Debt Low Duration Low to Moderate Risk Fund Managers: Nikhil Kabra, Darshil Dedhia
Debt Low Duration Low to Moderate Risk
To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.71% | 1.57% | 2.93% | 4.47% | 6.51% | 7.37% | 7.54% | 7.15% | 6.52% | 7.1% | 7.67% |
| Category returns | 0.73% | 1.51% | 2.61% | 4.03% | 6.03% | 6.91% | 6.93% | 6.51% | 5.97% | 6.29% | N/A |
| Absolute returns | 0.71% | 1.57% | 2.93% | 4.47% | 6.51% | 15.29% | 24.43% | 31.86% | 37.19% | 98.56% | 472.06% |
| Rank within category | 16 | 7 | 2 | 1 | 2 | 2 | 1 | 1 | 2 | 1 | N/A |
| Total Schemes in Category | 25 | 24 | 23 | 23 | 22 | 20 | 20 | 20 | 20 | 19 | N/A |
| Low Duration | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 9.07% | 7.1% | 7.25% | 8.78% | 8.59% | 3.77% | 4.5% | 7.63% | 7.97% | 7.69% | 1.74% |
| Q1 returns | 2.22% | 1.95% | 1.91% | 2.26% | 1.51% | 0.4% | 0.79% | 1.82% | 2.06% | 1.99% | 1.2% |
| Q2 returns | 2.1% | 1.85% | 1.21% | 1.88% | 3% | 1.36% | -0.07% | 2% | 1.84% | 2.32% | 0.53% |
| Q3 Returns | 2.47% | 1.81% | 1.72% | 2.3% | 1.73% | 1.54% | 2.31% | 2.03% | 2% | 1.55% | N/A |
| Q4 Returns | 1.98% | 1.31% | 2.22% | 2.06% | 2.09% | 0.43% | 1.42% | 1.58% | 1.84% | 1.62% | N/A |
Expense ratio: 0.59%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0745152 |
| Beta | 0.17 |
| Sharpe Ratio | 0.518499 |
| Sortino Ratio | 0.303415 |
| R-Squared | 0.3802 |
| Tracking Error | 0.4773 |
| Downside Risk | 0.1143 |
| Std. Deviation (Annualised) | 0.5306 |
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund - Growth Current | 0.71% | 1.57% | 2.93% | 4.47% | 6.51% | 7.54% | 6.52% | 7.1% | 7.67% | 26,664.50 | 0.59 | 0.52 | Low to Moderate |
| HSBC Low Duration Fund - Regular Plan - Growth | 0.79% | 1.66% | 2.76% | 4.19% | 7.4% | 7.52% | 6.22% | 6.58% | 7.41% | 980.89 | 0.89 | 0.28 | Low to Moderate |
| UTI Low Duration Fund - Regular Plan - Growth | 0.73% | 1.58% | 2.78% | 4.32% | 6.34% | 7.22% | 7.27% | 6.02% | 7.16% | 2,246.22 | 0.40 | 0.36 | Moderate |
| Axis Treasury Advantage Fund - Regular Plan - Growth | 0.74% | 1.54% | 2.77% | 4.27% | 6.29% | 7.17% | 6.17% | 6.73% | 7.38% | 5,455.40 | 0.70 | 0.33 | Moderate |
| Canara Robeco Savings Fund - Regular Plan - Growth | 0.75% | 1.6% | 2.72% | 4.15% | 6.13% | 7% | 5.9% | 6.42% | 7.28% | 1,295.48 | 0.48 | 0.24 | Low to Moderate |
| Invesco India Low Duration Fund - Growth | 0.76% | 1.52% | 2.67% | 4.1% | 6.08% | 6.99% | 5.92% | 6.57% | 7.41% | 1,659.42 | 0.65 | 0.25 | Low to Moderate |
| HDFC Low Duration Fund - Growth | 0.69% | 1.53% | 2.61% | 4.02% | 5.97% | 6.99% | 6.02% | 6.58% | 7.04% | 22,103.90 | 1.09 | 0.22 | Moderate |
| Tata Treasury Advantage Fund - Regular Plan - Growth | 0.72% | 1.57% | 2.7% | 4.1% | 6.04% | 6.94% | 5.96% | 6.03% | 7.1% | 2,460.29 | 0.58 | 0.22 | Low to Moderate |
| Nippon India Low Duration Fund - Growth | 0.69% | 1.45% | 2.58% | 4.05% | 6.01% | 6.91% | 5.97% | 6.5% | 7.41% | 8,767.67 | 1.05 | 0.20 | Moderate |
| DSP Low Duration Fund - Regular Plan - Growth | 0.74% | 1.54% | 2.58% | 3.99% | 5.93% | 6.91% | 5.92% | 6.55% | 6.78% | 4,668.92 | 0.62 | 0.19 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
