Debt Low Duration Low to Moderate Risk Fund Managers: Karan Mundhra, Shalini Vasanta
Debt Low Duration Low to Moderate Risk
The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.74% | 1.54% | 2.58% | 3.99% | 5.93% | 6.88% | 6.91% | 6.52% | 5.92% | 6.55% | 6.78% |
| Category returns | 0.73% | 1.51% | 2.61% | 4.03% | 6.03% | 6.91% | 6.93% | 6.51% | 5.97% | 6.29% | N/A |
| Absolute returns | 0.74% | 1.54% | 2.58% | 3.99% | 5.93% | 14.24% | 22.25% | 28.76% | 33.36% | 88.6% | 107.61% |
| Rank within category | 11 | 11 | 11 | 13 | 13 | 12 | 10 | 9 | 8 | 8 | N/A |
| Total Schemes in Category | 25 | 24 | 23 | 23 | 22 | 20 | 20 | 20 | 20 | 19 | N/A |
| Low Duration | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 8.52% | 6.52% | 7.32% | 8.68% | 6.68% | 3.47% | 4.2% | 6.9% | 7.4% | 7.13% | 1.61% |
| Q1 returns | 2.16% | 1.69% | 1.88% | 2.28% | 1.51% | 0.75% | 0.99% | 1.65% | 1.86% | 1.95% | 0.99% |
| Q2 returns | 1.98% | 1.69% | 1.28% | 0.87% | 2.63% | 0.92% | 0.46% | 1.9% | 1.75% | 2.18% | 0.61% |
| Q3 Returns | 2.29% | 1.75% | 1.66% | 3.47% | 1.09% | 1% | 1.15% | 1.61% | 1.86% | 1.42% | N/A |
| Q4 Returns | 1.83% | 1.23% | 2.32% | 1.8% | 1.3% | 0.75% | 1.53% | 1.58% | 1.73% | 1.4% | N/A |
Expense ratio: 0.62%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0328943 |
| Beta | 0.7753 |
| Sharpe Ratio | 0.191178 |
| Sortino Ratio | 0.118736 |
| R-Squared | 0.6635 |
| Tracking Error | 0.0939 |
| Downside Risk | 0.2187 |
| Std. Deviation (Annualised) | 0.5208 |
| Low Duration | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund - Growth | 0.71% | 1.57% | 2.93% | 4.47% | 6.51% | 7.54% | 6.52% | 7.1% | 7.67% | 26,664.50 | 0.59 | 0.52 | Low to Moderate |
| HSBC Low Duration Fund - Regular Plan - Growth | 0.79% | 1.66% | 2.76% | 4.19% | 7.4% | 7.52% | 6.22% | 6.58% | 7.41% | 980.89 | 0.89 | 0.28 | Low to Moderate |
| UTI Low Duration Fund - Regular Plan - Growth | 0.73% | 1.58% | 2.78% | 4.32% | 6.34% | 7.22% | 7.27% | 6.02% | 7.16% | 2,246.22 | 0.40 | 0.36 | Moderate |
| Axis Treasury Advantage Fund - Regular Plan - Growth | 0.74% | 1.54% | 2.77% | 4.27% | 6.29% | 7.17% | 6.17% | 6.73% | 7.38% | 5,455.40 | 0.70 | 0.33 | Moderate |
| Canara Robeco Savings Fund - Regular Plan - Growth | 0.75% | 1.6% | 2.72% | 4.15% | 6.13% | 7% | 5.9% | 6.42% | 7.28% | 1,295.48 | 0.48 | 0.24 | Low to Moderate |
| Invesco India Low Duration Fund - Growth | 0.76% | 1.52% | 2.67% | 4.1% | 6.08% | 6.99% | 5.92% | 6.57% | 7.41% | 1,659.42 | 0.65 | 0.25 | Low to Moderate |
| HDFC Low Duration Fund - Growth | 0.69% | 1.53% | 2.61% | 4.02% | 5.97% | 6.99% | 6.02% | 6.58% | 7.04% | 22,103.90 | 1.09 | 0.22 | Moderate |
| Tata Treasury Advantage Fund - Regular Plan - Growth | 0.72% | 1.57% | 2.7% | 4.1% | 6.04% | 6.94% | 5.96% | 6.03% | 7.1% | 2,460.29 | 0.58 | 0.22 | Low to Moderate |
| Nippon India Low Duration Fund - Growth | 0.69% | 1.45% | 2.58% | 4.05% | 6.01% | 6.91% | 5.97% | 6.5% | 7.41% | 8,767.67 | 1.05 | 0.20 | Moderate |
| DSP Low Duration Fund - Regular Plan - Growth Current | 0.74% | 1.54% | 2.58% | 3.99% | 5.93% | 6.91% | 5.92% | 6.55% | 6.78% | 4,668.92 | 0.62 | 0.19 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 54.75% |
| Certificate of Deposit | 31.34% | |
| Government Securities | 12.25% | |
| PTC & Securitized Debt | 1.78% | |
| Commercial Paper | 2.57% | |
| Treasury Bills | 2.34% | |
| Alternative Investment Fund | 0.38% | |
| Cash & Cash Equivalents and Net Assets | -5.40% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| National Bank for Agriculture and Rural Development | Corporate Debt | 5.17% | |
| Bharti Telecom Limited** | Corporate Debt | 3.84% | |
| REC Limited** | Corporate Debt | 3.36% | |
| Canara Bank** | Certificate of Deposit | 2.52% | |
