Debt Liquid Moderate Risk
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity
through a portfolio of money market and debt instruments. However, there is no assurance that the
investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Liquid | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.53% | 1.64% | 3.11% | 4.59% | 6.21% | 6.74% | 6.91% | 6.68% | 6.03% | 0% | 6.08% |
| Category returns | 0.52% | 1.61% | 3.07% | 4.52% | 6.12% | 6.66% | 6.82% | 6.59% | 5.94% | 5.97% | N/A |
| Absolute returns | 0.49% | 1.65% | 3.13% | 4.61% | 6.14% | 13.8% | 22.09% | 29.78% | 34.31% | 0% | 79.53% |
| Rank within category | 8 | 15 | 17 | 11 | 11 | 13 | 8 | 4 | 3 | 30 | N/A |
| Total Schemes in Category | 42 | 42 | 40 | 39 | 37 | 36 | 35 | 35 | 35 | 29 | N/A |
| Liquid | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 6.69% | 7.39% | 6.73% | 4.28% | 3.3% | 4.87% | 7.05% | 7.35% | 6.51% | 2.7% |
| Q1 returns | N/A | 1.67% | 1.64% | 1.85% | 1.4% | 0.78% | 0.88% | 1.67% | 1.84% | 1.8% | 1.45% |
| Q2 returns | N/A | 1.63% | 1.83% | 1.75% | 1.17% | 0.82% | 1.01% | 1.72% | 1.79% | 1.65% | 1.24% |
| Q3 Returns | N/A | 1.62% | 1.82% | 1.57% | 0.85% | 0.81% | 1.29% | 1.72% | 1.78% | 1.43% | N/A |
| Q4 Returns | 1.68% | 1.62% | 1.9% | 1.4% | 0.81% | 0.86% | 1.61% | 1.76% | 1.75% | 1.47% | N/A |
Expense ratio: 0.22%
Inclusive of GST
Exit load
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
| Alpha | 0.00389705 |
| Beta | 1.0567 |
| Sharpe Ratio | 0.224874 |
| Sortino Ratio | 0.0631373 |
| R-Squared | 0.9009 |
| Tracking Error | 0.0213 |
| Downside Risk | 0 |
| Std. Deviation (Annualised) | 0.2332 |
| Liquid | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank of India Liquid Fund - Regular Plan - Growth | 0.52% | 1.64% | 3.13% | 4.62% | 6.26% | 6.97% | 6.07% | 6.08% | 6.68% | 1,611.37 | 0.08 | 0.36 | Low to Moderate |
| Axis Liquid Fund - Regular Plan - Growth | 0.53% | 1.66% | 3.15% | 4.63% | 6.25% | 6.95% | 6.05% | 6.12% | 6.98% | 30,187.50 | 0.21 | 0.30 | Moderate |
| Franklin India Liquid Fund - Super Institutional - Growth | 0.53% | 1.62% | 3.11% | 4.6% | 6.23% | 6.93% | 6.03% | 6.13% | 7.1% | 2,122.81 | 0.19 | 0.30 | Low to Moderate |
| Canara Robeco Liquid Fund - Regular Plan - Growth | 0.54% | 1.67% | 3.12% | 4.6% | 6.21% | 6.92% | 6.03% | 5.97% | 6.92% | 4,858.34 | 0.15 | 0.28 | Low to Moderate |
| DSP Liquidity Fund - Regular Plan - Growth | 0.53% | 1.66% | 3.14% | 4.61% | 6.24% | 6.92% | 6.01% | 6.05% | 6.91% | 16,866.10 | 0.22 | 0.28 | Low to Moderate |
| Union Liquid Fund - Growth | 0.53% | 1.63% | 3.12% | 4.6% | 6.21% | 6.91% | 6.02% | 5.66% | 6.74% | 5,755.60 | 0.17 | 0.29 | Low to Moderate |
| Invesco India Liquid Fund - Growth | 0.53% | 1.64% | 3.12% | 4.59% | 6.21% | 6.91% | 6.01% | 6.05% | 7.06% | 11,723.20 | 0.22 | 0.27 | Low to Moderate |
| Mahindra Manulife Liquid Fund - Regular Plan - Growth Current | 0.53% | 1.64% | 3.11% | 4.59% | 6.21% | 6.91% | 6.03% | 0% | 6.08% | 1,012.32 | 0.26 | 0.29 | Moderate |
| Aditya Birla Sun Life Liquid Fund - Growth | 0.53% | 1.65% | 3.13% | 4.6% | 6.21% | 6.91% | 6.02% | 6.1% | 6.96% | 43,022.20 | 0.35 | 0.26 | Moderate |
| UTI Liquid Fund - Regular Plan - Growth | 0.52% | 1.66% | 3.13% | 4.61% | 6.23% | 6.91% | 6.02% | 6.08% | 6.84% | 19,763.20 | 0.26 | 0.27 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Treasury Bills | 15.38% |
| Commercial Paper | 51.35% | |
| Corporate Debt | 4.60% | |
| Certificate of Deposit | 22.74% | |
| Cash & Cash Equivalents and Net Assets | 4.70% | |
| Government Securities | 0.92% | |
| Alternative Investment Fund | 0.30% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 91 Days Tbill 2026 | Treasury Bills | 9.12% | |
