Debt Liquid Low to Moderate Risk
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Liquid | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.52% | 1.66% | 3.13% | 4.61% | 6.23% | 6.75% | 6.91% | 6.68% | 6.02% | 6.08% | 6.84% |
| Category returns | 0.52% | 1.61% | 3.07% | 4.52% | 6.12% | 6.66% | 6.82% | 6.59% | 5.94% | 5.97% | N/A |
| Absolute returns | 0.5% | 1.69% | 3.17% | 4.64% | 6.17% | 13.85% | 22.09% | 29.78% | 34.29% | 80.44% | 342.9% |
| Rank within category | 23 | 6 | 6 | 6 | 6 | 7 | 10 | 8 | 8 | 6 | N/A |
| Total Schemes in Category | 42 | 42 | 40 | 39 | 37 | 36 | 35 | 35 | 35 | 29 | N/A |
| Liquid | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 7.66% | 6.67% | 7.44% | 6.63% | 4.18% | 3.28% | 4.83% | 7.03% | 7.33% | 6.53% | 2.74% |
| Q1 returns | 2.01% | 1.64% | 1.75% | 1.82% | 1.36% | 0.77% | 0.88% | 1.69% | 1.84% | 1.82% | 1.47% |
| Q2 returns | 1.96% | 1.63% | 1.77% | 1.77% | 1.16% | 0.8% | 0.98% | 1.71% | 1.79% | 1.66% | 1.26% |
| Q3 Returns | 1.79% | 1.63% | 1.82% | 1.53% | 0.81% | 0.81% | 1.29% | 1.71% | 1.77% | 1.44% | N/A |
| Q4 Returns | 1.68% | 1.61% | 1.9% | 1.35% | 0.78% | 0.86% | 1.6% | 1.75% | 1.74% | 1.46% | N/A |
Expense ratio: 0.28%
Inclusive of GST
Exit load
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
| Alpha | 0.0212 |
| Beta | 0.2716 |
| Sharpe Ratio | 0.213661 |
| Sortino Ratio | 0.0617011 |
| R-Squared | 0.416 |
| Tracking Error | 0.135 |
| Downside Risk | 0 |
| Std. Deviation (Annualised) | 0.2471 |
| Liquid | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank of India Liquid Fund - Regular Plan - Growth | 0.52% | 1.64% | 3.13% | 4.62% | 6.26% | 6.97% | 6.07% | 6.08% | 6.68% | 1,611.37 | 0.08 | 0.36 | Low to Moderate |
| Axis Liquid Fund - Regular Plan - Growth | 0.53% | 1.66% | 3.15% | 4.63% | 6.25% | 6.95% | 6.05% | 6.12% | 6.98% | 30,187.50 | 0.21 | 0.30 | Moderate |
| Franklin India Liquid Fund - Super Institutional - Growth | 0.53% | 1.62% | 3.11% | 4.6% | 6.23% | 6.93% | 6.03% | 6.13% | 7.1% | 2,122.81 | 0.19 | 0.30 | Low to Moderate |
| Canara Robeco Liquid Fund - Regular Plan - Growth | 0.54% | 1.67% | 3.12% | 4.6% | 6.21% | 6.92% | 6.03% | 5.97% | 6.92% | 4,858.34 | 0.15 | 0.28 | Low to Moderate |
| DSP Liquidity Fund - Regular Plan - Growth | 0.53% | 1.66% | 3.14% | 4.61% | 6.24% | 6.92% | 6.01% | 6.05% | 6.91% | 16,866.10 | 0.22 | 0.28 | Low to Moderate |
| Union Liquid Fund - Growth | 0.53% | 1.63% | 3.12% | 4.6% | 6.21% | 6.91% | 6.02% | 5.66% | 6.74% | 5,755.60 | 0.17 | 0.29 | Low to Moderate |
| Invesco India Liquid Fund - Growth | 0.53% | 1.64% | 3.12% | 4.59% | 6.21% | 6.91% | 6.01% | 6.05% | 7.06% | 11,723.20 | 0.22 | 0.27 | Low to Moderate |
| Mahindra Manulife Liquid Fund - Regular Plan - Growth | 0.53% | 1.64% | 3.11% | 4.59% | 6.21% | 6.91% | 6.03% | 0% | 6.08% | 1,012.32 | 0.26 | 0.29 | Moderate |
| Aditya Birla Sun Life Liquid Fund - Growth | 0.53% | 1.65% | 3.13% | 4.6% | 6.21% | 6.91% | 6.02% | 6.1% | 6.96% | 43,022.20 | 0.35 | 0.26 | Moderate |
| UTI Liquid Fund - Regular Plan - Growth Current | 0.52% | 1.66% | 3.13% | 4.61% | 6.23% | 6.91% | 6.02% | 6.08% | 6.84% | 19,763.20 | 0.26 | 0.27 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 14.61% |