PTC & Securitized Debt | 6.59% |
| Certificate of Deposit | 37.42% | |
| Corporate Debt | 40.73% | |
| Government Securities | 9.60% | |
| Cash & Cash Equivalents and Net Assets | 3.34% | |
| Treasury Bills | 0.94% | |
| Commercial Paper | 1.06% | |
| Alternative Investment Fund | 0.32% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Radhakrishna Securitization Trust ** | PTC & Securitized Debt | 3.22% | |
| Bank Of Baroda ** | Certificate of Deposit | 3.19% | |
| 7.8% NABARD ** | Corporate Debt | 2.44% | |
| 6.52% Government Securities | Government Securities | 2.33% | |
| Union Bank Of India | Certificate of Deposit | 2.13% | |
| Punjab National Bank | Certificate of Deposit | 1.86% | |
| 7.33% State Government of Karnataka | Government Securities | 1.85% | |
| TREPS | Cash & Cash Equivalents and Net Assets | 1.85% | |
| Axis Bank Ltd. ** | Certificate of Deposit | 1.77% | |
| Punjab National Bank | Certificate of Deposit | 1.77% | |
| HDFC Bank Ltd. | Certificate of Deposit | 1.76% | |
| Bank Of India ** | Certificate of Deposit | 1.76% | |
| Bank Of Baroda ** | Certificate of Deposit | 1.60% | |
| 6.95% Bajaj Housing Finance Ltd. ** | Corporate Debt | 1.57% | |
| HDFC Bank Ltd. ** | Certificate of Deposit | 1.50% | |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | 1.49% | |
| Small Industries Development Bank Of India. ** | Certificate of Deposit | 1.41% | |
| 9.15% Piramal Finance Ltd. ** | Corporate Debt | 1.41% | |
| 6.75% Government Securities | Government Securities | 1.35% | |
| 7.17% State Government of Gujarat | Government Securities | 1.32% | |
| Small Industries Development Bank Of India. ** | Certificate of Deposit | 1.24% | |
| 7.44% NABARD ** | Corporate Debt | 1.14% | |
| 8.6% Muthoot Finance Ltd. ** | Corporate Debt | 1.13% | |
| 7.95% Tata Capital Financial Services Ltd. ** | Corporate Debt | 1.13% | |
| 7.7% NABARD ** | Corporate Debt | 1.13% | |
| India Universal Trust AL1 ** | PTC & Securitized Debt | 1.12% | |
| NABARD | Certificate of Deposit | 1.06% | |
| Canara Bank | Certificate of Deposit | 1.06% | |
| JTPM Metal Traders Ltd. ** | Corporate Debt | 1.05% | |
| 8.95% 360 One Prime Ltd. ** | Corporate Debt | 1.03% | |
| 7.24% State Government of Bihar | Government Securities | 1.02% | |
| 8.85% Muthoot Finance Ltd. ** | Corporate Debt | 0.94% | |
| 182 Days Treasury Bills | Treasury Bills | 0.93% | |
| Punjab National Bank | Certificate of Deposit | 0.92% | |
| Small Industries Development Bank Of India. ** | Certificate of Deposit | 0.88% | |
| Small Industries Development Bank Of India. ** | Certificate of Deposit | 0.88% | |
| IndusInd Bank Ltd. ** | Certificate of Deposit | 0.88% | |
| IDFC First Bank Ltd. ** | Certificate of Deposit | 0.88% | |
| Small Industries Development Bank Of India. ** | Certificate of Deposit | 0.88% | |
| IndusInd Bank Ltd. ** | Certificate of Deposit | 0.88% | |
| 7.71% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.85% | |
| 7.74% LIC Housing Finance Ltd. | Corporate Debt | 0.84% | |
| 6.52% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.83% | |
