Debt Liquid Low to Moderate Risk
The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Liquid | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.53% | 1.62% | 3.11% | 4.6% | 6.23% | 6.79% | 6.93% | 6.68% | 6.03% | 6.13% | 7.1% |
| Category returns | 0.52% | 1.61% | 3.07% | 4.52% | 6.12% | 6.66% | 6.82% | 6.59% | 5.94% | 5.97% | N/A |
| Absolute returns | 0.51% | 1.67% | 3.16% | 4.64% | 6.18% | 13.94% | 22.21% | 29.83% | 34.35% | 81.29% | 315.54% |
| Rank within category | 11 | 28 | 16 | 10 | 5 | 2 | 3 | 5 | 5 | 2 | N/A |
| Total Schemes in Category | 42 | 42 | 40 | 39 | 37 | 36 | 35 | 35 | 35 | 29 | N/A |
| Liquid | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 7.66% | 6.74% | 7.47% | 6.88% | 4.34% | 3.27% | 4.84% | 6.97% | 7.38% | 6.59% | 2.69% |
| Q1 returns | 2.05% | 1.66% | 1.66% | 1.86% | 1.53% | 0.76% | 0.88% | 1.64% | 1.84% | 1.82% | 1.45% |
| Q2 returns | 1.95% | 1.66% | 1.82% | 1.78% | 1.19% | 0.79% | 0.98% | 1.69% | 1.8% | 1.69% | 1.23% |
| Q3 Returns | 1.8% | 1.61% | 1.83% | 1.62% | 0.79% | 0.81% | 1.29% | 1.71% | 1.79% | 1.45% | N/A |
| Q4 Returns | 1.65% | 1.63% | 1.96% | 1.45% | 0.77% | 0.86% | 1.61% | 1.75% | 1.76% | 1.47% | N/A |
Expense ratio: 0.17%
Inclusive of GST
Exit load
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
| Alpha | 0.0238019 |
| Beta | 0.286 |
| Sharpe Ratio | 0.246629 |
| Sortino Ratio | 0.070227 |
| R-Squared | 0.4575 |
| Tracking Error | 0.1319 |
| Downside Risk | 0 |
| Std. Deviation (Annualised) | 0.2477 |
| Liquid | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank of India Liquid Fund - Regular Plan - Growth | 0.52% | 1.64% | 3.13% | 4.62% | 6.26% | 6.97% | 6.07% | 6.08% | 6.68% | 1,611.37 | 0.08 | 0.36 | Low to Moderate |
| Axis Liquid Fund - Regular Plan - Growth | 0.53% | 1.66% | 3.15% | 4.63% | 6.25% | 6.95% | 6.05% | 6.12% | 6.98% | 30,187.50 | 0.21 | 0.30 | Moderate |
| Franklin India Liquid Fund - Super Institutional - Growth Current | 0.53% | 1.62% | 3.11% | 4.6% | 6.23% | 6.93% | 6.03% | 6.13% | 7.1% | 2,122.81 | 0.19 | 0.30 | Low to Moderate |
| Canara Robeco Liquid Fund - Regular Plan - Growth | 0.54% | 1.67% | 3.12% | 4.6% | 6.21% | 6.92% | 6.03% | 5.97% | 6.92% | 4,858.34 | 0.15 | 0.28 | Low to Moderate |
| DSP Liquidity Fund - Regular Plan - Growth | 0.53% | 1.66% | 3.14% | 4.61% | 6.24% | 6.92% | 6.01% | 6.05% | 6.91% | 16,866.10 | 0.22 | 0.28 | Low to Moderate |
| Union Liquid Fund - Growth | 0.53% | 1.63% | 3.12% | 4.6% | 6.21% | 6.91% | 6.02% | 5.66% | 6.74% | 5,755.60 | 0.17 | 0.29 | Low to Moderate |
| Invesco India Liquid Fund - Growth | 0.53% | 1.64% | 3.12% | 4.59% | 6.21% | 6.91% | 6.01% | 6.05% | 7.06% | 11,723.20 | 0.22 | 0.27 | Low to Moderate |
| Mahindra Manulife Liquid Fund - Regular Plan - Growth | 0.53% | 1.64% | 3.11% | 4.59% | 6.21% | 6.91% | 6.03% | 0% | 6.08% | 1,012.32 | 0.26 | 0.29 | Moderate |
| Aditya Birla Sun Life Liquid Fund - Growth | 0.53% | 1.65% | 3.13% | 4.6% | 6.21% | 6.91% | 6.02% | 6.1% | 6.96% | 43,022.20 | 0.35 | 0.26 | Moderate |
| UTI Liquid Fund - Regular Plan - Growth | 0.52% | 1.66% | 3.13% | 4.61% | 6.23% | 6.91% | 6.02% | 6.08% | 6.84% | 19,763.20 | 0.26 | 0.27 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 14.60% |
| Commercial Paper | 43.39% | |
| Corporate Debt | 10.69% | |
| Certificate of Deposit | 28.90% | |
| Treasury Bills | 2.20% | |
| Alternative Investment Fund | 0.20% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Call, Cash & Other Assets | Cash & Cash Equivalents and Net Assets | 14.60% | |
| National Bank For Agriculture & Rural Development (01-Jul-2026) **@ | Commercial Paper | 6.01% | |
| 7.51% REC Ltd (31-Jul-2026) ** | Corporate Debt | 5.70% | |
| Bank of Baroda (20-Aug-2026) ** | Certificate of Deposit | 5.68% | |