| Treasury Bills | 8.22% | |
| Commercial Paper | 46.30% | |
| Certificate of Deposit | 28.62% | |
| Corporate Debt | 2.04% | |
| Alternative Investment Fund | 0.21% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| NET CURRENT ASSETS | Cash & Cash Equivalents and Net Assets | 14.58% | |
| 91 DAYS T-BILL - 11/06/2026 | Treasury Bills | 2.70% | |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Commercial Paper | 2.69% | |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Commercial Paper | 2.25% | |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Commercial Paper | 2.25% | |
| 91 DAYS T-BILL -20/08/2026 | Treasury Bills | 2.23% | |
| CD - HDFC BANK LTD - 24/08/2026 | Certificate of Deposit | 1.92% | |
| CP ICICI SECURITIES LTD. | Commercial Paper | 1.80% | |
| CD - CANARA BANK - 08/06/2026 | Certificate of Deposit | 1.50% | |
| CP EXPORT IMPORT BANK OF INDIA | Commercial Paper | 1.50% | |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Commercial Paper | 1.50% | |
| CP JSW ENERGY LTD. | Commercial Paper | 1.50% | |
| CD - PUNJAB & SIND BANK LTD - 19/06/2026 | Certificate of Deposit | 1.50% | |
| CD - INDIAN BANK - 01/07/2026 | Certificate of Deposit | 1.50% | |
| 91 DAYS T-BILL -28/08/2026 | Treasury Bills | 1.48% | |
| CP ICICI SECURITIES LTD. | Commercial Paper | 1.48% | |
| CD - AXIS BANK LTD - 25/08/2026 | Certificate of Deposit | 1.48% | |
| CD - DBS BANK INDIA LTD - 27/08/2026 | Certificate of Deposit | 1.48% | |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Commercial Paper | 1.35% | |
| CD - HDFC BANK LTD - 05/06/2026 | Certificate of Deposit | 1.20% | |
| CD - KARUR VYSYA BANK LTD - 12/06/2026 | Certificate of Deposit | 1.20% | |
| CD - PUNJAB & SIND BANK LTD. - 15/06/2026 | Certificate of Deposit | 1.20% | |
| CD - UNION BANK OF INDIA - 17/06/2026 | Certificate of Deposit | 1.20% | |
| CP EXPORT IMPORT BANK OF INDIA | Commercial Paper | 1.20% | |
| CD - HDFC BANK LTD - 25/08/2026 | Certificate of Deposit | 1.18% | |
| CD - INDUSIND BANK LTD - 05/06/2026 | Certificate of Deposit | 1.05% | |
| 364 D TBILL MAT - 11/06/2026 | Treasury Bills | 1.05% | |
| CP LARSEN AND TOUBRO LIMITED | Commercial Paper | 1.05% | |
| CD - HDFC BANK LTD - 21/08/2026 | Certificate of Deposit | 1.04% | |
| CD - UNION BANK OF INDIA - 24/08/2026 | Certificate of Deposit | 1.04% | |
| CP L AND T FINANCE LIMITED | Commercial Paper | 0.96% | |
| CD - AU SMALL FINANCE BANK LTD -28/08/2026 | Certificate of Deposit | 0.89% | |
| CP KOTAK SECURITIES LTD. | Commercial Paper | 0.89% | |
| CP HERO FINCORP LTD. | Commercial Paper | 0.88% | |
| CD - CENTRAL BANK OF INDIA - 03/06/2026 | Certificate of Deposit | 0.75% | |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Commercial Paper | 0.75% | |
| CD - KARUR VYSYA BANK LTD - 09/06/2026 | Certificate of Deposit | 0.75% | |
| CD - HDFC BANK LTD - 10/06/2026 | Certificate of Deposit | 0.75% | |
| CD - HDFC BANK LTD - 11/06/2026 | Certificate of Deposit | 0.75% | |
| CP MANGALORE REFINERY AND PETROCHEMICALS LIMITED | Commercial Paper | 0.75% | |
