Debt Low Duration Low to Moderate Risk Fund Managers: Krishna Cheemalapati, Vikas Garg
Debt Low Duration Low to Moderate Risk
To generate income by investing in debt and Money Market Instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.76% | 1.52% | 2.67% | 4.1% | 6.08% | 6.96% | 6.99% | 6.53% | 5.92% | 6.57% | 7.41% |
| Category returns | 0.73% | 1.51% | 2.61% | 4.03% | 6.03% | 6.91% | 6.93% | 6.51% | 5.97% | 6.29% | N/A |
| Absolute returns | 0.76% | 1.52% | 2.67% | 4.1% | 6.08% | 14.4% | 22.55% | 28.86% | 33.32% | 88.95% | 296.46% |
| Rank within category | 5 | 14 | 8 | 8 | 7 | 5 | 6 | 7 | 9 | 6 | N/A |
| Total Schemes in Category | 25 | 24 | 23 | 23 | 22 | 20 | 20 | 20 | 20 | 19 | N/A |
| Low Duration | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 8.52% | 6.29% | 7.05% | 8.92% | 7.09% | 3.48% | 4% | 6.84% | 7.58% | 7.21% | 1.63% |
| Q1 returns | 2.08% | 1.57% | 1.79% | 2.36% | 1.54% | 0.79% | 0.92% | 1.6% | 2% | 1.91% | 1.02% |
| Q2 returns | 1.98% | 1.67% | 1.21% | 1.97% | 2.8% | 0.96% | 0.42% | 1.86% | 1.7% | 2.21% | 0.61% |
| Q3 Returns | 2.35% | 1.63% | 1.51% | 2.33% | 1.3% | 0.94% | 1.1% | 1.62% | 1.91% | 1.47% | N/A |
| Q4 Returns | 1.85% | 1.27% | 2.37% | 1.97% | 1.27% | 0.75% | 1.51% | 1.59% | 1.76% | 1.43% | N/A |
Expense ratio: 0.65%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0403197 |
| Beta | 0.7306 |
| Sharpe Ratio | 0.249198 |
| Sortino Ratio | 0.145828 |
| R-Squared | 0.6388 |
| Tracking Error | 0.0966 |
| Downside Risk | 0.1747 |
| Std. Deviation (Annualised) | 0.501 |
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund - Growth | 0.71% | 1.57% | 2.93% | 4.47% | 6.51% | 7.54% | 6.52% | 7.1% | 7.67% | 26,664.50 | 0.59 | 0.52 | Low to Moderate |
| HSBC Low Duration Fund - Regular Plan - Growth | 0.79% | 1.66% | 2.76% | 4.19% | 7.4% | 7.52% | 6.22% | 6.58% | 7.41% | 980.89 | 0.89 | 0.28 | Low to Moderate |
| UTI Low Duration Fund - Regular Plan - Growth | 0.73% | 1.58% | 2.78% | 4.32% | 6.34% | 7.22% | 7.27% | 6.02% | 7.16% | 2,246.22 | 0.40 | 0.36 | Moderate |
| Axis Treasury Advantage Fund - Regular Plan - Growth | 0.74% | 1.54% | 2.77% | 4.27% | 6.29% | 7.17% | 6.17% | 6.73% | 7.38% | 5,455.40 | 0.70 | 0.33 | Moderate |
| Canara Robeco Savings Fund - Regular Plan - Growth | 0.75% | 1.6% | 2.72% | 4.15% | 6.13% | 7% | 5.9% | 6.42% | 7.28% | 1,295.48 | 0.48 | 0.24 | Low to Moderate |
| Invesco India Low Duration Fund - Growth Current | 0.76% | 1.52% | 2.67% | 4.1% | 6.08% | 6.99% | 5.92% | 6.57% | 7.41% | 1,659.42 | 0.65 | 0.25 | Low to Moderate |
| HDFC Low Duration Fund - Growth | 0.69% | 1.53% | 2.61% | 4.02% | 5.97% | 6.99% | 6.02% | 6.58% | 7.04% | 22,103.90 | 1.09 | 0.22 | Moderate |
| Tata Treasury Advantage Fund - Regular Plan - Growth | 0.72% | 1.57% | 2.7% | 4.1% | 6.04% | 6.94% | 5.96% | 6.03% | 7.1% | 2,460.29 | 0.58 | 0.22 | Low to Moderate |
| Nippon India Low Duration Fund - Growth | 0.69% | 1.45% | 2.58% | 4.05% | 6.01% | 6.91% | 5.97% | 6.5% | 7.41% | 8,767.67 | 1.05 | 0.20 | Moderate |
