Debt Ultra Short Duration Moderate Risk
The investment objective of the Scheme is to generate regular income and capital appreciation through investment in a portfolio of short term debt & money market instruments such that the Macaulay duration of the portfolio is between 3 - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Ultra Short Duration | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.69% | 1.7% | 2.9% | 4.34% | 6.14% | 6.79% | 6.87% | 6.53% | 5.9% | 0% | 5.78% |
| Category returns | 0.62% | 1.58% | 2.78% | 4.2% | 5.96% | 6.59% | 6.67% | 6.34% | 5.81% | 5.96% | N/A |
| Absolute returns | 0.13% | 1.36% | 2.66% | 4.12% | 5.78% | 13.71% | 21.78% | 29.15% | 33.13% | 0% | 44.58% |
| Rank within category | 3 | 2 | 5 | 9 | 10 | 9 | 9 | 9 | 11 | 14 | N/A |
| Total Schemes in Category | 25 | 25 | 25 | 25 | 25 | 24 | 24 | 24 | 23 | 13 | N/A |
| Ultra Short Duration | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 5.92% | 3.29% | 4.36% | 6.86% | 7.35% | 6.79% | 2.05% |
| Q1 returns | N/A | 1.75% | 0.74% | 0.89% | 1.67% | 1.84% | 1.86% | 1.26% |
| Q2 returns | N/A | 1.98% | 0.84% | 0.67% | 1.76% | 1.77% | 1.91% | 0.78% |
| Q3 Returns | N/A | 1.06% | 0.86% | 1.19% | 1.65% | 1.8% | 1.44% | N/A |
| Q4 Returns | N/A | 1% | 0.81% | 1.54% | 1.62% | 1.74% | 1.41% | N/A |
Expense ratio: 0.62%
Inclusive of GST
Exit load
Nil
| Alpha | -0.00530182 |
| Beta | 0.9806 |
| Sharpe Ratio | 0.238375 |
| Sortino Ratio | 0.099736 |
| R-Squared | 0.578 |
| Tracking Error | 0.0248 |
| Downside Risk | 0.0676 |
| Std. Deviation (Annualised) | 0.3622 |
| Ultra Short Duration | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Fund - Regular Plan - Growth | 0.58% | 1.61% | 2.87% | 4.46% | 6.45% | 7.29% | 6.32% | 6.92% | 7.39% | 19,347.80 | 0.59 | 0.51 | Moderate |
| Mirae Asset Ultra Short Duration Fund - Regular Plan - Growth | 0.69% | 1.64% | 2.91% | 4.47% | 6.36% | 7.16% | 6.17% | 0% | 5.89% | 1,640.39 | 0.44 | 0.48 | Low to Moderate |
| Baroda BNP Paribas Ultra Short Duration Fund - Regular Plan - Growth | 0.7% | 1.7% | 2.94% | 4.43% | 6.3% | 7.06% | 6.19% | 0% | 6.29% | 705.16 | 0.47 | 0.40 | Low to Moderate |
| ICICI Prudential Ultra Short Term Fund - Growth | 0.56% | 1.6% | 2.87% | 4.43% | 6.33% | 7% | 6.1% | 6.77% | 7.38% | 13,619.40 | 0.77 | 0.36 | Moderate |
| HSBC Ultra Short Duration Fund - Regular Plan - Growth | 0.64% | 1.69% | 2.97% | 4.45% | 6.28% | 6.99% | 6.04% | 0% | 5.8% | 2,470.01 | 0.33 | 0.36 | Low to Moderate |
| Bandhan Ultra Short Duration Fund - Regular Plan - Growth | 0.66% | 1.65% | 2.91% | 4.41% | 6.23% | 6.97% | 5.98% | 0% | 6.21% | 3,527.77 | 0.47 | 0.34 | Low to Moderate |
| SBI Ultra Short Duration Fund - Regular Plan - Growth | 0.54% | 1.56% | 2.88% | 4.38% | 6.19% | 6.96% | 5.98% | 6.42% | 7.05% | 11,847.10 | 0.56 | 0.36 | Moderate |
| HDFC Ultra Short Term Fund - Regular Plan - Growth | 0.57% | 1.57% | 2.76% | 4.27% | 6.09% | 6.92% | 5.98% | 0% | 6.29% | 16,037.10 | 0.73 | 0.30 | Low to Moderate |
| Mahindra Manulife Ultra Short Duration Fund - Regular Plan - Growth Current | 0.69% | 1.7% | 2.9% | 4.34% | 6.14% | 6.87% | 5.9% | 0% | 5.78% | 193.71 | 0.70 | 0.27 | Moderate |
| Invesco India Ultra Short Duration Fund - Regular Plan - Growth | 0.67% | 1.61% | 2.84% | 4.28% | 6.06% | 6.85% | 5.78% | 6.29% | 7.01% | 963.47 | 0.79 | 0.23 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 60.48% |
| Certificate of Deposit | 22.34% | |