| 7.3% Shriram Pistons & Rings Ltd ** | Corporate Debt | 0.79% | |
| 8% Mahindra & Mahindra Financial Services Ltd. ** | Corporate Debt | 0.77% | |
| 8.8% Motilal oswal finvest Ltd ** | Corporate Debt | 0.75% | |
| 7.58% LIC Housing Finance Ltd. | Corporate Debt | 0.75% | |
| 7.27% Tata Capital Housing Finance Ltd. ** | Corporate Debt | 0.74% | |
| 6.965% EMBASSY OFFICE PARKS REIT ** | Corporate Debt | 0.74% | |
| 7.3% Tata Capital Housing Finance Ltd. ** | Corporate Debt | 0.73% | |
| Panatone Finvest Ltd. ** | Commercial Paper | 0.71% | |
| Bank Of Baroda | Certificate of Deposit | 0.71% | |
| Bank Of Baroda ** | Certificate of Deposit | 0.71% | |
| Kotak Mahindra Bank Ltd. ** | Certificate of Deposit | 0.71% | |
| NABARD ** | Certificate of Deposit | 0.70% | |
| 7.79% Small Industries Development Bank Of India. ** | Corporate Debt | 0.68% | |
| 7.53% NABARD | Corporate Debt | 0.64% | |
| 7.35% EMBASSY OFFICE PARKS REIT ** | Corporate Debt | 0.62% | |
| Export-Import Bank Of India ** | Certificate of Deposit | 0.62% | |
| 7.835% LIC Housing Finance Ltd. ** | Corporate Debt | 0.58% | |
| 7.56% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.56% | |
| 7.04% Small Industries Development Bank Of India. ** | Corporate Debt | 0.55% | |
| 7.35% Shriram Pistons & Rings Ltd ** | Corporate Debt | 0.55% | |
| Kotak Mahindra Bank Ltd. ** | Certificate of Deposit | 0.54% | |
| NABARD ** | Certificate of Deposit | 0.53% | |
| National Bank for Financing Infrastructure and Development ** | Certificate of Deposit | 0.53% | |
| 7.44% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.52% | |
| India Universal Trust AL1 ** | PTC & Securitized Debt | 0.47% | |
| 8.75% 360 One Prime Ltd. ** | Corporate Debt | 0.47% | |
| Shivshakti Securitisation Trust ** | PTC & Securitized Debt | 0.46% | |
| 7.35% Bharti Telecom Ltd. ** | Corporate Debt | 0.45% | |
| Canara Bank ** | Certificate of Deposit | 0.44% | |
| 9.25% Bahadur Chand Investments Pvt. Ltd. ** | Corporate Debt | 0.41% | |
| 9.25% Bahadur Chand Investments Pvt. Ltd. ** | Corporate Debt | 0.41% | |
| 8.5% JM Financial Credit Solution Ltd. ** | Corporate Debt | 0.40% | |
| 7.9265% LIC Housing Finance Ltd. ** | Corporate Debt | 0.40% | |
| 9.02% Muthoot Finance Ltd. ** | Corporate Debt | 0.38% | |
| 7.73% LIC Housing Finance Ltd. ** | Corporate Debt | 0.38% | |
| 7.9123% Sundaram Home Finance Ltd. ** | Corporate Debt | 0.38% | |
| 6.99% Government Securities | Government Securities | 0.38% | |
| 7.19% Nexus Select Trust ** | Corporate Debt | 0.37% | |
| 6.96% Power Finance Corporation Ltd. | Corporate Debt | 0.37% | |
| 7.37% State Government of Karnataka | Government Securities | 0.37% | |
| 8.15% Motilal Oswal Financial Services Ltd. ** | Corporate Debt | 0.37% | |
| 7.24% State Government of Maharashtra | Government Securities | 0.37% | |
| Mashreq Bank PSC India Branch ** | Certificate of Deposit | 0.36% | |
| Canara Bank ** | Certificate of Deposit | 0.36% | |
| Canara Bank ** | Certificate of Deposit | 0.35% | |
| NABARD ** | Certificate of Deposit | 0.35% | |
| Punjab National Bank ** | Certificate of Deposit | 0.35% | |