| CP NTPC LTD. | Commercial Paper | 0.75% | |
| CD - HDFC BANK - 01/07/2026 | Certificate of Deposit | 0.75% | |
| CD - INDIAN BANK LTD. - 16/07/2026 | Certificate of Deposit | 0.75% | |
| CD - IDFC FIRST BANK LTD - 27/07/2026 | Certificate of Deposit | 0.74% | |
| CP BAJAJ HOUSING FINANCE LTD | Commercial Paper | 0.74% | |
| CD - CANARA BANK - 14/08/2026 | Certificate of Deposit | 0.74% | |
| CP EXPORT IMPORT BANK OF INDIA | Commercial Paper | 0.74% | |
| CP CANFIN HOMES LTD. | Commercial Paper | 0.74% | |
| NCD POWER FINANCE CORPORATION LTD. | Corporate Debt | 0.68% | |
| NCD SUMMIT DIGITEL INFRASTRUCTURE LTD | Corporate Debt | 0.60% | |
| CP IGH HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.60% | |
| CP NUVOCO VISTAS CORPORATION LTD | Commercial Paper | 0.60% | |
| CP APL APOLLO TUBES LTD | Commercial Paper | 0.60% | |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Commercial Paper | 0.60% | |
| CP TATA PROJECTS LTD | Commercial Paper | 0.60% | |
| CD - KARUR VYSYA BANK LTD - 12/08/2026 | Certificate of Deposit | 0.59% | |
| CP HERO FINCORP LTD. | Commercial Paper | 0.59% | |
| CP TATA CAPITAL HOUSING FINANCE LTD | Commercial Paper | 0.59% | |
| CP KOTAK SECURITIES LTD. | Commercial Paper | 0.59% | |
| CP AXIS SECURITIES LTD | Commercial Paper | 0.59% | |
| CP DEUTSCHE INVESTMENTS INDIA PVT LTD | Commercial Paper | 0.59% | |
| CP ICICI SECURITIES LTD. | Commercial Paper | 0.59% | |
| CP IGH HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.59% | |
| CP HDFC SECURITIES LTD | Commercial Paper | 0.53% | |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Corporate Debt | 0.45% | |
| CP IGH HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.45% | |
| CP AXIS SECURITIES LTD | Commercial Paper | 0.45% | |
| CP GIC HOUSING FINANCE LTD. | Commercial Paper | 0.45% | |
| 364 D TBILL MAT - 25/06/2026 | Treasury Bills | 0.45% | |
| CP SIKKA PORTS AND TERMINALS LIMITED | Commercial Paper | 0.45% | |
| CP BAJAJ HOUSING FINANCE LTD | Commercial Paper | 0.45% | |
| CP L AND T FINANCE LIMITED | Commercial Paper | 0.45% | |
| CD - AXIS BANK LTD - 18/08/2026 | Certificate of Deposit | 0.44% | |
| CD - HDFC BANK LTD - 20/08/2026 | Certificate of Deposit | 0.44% | |
| CP ICICI HOME FINANCE COMPANY LIMITED | Commercial Paper | 0.44% | |
| CD - IDFC FIRST BANK LTD - 25/08/2026 | Certificate of Deposit | 0.44% | |
| CP BAJAJ FINANCIAL SECURITIES LTD | Commercial Paper | 0.44% | |
| CD - INDUSIND BANK LTD - 24/08/2026 | Certificate of Deposit | 0.44% | |
| CP ICICI SECURITIES LTD. | Commercial Paper | 0.44% | |
| CP MOTILAL OSWAL FINANCIAL SERVICES LTD. | Commercial Paper | 0.44% | |
| CP TITAN COMPANY LTD. | Commercial Paper | 0.38% | |
| CP MOTILAL OSWAL FINVEST LTD | Commercial Paper | 0.38% | |
| NCD SMFG INDIA CREDIT COMPANY LIMITED | Corporate Debt | 0.32% | |
| CP SHAREKHAN LTD | Commercial Paper | 0.30% | |
| CP NUVAMA WEALTH FINANCE LTD | Commercial Paper | 0.30% | |
| CP ADITYA BIRLA MONEY LTD | Commercial Paper | 0.30% | |
| CP THE RAMCO CEMENTS LIMITED | Commercial Paper | 0.30% | |
| 182 DAYS T-BILL - 11/06/2026 | Treasury Bills | 0.30% | |
