Debt Low Duration Low to Moderate Risk Fund Managers: Shriram Ramanathan, Mohd Asif Rizwi
Debt Low Duration Low to Moderate Risk
The investment objective of the Scheme is to generate reasonable returns primarily through investments in fixed income securities and money market instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.79% | 1.66% | 2.76% | 4.19% | 7.4% | 7.64% | 7.52% | 6.92% | 6.22% | 6.58% | 7.41% |
| Category returns | 0.73% | 1.51% | 2.61% | 4.03% | 6.03% | 6.91% | 6.93% | 6.51% | 5.97% | 6.29% | N/A |
| Absolute returns | 0.79% | 1.66% | 2.76% | 4.19% | 7.4% | 15.86% | 24.37% | 30.72% | 35.24% | 89.13% | 200.71% |
| Rank within category | 2 | 1 | 5 | 5 | 1 | 1 | 2 | 2 | 3 | 4 | N/A |
| Total Schemes in Category | 25 | 24 | 23 | 23 | 22 | 20 | 20 | 20 | 20 | 19 | N/A |
| Low Duration | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 9.8% | 8.32% | 6.6% | 5.11% | 6.87% | 3.44% | 3.95% | 7.12% | 7.47% | 8.5% | 1.76% |
| Q1 returns | 2.22% | 2.63% | 1.64% | 2.26% | 1.9% | 0.78% | 0.92% | 1.64% | 1.89% | 2% | 1.16% |
| Q2 returns | 2.19% | 2.21% | 1.01% | -0.81% | 0.02% | 0.89% | 0.39% | 1.86% | 1.81% | 3.39% | 0.59% |
| Q3 Returns | 3.12% | 2.07% | 1.45% | 1.71% | 3.38% | 1% | 1.06% | 1.81% | 1.87% | 1.46% | N/A |
| Q4 Returns | 1.93% | 1.17% | 2.35% | 1.88% | 1.42% | 0.72% | 1.52% | 1.62% | 1.7% | 1.4% | N/A |
Expense ratio: 0.89%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0820493 |
| Beta | 1.0259 |
| Sharpe Ratio | 0.28073 |
| Sortino Ratio | 0.299151 |
| R-Squared | 0.3579 |
| Tracking Error | 0.2172 |
| Downside Risk | 0.1121 |
| Std. Deviation (Annualised) | 0.9396 |
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund - Growth | 0.71% | 1.57% | 2.93% | 4.47% | 6.51% | 7.54% | 6.52% | 7.1% | 7.67% | 26,664.50 | 0.59 | 0.52 | Low to Moderate |
| HSBC Low Duration Fund - Regular Plan - Growth Current | 0.79% | 1.66% | 2.76% | 4.19% | 7.4% | 7.52% | 6.22% | 6.58% | 7.41% | 980.89 | 0.89 | 0.28 | Low to Moderate |
| UTI Low Duration Fund - Regular Plan - Growth | 0.73% | 1.58% | 2.78% | 4.32% | 6.34% | 7.22% | 7.27% | 6.02% | 7.16% | 2,246.22 | 0.40 | 0.36 | Moderate |
| Axis Treasury Advantage Fund - Regular Plan - Growth | 0.74% | 1.54% | 2.77% | 4.27% | 6.29% | 7.17% | 6.17% | 6.73% | 7.38% | 5,455.40 | 0.70 | 0.33 | Moderate |
| Canara Robeco Savings Fund - Regular Plan - Growth | 0.75% | 1.6% | 2.72% | 4.15% | 6.13% | 7% | 5.9% | 6.42% | 7.28% | 1,295.48 | 0.48 | 0.24 | Low to Moderate |
| Invesco India Low Duration Fund - Growth | 0.76% | 1.52% | 2.67% | 4.1% | 6.08% | 6.99% | 5.92% | 6.57% | 7.41% | 1,659.42 | 0.65 | 0.25 | Low to Moderate |
| HDFC Low Duration Fund - Growth | 0.69% | 1.53% | 2.61% | 4.02% | 5.97% | 6.99% | 6.02% | 6.58% | 7.04% | 22,103.90 | 1.09 | 0.22 | Moderate |
| Tata Treasury Advantage Fund - Regular Plan - Growth | 0.72% | 1.57% | 2.7% | 4.1% | 6.04% | 6.94% | 5.96% | 6.03% | 7.1% | 2,460.29 | 0.58 | 0.22 | Low to Moderate |
| Nippon India Low Duration Fund - Growth | 0.69% | 1.45% | 2.58% | 4.05% | 6.01% | 6.91% | 5.97% | 6.5% | 7.41% | 8,767.67 | 1.05 | 0.20 | Moderate |
| DSP Low Duration Fund - Regular Plan - Growth | 0.74% | 1.54% | 2.58% | 3.99% | 5.93% | 6.91% | 5.92% | 6.55% | 6.78% | 4,668.92 | 0.62 | 0.19 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 53.24% |
| Certificate of Deposit | 28.46% | |
| Government Securities | 6.89% | |
| Treasury Bills | 4.02% | |
| Commercial Paper | 3.97% | |
| PTC & Securitized Debt | 3.61% | |
| Cash & Cash Equivalents and Net Assets | -0.46% | |
| Alternative Investment Fund | 0.27% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| National Housing Bank** | Corporate Debt | 9.78% | |
