Debt Ultra Short Duration Low to Moderate Risk
The primary objective of the Scheme is to generate regular income by investing in a portfolio of debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Ultra Short Duration | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.7% | 1.7% | 2.94% | 4.43% | 6.3% | 6.96% | 7.06% | 6.8% | 6.19% | 0% | 6.29% |
| Category returns | 0.62% | 1.58% | 2.78% | 4.2% | 5.96% | 6.59% | 6.67% | 6.34% | 5.81% | 5.96% | N/A |
| Absolute returns | 0.16% | 1.4% | 2.71% | 4.24% | 5.96% | 14.08% | 22.44% | 30.52% | 34.97% | 0% | 62.31% |
| Rank within category | 1 | 1 | 2 | 4 | 4 | 3 | 3 | 3 | 4 | 14 | N/A |
| Total Schemes in Category | 25 | 25 | 25 | 25 | 25 | 24 | 24 | 24 | 23 | 13 | N/A |
| Ultra Short Duration | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 7.61% | 5.09% | 3.68% | 4.91% | 7.2% | 7.49% | 7% | 2.1% |
| Q1 returns | N/A | 1.9% | 1.38% | 0.85% | 1.05% | 1.8% | 1.91% | 1.9% | 1.27% |
| Q2 returns | N/A | 1.93% | 1.72% | 0.93% | 0.68% | 1.82% | 1.74% | 1.98% | 0.83% |
| Q3 Returns | 1.91% | 2% | 0.91% | 0.9% | 1.44% | 1.72% | 1.87% | 1.49% | N/A |
| Q4 Returns | 2.11% | 1.58% | 0.98% | 0.96% | 1.65% | 1.68% | 1.76% | 1.45% | N/A |
Expense ratio: 0.43%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0081534 |
| Beta | 1.0307 |
| Sharpe Ratio | 0.363698 |
| Sortino Ratio | 0.156727 |
| R-Squared | 0.5795 |
| Tracking Error | 0.0267 |
| Downside Risk | 0.0613 |
| Std. Deviation (Annualised) | 0.3802 |
| Ultra Short Duration | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Fund - Regular Plan - Growth | 0.58% | 1.61% | 2.87% | 4.46% | 6.45% | 7.29% | 6.32% | 6.92% | 7.39% | 19,347.80 | 0.59 | 0.51 | Moderate |
| Mirae Asset Ultra Short Duration Fund - Regular Plan - Growth | 0.69% | 1.64% | 2.91% | 4.47% | 6.36% | 7.16% | 6.17% | 0% | 5.89% | 1,640.39 | 0.44 | 0.48 | Low to Moderate |
| Baroda BNP Paribas Ultra Short Duration Fund - Regular Plan - Growth Current | 0.7% | 1.7% | 2.94% | 4.43% | 6.3% | 7.06% | 6.19% | 0% | 6.29% | 705.16 | 0.47 | 0.40 | Low to Moderate |
| ICICI Prudential Ultra Short Term Fund - Growth | 0.56% | 1.6% | 2.87% | 4.43% | 6.33% | 7% | 6.1% | 6.77% | 7.38% | 13,619.40 | 0.77 | 0.36 | Moderate |
| HSBC Ultra Short Duration Fund - Regular Plan - Growth | 0.64% | 1.69% | 2.97% | 4.45% | 6.28% | 6.99% | 6.04% | 0% | 5.8% | 2,470.01 | 0.33 | 0.36 | Low to Moderate |
| Bandhan Ultra Short Duration Fund - Regular Plan - Growth | 0.66% | 1.65% | 2.91% | 4.41% | 6.23% | 6.97% | 5.98% | 0% | 6.21% | 3,527.77 | 0.47 | 0.34 | Low to Moderate |
| SBI Ultra Short Duration Fund - Regular Plan - Growth | 0.54% | 1.56% | 2.88% | 4.38% | 6.19% | 6.96% | 5.98% | 6.42% | 7.05% | 11,847.10 | 0.56 | 0.36 | Moderate |
| HDFC Ultra Short Term Fund - Regular Plan - Growth | 0.57% | 1.57% | 2.76% | 4.27% | 6.09% | 6.92% | 5.98% | 0% | 6.29% | 16,037.10 | 0.73 | 0.30 | Low to Moderate |
| Mahindra Manulife Ultra Short Duration Fund - Regular Plan - Growth | 0.69% | 1.7% | 2.9% | 4.34% | 6.14% | 6.87% | 5.9% | 0% | 5.78% | 193.71 | 0.70 | 0.27 | Moderate |
| Invesco India Ultra Short Duration Fund - Regular Plan - Growth | 0.67% | 1.61% | 2.84% | 4.28% | 6.06% | 6.85% | 5.78% | 6.29% | 7.01% | 963.47 | 0.79 | 0.23 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 9.50% |
| Commercial Paper | 14.26% | |
| Certificate of Deposit | 55.23% | |
| Corporate Debt | 18.12% | |
| PTC & Securitized Debt | 2.36% | |