| Bajaj Housing Finance Limited** | Corporate Debt | 2.28% | |
| Power Finance Corporation Limited** | Corporate Debt | 2.23% | |
| National Bank for Agriculture and Rural Development | Corporate Debt | 2.22% | |
| 6.85% Uttar Pradesh SDL 2026 | Government Securities | 2.14% | |
| Bank of Baroda** | Certificate of Deposit | 2.03% | |
| Bank of Baroda** | Certificate of Deposit | 2.01% | |
| LIC Housing Finance Limited** | Corporate Debt | 1.87% | |
| Small Industries Development Bank of India** | Corporate Debt | 1.67% | |
| TAMIL NADU 07.39% Tamil Nadu SDL 2026 | Government Securities | 1.67% | |
| Kotak Mahindra Prime Limited** | Corporate Debt | 1.65% | |
| Small Industries Development Bank of India** | Corporate Debt | 1.65% | |
| Mahindra Rural Housing Finance Limited** | Corporate Debt | 1.61% | |
| Small Industries Development Bank of India** | Certificate of Deposit | 1.55% | |
| Canara Bank | Certificate of Deposit | 1.52% | |
| Bank of Baroda | Certificate of Deposit | 1.51% | |
| Canara Bank** | Certificate of Deposit | 1.50% | |
| India Universal Trust ** | PTC & Securitized Debt | 1.50% | |
| Power Finance Corporation Limited** | Corporate Debt | 1.15% | |
| REC Limited** | Corporate Debt | 1.15% | |
| Bajaj Finance Limited | Corporate Debt | 1.14% | |
| ICICI Home Finance Company Limited** | Corporate Debt | 1.13% | |
| Bajaj Housing Finance Limited** | Corporate Debt | 1.12% | |
| Export-Import Bank of India** | Corporate Debt | 1.12% | |
| 6.04% Gujarat SDL 2026 | Government Securities | 1.10% | |
| Bajaj Finance Limited | Corporate Debt | 1.09% | |
| REC Limited** | Corporate Debt | 1.08% | |
| LIC Housing Finance Limited** | Corporate Debt | 1.08% | |
| National Bank for Agriculture and Rural Development | Corporate Debt | 1.07% | |
| Standard Chartered Capital Limited** | Commercial Paper | 1.03% | |
| Bank of Baroda** | Certificate of Deposit | 1.03% | |
| 364 DAYS T-BILL 2027 | Treasury Bills | 1.02% | |
| Kotak Mahindra Bank Limited** | Certificate of Deposit | 1.01% | |
| Small Industries Development Bank of India** | Certificate of Deposit | 1.01% | |
| HDFC Bank Limited** | Certificate of Deposit | 1.01% | |
| Canara Bank** | Certificate of Deposit | 1.01% | |
| Bank of Baroda** | Certificate of Deposit | 1.01% | |
| Punjab National Bank** | Certificate of Deposit | 1.01% | |
| HDFC Bank Limited | Certificate of Deposit | 1.01% | |
| Indian Bank** | Certificate of Deposit | 1.01% | |
| Canara Bank** | Certificate of Deposit | 1.01% | |
| Small Industries Development Bank of India** | Certificate of Deposit | 1.00% | |
| HDFC Bank Limited** | Certificate of Deposit | 1.00% | |
| Canara Bank** | Certificate of Deposit | 1.00% | |
| Axis Securities Limited** | Commercial Paper | 1.00% | |
| HDFC Bank Limited** | Certificate of Deposit | 1.00% | |
| Mahindra Rural Housing Finance Limited** | Corporate Debt | 1.00% | |
| 364 DAYS T-BILL 2027 | Treasury Bills | 0.92% | |
| 7.15% Maharashtra SDL 2026 | Government Securities | 0.89% | |
| 7.86% Karnataka SDL 2027 | Government Securities | 0.87% | |
| 6.01% GOI 2030 | Government Securities | 0.84% | |
| Kotak Mahindra Prime Limited** | Corporate Debt | 0.78% | |
| Sundaram Finance Limited** | Corporate Debt | 0.77% | |
| Bharti Telecom Limited** | Corporate Debt | 0.65% | |
| Power Finance Corporation Limited** | Corporate Debt | 0.57% | |
| Kotak Mahindra Prime Limited** | Corporate Debt | 0.56% | |
| Kotak Mahindra Prime Limited** | Corporate Debt | 0.56% | |
| REC Limited** | Corporate Debt | 0.56% | |
| Power Finance Corporation Limited** | Corporate Debt | 0.56% | |
| LIC Housing Finance Limited** | Corporate Debt | 0.56% | |
| Small Industries Development Bank of India** | Corporate Debt | 0.56% | |
| Bajaj Finance Limited** | Corporate Debt | 0.56% | |