| CP BIRLA GROUP HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.30% | |
| CP BIRLA GROUP HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.30% | |
| CP NUVAMA WEALTH MANAGEMENT LTD | Commercial Paper | 0.30% | |
| CP TRUHOME FINANCE LTD | Commercial Paper | 0.30% | |
| CP J.K.CEMENT LTD. | Commercial Paper | 0.30% | |
| CP CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED | Commercial Paper | 0.30% | |
| CP POWER FINANCE CORPORATION LTD. | Commercial Paper | 0.30% | |
| CP TATA CAPITAL HOUSING FINANCE LTD | Commercial Paper | 0.30% | |
| CP BAJAJ FINANCE LTD. | Commercial Paper | 0.30% | |
| CP KOTAK SECURITIES LTD. | Commercial Paper | 0.30% | |
| CP ADITYA BIRLA CAPITAL LTD | Commercial Paper | 0.30% | |
| CP IGH HOLDINGS PRIVATE LIMITED | Commercial Paper | 0.30% | |
| CP ADITYA BIRLA MONEY LTD | Commercial Paper | 0.30% | |
| CP TATA CAPITAL LTD. | Commercial Paper | 0.30% | |
| CP MIRAE ASSET FINANCIAL SERVICES (I) PVT LTD | Commercial Paper | 0.30% | |
| CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. | Commercial Paper | 0.30% | |
| CP FEDBANK FINANCIAL SERVICES LTD. | Commercial Paper | 0.29% | |
| CD - Union Bank Of India - 12/06/2026 | Certificate of Deposit | 0.23% | |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Alternative Investment Fund | 0.21% | |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Commercial Paper | 0.15% | |
| CP CEAT LTD. | Commercial Paper | 0.15% | |
| CP NUVAMA CLEARING SERVICES LTD | Commercial Paper | 0.15% | |
| CD - EQUITAS SMALL FINANCE BANK - 15/06/2026 | Certificate of Deposit | 0.15% | |
| CD - DCB BANK LTD - 16/06/2026 | Certificate of Deposit | 0.15% | |
| CP MOTILAL OSWAL FINVEST LTD | Commercial Paper | 0.15% | |
| CP NUVAMA WEALTH FINANCE LTD | Commercial Paper | 0.15% | |
| CP NUVAMA CLEARING SERVICES LTD | Commercial Paper | 0.15% | |
| CD - INDUSIND BANK LTD - 22/06/2026 | Certificate of Deposit | 0.15% | |
| CD - FEDERAL BANK LTD - 10/07/2026 | Certificate of Deposit | 0.15% | |
| CP NUVAMA WEALTH MANAGEMENT LTD | Commercial Paper | 0.15% | |
| CP NXTRA DATA LTD | Commercial Paper | 0.12% | |
| CP HDFC SECURITIES LTD | Commercial Paper | 0.08% | |
| CP NUVAMA WEALTH AND INVESTMENT LIMITED | Commercial Paper | 0.08% | |
| CP KOTAK SECURITIES LTD. | Commercial Paper | 0.08% | |
| CD - CANARA BANK - 12/06/2026 | Certificate of Deposit | 0.08% | |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Cash & Cash Equivalents and Net Assets | 0.03% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Liquid.
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
The scheme benchmark is the Nifty Liquid Fund Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.19%
3-year: 6.88%
5-year: 6.08%
Top holdings include names such as:
The NAV is around ₹4,529.67 (approx.) for the UTI Liquid Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹33,248 Cr.
The expense ratio for the Regular Plan is 0.28.
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Amit Sharma
This fund is suitable for investors with a Low to Moderate risk tolerance.
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