| Alternative Investment Fund | 0.52% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Clearing Corporation of India Ltd | Cash & Cash Equivalents and Net Assets | 8.67% | |
| Power Finance Corporation Limited (25/06/2026) ** | Commercial Paper | 7.61% | |
| Union Bank of India (25/06/2026) ** # | Certificate of Deposit | 5.33% | |
| IndusInd Bank Limited (27/01/2027) ** # | Certificate of Deposit | 4.36% | |
| 8.05% Muthoot Finance Limited (25/11/2027) ** | Corporate Debt | 3.83% | |
| HDFC Bank Limited (24/06/2026) ** # | Certificate of Deposit | 3.81% | |
| Axis Bank Limited (11/08/2026) ** # | Certificate of Deposit | 3.77% | |
| Punjab National Bank (02/09/2026) ** # | Certificate of Deposit | 3.76% | |
| AU Small Finance Bank Limited (28/08/2026) ** # | Certificate of Deposit | 3.76% | |
| Kotak Mahindra Bank Limited (24/09/2026) ** # | Certificate of Deposit | 3.74% | |
| Standard Chartered Capital Limited (23/09/2026) ** | Commercial Paper | 3.73% | |
| Small Industries Dev Bank of India (10/11/2026) ** # | Certificate of Deposit | 3.70% | |
| Indian Bank (04/12/2026) ** # | Certificate of Deposit | 3.69% | |
| Canara Bank (28/01/2027) ** # | Certificate of Deposit | 3.65% | |
| Canara Bank (12/02/2027) ** # | Certificate of Deposit | 3.64% | |
| ICICI Bank Limited (08/03/2027) # | Certificate of Deposit | 3.62% | |
| 7.54% REC Limited (30/12/2026) ** | Corporate Debt | 3.08% | |
| 7.44% Small Industries Dev Bank of India (04/09/2026) | Corporate Debt | 3.07% | |
| 6.4% LIC Housing Finance Limited (30/11/2026) | Corporate Debt | 2.75% | |
| 9% Piramal Finance Limited (28/06/2027) ** | Corporate Debt | 2.32% | |
| 7.58% National Bank For Agriculture and Rural Development (31/07/2026) | Corporate Debt | 2.31% | |
| Axis Bank Limited (25/06/2026) # | Certificate of Deposit | 2.28% | |
| Small Industries Dev Bank of India (04/02/2027) # | Certificate of Deposit | 2.18% | |
| LIC Housing Finance Limited (11/03/2027) ** | Commercial Paper | 2.17% | |
| Vajra Trust (20/01/2028) ** | PTC & Securitized Debt | 2.03% | |
| HDFC Bank Limited (24/02/2027) # | Certificate of Deposit | 1.74% | |
| HDFC Bank Limited (05/03/2027) ** # | Certificate of Deposit | 1.45% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 0.83% | |
| 7.23% Indian Railway Finance Corporation Limited (15/10/2026) ** | Corporate Debt | 0.77% | |
| Canara Bank (15/09/2026) ** # | Certificate of Deposit | 0.75% | |
| Muthoot Finance Limited (11/09/2026) ** | Commercial Paper | 0.75% | |
| Corporate Debt Market Development Fund # | Alternative Investment Fund | 0.52% | |
| India Universal Trust (21/11/2026) ** | PTC & Securitized Debt | 0.32% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Ultra Short Duration.
The primary objective of the Scheme is to generate regular income by investing in a portfolio of debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months.
The scheme benchmark is the CRISIL Ultra Short Term Debt Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.96%
3-year: 6.97%
5-year: 6.18%
Top holdings include names such as:
The NAV is around ₹1,623.11 (approx.) for the Baroda BNP Paribas Ultra Short Duration Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹651 Cr.
The expense ratio for the Regular Plan is 0.43.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Vikram Pamnani, Gurvinder Singh Wasan
This fund is suitable for investors with a Low to Moderate risk tolerance.
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