Debt Index Funds Low to Moderate Risk Fund Manager: Manu Sharma
Debt Index Funds Low to Moderate Risk
The investment objective of the scheme is to generate returns that are commensurate (before fees and expenses) with the performance of CRISILIBX Financial Services 3-6 Months Debt Index that seeks to track the performance of Commercial Papers (CPs), Certificates of Deposit (CDs) & corporate bond securities maturing within 3 to 6 months from the date of inclusion in the index.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.79% | 1.79% | 3.09% | 4.61% | 6.36% | 0% | 0% | 0% | 0% | 0% | 6.77% |
| Category returns | 0.55% | 1% | 2.13% | 3.28% | 5.07% | 7.37% | 7.06% | 6.77% | 5.92% | 0% | N/A |
| Absolute returns | 0.79% | 1.79% | 3.09% | 4.61% | 6.36% | 0% | 0% | 0% | 0% | 0% | 7.82% |
| Rank within category | 12 | 8 | 6 | 5 | 10 | 77 | 75 | 18 | 3 | 1 | N/A |
| Total Schemes in Category | 104 | 101 | 100 | 97 | 94 | 76 | 74 | 17 | 2 | 0 | N/A |
| Index Funds | 2025 | 2026 |
|---|---|---|
| Yearly returns | N/A | 2.06% |
| Q1 returns | N/A | 1.28% |
| Q2 returns | 1.84% | 0.77% |
| Q3 Returns | 1.56% | N/A |
| Q4 Returns | 1.48% | N/A |
Expense ratio: 0.35%
Inclusive of GST
Exit load
NIL
| Alpha | 0.0299665 |
| Beta | 0.0757 |
| Sharpe Ratio | 0.0554491 |
| Sortino Ratio | 0.0355698 |
| R-Squared | 0.1736 |
| Tracking Error | 0.7796 |
| Downside Risk | 0.0286 |
| Std. Deviation (Annualised) | 0.5207 |
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Axis CRISIL IBX SDL May 2027 Index Fund - Regular Plan - Growth | 0.45% | 1.32% | 2.69% | 4.06% | 6.08% | 7.31% | 0% | 0% | 6.22% | 1,993.37 | 0.29 | 0.24 | Low to Moderate |
| Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund - Regular Plan - Growth | 0.49% | 1.42% | 2.89% | 4.25% | 6.25% | 7.3% | 0% | 0% | 6.22% | 6,825.46 | 0.35 | 0.26 | Low to Moderate |
| Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund - Regular Plan - Growth | 0.64% | 0.5% | 1.6% | 3.1% | 4.89% | 7.29% | 0% | 0% | 7.88% | 612.43 | 0.38 | 0.17 | Low to Moderate |
| HDFC NIFTY G-Sec Apr 2029 Index Fund - Regular Plan - Growth | 0.63% | 0.53% | 1.63% | 3.15% | 4.94% | 7.29% | 0% | 0% | 7.86% | 166.03 | 0.36 | 0.17 | Low to Moderate |
| ICICI Prudential Nifty SDL Sep 2027 Index Fund - Regular Plan - Growth | 0.33% | 1.18% | 2.46% | 3.72% | 5.79% | 7.28% | 0% | 0% | 6.39% | 1,475.17 | 0.29 | 0.20 | Low to Moderate |
| Mirae Asset Nifty SDL Jun 2027 Index Fund - Regular Plan - Growth | 0.45% | 1.31% | 2.64% | 3.98% | 5.99% | 7.28% | 0% | 0% | 6.39% | 483.29 | 0.35 | 0.23 | Low to Moderate |
| HDFC Nifty G-Sec Jul 2031 Index Fund - Regular Plan - Growth | 1.15% | 0.5% | 1.07% | 1.88% | 3.11% | 7.27% | 0% | 0% | 7.64% | 638.47 | 0.33 | 0.13 | Moderate |
| ICICI Prudential Nifty SDL Dec 2028 Index Fund - Regular Plan - Growth | -0.04% | 0.54% | 1.7% | 2.35% | 4.45% | 7.26% | 0% | 0% | 7.68% | 835.50 | 0.37 | 0.14 | Low to Moderate |
| SBI CRISIL IBX SDL Index - September 2027 Fund - Regular Plan - Growth | 0.35% | 1.2% | 2.48% | 3.73% | 5.79% | 7.25% | 0% | 0% | 7.38% | 1,518.40 | 0.38 | 0.20 | Low to Moderate |
| Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth Current | 0.79% | 1.79% | 3.09% | 4.61% | 6.36% | 0% | 0% | 0% | 6.77% | 317.36 | 0.35 | 0.06 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Certificate of Deposit | 39.12% |
| Corporate Debt | 48.02% | |
| Commercial Paper | 10.91% | |
| Cash & Cash Equivalents and Net Assets | 1.95% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| CANARA BANK** | Certificate of Deposit | 14.33% | |
| 6.09% Power Finance Corporation Ltd.** | Corporate Debt | 10.95% | |
| 7.55% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** | Corporate Debt | 9.44% | |
| TATA CAPITAL LTD.** | Corporate Debt | 8.43% | |
| 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Corporate Debt | 7.87% | |
| L & T FINANCE LTD.** | Commercial Paper | 7.80% | |
| AXIS BANK LTD.** | Certificate of Deposit | 7.68% | |
| HDFC BANK LTD. | Certificate of Deposit | 7.63% | |
| BANK OF BARODA | Certificate of Deposit | 7.62% | |
| 7.87% LIC HOUSING FINANCE LTD.** | Corporate Debt | 4.72% | |
| 7.62% Export-Import Bank of India** | Corporate Debt | 3.46% | |
| Export-Import Bank of India | Commercial Paper | 3.11% | |
| 7.84% HDB FINANCIAL SERVICES LTD.** | Corporate Debt | 1.57% | |
| 7.8% REC LTD | Corporate Debt | 1.57% | |
| BANK OF BARODA | Certificate of Deposit | 1.56% | |
| Net Current Assets/(Liabilities) | Cash & Cash Equivalents and Net Assets | 1.29% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 0.66% | |
| INDIAN BANK** | Certificate of Deposit | 0.30% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Index Funds.
The investment objective of the scheme is to generate returns that are commensurate (before fees and expenses) with the performance of CRISILIBX Financial Services 3-6 Months Debt Index that seeks to track the performance of Commercial Papers (CPs), Certificates of Deposit (CDs) & corporate bond securities maturing within 3 to 6 months from the date of inclusion in the index.
The scheme benchmark is the CRISIL-IBX Financial Services 3 to 6 Months Debt Index
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.36%
3-year: 0%
5-year: 0%
Top holdings include names such as:
The NAV is around ₹10.78 (approx.) for the Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹317 Cr.
The expense ratio for the Regular Plan is 0.35.
NIL.
Minimum SIP starts at ₹100.
The minimum lump sum investment is ₹100. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Manu Sharma
This fund is suitable for investors with a Low to Moderate risk tolerance.
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