| AU Small Finance Bank Limited** | Certificate of Deposit | 4.85% | |
| NABARD** | Corporate Debt | 4.24% | |
| 7.38% GOI MAT 20-Jun-2027 | Government Securities | 3.71% | |
| GOI Floating Rate FRB 22-Sep-2033 | Government Securities | 3.19% | |
| Vedanta Limited** | Corporate Debt | 2.76% | |
| 360 ONE Prime Limited** | Corporate Debt | 2.73% | |
| LIC Housing Finance Limited** | Corporate Debt | 2.68% | |
| SIDBI** | Corporate Debt | 2.63% | |
| Power Finance Corporation Limited** | Corporate Debt | 2.62% | |
| SIDBI** | Corporate Debt | 2.61% | |
| LIC Housing Finance Limited** | Corporate Debt | 2.61% | |
| REC Limited** | Corporate Debt | 2.56% | |
| RBL Bank Limited** | Certificate of Deposit | 2.53% | |
| IndusInd Bank Limited** | Certificate of Deposit | 2.52% | |
| HDFC Bank Limited^ | Certificate of Deposit | 2.52% | |
| Union Bank of India** | Certificate of Deposit | 2.51% | |
| 364 Days Treasury Bill 30-Jul-2026 | Treasury Bills | 2.50% | |
| Bharti Telecom Limited** | Commercial Paper | 2.46% | |
| SIDBI** | Certificate of Deposit | 2.43% | |
| Union Bank of India** | Certificate of Deposit | 2.43% | |
| NABARD** | Certificate of Deposit | 2.40% | |
| HDFC Bank Limited^ | Certificate of Deposit | 2.38% | |
| Liquid Gold Series 18** | PTC & Securitized Debt | 2.38% | |
| NABARD^ | Corporate Debt | 2.04% | |
| LIC Housing Finance Limited** | Corporate Debt | 1.64% | |
| MAS Financial Services Limited** | Corporate Debt | 1.63% | |
| Piramal Finance Ltd** | Corporate Debt | 1.63% | |
| Piramal Finance Ltd** | Corporate Debt | 1.57% | |
| Mindspace Business Parks REIT** | Corporate Debt | 1.53% | |
| REC Limited** | Corporate Debt | 1.53% | |
| 364 Days Treasury Bill 04-Jun-2026 | Treasury Bills | 1.51% | |
| Mindspace Business Parks REIT** | Commercial Paper | 1.51% | |
| Axis Bank Limited** | Certificate of Deposit | 1.49% | |
| IndusInd Bank Limited** | Certificate of Deposit | 1.44% | |
| Liquid Gold Series 14** | PTC & Securitized Debt | 1.22% | |
| Treps | Cash & Cash Equivalents and Net Assets | 1.19% | |
| Indostar Capital Finance Limited** | Corporate Debt | 1.10% | |
| Hinduja Leyland Finance Ltd.** | Corporate Debt | 1.10% | |
| Aditya Birla Real Estate Limited** | Corporate Debt | 1.07% | |
| Mindspace Business Parks REIT** | Corporate Debt | 1.02% | |
| SIDBI** | Certificate of Deposit | 0.96% | |
| Embassy Office Parks REIT** | Corporate Debt | 0.61% | |
| Motilal Oswal Finvest Ltd.** | Corporate Debt | 0.54% | |
| EXIM Bank** | Corporate Debt | 0.52% | |
| Indigrid Infrastructure Trust** | Corporate Debt | 0.51% | |
| Corp Debt Mkt Devlop Fund (SBI AIF Fund) | Alternative Investment Fund | 0.27% | |
| Net Current Assets (including cash & bank balances) | Cash & Cash Equivalents and Net Assets | -1.66% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Low Duration.
The investment objective of the Scheme is to generate reasonable returns primarily through investments in fixed income securities and money market instruments.
The scheme benchmark is the NIFTY Low Duration Debt Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 7.4%
3-year: 7.53%
5-year: 6.22%
Top holdings include names such as:
The NAV is around ₹30.07 (approx.) for the HSBC Low Duration Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹981 Cr.
The expense ratio for the Regular Plan is 0.89.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Shriram Ramanathan, Mohd Asif Rizwi
This fund is suitable for investors with a Low to Moderate risk tolerance.
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