| Canara Bank ** | Certificate of Deposit | 0.35% | |
| Small Industries Development Bank Of India. ** | Certificate of Deposit | 0.35% | |
| Indian Bank | Certificate of Deposit | 0.35% | |
| IndusInd Bank Ltd. ** | Certificate of Deposit | 0.35% | |
| NABARD ** | Certificate of Deposit | 0.35% | |
| JM Financial Services Ltd. ** | Commercial Paper | 0.35% | |
| 7.96% Pipeline Infrastructure Pvt Ltd. ** | Corporate Debt | 0.34% | |
| 7.69% LIC Housing Finance Ltd. ** | Corporate Debt | 0.34% | |
| 8.5% JM Financial Credit Solution Ltd. ** | Corporate Debt | 0.34% | |
| Sansar Trust ** | PTC & Securitized Debt | 0.34% | |
| India Universal Trust AL2 ** | PTC & Securitized Debt | 0.33% | |
| 7.3% Power Finance Corporation Ltd. ** | Corporate Debt | 0.33% | |
| Corporate Debt Market Development Fund (Class A2) | Alternative Investment Fund | 0.32% | |
| 7.59% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.32% | |
| 8.4% Altius Telecom Infrastructure Trust. ** | Corporate Debt | 0.32% | |
| 8.75% 360 One Prime Ltd ** | Corporate Debt | 0.32% | |
| 8.95% Bharti Telecom Ltd. ** | Corporate Debt | 0.28% | |
| 7.75% Small Industries Development Bank Of India. ** | Corporate Debt | 0.28% | |
| 8.5% Nirma Ltd. ** | Corporate Debt | 0.28% | |
| 8.4% JM Financial Services Ltd. ** | Corporate Debt | 0.28% | |
| 6.54% Government Securities | Government Securities | 0.27% | |
| 8.15% Aavas Financiers Ltd. ** | Corporate Debt | 0.26% | |
| 7.25% Mahindra Rural Housing Finance Ltd. ** | Corporate Debt | 0.26% | |
| India Universal Trust AL2 ** | PTC & Securitized Debt | 0.25% | |
| 8.73% Eris Lifesciences Ltd. ** | Corporate Debt | 0.25% | |
| 7.51% Small Industries Development Bank Of India. ** | Corporate Debt | 0.24% | |
| 7.3108% ICICI Home Finance Company Ltd. ** | Corporate Debt | 0.24% | |
| 6.9% LIC Housing Finance Ltd. | Corporate Debt | 0.23% | |
| 8.73% Eris Lifesciences Ltd. ** | Corporate Debt | 0.23% | |
| 8.97% Muthoot Finance Ltd. ** | Corporate Debt | 0.23% | |
| 7.56% LIC Housing Finance Ltd. ** | Corporate Debt | 0.22% | |
| 8.75% 360 One Prime Ltd. ** | Corporate Debt | 0.22% | |
| 8.28% SMFG India Credit Company Ltd ** | Corporate Debt | 0.21% | |
| Sansar Trust June 2024 A1 ** | PTC & Securitized Debt | 0.20% | |
| 8.315% Mahindra Rural Housing Finance Ltd. ** | Corporate Debt | 0.19% | |
| 7.95% ICICI Home Finance Company Ltd. ** | Corporate Debt | 0.19% | |
| 8.52% Muthoot Finance Ltd. ** | Corporate Debt | 0.19% | |
| 9.1% Piramal Finance Ltd. ** | Corporate Debt | 0.19% | |
| 7.9% LIC Housing Finance Ltd. ** | Corporate Debt | 0.19% | |
| 7.68% Small Industries Development Bank Of India. ** | Corporate Debt | 0.19% | |
| 9.4% TVS Credit Services Ltd. ** | Corporate Debt | 0.19% | |
| 7.75% MINDSPACE BUSINESS PARKS REIT ** | Corporate Debt | 0.19% | |
| 7.18% Power Finance Corporation Ltd. ** | Corporate Debt | 0.19% | |
| 7.23% Power Finance Corporation Ltd. ** | Corporate Debt | 0.19% | |
| 8.8% 360 One Prime Ltd ** | Corporate Debt | 0.19% | |
| 8.75% 360 One Prime Ltd ** | Corporate Debt | 0.19% | |
| 7.123% Tata Capital Housing Finance Ltd. ** | Corporate Debt | 0.19% | |