| Treasury Bills | 6.94% | |
| Cash & Cash Equivalents and Net Assets | 5.80% | |
| Commercial Paper | 4.13% | |
| Alternative Investment Fund | 0.32% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.43% Small Industries Dev Bank of India 2026 ** | Corporate Debt | 8.49% | |
| Canara Bank 2026 ** # | Certificate of Deposit | 8.19% | |
| 7.64% Power Finance Corporation Limited 2026 ** | Corporate Debt | 6.38% | |
| HDFC Bank Limited 2026 ** # | Certificate of Deposit | 5.67% | |
| 7.8445% Tata Capital Housing Finance Limited 2026 ** | Corporate Debt | 4.73% | |
| 8.30% Godrej Industries Limited 2026 ** | Corporate Debt | 4.73% | |
| 8.15% Godrej Properties Limited 2026 ** | Corporate Debt | 4.72% | |
| 7.50% National Bank For Agriculture and Rural Development 2026 ** | Corporate Debt | 4.72% | |
| 364 Days Tbill 2026 | Treasury Bills | 4.61% | |
| Bank of Baroda 2027 # | Certificate of Deposit | 4.45% | |
| Punjab National Bank 2027 # | Certificate of Deposit | 4.02% | |
| 9.5% 360 One Prime Limited 2026 ** | Corporate Debt | 3.55% | |
| Reverse Repo | Cash & Cash Equivalents and Net Assets | 2.78% | |
| 7.71% REC Limited 2027 ** | Corporate Debt | 2.60% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 2.44% | |
| 9.3% Piramal Capital & Housing Finance Limited 2027 ** | Corporate Debt | 2.37% | |
| 7.96% Embassy Office Parks REIT 2027 ** | Corporate Debt | 2.37% | |
| 8.52% Muthoot Finance Limited 2028 ** | Corporate Debt | 2.37% | |
| 8.36% Godrej Industries Limited 2026 ** | Corporate Debt | 2.36% | |
| 9.2% Shriram Finance Limited 2026 ** | Corporate Debt | 2.36% | |
| Cholamandalam Investment and Finance Company Ltd 2026 ** | Commercial Paper | 2.35% | |
| 364 Days Tbill 2026 | Treasury Bills | 2.33% | |
| 7.98% Bajaj Housing Finance Limited 2026 ** | Corporate Debt | 1.89% | |
| 9.40% TVS Credit Services Limited 2026 ** | Corporate Debt | 1.89% | |
| 6.4% LIC Housing Finance Limited 2026 | Corporate Debt | 1.88% | |
| JM Financial Services Limited 2027 ** | Commercial Paper | 1.78% | |
| 7.48% National Bank For Agriculture and Rural Development 2028 | Corporate Debt | 1.17% | |
| 8.75% Piramal Finance Limited 2027 ** | Corporate Debt | 0.95% | |
| 7.58% National Bank For Agriculture and Rural Development 2026 | Corporate Debt | 0.94% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 0.51% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.32% | |
| Margin placed with CCIL & ARCL | Cash & Cash Equivalents and Net Assets | 0.06% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Ultra Short Duration.
The investment objective of the Scheme is to generate regular income and capital appreciation through investment in a portfolio of short term debt & money market instruments such that the Macaulay duration of the portfolio is between 3 - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
The scheme benchmark is the CRISIL Ultra Short Term Debt Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.78%
3-year: 6.78%
5-year: 5.89%
Top holdings include names such as:
The NAV is around ₹1,445.84 (approx.) for the Mahindra Manulife Ultra Short Duration Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹212 Cr.
The expense ratio for the Regular Plan is 0.62.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Rahul Pal, Amit Garg
This fund is suitable for investors with a Moderate risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