| Tata Capital Housing Finance Limited** | Corporate Debt | 0.56% | |
| Kotak Mahindra Prime Limited** | Corporate Debt | 0.56% | |
| 7.98% Gujarat SDL 2026 | Government Securities | 0.55% | |
| 7.24% Gujarat SDL 2026 | Government Securities | 0.55% | |
| LIC Housing Finance Limited | Corporate Debt | 0.55% | |
| Small Industries Development Bank of India** | Corporate Debt | 0.55% | |
| REC Limited** | Corporate Debt | 0.55% | |
| 7.59% Gujarat SDL 2027 | Government Securities | 0.55% | |
| LIC Housing Finance Limited** | Corporate Debt | 0.55% | |
| Jio Credit Limited** | Corporate Debt | 0.55% | |
| Power Finance Corporation Limited** | Corporate Debt | 0.54% | |
| National Bank for Agriculture and Rural Development** | Corporate Debt | 0.54% | |
| REC Limited | Corporate Debt | 0.54% | |
| Bajaj Housing Finance Limited** | Corporate Debt | 0.54% | |
| Bajaj Housing Finance Limited** | Corporate Debt | 0.54% | |
| 6.36% Himachal Pradesh SDL 2028 | Government Securities | 0.54% | |
| Standard Chartered Capital Limited** | Commercial Paper | 0.53% | |
| HDFC Bank Limited** | Certificate of Deposit | 0.51% | |
| Bank of Baroda** | Certificate of Deposit | 0.51% | |
| Bank of Baroda** | Certificate of Deposit | 0.51% | |
| Union Bank of India** | Certificate of Deposit | 0.51% | |
| Kotak Mahindra Bank Limited** | Certificate of Deposit | 0.51% | |
| National Bank for Agriculture and Rural Development** | Certificate of Deposit | 0.51% | |
| Bank of Baroda** | Certificate of Deposit | 0.51% | |
| Punjab National Bank | Certificate of Deposit | 0.50% | |
| Kotak Mahindra Bank Limited** | Certificate of Deposit | 0.50% | |
| HDB Financial Services Limited** | Corporate Debt | 0.46% | |
| Indian Railway Finance Corporation Limited** | Corporate Debt | 0.46% | |
| Power Finance Corporation Limited** | Corporate Debt | 0.44% | |
| 7.40% Maharashtra SDL 2031 | Government Securities | 0.44% | |
| 6.24% Maharashtra SDL 2026 | Government Securities | 0.43% | |
| 6.88% Uttar Pradesh SDL 2031 | Government Securities | 0.43% | |
| 364 DAYS T-BILL 2027 | Treasury Bills | 0.41% | |
| 7.37% Maharashtra SDL 2026 | Government Securities | 0.41% | |
| SBI Funds Management Pvt Ltd/Fund Parent | Alternative Investment Fund | 0.38% | |
| Kotak Mahindra Prime Limited** | Corporate Debt | 0.33% | |
| India Universal Trust ** | PTC & Securitized Debt | 0.29% | |
| 7.39% Maharashtra SDL 2026 | Government Securities | 0.22% | |
| 7.08% Karnataka SDL 2031 | Government Securities | 0.21% | |
| 7.16% Maharashtra SDL 2026 | Government Securities | 0.18% | |
| LIC Housing Finance Limited** | Corporate Debt | 0.11% | |
| 6.83% Karnataka SDL 2026 | Government Securities | 0.11% | |
| 7.05% Gujarat SDL 2026 | Government Securities | 0.11% | |
| Mahindra & Mahindra Financial Services Limited** | Corporate Debt | 0.06% | |
| Net Receivables/Payables | Cash & Cash Equivalents and Net Assets | -1.59% | |
| TREPS / Reverse Repo Investments | Cash & Cash Equivalents and Net Assets | -3.81% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Low Duration.
The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.
The scheme benchmark is the NIFTY Low Duration Debt Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.93%
3-year: 6.92%
5-year: 5.92%
Top holdings include names such as:
The NAV is around ₹20.76 (approx.) for the DSP Low Duration Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹4,669 Cr.
The expense ratio for the Regular Plan is 0.62.
Nil.
Minimum SIP starts at ₹100.
The minimum lump sum investment is ₹100. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Karan Mundhra, Shalini Vasanta
This fund is suitable for investors with a Low to Moderate risk tolerance.
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