| HDFC Bank Ltd (21-Aug-2026) ** | Certificate of Deposit | 3.97% | |
| HDFC Bank Ltd (25-Aug-2026) ** | Certificate of Deposit | 3.96% | |
| 7.63% Power Finance Corporation Ltd (14-Aug-2026) | Corporate Debt | 3.56% | |
| Bajaj Financial Securities Ltd (11-Jun-2026) **@ | Commercial Paper | 3.35% | |
| Bank of Baroda (12-Aug-2026) ** | Certificate of Deposit | 3.31% | |
| Export-Import Bank Of India (01-Jun-2026)@ | Commercial Paper | 2.69% | |
| Union Bank of India (01-Jun-2026) | Certificate of Deposit | 2.69% | |
| Can Fin Homes Ltd (03-Jun-2026) **@ | Commercial Paper | 2.69% | |
| National Bank For Agriculture & Rural Development (04-Jun-2026) **@ | Commercial Paper | 2.68% | |
| Export-Import Bank Of India (10-Jun-2026) **@ | Commercial Paper | 2.68% | |
| Canara Bank (22-Jun-2026) ** | Certificate of Deposit | 2.68% | |
| Aditya Birla Capital Ltd (24-Jun-2026) **@ | Commercial Paper | 2.67% | |
| Bajaj Finance Ltd (09-Jul-2026) **@ | Commercial Paper | 2.66% | |
| Standard Chartered Securities (India) Ltd (08-Jun-2026) **@ | Commercial Paper | 2.01% | |
| Infina Finance Pvt Ltd (09-Jun-2026) **@ | Commercial Paper | 2.01% | |
| Sharekhan Ltd (10-Jun-2026) **@ | Commercial Paper | 2.01% | |
| HDFC Bank Ltd (06-Aug-2026) | Certificate of Deposit | 1.99% | |
| Bank of Baroda (24-Aug-2026) ** | Certificate of Deposit | 1.98% | |
| Bajaj Financial Securities Ltd (18-Aug-2026) **@ | Commercial Paper | 1.98% | |
| Motilal Oswal Financial Services Ltd (18-Aug-2026) **@ | Commercial Paper | 1.98% | |
| 91 DTB (11-Jun-2026) $ ~~ | Treasury Bills | 1.53% | |
| ICICI Securities Ltd (04-Jun-2026)@ | Commercial Paper | 1.34% | |
| HDFC Bank Ltd (05-Aug-2026) ** | Certificate of Deposit | 1.33% | |
| Canara Bank (14-Aug-2026) | Certificate of Deposit | 1.32% | |
| National Bank For Agriculture & Rural Development (14-Aug-2026) **@ | Commercial Paper | 1.32% | |
| Godrej Housing Finance Ltd (18-Aug-2026) **@ | Commercial Paper | 1.32% | |
| HDFC Securities Ltd (17-Aug-2026) **@ | Commercial Paper | 1.32% | |
| 7.56% REC Ltd (30-Jun-2026) ** | Corporate Debt | 0.72% | |
| 7.58% National Bank For Agriculture & Rural Development (31-Jul-2026) ** | Corporate Debt | 0.71% | |
| 91 DTB (04-Jun-2026) | Treasury Bills | 0.67% | |
| Bajaj Financial Securities Ltd (12-Jun-2026) **@ | Commercial Paper | 0.67% | |
| Small Industries Development Bank Of India (23-Jun-2026) **@ | Commercial Paper | 0.67% | |
| 360 One Wam Ltd (12-Aug-2026) **@ | Commercial Paper | 0.66% | |
| Cholamandalam Investment and Finance Co Ltd (21-Aug-2026) **@ | Commercial Paper | 0.66% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.20% | |
| Total | 100.00% |
Mr. Pallab Roy is responsible for Investments and Fund Management. He has been with Franklin Templeton Asset Management (India) Pvt. Ltd. since June 2001 till today. He is responsible for Liquidity Management & Portfolio MIS - Fixed Income funds.
RETURNS
It is an Open ended scheme that primarily invests in Liquid.
The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.
The scheme benchmark is the Nifty Liquid Fund Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.18%
3-year: 6.91%
5-year: 6.08%
Top holdings include names such as:
The NAV is around ₹4,155.38 (approx.) for the Franklin India Liquid Fund - Super Institutional - Growth.
The fund’s AUM is approximately ₹3,722 Cr.
The expense ratio for the Regular Plan is 0.17.
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹10000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Pallab Roy, Rohan Maru
This fund is suitable for investors with a Low to Moderate risk tolerance.
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