| HDFC Securities Limited 2026 ** | Commercial Paper | 6.79% | |
| 8.30% Godrej Industries Limited 2026 ** | Corporate Debt | 4.60% | |
| Small Industries Dev Bank of India 2026 ** | Commercial Paper | 4.58% | |
| Union Bank of India 2026 # | Certificate of Deposit | 4.58% | |
| Power Finance Corporation Limited 2026 | Commercial Paper | 4.58% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 4.57% | |
| Union Bank of India 2026 ** # | Certificate of Deposit | 4.55% | |
| TATA Realty & Infrastructure Limited 2026 ** | Commercial Paper | 4.54% | |
| Bank of Baroda 2026 ** # | Certificate of Deposit | 4.53% | |
| National Bank For Agriculture and Rural Development 2026 ** | Commercial Paper | 4.53% | |
| HDFC Bank Limited 2026 ** # | Certificate of Deposit | 4.52% | |
| 182 Days Tbill 2026 | Treasury Bills | 3.67% | |
| Motilal Oswal Financial Services Limited 2026 ** | Commercial Paper | 3.16% | |
| Nuvama Wealth Management Limited 2026 ** | Commercial Paper | 2.29% | |
| National Bank For Agriculture and Rural Development 2026 ** | Commercial Paper | 2.29% | |
| Tata Housing Development Company Limited 2026 ** | Commercial Paper | 2.29% | |
| Axis Bank Limited 2026 ** # | Certificate of Deposit | 2.29% | |
| HDFC Bank Limited 2026 ** # | Certificate of Deposit | 2.27% | |
| ICICI Home Finance Company Limited 2026 ** | Commercial Paper | 2.27% | |
| Tata Housing Development Company Limited 2026 ** | Commercial Paper | 2.26% | |
| TATA Realty & Infrastructure Limited 2026 ** | Commercial Paper | 2.26% | |
| IGH Holdings Private Limited 2026 ** | Commercial Paper | 2.25% | |
| 360 One Prime Limited 2026 ** | Commercial Paper | 2.25% | |
| Small Industries Dev Bank of India 2026 | Commercial Paper | 1.84% | |
| 364 Days Tbill 2026 | Treasury Bills | 1.83% | |
| 360 One Prime Limited 2026 ** | Commercial Paper | 1.81% | |
| DSP Finance Private Limited 2026 ** | Commercial Paper | 1.35% | |
| 6.24% State Government Securities 2026 | Government Securities | 0.92% | |
| 364 Days Tbill 2026 | Treasury Bills | 0.62% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.30% | |
| 182 Days Tbill 2026 | Treasury Bills | 0.13% | |
| Margin placed with CCIL & ARCL | Cash & Cash Equivalents and Net Assets | 0.09% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 0.04% | |
| Total | 100.00% |
Mr. Amit Garg has over 8 years of experience in the areas of portfolio development, analysis of securities and dealing in the fixed income market. Apart from this, he has worked in investment banking and propriety debt portfolios. He has been associated with Darashaw & Co. Pvt. Ltd. as Investment Banking Sales of Fixed Income Securities. His previous assignment was with Daiwa Asset Management (India) Pvt. Ltd. as a Junior Fund Manager & Dealer to manage and deal in the debt funds of the Mutual Fund.
RETURNS
It is an Open ended scheme that primarily invests in Liquid.
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity
through a portfolio of money market and debt instruments. However, there is no assurance that the
investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
The scheme benchmark is the CRISIL Liquid Debt Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.16%
3-year: 6.88%
5-year: 6.08%
Top holdings include names such as:
The NAV is around ₹1,796.18 (approx.) for the Mahindra Manulife Liquid Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹1,088 Cr.
The expense ratio for the Regular Plan is 0.22.
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Rahul Pal, Amit Garg
This fund is suitable for investors with a Moderate risk tolerance.
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