| 7.95% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.17% | |
| 7.74% LIC Housing Finance Ltd. ** | Corporate Debt | 0.17% | |
| 7.55% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.17% | |
| 7.95% Oberoi Realty Ltd. ** | Corporate Debt | 0.16% | |
| 8.2% Shriram Finance Ltd. ** | Corporate Debt | 0.15% | |
| 7.45% Bharti Telecom Ltd. | Corporate Debt | 0.15% | |
| 7.34% State Government of Maharashtra | Government Securities | 0.13% | |
| India Universal Trust AL1 ** | PTC & Securitized Debt | 0.12% | |
| 7.95% LIC Housing Finance Ltd. ** | Corporate Debt | 0.11% | |
| 8.37% State Government of Madhya Pradesh | Government Securities | 0.10% | |
| 6.4% LIC Housing Finance Ltd. ** | Corporate Debt | 0.10% | |
| 8.9% Muthoot Finance Ltd. ** | Corporate Debt | 0.09% | |
| 7.7% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.09% | |
| 7.68% Small Industries Development Bank Of India. ** | Corporate Debt | 0.09% | |
| Small Industries Development Bank Of India. ** | Certificate of Deposit | 0.09% | |
| India Universal Trust AL2 ** | PTC & Securitized Debt | 0.09% | |
| 8.09% Kotak Mahindra Prime Ltd. ** | Corporate Debt | 0.08% | |
| 7.68% Godrej Seeds & Genetics Ltd. ** | Corporate Debt | 0.06% | |
| 7.68% Godrej Seeds & Genetics Ltd. ** | Corporate Debt | 0.06% | |
| 7.68% Godrej Seeds & Genetics Ltd. ** | Corporate Debt | 0.06% | |
| 7.68% Godrej Seeds & Genetics Ltd. ** | Corporate Debt | 0.06% | |
| 8.06% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.06% | |
| 7.865% LIC Housing Finance Ltd. ** | Corporate Debt | 0.05% | |
| 7.38% State Government of Rajasthan | Government Securities | 0.05% | |
| 7.15% Power Finance Corporation Ltd. ** | Corporate Debt | 0.04% | |
| 7.24% State Government of Rajasthan | Government Securities | 0.04% | |
| 8.09% Rural Electrification Corporation Ltd. ** | Corporate Debt | 0.04% | |
| 8.08% State Government of Maharashtra | Government Securities | 0.02% | |
| 9.2% Shriram Finance Ltd. ** | Corporate Debt | 0.02% | |
| 8% Aditya Birla Capital Ltd. ** | Corporate Debt | 0.02% | |
| 7.22% National Housing Bank ** | Corporate Debt | 0.02% | |
| 364 Days Treasury Bills | Treasury Bills | 0.01% | |
| 7.75% Sundaram Finance Ltd. ** | Corporate Debt | 0.01% | |
| 8.37% Housing and Urban Development Corporation Ltd. ** | Corporate Debt | 0.00% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Low Duration.
To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity.
The scheme benchmark is the NIFTY Low Duration Debt Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.51%
3-year: 7.55%
5-year: 6.52%
Top holdings include names such as:
The NAV is around ₹572.06 (approx.) for the ICICI Prudential Savings Fund - Growth.
The fund’s AUM is approximately ₹26,665 Cr.
The expense ratio for the Regular Plan is 0.59.
Nil.
Minimum SIP starts at ₹100.
The minimum lump sum investment is ₹100. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Nikhil Kabra, Darshil Dedhia
This fund is suitable for investors with a Low to Moderate risk tolerance.
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