| DSP Low Duration Fund - Regular Plan - Growth | 0.74% | 1.54% | 2.58% | 3.99% | 5.93% | 6.91% | 5.92% | 6.55% | 6.78% | 4,668.92 | 0.62 | 0.19 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Certificate of Deposit | 37.72% |
| Corporate Debt | 50.41% | |
| Treasury Bills | 6.87% | |
| Government Securities | 1.69% | |
| Commercial Paper | 4.25% | |
| Cash & Cash Equivalents and Net Assets | -1.39% | |
| Alternative Investment Fund | 0.30% | |
| PTC & Securitized Debt | 0.16% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Punjab National Bank 2027 ** # | Certificate of Deposit | 4.26% | |
| National Bank For Agriculture and Rural Development 2027 ** # | Certificate of Deposit | 4.23% | |
| 7.59% REC Limited 2027 ** | Corporate Debt | 3.02% | |
| 7.41% Indian Railway Finance Corporation Limited 2026 ** | Corporate Debt | 3.02% | |
| 7.63% Power Finance Corporation Limited 2026 ** | Corporate Debt | 3.01% | |
| 7.44% National Bank For Agriculture and Rural Development 2028 ** | Corporate Debt | 3.01% | |
| 91 Days Tbill (MD 30/04/2026) | Treasury Bills | 3.00% | |
| 91 Days Tbill (MD 28/05/2026) | Treasury Bills | 2.99% | |
| 6.95% Bajaj Housing Finance Limited 2028 ** | Corporate Debt | 2.98% | |
| Kotak Mahindra Bank Limited 2026 ** # | Certificate of Deposit | 2.86% | |
| Small Industries Dev Bank of India 2027 ** # | Certificate of Deposit | 2.84% | |
| Punjab National Bank 2027 ** # | Certificate of Deposit | 2.84% | |
| Bank of Baroda 2027 ** # | Certificate of Deposit | 2.84% | |
| Kotak Mahindra Bank Limited 2027 ** # | Certificate of Deposit | 2.84% | |
| Canara Bank 2027 ** # | Certificate of Deposit | 2.82% | |
| 7.96% Pipeline Infrastructure Private Limited 2027 ** | Corporate Debt | 2.42% | |
| 8.2% Kotak Mahindra Prime Limited 2027 ** | Corporate Debt | 2.42% | |
| Canara Bank 2027 ** # | Certificate of Deposit | 2.26% | |
| 7.65% HDB Financial Services Limited 2027 ** | Corporate Debt | 1.80% | |
| 8.65% Aadhar Housing Finance Limited 2027 ** | Corporate Debt | 1.64% | |
| 7.15% State Government Securities 2027 | Government Securities | 1.52% | |
| 8.4% Torrent Power Limited 2027 ** | Corporate Debt | 1.51% | |
| 8.20% Can Fin Homes Limited 2027 ** | Corporate Debt | 1.51% | |
| 9.15% Piramal Finance Limited 2027 ** | Corporate Debt | 1.51% | |
| 9% Piramal Finance Limited 2027 ** | Corporate Debt | 1.51% | |
| 7.74% LIC Housing Finance Limited 2027 ** | Corporate Debt | 1.51% | |
| 9.5% 360 One Prime Limited 2026 ** | Corporate Debt | 1.51% | |
| 8.60% Lodha Developers Limited 2027 ** | Corporate Debt | 1.51% | |
| 7.79% Kotak Mahindra Prime Limited 2027 ** | Corporate Debt | 1.51% | |
| 7.90% Mahindra & Mahindra Financial Services Limited 2027 ** | Corporate Debt | 1.50% | |
| 8% Adani Power Limited 2028 ** | Corporate Debt | 1.50% | |
| 7.45% Torrent Pharmaceuticals Limited 2028 ** | Corporate Debt | 1.49% | |
