0.02 | Moderate |
| HDFC Gilt Fund - Growth | -0.18% | 0.53% | -0.07% | 0.2% | 0.78% | 6.15% | 5.18% | 6.19% | 7.2% | 2,290.23 | 0.93 | -0.03 | Moderate |
| Invesco India Gilt Fund - Regular Plan - Growth | 0.24% | 0.33% | -0.24% | -0.52% | -0.41% | 6% | 4.81% | 6.1% | 5.9% | 176.63 | 1.25 | -0.04 | Moderate |
| Nippon India Gilt Fund - Growth | 0.42% | 0.95% | -0.2% | -0.18% | -0.12% | 5.75% | 4.89% | 7.01% | 7.88% | 1,689.41 | 1.26 | -0.07 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 96.93% |
| Cash & Cash Equivalents and Net Assets | 3.07% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 6.9% GOI (MD 15/04/2065) | Government Securities | 38.82% | |
| Triparty Repo TRP_020426_VAL | Cash & Cash Equivalents and Net Assets | 21.20% | |
| 6.68% GOI (MD 07/07/2040) | Government Securities | 16.48% | |
| 7.61% Maharashtra SDL (MD 11/05/2029) | Government Securities | 12.39% | |
| 5.77% GOI (MD 03/08/2030) | Government Securities | 6.75% | |
| 8.05% Tamilnadu SDL (MD 18/04/2028) | Government Securities | 6.09% | |
| 8.25% Tamilnadu SDL (MD 02/01/2029) | Government Securities | 5.58% | |
| 7.73% Maharashtra SDL (MD 29/03/2032) | Government Securities | 2.74% | |
| 8.34% Tamil Nadu SDL (MD 28/02/2028) | Government Securities | 2.22% | |
| 7.3% Tamilnadu SDL (MD 30/03/2032) | Government Securities | 2.15% | |
| 8.35% Gujarat SDL (MD 06/03/2029) | Government Securities | 1.96% | |
| 8.28% Tamilnadu SDL (MD 14/03/2028) | Government Securities | 1.39% | |
| 7.02% GOI (MD 18/06/2031) | Government Securities | 0.16% | |
| 6.01% GOI (MD 21/07/2030) | Government Securities | 0.16% | |
| 6.79% GOI (MD 30/12/2031) | Government Securities | 0.05% | |
| Cash Margin - CCIL | Cash & Cash Equivalents and Net Assets | 0.04% | |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | -18.17% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Gilt.
The scheme seeks to generate optimal returns with high liquidity by investing in Government Securities across maturities.
The scheme benchmark is the CRISIL Dynamic Gilt Index
It is classified as Moderately High Risk, suitable for investors with a Moderately High risk appetite.
Returns Delivered by the funds are as follows:
1-year: 2.29%
3-year: 6.89%
5-year: 5.63%
Top holdings include names such as:
The NAV is around ₹36.26 (approx.) for the Bandhan Gilt Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹1,853 Cr.
The expense ratio for the Regular Plan is 1.15.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Suyash Choudhary
This fund is suitable for investors with a Moderately High risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