| 7% Mindspace Business Parks REIT 2027 ** | Corporate Debt | 1.49% | |
| 7.35% Bharti Telecom Limited 2027 ** | Corporate Debt | 1.49% | |
| 6.37% REC Limited 2027 ** | Corporate Debt | 1.49% | |
| 6.92% DLF Cyber City Developers Limited 2028 ** | Corporate Debt | 1.48% | |
| AU Small Finance Bank Limited 2026 ** # | Certificate of Deposit | 1.43% | |
| Canara Bank 2027 ** # | Certificate of Deposit | 1.42% | |
| National Bank For Agriculture and Rural Development 2027 ** # | Certificate of Deposit | 1.42% | |
| Export Import Bank of India 2027 ** # | Certificate of Deposit | 1.42% | |
| ICICI Bank Limited 2027 ** # | Certificate of Deposit | 1.42% | |
| Bajaj Housing Finance Limited 2027 ** | Commercial Paper | 1.42% | |
| Muthoot Finance Limited 2027 ** | Commercial Paper | 1.42% | |
| Small Industries Dev Bank of India 2027 ** # | Certificate of Deposit | 1.42% | |
| ICICI Securities Limited 2027 ** | Commercial Paper | 1.41% | |
| HDFC Bank Limited 2027 ** # | Certificate of Deposit | 1.41% | |
| 8.19% Summit Digitel Infrastructure Limited 2026 ** | Corporate Debt | 1.21% | |
| 7.3% Bharti Telecom Limited 2027 ** | Corporate Debt | 1.19% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 1.17% | |
| 8.30% Godrej Properties Limited 2027 ** | Corporate Debt | 0.97% | |
| 182 Days Tbill (MD 18/09/2026) | Treasury Bills | 0.88% | |
| 8.3% Torrent Power Limited 2027 ** | Corporate Debt | 0.61% | |
| 8.05% Summit Digitel Infrastructure Limited 2027 ** | Corporate Debt | 0.61% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.30% | |
| 7.38% Government of India 2027 | Government Securities | 0.17% | |
| India Universal Trust AL1 - Series A1 (backed by 100% new car loans from HDFC Bank Ltd) ** | PTC & Securitized Debt | 0.16% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | -2.56% | |
| Total | 100.00% |
Krishna has over 15 years experience in the Fixed Income market. In his last assignment, Krishna was associated with Reliance General Insurance as Chief Investment Officer for around 2 years. He has also worked with ICAP India Pvt. Ltd. for almost 8 years as a fixed income dealer. Krishna is a BE from Andhra University, PGDBA from ICFAI business school & CFA from ICFAI.
RETURNS
It is an Open ended scheme that primarily invests in Low Duration.
To generate income by investing in debt and Money Market Instruments.
The scheme benchmark is the NIFTY Low Duration Debt Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.08%
3-year: 7.01%
5-year: 5.92%
Top holdings include names such as:
The NAV is around ₹3,965.35 (approx.) for the Invesco India Low Duration Fund - Growth.
The fund’s AUM is approximately ₹1,659 Cr.
The expense ratio for the Regular Plan is 0.65.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Krishna Cheemalapati, Vikas Garg
This fund is suitable for investors with a Low to Moderate risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
